40913 ZIP Code — Beverly, KY

Bell County, Kentucky

ZIP code 40913 is located in Beverly, Kentucky, within Bell County. It covers approximately 16.97 square miles and serves a population of 447 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 40913

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $34,200. Owner-occupancy sits near the national average at 48%.

Median household income is $46,320. Poverty affects 25% of residents, above the national average. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 27 minutes is near the national average. Remote work is prevalent — 35% of workers work from home.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (45%), diabetes (19%), smoking (35%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 29%.

Overall, ZIP code 40913 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a high rate of remote workers, and a significant Social Security-dependent population.

447

population

16.97

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40913 ZIP code map

Cities in ZIP code 40913

Below are the cities the US Postal Service accepts for ZIP code 40913. Using any city not on this list may result in mail delivery delays.

City	Status
Beverly	Acceptable
Beverly	Preferred

Nearby ZIP codes

40902 Arjay (4.5 mi) 40982 Scalf (6 mi) 40988 Stoney Fork (6.2 mi) 40840 Helton (8 mi) 40979 Roark (9.4 mi) 40953 Hinkle (9.5 mi) 40935 Flat Lick (9.8 mi) 40939 Fourmile (11 mi) 40819 Coldiron (11.1 mi) 40915 Bimble (12 mi) 40923 Cannon (12.1 mi) 40827 Essie (12.2 mi)

Demographics updated 05/2026

Population
Total population	447
Population density	26 / sq mi
State FIPS	21
County FIPS	013

Geography
Land area	16.97 sq mi
Water area	0.03 sq mi
Latitude	36.9230
Longitude	-83.6193
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	79.7%	72.9%	47.9%
$50k – $100k	20.3%	21.8%	30.3%
$100k – $200k	0.0%	4.5%	17.6%
Over $200k	0.0%	0.8%	4.2%

Demographics & statistics

447

Population

People per sq mi

31.6

Median age

$46,320

Median household income

$15,787

Per capita income

$34,200

Median home value

Median monthly rent

48.0%

Home ownership

24.6%

Poverty rate

0.0%

Unemployment

Housing units

13.7%

Bachelor's or higher

Age distribution

Male Female

5–9

15–19

20–24

25–34

35–44

45–54

55–59

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	28	6.3%
18 and over	419	93.7%
65 and over	93	20.8%
Median age	31.6 years

Race & ethnicity

White 87.4%

Hispanic or Latino 4.3%

Two or more races 4.3%

Black or African American 4.1%

Group	Count	%
White	408	87.4%
Hispanic or Latino	20	4.3%
Two or more races	20	4.3%
Black or African American	19	4.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	79.7%	72.9%	47.9%
$50k – $100k	20.3%	21.8%	30.3%
$100k – $200k	0.0%	4.5%	17.6%
Over $200k	0.0%	0.8%	4.2%

$15k–$25k 4.9%

$25k–$35k 14.6%

$35k–$50k 57.7%

$50k–$75k 4.1%

$75k–$100k 8.1%

$100k–$150k 10.6%

Range	% of households
$15k–$25k	4.9%
$25k–$35k	14.6%
$35k–$50k	57.7%
$50k–$75k	4.1%
$75k–$100k	8.1%
$100k–$150k	10.6%
Median income	$46,320

Housing

Home values

Under $50k 78.0%

$100k–$150k 22.0%

Housing overview

Metric	Value
Median home value	$34,200
Median rent / month	$0
Owner occupied	48.0%
Renter occupied	52.0%
Vacant	21.2%
Single-family detached	34.0%
Large apartment buildings	0.0%
Mobile homes	46.2%
Median rooms	5.2
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	5.1%
1990–1999	29.5%
1980–1989	35.3%
1970–1979	3.8%
1960–1969	8.3%
1950–1959	0.0%
1940–1949	17.9%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.1%
2 bedrooms	21.8%
3 bedrooms	62.8%
4 bedrooms	8.3%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	57.7%
2 vehicles	4.9%
3 or more	37.4%

Heating fuel

Fuel type	%
Utility gas	4.9%
Electricity	61.8%
Wood	28.5%

Households & families

Household type	Count	%
Married-couple family	66	53.7%
Cohabiting couple	35	28.5%
Male householder, no spouse	0	0.0%
Female householder, no spouse	22	17.9%
Households with children under 18	35	28.5%
Households with seniors (65+)	59	48.0%
Average household size	3.24

Marital status

Status	Male	Female
Never married	57.9%	29.3%
Married	42.1%	36.7%
Separated	0.0%	0.0%
Widowed	0.0%	18.8%
Divorced	0.0%	15.3%

Education

Less than 9th grade 10.2%

Some HS, no diploma 30.8%

HS graduate 19.7%

Some college, no degree 23.2%

Associate's degree 2.5%

Bachelor's degree 2.5%

Graduate / professional 11.1%

Metric	%
HS diploma or higher	59.0%
Bachelor's or higher	13.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	15	15.3%
Elementary school	13	13.3%
High school	41	41.8%
College / grad school	29	29.6%

Employment

Industry of employment

Arts, food & hospitality 28.3%

Public administration 22.0%

Education & healthcare 18.2%

Information 13.8%

Agriculture & mining 12.6%

Other services 5.0%

Occupation

Category	%
Management, business & arts	12.6%
Service	54.1%
Sales & office	20.8%
Natural resources & construction	12.6%
Production & transportation	0.0%

Employment type

Type	%
Private sector	74.2%
Government	25.8%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	52.8%
Carpool	0.0%
Public transit	0.0%
Walk	12.6%
Work from home	34.6%
Other means	0.0%
Avg commute (minutes)	27.3

Poverty

All people 24.6%

Under 18 years 100.0%

18 and over 19.2%

Married-couple families 9.1%

Female-led households 100.0%

Income support

Source	% of households
Social Security	45.5%
Retirement income	18.7%
Supplemental Security	27.6%
Cash public assistance	4.9%
Food stamps / SNAP	9.8%

Health indicators

Condition	%
Obesity	44.9%
High blood pressure	50.9%
High cholesterol	43.3%
Diabetes	18.5%
Heart disease	12.7%
Stroke	6.4%
Asthma	13.5%
Arthritis	41.2%
Kidney disease	5.1%
Pulmonary disease	20.0%
Cancer	7.6%

Behavior / access	%
Smoking	35.4%
Binge drinking	12.7%
No physical activity	45.0%
Less than 7 hrs sleep	41.4%
Depression	29.7%
Fair or poor health	35.9%
Poor mental health	21.8%
Poor physical health	23.2%
No health insurance	15.4%
Visited doctor (checkup)	78.3%
Visited dentist	38.8%
Cholesterol screening	86.9%
Teeth loss	36.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	35	8.4%

Disability	%
Any disability	28.9%
Under 18	0.0%
18–64 years	22.4%
65 and over	60.2%

Health insurance coverage

Type	%
Private insurance	15.4%
Public insurance	80.3%
No insurance	9.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	447	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	427	95.5%
Born in same state	427	95.5%
Born in different state	371	83.0%
Foreign born	0	0.0%
Naturalized citizen	20	4.5%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	50	11.2%

Ancestry	Count	%
Italian	39	8.7%

Technology access

Metric	% of households
Computer access	27.5%
Internet access	89.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40913

What city is ZIP code 40913 in?

ZIP code 40913 is primarily assigned to Beverly, Kentucky.

What county is ZIP code 40913 in?

ZIP code 40913 falls within Bell County, Kentucky.

What is the poverty rate in ZIP code 40913?

25% of residents in ZIP code 40913 live below the poverty line, above the national average.

Does ZIP code 40913 have a large retiree population?

46% of households in ZIP code 40913 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 40913?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What are the health statistics for ZIP code 40913?

Health data for ZIP code 40913 shows elevated rates of obesity (45%) and diabetes (19%) and smoking (35%) compared to national benchmarks.

What timezone is ZIP code 40913 in?

ZIP code 40913 observes the EST timezone.