40940 ZIP Code — Frakes, KY

Bell County, Kentucky

ZIP code 40940 is located in Frakes, Kentucky, within Bell County. It covers approximately 30.24 square miles and serves a population of 338 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 40940

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $81,000. Owner-occupancy is high at 85%, well above the national average.

Median household income is $20,848. Poverty affects 26% of residents, above the national average. SNAP benefit usage at 17% of households reflects economic stress in the area. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. An above-average commute of 63 minutes suggests many residents work outside the immediate area.

College attainment at 4% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (31%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 45%.

Overall, ZIP code 40940 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

338

population

30.24

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40940 ZIP code map

Cities in ZIP code 40940

Below are the cities the US Postal Service accepts for ZIP code 40940. Using any city not on this list may result in mail delivery delays.

City	Status
Frakes	Acceptable
Frakes	Preferred

Nearby ZIP codes

40763 Siler (4.7 mi) 37715 Clairfield (8.2 mi) 40921 Bryants Store (8.5 mi) 40813 Calvin (9 mi) 37729 Duff (10.2 mi) 40995 Trosper (10.7 mi) 40965 Middlesboro (12.4 mi) 37870 Speedwell (12.5 mi) 37762 Jellico (12.6 mi) 40977 Pineville (13.3 mi) 37724 Cumberland Gap (13.6 mi) 40906 Barbourville (14.2 mi)

Demographics updated 05/2026

Population
Total population	338
Population density	11 / sq mi
State FIPS	21
County FIPS	013

Geography
Land area	30.24 sq mi
Water area	0.03 sq mi
Latitude	36.6375
Longitude	-83.9164
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	93.0%	72.9%	47.9%
$50k – $100k	7.0%	21.8%	30.3%
$100k – $200k	0.0%	4.5%	17.6%
Over $200k	0.0%	0.8%	4.2%

Demographics & statistics

338

Population

People per sq mi

52.2

Median age

$20,848

Median household income

$11,277

Per capita income

$81,000

Median home value

Median monthly rent

84.6%

Home ownership

26.0%

Poverty rate

49.3%

Unemployment

268

Housing units

4.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	56	16.6%
18 and over	282	83.4%
65 and over	32	9.5%
Median age	52.2 years

Race & ethnicity

White 87%

Two or more races 13%

Group	Count	%
White	294	87%
Two or more races	44	13%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	93.0%	72.9%	47.9%
$50k – $100k	7.0%	21.8%	30.3%
$100k – $200k	0.0%	4.5%	17.6%
Over $200k	0.0%	0.8%	4.2%

Under $10k 32.9%

$10k–$15k 5.4%

$15k–$25k 24.2%

$25k–$35k 15.4%

$35k–$50k 13.4%

$50k–$75k 6.7%

$75k–$100k 2.0%

Range	% of households
Under $10k	32.9%
$10k–$15k	5.4%
$15k–$25k	24.2%
$25k–$35k	15.4%
$35k–$50k	13.4%
$50k–$75k	6.7%
$75k–$100k	2.0%
Median income	$20,848

Housing

Home values

Under $50k 42.9%

$50k–$100k 28.6%

$100k–$150k 20.6%

$300k–$500k 7.9%

Housing overview

Metric	Value
Median home value	$81,000
Median rent / month	$0
Owner occupied	84.6%
Renter occupied	15.4%
Vacant	48.8%
Single-family detached	89.7%
Large apartment buildings	0.0%
Mobile homes	10.3%
Median rooms	5.3
Avg household size (owned)	2.04

Year built

Era	%
2020 or later	0.0%
2010–2019	6.9%
2000–2009	26.8%
1990–1999	26.5%
1980–1989	4.8%
1970–1979	8.9%
1960–1969	2.4%
1950–1959	4.5%
1940–1949	0.0%
1939 or earlier	19.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.8%
2 bedrooms	39.9%
3 bedrooms	48.1%
4 bedrooms	8.2%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	10.7%
1 vehicle	49.7%
2 vehicles	10.1%
3 or more	29.5%

Heating fuel

Fuel type	%
Utility gas	10.1%
Electricity	41.6%
Propane / LP gas	26.2%
Wood	17.4%

Households & families

Household type	Count	%
Married-couple family	58	38.9%
Cohabiting couple	0	0.0%
Male householder, no spouse	35	23.5%
Female householder, no spouse	56	37.6%
Households with children under 18	29	19.5%
Households with seniors (65+)	32	21.5%
Average household size	2.27

Marital status

Status	Male	Female
Never married	36.4%	39.0%
Married	46.4%	33.3%
Separated	0.0%	0.0%
Widowed	0.0%	14.5%
Divorced	17.1%	13.2%

Education

Less than 9th grade 16.1%

Some HS, no diploma 12.9%

HS graduate 49.8%

Some college, no degree 7.1%

Associate's degree 9.8%

Bachelor's degree 0.0%

Graduate / professional 4.3%

Metric	%
HS diploma or higher	71.0%
Bachelor's or higher	4.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	4	6.3%
Elementary school	15	23.8%
High school	21	33.3%
College / grad school	23	36.5%

Employment

Industry of employment

Manufacturing 47.4%

Construction 34.2%

Public administration 10.5%

Professional & management 7.9%

Occupation

Category	%
Management, business & arts	39.5%
Service	0.0%
Sales & office	10.5%
Natural resources & construction	34.2%
Production & transportation	15.8%

Employment type

Type	%
Private sector	55.3%
Government	10.5%
Self-employed	34.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	57.9%
Carpool	34.2%
Public transit	0.0%
Walk	0.0%
Work from home	7.9%
Other means	0.0%
Avg commute (minutes)	62.6

Poverty

All people 26.0%

Under 18 years 0.0%

18 and over 31.2%

Married-couple families 0.0%

Female-led households 83.3%

Income support

Source	% of households
Social Security	40.3%
Retirement income	7.4%
Supplemental Security	32.9%
Cash public assistance	0.0%
Food stamps / SNAP	17.4%

Health indicators

Condition	%
Obesity	41.3%
High blood pressure	49.2%
High cholesterol	41.6%
Diabetes	16.3%
Heart disease	11.0%
Stroke	5.3%
Asthma	12.7%
Arthritis	38.8%
Kidney disease	4.4%
Pulmonary disease	16.5%
Cancer	7.5%

Behavior / access	%
Smoking	30.9%
Binge drinking	13.5%
No physical activity	39.6%
Less than 7 hrs sleep	39.9%
Depression	28.0%
Fair or poor health	29.9%
Poor mental health	20.2%
Poor physical health	19.7%
No health insurance	13.4%
Visited doctor (checkup)	77.8%
Visited dentist	45.4%
Cholesterol screening	88.4%
Teeth loss	28.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	44.7%
Under 18	0.0%
18–64 years	52.4%
65 and over	62.5%

Health insurance coverage

Type	%
Private insurance	5.0%
Public insurance	91.7%
No insurance	4.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	322	95.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	338	100.0%
Born in same state	338	100.0%
Born in different state	239	70.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	84	24.9%
Italian	48	14.2%

Ancestry	Count	%
French	48	14.2%

Technology access

Metric	% of households
Computer access	44.1%
Internet access	81.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40940

What city is ZIP code 40940 in?

ZIP code 40940 is primarily assigned to Frakes, Kentucky.

What county is ZIP code 40940 in?

ZIP code 40940 falls within Bell County, Kentucky.

How educated is the population of ZIP code 40940?

4% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 40940?

26% of residents in ZIP code 40940 live below the poverty line, above the national average.

Is ZIP code 40940 mostly owner-occupied?

85% of occupied units in ZIP code 40940 are owner-occupied, well above the national average.

Does ZIP code 40940 have a large retiree population?

40% of households in ZIP code 40940 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 40940 in?

ZIP code 40940 observes the EST timezone.