10703 ZIP Code — Yonkers, NY

Westchester County, New York

ZIP code 10703 is located in Yonkers, New York, within Westchester County. It covers approximately 1.57 square miles and serves a population of 23,565 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 914.

About ZIP code 10703

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $452,700. Owner-occupancy sits near the national average at 55%.

The gap between median ($84,689) and mean household income suggests income inequality — a small number of higher earners pull the average up. SNAP benefit usage at 18% of households reflects economic stress in the area. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Overall, ZIP code 10703 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

23,565

population

1.57

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10703 ZIP code map

Cities in ZIP code 10703

Below are the cities the US Postal Service accepts for ZIP code 10703. Using any city not on this list may result in mail delivery delays.

City	Status
Yonkers	Preferred

Nearby ZIP codes

10701 Yonkers (0.5 mi) 10710 Yonkers (1.9 mi) 10706 Hastings On Hudson (2.2 mi) 10704 Yonkers (2.7 mi) 10705 Yonkers (3 mi) 10707 Tuckahoe (3 mi) 10708 Bronxville (3.1 mi) 10522 Dobbs Ferry (3.7 mi) 10552 Mount Vernon (3.8 mi) 10709 Eastchester (3.8 mi) 07627 Demarest (3.9 mi) 10470 Bronx (4 mi)

Demographics updated 06/2026

Population
Total population	23,565
Population density	15,010 / sq mi
State FIPS	36
County FIPS	119

Geography
Land area	1.57 sq mi
Water area	0.00 sq mi
Latitude	40.9592
Longitude	-73.8816
Timezone	Eastern (ET)
Area code	914

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.9%	27.3%	37.0%
$50k – $100k	25.5%	23.0%	27.0%
$100k – $200k	29.7%	26.5%	24.4%
Over $200k	9.0%	23.2%	11.5%

Demographics & statistics

23,565

Population

15,010

People per sq mi

40.7

Median age

$84,689

Median household income

$37,980

Per capita income

$452,700

Median home value

$1,550

Median monthly rent

55.3%

Home ownership

9.1%

Poverty rate

3.7%

Unemployment

4,773

Housing units

29.0%

Bachelor's or higher

Age distribution

Male Female

566

Under 5

666

348

5–9

409

778

10–14

915

840

15–19

986

802

20–24

942

1,396

25–34

1,640

1,074

35–44

1,263

1,389

45–54

1,633

887

55–59

1,043

866

60–64

1,018

1,070

65–74

1,257

445

75–84

524

371

85+

437

← Male

Female →

Age summary

Group	Count	%
Under 18	4,899	20.8%
18 and over	18,666	79.2%
65 and over	4,104	17.4%
Median age	40.7 years

Race & ethnicity

White 35.7%

Hispanic or Latino 22.8%

Black or African American 15.1%

Other race 14.4%

Two or more races 9.2%

Asian 2.6%

American Indian / Alaska Native 0.1%

Group	Count	%
White	10,892	35.7%
Hispanic or Latino	6,969	22.8%
Black or African American	4,610	15.1%
Other race	4,412	14.4%
Two or more races	2,801	9.2%
Asian	805	2.6%
American Indian / Alaska Native	36	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.9%	27.3%	37.0%
$50k – $100k	25.5%	23.0%	27.0%
$100k – $200k	29.7%	26.5%	24.4%
Over $200k	9.0%	23.2%	11.5%

Under $10k 3.4%

$10k–$15k 4.0%

$15k–$25k 7.6%

$25k–$35k 2.9%

$35k–$50k 10.4%

$50k–$75k 17.9%

$75k–$100k 11.2%

$100k–$150k 16.5%

$150k–$200k 11.6%

$200k+ 14.4%

Range	% of households
Under $10k	3.4%
$10k–$15k	4.0%
$15k–$25k	7.6%
$25k–$35k	2.9%
$35k–$50k	10.4%
$50k–$75k	17.9%
$75k–$100k	11.2%
$100k–$150k	16.5%
$150k–$200k	11.6%
$200k+	14.4%
Median income	$84,689

Housing

Home values

Under $50k 2.1%

$50k–$100k 2.7%

$100k–$150k 3.6%

$150k–$200k 5.8%

$200k–$300k 11.8%

$300k–$500k 33.8%

$500k–$1M 39.6%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$452,700
Median rent / month	$1,550
Owner occupied	55.3%
Renter occupied	44.7%
Vacant	4.6%
Single-family detached	28.0%
Large apartment buildings	25.0%
Mobile homes	0.7%
Median rooms	4.9
Avg household size (owned)	2.80

Year built

Era	%
2020 or later	0.0%
2010–2019	3.1%
2000–2009	2.3%
1990–1999	1.6%
1980–1989	4.8%
1970–1979	11.6%
1960–1969	14.1%
1950–1959	18.5%
1940–1949	10.6%
1939 or earlier	33.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	24.1%
2 bedrooms	23.7%
3 bedrooms	37.3%
4 bedrooms	9.6%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	20.7%
1 vehicle	35.8%
2 vehicles	31.8%
3 or more	11.6%

Heating fuel

Fuel type	%
Utility gas	63.1%
Electricity	10.6%
Propane / LP gas	1.8%
Fuel oil	23.1%
Wood	0.2%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	3,505	44.1%
Cohabiting couple	628	7.9%
Male householder, no spouse	984	12.4%
Female householder, no spouse	2,823	35.6%
Households with children under 18	2,872	36.2%
Households with seniors (65+)	2,871	36.2%
Average household size	2.91

Marital status

Status	Male	Female
Never married	46.3%	42.1%
Married	46.2%	36.8%
Separated	1.0%	2.4%
Widowed	2.2%	9.1%
Divorced	4.2%	9.5%

Education

Less than 9th grade 7.7%

Some HS, no diploma 10.9%

HS graduate 26.4%

Some college, no degree 16.8%

Associate's degree 9.2%

Bachelor's degree 15.3%

Graduate / professional 13.8%

Metric	%
HS diploma or higher	81.4%
Bachelor's or higher	29.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	200	3.6%
Kindergarten	120	2.2%
Elementary school	1,655	30.0%
High school	1,727	31.3%
College / grad school	1,814	32.9%

Employment

Industry of employment

Education & healthcare 33.2%

Professional & management 10.7%

Retail trade 10.6%

Arts, food & hospitality 8.4%

Construction 6.7%

Transportation & utilities 6.6%

Finance & real estate 5.4%

Public administration 5.4%

Manufacturing 4.6%

Information 3.0%

Wholesale trade 2.9%

Other services 1.7%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	36.5%
Service	20.8%
Sales & office	22.7%
Natural resources & construction	10.0%
Production & transportation	10.0%

Employment type

Type	%
Private sector	76.1%
Government	20.3%
Self-employed	3.5%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	55.1%
Carpool	11.4%
Public transit	17.3%
Walk	4.6%
Work from home	8.1%
Other means	3.5%
Avg commute (minutes)	31.6

Poverty

All people 9.1%

Under 18 years 8.4%

18 and over 9.3%

Married-couple families 2.1%

Female-led households 17.6%

Income support

Source	% of households
Social Security	36.2%
Retirement income	29.9%
Supplemental Security	5.7%
Cash public assistance	3.8%
Food stamps / SNAP	18.2%

Health indicators

Condition	%
Obesity	24.2%
High blood pressure	29.6%
High cholesterol	30.1%
Diabetes	10.9%
Heart disease	6.2%
Stroke	3.3%
Asthma	10.0%
Arthritis	20.9%
Kidney disease	3.3%
Pulmonary disease	6.6%
Cancer	6.4%

Behavior / access	%
Smoking	14.9%
Binge drinking	13.8%
No physical activity	27.6%
Less than 7 hrs sleep	34.4%
Depression	17.9%
Fair or poor health	15.7%
Poor mental health	13.9%
Poor physical health	10.9%
No health insurance	17.4%
Visited doctor (checkup)	77.2%
Visited dentist	62.4%
Cholesterol screening	90.3%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	559	3.0%

Disability	%
Any disability	12.0%
Under 18	7.8%
18–64 years	8.9%
65 and over	28.8%

Health insurance coverage

Type	%
Private insurance	67.5%
Public insurance	44.8%
No insurance	3.7%
Uninsured under 19	0.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	22,333	94.8%
Spanish	3,895	17.4%
Other Indo-European	3,069	13.7%
Asian & Pacific Islander	638	2.9%
Other languages	76	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,501	65.8%
Born in same state	14,653	62.2%
Born in different state	13,457	57.1%
Foreign born	848	3.6%
Naturalized citizen	8,064	34.2%
Not a US citizen	5,481	68.0%

Ancestry

Ancestry	Count	%
Italian	2,140	9.1%
Arab	1,302	5.5%
French	413	1.8%
German	144	0.6%
English	51	0.2%

Ancestry	Count	%
Irish	25	0.1%
Norwegian	17	0.1%
Dutch	17	0.1%
Polish	5	0%

Technology access

Metric	% of households
Computer access	33.7%
Internet access	90.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10703

What city is ZIP code 10703 in?

ZIP code 10703 is primarily assigned to Yonkers, New York.

What county is ZIP code 10703 in?

ZIP code 10703 falls within Westchester County, New York.

Does ZIP code 10703 have a large retiree population?

36% of households in ZIP code 10703 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 10703?

The median home value in ZIP code 10703 is $452,700.

What is the population of ZIP code 10703?

ZIP code 10703 has an estimated population of 23,565 residents, with a density of 14,990 people per square mile.

What is the median household income in ZIP code 10703?

The median household income in ZIP code 10703 is $84,689, above the national median of ~$75,000.

What timezone is ZIP code 10703 in?

ZIP code 10703 observes the EST timezone.