40958 ZIP Code — Kettle Island, KY

Bell County, Kentucky

ZIP code 40958 is located in Kettle Island, Kentucky, within Bell County. It covers approximately 9.23 square miles and serves a population of 584 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 40958

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Owner-occupancy is high at 76%, well above the national average.

Median household income is $53,438. 58% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with agriculture and mining as the leading industry. An above-average commute of 44 minutes suggests many residents work outside the immediate area.

Health indicators show elevated rates of obesity (48%), diabetes (19%), smoking (39%), poor mental health (23%) compared to national benchmarks.

Overall, ZIP code 40958 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

584

population

9.23

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40958 ZIP code map

Cities in ZIP code 40958

Below are the cities the US Postal Service accepts for ZIP code 40958. Using any city not on this list may result in mail delivery delays.

City	Status
Kettle Island	Acceptable

Demographics updated 05/2026

Population
Total population	584
Population density	63 / sq mi
State FIPS	21
County FIPS	013

Geography
Land area	9.23 sq mi
Water area	0.05 sq mi
Latitude	36.8264
Longitude	-83.5864
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.8%	72.9%	47.9%
$50k – $100k	39.2%	21.8%	30.3%
$100k – $200k	0.0%	4.5%	17.6%
Over $200k	0.0%	0.8%	4.2%

Demographics & statistics

584

Population

People per sq mi

43.7

Median age

$53,438

Median household income

$20,744

Per capita income

Median home value

Median monthly rent

75.5%

Home ownership

12.8%

Poverty rate

8.8%

Unemployment

176

Housing units

1.9%

Bachelor's or higher

Age distribution

Male Female

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

← Male

Female →

Age summary

Group	Count	%
Under 18	90	15.4%
18 and over	494	84.6%
65 and over	12	2.1%
Median age	43.7 years

Race & ethnicity

White 100%

Group	Count	%
White	584	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.8%	72.9%	47.9%
$50k – $100k	39.2%	21.8%	30.3%
$100k – $200k	0.0%	4.5%	17.6%
Over $200k	0.0%	0.8%	4.2%

Under $10k 5.7%

$15k–$25k 13.0%

$25k–$35k 5.2%

$35k–$50k 22.9%

$50k–$75k 28.6%

$75k–$100k 6.3%

$100k–$150k 18.2%

Range	% of households
Under $10k	5.7%
$15k–$25k	13.0%
$25k–$35k	5.2%
$35k–$50k	22.9%
$50k–$75k	28.6%
$75k–$100k	6.3%
$100k–$150k	18.2%
Median income	$53,438

Housing

Home values

Under $50k 45.5%

$50k–$100k 21.4%

$100k–$150k 15.9%

$500k–$1M 17.2%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$0
Owner occupied	75.5%
Renter occupied	24.5%
Vacant	13.9%
Single-family detached	69.1%
Large apartment buildings	0.0%
Mobile homes	30.9%
Median rooms	5.1
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	4.5%
1990–1999	10.3%
1980–1989	56.1%
1970–1979	22.9%
1960–1969	0.0%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	6.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	11.2%
2 bedrooms	28.7%
3 bedrooms	41.7%
4 bedrooms	0.0%
5+ bedrooms	18.4%

Vehicles per household

Vehicles	% of households
No vehicle	5.7%
1 vehicle	0.0%
2 vehicles	59.9%
3 or more	34.4%

Heating fuel

Fuel type	%
Electricity	77.1%
Wood	4.2%

Households & families

Household type	Count	%
Married-couple family	97	50.5%
Cohabiting couple	8	4.2%
Male householder, no spouse	77	40.1%
Female householder, no spouse	10	5.2%
Households with children under 18	57	29.7%
Households with seniors (65+)	12	6.3%
Average household size	3.04

Marital status

Status	Male	Female
Never married	41.9%	35.6%
Married	32.0%	43.7%
Separated	0.0%	0.0%
Widowed	0.0%	3.5%
Divorced	26.1%	17.3%

Education

Less than 9th grade 21.2%

Some HS, no diploma 2.4%

HS graduate 51.9%

Some college, no degree 8.1%

Associate's degree 14.5%

Bachelor's degree 1.9%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	76.4%
Bachelor's or higher	1.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	24	21.6%
High school	79	71.2%
College / grad school	8	7.2%

Employment

Industry of employment

Agriculture & mining 38.4%

Public administration 28.4%

Manufacturing 11.1%

Professional & management 8.7%

Education & healthcare 8.3%

Retail trade 3.5%

Construction 1.7%

Occupation

Category	%
Management, business & arts	38.4%
Service	39.4%
Sales & office	17.6%
Natural resources & construction	4.5%
Production & transportation	0.0%

Employment type

Type	%
Private sector	50.5%
Government	28.4%
Self-employed	21.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	61.3%
Carpool	0.0%
Public transit	0.0%
Walk	38.7%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	43.8

Poverty

All people 12.8%

Under 18 years 17.8%

18 and over 11.9%

Married-couple families 0.0%

Female-led households 100.0%

Income support

Source	% of households
Social Security	58.3%
Retirement income	0.0%
Supplemental Security	10.9%
Cash public assistance	0.0%
Food stamps / SNAP	9.4%

Health indicators

Condition	%
Obesity	47.5%
High blood pressure	52.6%
High cholesterol	43.0%
Diabetes	19.1%
Heart disease	12.6%
Stroke	6.7%
Asthma	14.0%
Arthritis	42.4%
Kidney disease	5.2%
Pulmonary disease	21.3%
Cancer	7.5%

Behavior / access	%
Smoking	38.8%
Binge drinking	12.5%
No physical activity	48.2%
Less than 7 hrs sleep	42.6%
Depression	30.7%
Fair or poor health	38.2%
Poor mental health	22.9%
Poor physical health	24.5%
No health insurance	16.7%
Visited doctor (checkup)	77.7%
Visited dentist	35.6%
Cholesterol screening	86.7%
Teeth loss	38.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	24	4.9%

Disability	%
Any disability	14.7%
Under 18	0.0%
18–64 years	17.8%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	51.0%
Public insurance	51.7%
No insurance	4.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	584	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	584	100.0%
Born in same state	584	100.0%
Born in different state	551	94.3%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	143	24.5%

Ancestry	Count	%
Italian	60	10.3%

Technology access

Metric	% of households
Computer access	32.9%
Internet access	81.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40958

What city is ZIP code 40958 in?

ZIP code 40958 is primarily assigned to Kettle Island, Kentucky.

What county is ZIP code 40958 in?

ZIP code 40958 falls within Bell County, Kentucky.

Does ZIP code 40958 have a large retiree population?

58% of households in ZIP code 40958 receive Social Security income, suggesting a significant retiree or disability population.

What are the health statistics for ZIP code 40958?

Health data for ZIP code 40958 shows elevated rates of obesity (48%) and diabetes (19%) and smoking (39%) compared to national benchmarks.

What is the population of ZIP code 40958?

ZIP code 40958 has an estimated population of 584 residents, with a density of 63 people per square mile.

What is the median household income in ZIP code 40958?

The median household income in ZIP code 40958 is $53,438, below the national median of ~$75,000.

What timezone is ZIP code 40958 in?

ZIP code 40958 observes the EST timezone.