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Kentucky ZIP Codes
Bell County
Hulen, KY
40845
40845 ZIP Code — Hulen, KY
Bell County, Kentucky
ZIP code 40845 is located in
Hulen ,
Kentucky ,
within Bell County .
It covers approximately 8.69 square miles and serves a population of
688 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 606 .
About ZIP code 40845
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Owner-occupancy sits near the national average at 73%.
Median household income is $24,561. Poverty affects 39% of residents, above the national average. SNAP benefit usage at 29% of households reflects economic stress in the area. 67% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with arts, entertainment, and food service as the leading industry. An above-average commute of 68 minutes suggests many residents work outside the immediate area.
Health indicators show elevated rates of obesity (46%), diabetes (16%), smoking (36%) compared to national benchmarks.
Notable community characteristics include disability rates above the national average at 47%.
Overall, ZIP code 40845 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.
40845 ZIP code map
View map of 40845
Cities in ZIP code 40845
Below are the cities the US Postal Service accepts for ZIP code 40845. Using any city not on this list may result in mail delivery delays.
City
Status
Hulen
Acceptable
Demographics
updated 05/2026
Population
Total population
688
Population density
79 / sq mi
State FIPS
21
County FIPS
013
Geography
Land area
8.69 sq mi
Water area
0.09 sq mi
Latitude
36.7500
Longitude
-83.5579
Timezone
Eastern (ET)
Area code
606
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
93.1%
72.9%
47.9%
$50k – $100k
6.9%
21.8%
30.3%
$100k – $200k
0.0%
4.5%
17.6%
Over $200k
0.0%
0.8%
4.2%
Demographics & statistics
$24,561
Median household income
Age distribution
Age summary
Group Count % Under 18 79 11.5% 18 and over 609 88.5% 65 and over 155 22.5% Median age 51.8 years
Race & ethnicity
Group Count % White 584 84% Two or more races 104 15% Hispanic or Latino 7 1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
93.1%
72.9%
47.9%
$50k – $100k
6.9%
21.8%
30.3%
$100k – $200k
0.0%
4.5%
17.6%
Over $200k
0.0%
0.8%
4.2%
Range % of households Under $10k 0.8% $10k–$15k 21.8% $15k–$25k 31.5% $25k–$35k 8.5% $35k–$50k 24.2% $50k–$75k 8.5% $75k–$100k 2.8% $100k–$150k 2.0% Median income $24,561
Housing
Housing overview
Metric Value Median home value $0 Median rent / month $826 Owner occupied 72.6% Renter occupied 27.4% Vacant 2.4% Single-family detached 63.0% Large apartment buildings 0.0% Mobile homes 37.0% Median rooms 5.5 Avg household size (owned) 2.70
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 13.8% 1990–1999 10.2% 1980–1989 3.9% 1970–1979 24.4% 1960–1969 8.3% 1950–1959 18.9% 1940–1949 10.2% 1939 or earlier 10.2%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 45.3% 3 bedrooms 39.8% 4 bedrooms 10.2% 5+ bedrooms 4.7%
Vehicles per household
Vehicles % of households No vehicle 6.9% 1 vehicle 17.3% 2 vehicles 43.1% 3 or more 32.7%
Heating fuel
Fuel type % Electricity 97.2% No fuel used 2.8%
Households & families
Household type Count % Married-couple family 120 48.4% Cohabiting couple 0 0.0% Male householder, no spouse 34 13.7% Female householder, no spouse 94 37.9% Households with children under 18 60 24.2% Households with seniors (65+) 102 41.1% Average household size 2.77
Marital status
Status Male Female Never married 9.3% 27.9% Married 65.8% 45.1% Separated 3.7% 8.0% Widowed 3.0% 9.2% Divorced 18.2% 9.8%
Education
Less than 9th grade
17.4%
Some college, no degree
11.0%
Graduate / professional
0.7%
Metric % HS diploma or higher 78.1% Bachelor's or higher 0.7%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 14 63.6% High school 8 36.4% College / grad school 0 0.0%
Employment
Industry of employment
Arts, food & hospitality
32.0%
Education & healthcare
15.6%
Agriculture & mining
13.3%
Transportation & utilities
3.9%
Occupation
Category % Management, business & arts 18.0% Service 9.4% Sales & office 42.2% Natural resources & construction 5.5% Production & transportation 25.0%
Employment type
Type % Private sector 84.4% Government 11.7% Self-employed 3.9% Unpaid family workers 0.0%
Commute
Method % Drive alone 100.0% Carpool 0.0% Public transit 0.0% Walk 0.0% Work from home 0.0% Other means 0.0% Avg commute (minutes) 68.4
Poverty
Married-couple families
22.5%
Female-led households
49.1%
Income support
Source % of households Social Security 67.3% Retirement income 6.0% Supplemental Security 29.4% Cash public assistance 11.7% Food stamps / SNAP 29.0%
Health indicators
Condition % Obesity 46.3% High blood pressure 48.4% High cholesterol 41.3% Diabetes 16.4% Heart disease 10.5% Stroke 5.2% Asthma 12.9% Arthritis 37.2% Kidney disease 4.2% Pulmonary disease 17.4% Cancer 6.3%
Behavior / access % Smoking 36.0% Binge drinking 14.2% No physical activity 43.0% Less than 7 hrs sleep 42.2% Depression 29.1% Fair or poor health 32.4% Poor mental health 21.9% Poor physical health 21.1% No health insurance 14.7% Visited doctor (checkup) 76.4% Visited dentist 39.4% Cholesterol screening 86.1% Teeth loss 32.1%
Veterans & disability
Veterans Count % Civilian veterans 50 8.2%
Disability % Any disability 46.9% Under 18 0.0% 18–64 years 44.7% 65 and over 77.4%
Health insurance coverage
Type % Private insurance 25.6% Public insurance 84.3% No insurance 2.6% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 631 91.7% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 688 100.0% Born in same state 688 100.0% Born in different state 461 67.0% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % French 127 18.5% Italian 65 9.4%
Ancestry Count % Arab 44 6.4% Polish 11 1.6%
Technology access
Metric % of households Computer access 36.0% Internet access 93.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 40845
What city is ZIP code 40845 in?
ZIP code 40845 is primarily assigned to Hulen, Kentucky.
What county is ZIP code 40845 in?
ZIP code 40845 falls within Bell County, Kentucky.
Does ZIP code 40845 have a large retiree population?
67% of households in ZIP code 40845 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 40845?
39% of residents in ZIP code 40845 live below the poverty line, above the national average.
What are the health statistics for ZIP code 40845?
Health data for ZIP code 40845 shows elevated rates of obesity (46%) and diabetes (16%) and smoking (36%) compared to national benchmarks.
What is the median household income in ZIP code 40845?
The median household income in ZIP code 40845 is $24,561, below the national median of ~$75,000.
What timezone is ZIP code 40845 in?
ZIP code 40845 observes the EST timezone.
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