Bell County, KY ZIP Codes

Kentucky (KY) · 12 ZIP codes · 12 cities

ZIP codes

23,858

population (2021)

-16.8%

pop change since 2010

21013

FIPS code

Bell County ZIP code map

About Bell County

Bell County is located in Kentucky and contains 12 ZIP codes across 12 cities and communities. The county's population was 23,858 as of 2021, a decrease of 16.8% from 28,691 in 2010. The timezone is Central Time (observes DST). The Federal Information Processing System (FIPS) code for Bell County is 21013.

Population
2021 population	23,858
2010 population	28,691
Change	-16.8%

County details
State	Kentucky
FIPS code	21013
Timezone	Central
Daylight saving	Yes

Cities in Bell County

Arjay Beverly Calvin Fourmile Frakes Hulen Ingram Kettle Island Middlesboro Miracle Pineville Stoney Fork

ZIP codes for Bell County, KY (12)

ZIP code	City	County	Map
40813	Calvin	Bell	View map
40845	Hulen	Bell	View map
40856	Miracle	Bell	View map
40902	Arjay	Bell	View map
40913	Beverly	Bell	View map
40939	Fourmile	Bell	View map
40940	Frakes	Bell	View map
40955	Ingram	Bell	View map
40958	Kettle Island	Bell	View map
40965	Middlesboro	Bell	View map
40977	Pineville	Bell	View map
40988	Stoney Fork	Bell	View map

Demographics & statistics

24,741

Population

41.4

Median age

$33,384

Median household income

$19,182

Per capita income

$53,391

Median home value

$286

Median monthly rent

74.0%

Home ownership

28.3%

Poverty rate

12.3%

Unemployment

8,444

Housing units

10.0%

Bachelor's or higher

Age distribution

Male Female

759

Under 5

700

756

5–9

697

779

10–14

717

787

15–19

725

796

20–24

733

1,579

25–34

1,455

1,467

35–44

1,352

1,683

45–54

1,551

1,018

55–59

937

848

60–64

782

1,442

65–74

1,328

667

75–84

615

296

85+

272

← Male

Female →

Age summary

Group	Count	%
Under 18	5,354	19.3%
18 and over	19,387	80.7%
65 and over	4,620	16.5%
Median age	41.4 years

Race & ethnicity

White 93.8%

Two or more races 3.1%

Black or African American 2%

Hispanic or Latino 0.6%

American Indian / Alaska Native 0.2%

Other race 0.2%

Asian 0.1%

Group	Count	%
White	23,351	93.8%
Two or more races	777	3.1%
Black or African American	488	2%
Hispanic or Latino	152	0.6%
American Indian / Alaska Native	49	0.2%
Other race	48	0.2%
Asian	28	0.1%

Household income

Under $10k 8.7%

$10k–$15k 6.1%

$15k–$25k 19.9%

$25k–$35k 11.6%

$35k–$50k 18.1%

$50k–$75k 17.2%

$75k–$100k 8.2%

$100k–$150k 9.7%

$150k–$200k 0.4%

$200k+ 0.2%

Range	% of households
Under $10k	8.7%
$10k–$15k	6.1%
$15k–$25k	19.9%
$25k–$35k	11.6%
$35k–$50k	18.1%
$50k–$75k	17.2%
$75k–$100k	8.2%
$100k–$150k	9.7%
$150k–$200k	0.4%
$200k+	0.2%
Median income	$33,384

Housing

Home values

Under $50k 40.4%

$50k–$100k 28.2%

$100k–$150k 15.5%

$150k–$200k 6.4%

$200k–$300k 3.3%

$300k–$500k 3.3%

$500k–$1M 2.9%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$53,391
Median rent / month	$286
Owner occupied	74.0%
Renter occupied	26.0%
Vacant	21.1%
Single-family detached	68.2%
Large apartment buildings	0.4%
Mobile homes	25.4%
Median rooms	5.4
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.0%
2010–2019	2.3%
2000–2009	14.5%
1990–1999	19.5%
1980–1989	17.6%
1970–1979	17.2%
1960–1969	7.8%
1950–1959	6.4%
1940–1949	7.6%
1939 or earlier	7.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	6.2%
2 bedrooms	28.2%
3 bedrooms	49.0%
4 bedrooms	11.1%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	4.7%
1 vehicle	32.7%
2 vehicles	30.4%
3 or more	32.2%

Heating fuel

Fuel type	%
Utility gas	8.8%
Electricity	71.8%
Propane / LP gas	6.2%
Fuel oil	1.0%
Wood	6.3%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	4,033	47.7%
Cohabiting couple	455	5.2%
Male householder, no spouse	2,155	22.8%
Female householder, no spouse	2,991	24.3%
Households with children under 18	2,793	28.7%
Households with seniors (65+)	3,432	32.8%
Average household size	2.69

Marital status

Status	Male	Female
Never married	34.4%	24.8%
Married	46.7%	50.5%
Separated	1.8%	1.7%
Widowed	5.3%	13.0%
Divorced	11.8%	10.0%

Education

Less than 9th grade 10.6%

Some HS, no diploma 13.7%

HS graduate 42.9%

Some college, no degree 12.2%

Associate's degree 10.6%

Bachelor's degree 6.6%

Graduate / professional 3.4%

Metric	%
HS diploma or higher	75.6%
Bachelor's or higher	10.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	299	1.9%
Kindergarten	406	4.6%
Elementary school	2,278	37.5%
High school	1,299	32.2%
College / grad school	851	23.7%

Employment

Industry of employment

Education & healthcare 15.4%

Construction 13.4%

Manufacturing 13.3%

Public administration 11.5%

Arts, food & hospitality 9.9%

Transportation & utilities 8.9%

Agriculture & mining 8.9%

Retail trade 5.4%

Professional & management 5.3%

Finance & real estate 2.4%

Information 2.3%

Other services 2.3%

Wholesale trade 0.9%

Occupation

Category	%
Management, business & arts	34.2%
Service	16.7%
Sales & office	20.0%
Natural resources & construction	8.7%
Production & transportation	20.5%

Employment type

Type	%
Private sector	70.9%
Government	19.3%
Self-employed	9.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	62.2%
Carpool	11.7%
Public transit	0.0%
Walk	17.1%
Other means	0.0%
Avg commute (minutes)	31.4

Poverty

All people 28.3%

Under 18 years 34.9%

18 and over 26.0%

Married-couple families 17.0%

Female-led households 50.1%

Income support

Source	% of households
Social Security	56.0%
Retirement income	21.4%
Supplemental Security	14.2%
Cash public assistance	8.8%
Food stamps / SNAP	23.0%

Health indicators

Condition	%
High blood pressure	49.4%
High cholesterol	41.7%
Heart disease	11.0%
Stroke	5.7%
Asthma	13.3%
Arthritis	38.9%
Kidney disease	4.6%
Pulmonary disease	18.1%
Cancer	7.0%

Behavior / access	%
Binge drinking	13.4%
No physical activity	43.7%
Less than 7 hrs sleep	41.8%
Fair or poor health	33.4%
Poor mental health	21.9%
Poor physical health	21.7%
No health insurance	15.1%
Visited doctor (checkup)	77.1%
Visited dentist	39.8%
Cholesterol screening	86.7%
Teeth loss	33.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	782	3.6%

Disability	%
Any disability	26.4%
Under 18	3.7%
18–64 years	28.0%
65 and over	36.2%

Health insurance coverage

Type	%
Private insurance	33.4%
Public insurance	71.8%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	23,282	96.9%
Spanish	17	0.1%
Other Indo-European	13	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	4	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,671	99.4%
Born in same state	24,661	99.4%
Born in different state	19,209	81.3%
Foreign born	10	0.0%
Naturalized citizen	70	0.6%
Not a US citizen	42	21.7%

Ancestry

Ancestry	Count	%
Arab	2,852	11.5%
Italian	2,190	8.9%
French	2,144	8.7%

Ancestry	Count	%
English	60	0.2%
Polish	29	0.1%
Dutch	15	0.1%

Technology access

Metric	% of households
Computer access	37.0%
Internet access	88.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

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