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Kentucky ZIP Codes
Bell County
Pineville, KY
40977
40977 ZIP Code — Pineville, KY
Bell County, Kentucky
ZIP code 40977 is located in
Pineville ,
Kentucky ,
within Bell County .
It covers approximately 133.68 square miles and serves a population of
8,818 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 606 .
About ZIP code 40977
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $71,900. Owner-occupancy sits near the national average at 66%.
Median household income is $35,668. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 24% of households reflects economic stress in the area. 42% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.
College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of obesity (45%), diabetes (16%), smoking (34%) compared to national benchmarks.
Overall, ZIP code 40977 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.
40977 ZIP code map
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Cities in ZIP code 40977
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
8,818
Population density
66 / sq mi
State FIPS
21
County FIPS
013
Geography
Land area
133.68 sq mi
Water area
1.03 sq mi
Latitude
36.7412
Longitude
-83.7149
Timezone
Eastern (ET)
Area code
606
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
70.2%
72.9%
47.9%
$50k – $100k
23.3%
21.8%
30.3%
$100k – $200k
5.8%
4.5%
17.6%
Over $200k
0.7%
0.8%
4.2%
Demographics & statistics
$35,668
Median household income
14.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 2,014 22.8% 18 and over 6,804 77.2% 65 and over 1,658 18.8% Median age 39.9 years
Race & ethnicity
Black or African American
1.6%
Group Count % White 8,450 95.4% Two or more races 193 2.2% Black or African American 144 1.6% Hispanic or Latino 38 0.4% Other race 28 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
70.2%
72.9%
47.9%
$50k – $100k
23.3%
21.8%
30.3%
$100k – $200k
5.8%
4.5%
17.6%
Over $200k
0.7%
0.8%
4.2%
Range % of households Under $10k 9.4% $10k–$15k 8.6% $15k–$25k 14.7% $25k–$35k 16.6% $35k–$50k 12.8% $50k–$75k 15.8% $75k–$100k 12.2% $100k–$150k 5.7% $150k–$200k 2.7% $200k+ 1.5% Median income $35,668
Housing
Housing overview
Metric Value Median home value $71,900 Median rent / month $588 Owner occupied 66.3% Renter occupied 33.7% Vacant 21.1% Single-family detached 63.6% Large apartment buildings 2.5% Mobile homes 24.6% Median rooms 5.5 Avg household size (owned) 2.73
Year built
Era % 2020 or later 0.1% 2010–2019 3.0% 2000–2009 7.1% 1990–1999 16.4% 1980–1989 20.6% 1970–1979 29.2% 1960–1969 8.1% 1950–1959 4.7% 1940–1949 4.5% 1939 or earlier 6.2%
Bedrooms
Size % of units No bedroom (studio) 3.3% 1 bedroom 6.2% 2 bedrooms 23.6% 3 bedrooms 48.2% 4 bedrooms 15.8% 5+ bedrooms 2.9%
Vehicles per household
Vehicles % of households No vehicle 7.4% 1 vehicle 28.9% 2 vehicles 45.6% 3 or more 18.1%
Heating fuel
Fuel type % Utility gas 8.7% Electricity 76.3% Propane / LP gas 2.8% Fuel oil 1.1% Wood 4.6% No fuel used 0.2%
Households & families
Household type Count % Married-couple family 1,576 49.5% Cohabiting couple 180 5.6% Male householder, no spouse 598 18.8% Female householder, no spouse 833 26.1% Households with children under 18 1,106 34.7% Households with seniors (65+) 1,153 36.2% Average household size 2.60
Marital status
Status Male Female Never married 31.5% 20.0% Married 51.9% 54.0% Separated 3.7% 3.0% Widowed 2.0% 11.1% Divorced 11.0% 11.9%
Education
Some HS, no diploma
10.5%
Some college, no degree
15.3%
Graduate / professional
5.9%
Metric % HS diploma or higher 79.9% Bachelor's or higher 14.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 99 6.0% Kindergarten 107 6.5% Elementary school 787 48.0% High school 438 26.7% College / grad school 208 12.7%
Employment
Industry of employment
Education & healthcare
27.8%
Public administration
9.9%
Transportation & utilities
4.9%
Agriculture & mining
4.3%
Professional & management
3.9%
Finance & real estate
3.6%
Arts, food & hospitality
2.7%
Occupation
Category % Management, business & arts 28.8% Service 18.9% Sales & office 15.4% Natural resources & construction 7.7% Production & transportation 29.2%
Employment type
Type % Private sector 78.3% Government 18.6% Self-employed 3.2% Unpaid family workers 0.0%
Commute
Method % Drive alone 85.9% Carpool 10.3% Public transit 0.1% Walk 0.3% Work from home 3.3% Other means 0.2% Avg commute (minutes) 26.9
Poverty
Married-couple families
10.7%
Female-led households
27.3%
Income support
Source % of households Social Security 42.3% Retirement income 27.3% Supplemental Security 11.6% Cash public assistance 6.5% Food stamps / SNAP 24.0%
Health indicators
Condition % Obesity 45.0% High blood pressure 47.8% High cholesterol 41.1% Diabetes 16.0% Heart disease 10.2% Stroke 5.2% Asthma 13.0% Arthritis 37.1% Kidney disease 4.3% Pulmonary disease 16.7% Cancer 6.8%
Behavior / access % Smoking 33.7% Binge drinking 13.9% No physical activity 41.9% Less than 7 hrs sleep 41.5% Depression 28.9% Fair or poor health 31.4% Poor mental health 21.5% Poor physical health 20.4% No health insurance 14.6% Visited doctor (checkup) 76.8% Visited dentist 41.3% Cholesterol screening 86.4% Teeth loss 31.3%
Veterans & disability
Veterans Count % Civilian veterans 212 3.1%
Disability % Any disability 22.0% Under 18 7.8% 18–64 years 20.6% 65 and over 44.6%
Health insurance coverage
Type % Private insurance 49.0% Public insurance 59.3% No insurance 7.3% Uninsured under 19 3.4%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 8,119 92.1% Spanish 4 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 4 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 8,805 99.9% Born in same state 8,805 99.9% Born in different state 7,051 80.0% Foreign born 0 0.0% Naturalized citizen 13 0.1% Not a US citizen 13 100.0%
Ancestry
Ancestry Count % Arab 1,238 14% Italian 672 7.6%
Ancestry Count % French 670 7.6% English 12 0.1%
Technology access
Metric % of households Computer access 36.1% Internet access 87.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 40977
What city is ZIP code 40977 in?
ZIP code 40977 is primarily assigned to Pineville, Kentucky.
What county is ZIP code 40977 in?
ZIP code 40977 falls within Bell County, Kentucky.
What is the poverty rate in ZIP code 40977?
21% of residents in ZIP code 40977 live below the poverty line, above the national average.
How educated is the population of ZIP code 40977?
14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 40977 have a large retiree population?
42% of households in ZIP code 40977 receive Social Security income, suggesting a significant retiree or disability population.
What are the health statistics for ZIP code 40977?
Health data for ZIP code 40977 shows elevated rates of obesity (45%) and diabetes (16%) and smoking (34%) compared to national benchmarks.
What timezone is ZIP code 40977 in?
ZIP code 40977 observes the EST timezone.
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