10709 ZIP Code — Eastchester, NY

Westchester County, New York

ZIP code 10709 is located in Eastchester, New York, within Westchester County. It covers approximately 1.56 square miles and serves a population of 10,085 residents. This is a po box ZIP code in the Eastern (ET) timezone, served by area code 914.

About ZIP code 10709

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $833,200. Owner-occupancy is high at 76%, well above the national average.

The gap between median ($154,935) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is high — 63% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 10709 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

10,085

population

1.56

sq mi land

PO Box

ZIP type

Eastern (ET)

timezone

10709 ZIP code map

Cities in ZIP code 10709

Below are the cities the US Postal Service accepts for ZIP code 10709. Using any city not on this list may result in mail delivery delays.

City	Status
Eastchester	Acceptable
Eastchester	Preferred

Nearby ZIP codes

10707 Tuckahoe (0.9 mi) 10804 New Rochelle (1.1 mi) 10708 Bronxville (1.6 mi) 10710 Yonkers (2.2 mi) 10552 Mount Vernon (2.4 mi) 10583 Scarsdale (2.4 mi) 10801 New Rochelle (3.1 mi) 10538 Larchmont (3.2 mi) 10553 Mount Vernon (3.3 mi) 10704 Yonkers (3.7 mi) 10550 Mount Vernon (3.7 mi) 10543 Mamaroneck (3.7 mi)

Demographics updated 05/2026

Population
Total population	10,085
Population density	6,465 / sq mi
State FIPS	36
County FIPS	119

Geography
Land area	1.56 sq mi
Water area	0.10 sq mi
Latitude	40.9556
Longitude	-73.8082
Timezone	Eastern (ET)
Area code	914

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.0%	27.3%	37.0%
$50k – $100k	17.8%	23.0%	27.0%
$100k – $200k	29.0%	26.5%	24.4%
Over $200k	34.1%	23.2%	11.5%

Demographics & statistics

10,085

Population

6,465

People per sq mi

43.3

Median age

$154,935

Median household income

$76,317

Per capita income

$833,200

Median home value

$1,939

Median monthly rent

75.6%

Home ownership

3.0%

Poverty rate

4.5%

Unemployment

2,975

Housing units

62.5%

Bachelor's or higher

Age distribution

Male Female

235

Under 5

250

292

5–9

310

434

10–14

462

392

15–19

416

351

20–24

374

328

25–34

348

520

35–44

554

761

45–54

810

277

55–59

295

299

60–64

319

529

65–74

562

288

75–84

306

181

85+

192

← Male

Female →

Age summary

Group	Count	%
Under 18	2,376	23.6%
18 and over	7,709	76.4%
65 and over	2,058	20.4%
Median age	43.3 years

Race & ethnicity

White 80%

Asian 9.5%

Two or more races 4.8%

Hispanic or Latino 3.9%

Black or African American 1.2%

Other race 0.7%

Group	Count	%
White	8,390	80%
Asian	997	9.5%
Two or more races	507	4.8%
Hispanic or Latino	407	3.9%
Black or African American	121	1.2%
Other race	70	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.0%	27.3%	37.0%
$50k – $100k	17.8%	23.0%	27.0%
$100k – $200k	29.0%	26.5%	24.4%
Over $200k	34.1%	23.2%	11.5%

Under $10k 2.0%

$10k–$15k 1.7%

$15k–$25k 1.9%

$25k–$35k 8.6%

$35k–$50k 5.9%

$50k–$75k 9.3%

$75k–$100k 6.0%

$100k–$150k 11.5%

$150k–$200k 12.5%

$200k+ 40.5%

Range	% of households
Under $10k	2.0%
$10k–$15k	1.7%
$15k–$25k	1.9%
$25k–$35k	8.6%
$35k–$50k	5.9%
$50k–$75k	9.3%
$75k–$100k	6.0%
$100k–$150k	11.5%
$150k–$200k	12.5%
$200k+	40.5%
Median income	$154,935

Housing

Home values

Under $50k 0.7%

$100k–$150k 1.4%

$150k–$200k 0.9%

$200k–$300k 7.5%

$300k–$500k 11.6%

$500k–$1M 56.2%

$1M+ 21.7%

Housing overview

Metric	Value
Median home value	$833,200
Median rent / month	$1,939
Owner occupied	75.6%
Renter occupied	24.4%
Vacant	5.2%
Single-family detached	56.6%
Large apartment buildings	12.5%
Mobile homes	0.0%
Median rooms	6.4
Avg household size (owned)	2.83

Year built

Era	%
2020 or later	0.0%
2010–2019	1.8%
2000–2009	1.8%
1990–1999	3.3%
1980–1989	4.1%
1970–1979	6.7%
1960–1969	14.3%
1950–1959	33.8%
1940–1949	23.1%
1939 or earlier	11.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.9%
1 bedroom	13.6%
2 bedrooms	21.7%
3 bedrooms	36.0%
4 bedrooms	21.9%
5+ bedrooms	4.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.6%
1 vehicle	33.9%
2 vehicles	42.4%
3 or more	18.1%

Heating fuel

Fuel type	%
Utility gas	77.4%
Electricity	3.0%
Propane / LP gas	0.8%
Fuel oil	17.7%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	2,190	59.7%
Cohabiting couple	131	3.6%
Male householder, no spouse	435	11.9%
Female householder, no spouse	910	24.8%
Households with children under 18	1,279	34.9%
Households with seniors (65+)	1,524	41.6%
Average household size	2.75

Marital status

Status	Male	Female
Never married	28.4%	29.3%
Married	60.8%	51.2%
Separated	0.4%	1.0%
Widowed	4.0%	8.6%
Divorced	6.4%	9.9%

Education

Less than 9th grade 2.7%

Some HS, no diploma 3.0%

HS graduate 16.5%

Some college, no degree 10.7%

Associate's degree 4.6%

Bachelor's degree 31.5%

Graduate / professional 31.0%

Metric	%
HS diploma or higher	94.3%
Bachelor's or higher	62.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	136	4.6%
Kindergarten	85	2.8%
Elementary school	1,237	41.4%
High school	603	20.2%
College / grad school	924	31.0%

Employment

Industry of employment

Education & healthcare 27.3%

Professional & management 20.0%

Finance & real estate 16.7%

Retail trade 7.2%

Other services 5.2%

Information 5.1%

Construction 3.9%

Manufacturing 3.9%

Public administration 2.9%

Arts, food & hospitality 2.7%

Wholesale trade 2.6%

Transportation & utilities 2.0%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	63.3%
Service	7.7%
Sales & office	21.3%
Natural resources & construction	3.4%
Production & transportation	4.3%

Employment type

Type	%
Private sector	79.9%
Government	17.4%
Self-employed	2.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	59.5%
Carpool	8.2%
Public transit	14.7%
Walk	1.3%
Work from home	14.5%
Other means	1.8%
Avg commute (minutes)	31.2

Poverty

All people 3.0%

Under 18 years 0.6%

18 and over 3.7%

Married-couple families 1.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	38.0%
Retirement income	31.2%
Supplemental Security	2.0%
Cash public assistance	2.5%
Food stamps / SNAP	3.1%

Health indicators

Condition	%
Obesity	18.0%
High blood pressure	26.0%
High cholesterol	30.5%
Diabetes	7.3%
Heart disease	5.3%
Stroke	2.3%
Asthma	8.4%
Arthritis	20.0%
Kidney disease	2.5%
Pulmonary disease	4.6%
Cancer	8.1%

Behavior / access	%
Smoking	9.3%
Binge drinking	15.1%
No physical activity	16.9%
Less than 7 hrs sleep	28.8%
Depression	16.6%
Fair or poor health	8.0%
Poor mental health	10.9%
Poor physical health	7.3%
No health insurance	7.6%
Visited doctor (checkup)	77.9%
Visited dentist	77.9%
Cholesterol screening	94.1%
Teeth loss	7.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	401	5.2%

Disability	%
Any disability	8.2%
Under 18	1.6%
18–64 years	3.8%
65 and over	27.9%

Health insurance coverage

Type	%
Private insurance	89.1%
Public insurance	29.1%
No insurance	1.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,600	95.2%
Spanish	878	9.1%
Other Indo-European	130	1.4%
Asian & Pacific Islander	466	4.9%
Other languages	269	2.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,326	82.6%
Born in same state	8,120	80.5%
Born in different state	7,417	73.5%
Foreign born	206	2.0%
Naturalized citizen	1,759	17.4%
Not a US citizen	1,086	61.7%

Ancestry

Ancestry	Count	%
Italian	2,183	21.6%
Arab	674	6.7%
French	374	3.7%
German	47	0.5%

Ancestry	Count	%
Dutch	38	0.4%
Irish	36	0.4%
Norwegian	19	0.2%
English	9	0.1%

Technology access

Metric	% of households
Computer access	36.4%
Internet access	94.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10709

What city is ZIP code 10709 in?

ZIP code 10709 is primarily assigned to Eastchester, New York.

What county is ZIP code 10709 in?

ZIP code 10709 falls within Westchester County, New York.

How educated is the population of ZIP code 10709?

63% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 10709 have a large retiree population?

38% of households in ZIP code 10709 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 10709?

The median household income in ZIP code 10709 is $154,935, above the national median of ~$75,000.

What is the typical home value in ZIP code 10709?

The median home value in ZIP code 10709 is $833,200.

What timezone is ZIP code 10709 in?

ZIP code 10709 observes the EST timezone.