40902 ZIP Code — Arjay, KY

Bell County, Kentucky

ZIP code 40902 is located in Arjay, Kentucky, within Bell County. It covers approximately 33.73 square miles and serves a population of 548 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 40902

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $106,500. Owner-occupancy is high at 77%, well above the national average.

Median household income is $34,000. Poverty affects 33% of residents, above the national average. SNAP benefit usage at 41% of households reflects economic stress in the area. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 15 minutes is near the national average.

College attainment at 3% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (48%), diabetes (17%), smoking (40%), poor mental health (24%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 31%.

Overall, ZIP code 40902 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

548

population

33.73

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40902 ZIP code map

Cities in ZIP code 40902

Below are the cities the US Postal Service accepts for ZIP code 40902. Using any city not on this list may result in mail delivery delays.

City	Status
Arjay	Preferred

Nearby ZIP codes

40913 Beverly (4.5 mi) 40988 Stoney Fork (5.6 mi) 40939 Fourmile (7.3 mi) 40935 Flat Lick (7.5 mi) 40982 Scalf (7.8 mi) 40953 Hinkle (8.5 mi) 40977 Pineville (9.4 mi) 40840 Helton (9.4 mi) 40819 Coldiron (9.6 mi) 40903 Artemus (10.5 mi) 40915 Bimble (11 mi) 40856 Miracle (11.7 mi)

Demographics updated 05/2026

Population
Total population	548
Population density	16 / sq mi
State FIPS	21
County FIPS	013

Geography
Land area	33.73 sq mi
Water area	0.05 sq mi
Latitude	36.8595
Longitude	-83.6328
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	72.9%	72.9%	47.9%
$50k – $100k	13.8%	21.8%	30.3%
$100k – $200k	13.3%	4.5%	17.6%
Over $200k	0.0%	0.8%	4.2%

Demographics & statistics

548

Population

People per sq mi

56.5

Median age

$34,000

Median household income

$22,706

Per capita income

$106,500

Median home value

$633

Median monthly rent

77.3%

Home ownership

33.2%

Poverty rate

28.0%

Unemployment

250

Housing units

2.7%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	91	16.6%
18 and over	457	83.4%
65 and over	65	11.9%
Median age	56.5 years

Race & ethnicity

White 92.3%

American Indian / Alaska Native 5.7%

Two or more races 2%

Group	Count	%
White	506	92.3%
American Indian / Alaska Native	31	5.7%
Two or more races	11	2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	72.9%	72.9%	47.9%
$50k – $100k	13.8%	21.8%	30.3%
$100k – $200k	13.3%	4.5%	17.6%
Over $200k	0.0%	0.8%	4.2%

Under $10k 7.7%

$10k–$15k 17.7%

$15k–$25k 10.9%

$25k–$35k 16.4%

$35k–$50k 12.7%

$75k–$100k 11.4%

$100k–$150k 23.2%

Range	% of households
Under $10k	7.7%
$10k–$15k	17.7%
$15k–$25k	10.9%
$25k–$35k	16.4%
$35k–$50k	12.7%
$75k–$100k	11.4%
$100k–$150k	23.2%
Median income	$34,000

Housing

Home values

Under $50k 33.5%

$50k–$100k 11.8%

$100k–$150k 54.7%

Housing overview

Metric	Value
Median home value	$106,500
Median rent / month	$633
Owner occupied	77.3%
Renter occupied	22.7%
Vacant	26.7%
Single-family detached	59.3%
Large apartment buildings	0.0%
Mobile homes	40.7%
Median rooms	5.1
Avg household size (owned)	2.05

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	17.7%
1990–1999	48.0%
1980–1989	11.3%
1970–1979	12.7%
1960–1969	0.0%
1950–1959	0.0%
1940–1949	4.7%
1939 or earlier	5.7%

Bedrooms

Size	% of units
No bedroom (studio)	4.3%
1 bedroom	0.0%
2 bedrooms	28.7%
3 bedrooms	63.3%
4 bedrooms	3.7%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	37.3%
2 vehicles	25.9%
3 or more	36.8%

Heating fuel

Fuel type	%
Electricity	69.1%
Propane / LP gas	14.1%
Wood	5.0%
No fuel used	4.1%

Households & families

Household type	Count	%
Married-couple family	129	58.6%
Cohabiting couple	9	4.1%
Male householder, no spouse	48	21.8%
Female householder, no spouse	34	15.5%
Households with children under 18	51	23.2%
Households with seniors (65+)	39	17.7%
Average household size	2.49

Marital status

Status	Male	Female
Never married	28.6%	6.4%
Married	53.5%	70.7%
Separated	0.0%	0.0%
Widowed	0.0%	4.3%
Divorced	17.8%	18.6%

Education

Less than 9th grade 8.5%

Some HS, no diploma 23.4%

HS graduate 51.4%

Some college, no degree 14.0%

Associate's degree 0.0%

Bachelor's degree 0.0%

Graduate / professional 2.7%

Metric	%
HS diploma or higher	68.1%
Bachelor's or higher	2.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	13	12.1%
Elementary school	75	70.1%
High school	3	2.8%
College / grad school	16	15.0%

Employment

Industry of employment

Transportation & utilities 33.8%

Manufacturing 27.4%

Retail trade 16.6%

Other services 9.6%

Professional & management 7.0%

Information 5.7%

Occupation

Category	%
Management, business & arts	7.0%
Service	15.3%
Sales & office	16.6%
Natural resources & construction	0.0%
Production & transportation	61.1%

Employment type

Type	%
Private sector	60.5%
Government	5.7%
Self-employed	33.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	58.6%
Carpool	7.6%
Public transit	0.0%
Walk	33.8%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	15.1

Poverty

All people 33.2%

Under 18 years 53.8%

18 and over 29.1%

Married-couple families 19.4%

Female-led households 37.5%

Income support

Source	% of households
Social Security	31.8%
Retirement income	17.3%
Supplemental Security	6.8%
Cash public assistance	0.0%
Food stamps / SNAP	40.9%

Health indicators

Condition	%
Obesity	47.5%
High blood pressure	49.1%
High cholesterol	41.3%
Diabetes	17.2%
Heart disease	10.9%
Stroke	5.8%
Asthma	14.0%
Arthritis	38.4%
Kidney disease	4.6%
Pulmonary disease	19.4%
Cancer	6.4%

Behavior / access	%
Smoking	39.9%
Binge drinking	13.5%
No physical activity	46.6%
Less than 7 hrs sleep	43.2%
Depression	31.2%
Fair or poor health	36.4%
Poor mental health	23.7%
Poor physical health	23.2%
No health insurance	17.1%
Visited doctor (checkup)	76.0%
Visited dentist	35.1%
Cholesterol screening	84.6%
Teeth loss	37.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	30.8%
Under 18	3.3%
18–64 years	39.5%
65 and over	16.9%

Health insurance coverage

Type	%
Private insurance	32.3%
Public insurance	65.3%
No insurance	10.8%
Uninsured under 19	14.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	548	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	548	100.0%
Born in same state	548	100.0%
Born in different state	477	87.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	49	8.9%
Arab	42	7.7%

Ancestry	Count	%
Italian	35	6.4%

Technology access

Metric	% of households
Computer access	40.1%
Internet access	79.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40902

What city is ZIP code 40902 in?

ZIP code 40902 is primarily assigned to Arjay, Kentucky.

What county is ZIP code 40902 in?

ZIP code 40902 falls within Bell County, Kentucky.

What is the poverty rate in ZIP code 40902?

33% of residents in ZIP code 40902 live below the poverty line, above the national average.

How educated is the population of ZIP code 40902?

3% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What are the health statistics for ZIP code 40902?

Health data for ZIP code 40902 shows elevated rates of obesity (48%) and diabetes (17%) and smoking (40%) compared to national benchmarks.

What is the typical home value in ZIP code 40902?

The median home value in ZIP code 40902 is $106,500.

What timezone is ZIP code 40902 in?

ZIP code 40902 observes the EST timezone.