10804 ZIP Code — New Rochelle, NY

Westchester County, New York

ZIP code 10804 is located in New Rochelle, New York, within Westchester County. It covers approximately 4.28 square miles and serves a population of 15,036 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 914.

About ZIP code 10804

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $870,700. Owner-occupancy is high at 95%, well above the national average.

The gap between median ($225,517) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 24% of workers work from home.

Educational attainment is high — 78% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 10804 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

15,036

population

4.28

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10804 ZIP code map

Cities in ZIP code 10804

Below are the cities the US Postal Service accepts for ZIP code 10804. Using any city not on this list may result in mail delivery delays.

City	Status
New Rochelle	Acceptable
New Rochelle	Preferred

Nearby ZIP codes

10709 Eastchester (1.1 mi) 10707 Tuckahoe (2 mi) 10538 Larchmont (2.1 mi) 10708 Bronxville (2.3 mi) 10801 New Rochelle (2.4 mi) 10543 Mamaroneck (2.7 mi) 10552 Mount Vernon (2.7 mi) 10583 Scarsdale (2.7 mi) 10710 Yonkers (3.3 mi) 10553 Mount Vernon (3.3 mi) 10805 New Rochelle (3.8 mi) 10550 Mount Vernon (3.9 mi)

Demographics updated 05/2026

Population
Total population	15,036
Population density	3,513 / sq mi
State FIPS	36
County FIPS	119

Geography
Land area	4.28 sq mi
Water area	0.10 sq mi
Latitude	40.9505
Longitude	-73.7877
Timezone	Eastern (ET)
Area code	914

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	10.9%	27.3%	37.0%
$50k – $100k	12.0%	23.0%	27.0%
$100k – $200k	29.2%	26.5%	24.4%
Over $200k	47.8%	23.2%	11.5%

Demographics & statistics

15,036

Population

3,513

People per sq mi

44.7

Median age

$225,517

Median household income

$101,601

Per capita income

$870,700

Median home value

$2,017

Median monthly rent

94.8%

Home ownership

3.4%

Poverty rate

4.0%

Unemployment

4,941

Housing units

77.5%

Bachelor's or higher

Age distribution

Male Female

345

Under 5

319

715

5–9

660

664

10–14

613

508

15–19

469

370

20–24

341

491

25–34

454

871

35–44

805

1,348

45–54

1,244

514

55–59

475

381

60–64

351

849

65–74

783

582

75–84

537

180

85+

167

← Male

Female →

Age summary

Group	Count	%
Under 18	3,976	26.4%
18 and over	11,060	73.6%
65 and over	3,098	20.6%
Median age	44.7 years

Race & ethnicity

White 72.8%

Black or African American 10.8%

Hispanic or Latino 5.5%

Two or more races 4.9%

Asian 4.5%

Other race 1.5%

Group	Count	%
White	11,589	72.8%
Black or African American	1,716	10.8%
Hispanic or Latino	873	5.5%
Two or more races	780	4.9%
Asian	713	4.5%
Other race	238	1.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	10.9%	27.3%	37.0%
$50k – $100k	12.0%	23.0%	27.0%
$100k – $200k	29.2%	26.5%	24.4%
Over $200k	47.8%	23.2%	11.5%

Under $10k 2.0%

$10k–$15k 1.3%

$15k–$25k 0.7%

$25k–$35k 1.6%

$35k–$50k 2.7%

$50k–$75k 6.7%

$75k–$100k 8.4%

$100k–$150k 10.5%

$150k–$200k 13.3%

$200k+ 52.8%

Range	% of households
Under $10k	2.0%
$10k–$15k	1.3%
$15k–$25k	0.7%
$25k–$35k	1.6%
$35k–$50k	2.7%
$50k–$75k	6.7%
$75k–$100k	8.4%
$100k–$150k	10.5%
$150k–$200k	13.3%
$200k+	52.8%
Median income	$225,517

Housing

Home values

$50k–$100k 1.9%

$100k–$150k 1.0%

$150k–$200k 0.9%

$200k–$300k 4.1%

$300k–$500k 2.4%

$500k–$1M 62.0%

$1M+ 27.8%

Housing overview

Metric	Value
Median home value	$870,700
Median rent / month	$2,017
Owner occupied	94.8%
Renter occupied	5.2%
Vacant	2.2%
Single-family detached	84.5%
Large apartment buildings	12.5%
Mobile homes	0.0%
Median rooms	8.0
Avg household size (owned)	2.96

Year built

Era	%
2020 or later	0.3%
2010–2019	0.2%
2000–2009	2.7%
1990–1999	1.1%
1980–1989	3.8%
1970–1979	4.4%
1960–1969	9.6%
1950–1959	30.3%
1940–1949	10.4%
1939 or earlier	37.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	4.3%
2 bedrooms	7.6%
3 bedrooms	37.9%
4 bedrooms	31.7%
5+ bedrooms	17.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.5%
1 vehicle	21.8%
2 vehicles	58.7%
3 or more	18.0%

Heating fuel

Fuel type	%
Utility gas	79.8%
Electricity	2.7%
Propane / LP gas	0.5%
Fuel oil	15.5%
Solar	0.4%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	3,805	74.8%
Cohabiting couple	119	2.3%
Male householder, no spouse	481	9.5%
Female householder, no spouse	681	13.4%
Households with children under 18	2,113	41.5%
Households with seniors (65+)	2,093	41.2%
Average household size	2.93

Marital status

Status	Male	Female
Never married	25.7%	20.8%
Married	67.4%	66.0%
Separated	0.2%	0.2%
Widowed	1.8%	8.0%
Divorced	5.0%	5.0%

Education

Less than 9th grade 2.0%

Some HS, no diploma 0.9%

HS graduate 7.9%

Some college, no degree 7.7%

Associate's degree 3.9%

Bachelor's degree 30.4%

Graduate / professional 47.1%

Metric	%
HS diploma or higher	97.1%
Bachelor's or higher	77.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	333	7.7%
Kindergarten	201	4.6%
Elementary school	2,173	50.1%
High school	817	18.8%
College / grad school	815	18.8%

Employment

Industry of employment

Education & healthcare 29.6%

Professional & management 25.1%

Finance & real estate 13.4%

Information 4.8%

Retail trade 4.5%

Manufacturing 4.3%

Other services 4.3%

Arts, food & hospitality 3.9%

Public administration 3.3%

Construction 3.0%

Transportation & utilities 2.6%

Wholesale trade 1.2%

Occupation

Category	%
Management, business & arts	70.7%
Service	8.8%
Sales & office	13.7%
Natural resources & construction	2.5%
Production & transportation	4.3%

Employment type

Type	%
Private sector	81.6%
Government	11.5%
Self-employed	6.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	48.6%
Carpool	4.6%
Public transit	20.4%
Walk	1.5%
Work from home	23.9%
Other means	1.0%
Avg commute (minutes)	39.0

Poverty

All people 3.4%

Under 18 years 0.5%

18 and over 4.5%

Married-couple families 0.8%

Female-led households 5.3%

Income support

Source	% of households
Social Security	36.2%
Retirement income	28.6%
Supplemental Security	3.6%
Cash public assistance	0.6%
Food stamps / SNAP	0.5%

Health indicators

Condition	%
Obesity	18.2%
High blood pressure	27.1%
High cholesterol	32.4%
Diabetes	7.6%
Heart disease	5.3%
Stroke	2.2%
Asthma	8.4%
Arthritis	20.1%
Kidney disease	2.5%
Pulmonary disease	4.2%
Cancer	8.4%

Behavior / access	%
Smoking	7.9%
Binge drinking	14.6%
No physical activity	15.2%
Less than 7 hrs sleep	28.3%
Depression	15.8%
Fair or poor health	7.3%
Poor mental health	10.1%
Poor physical health	6.8%
No health insurance	6.2%
Visited doctor (checkup)	79.3%
Visited dentist	80.1%
Cholesterol screening	95.2%
Teeth loss	5.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	404	3.7%

Disability	%
Any disability	6.2%
Under 18	1.4%
18–64 years	3.1%
65 and over	20.4%

Health insurance coverage

Type	%
Private insurance	89.0%
Public insurance	24.5%
No insurance	0.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,372	95.6%
Spanish	453	3.2%
Other Indo-European	206	1.4%
Asian & Pacific Islander	182	1.3%
Other languages	54	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,899	85.8%
Born in same state	12,756	84.8%
Born in different state	10,113	67.3%
Foreign born	143	1.0%
Naturalized citizen	2,137	14.2%
Not a US citizen	1,580	73.9%

Ancestry

Ancestry	Count	%
Italian	1,454	9.7%
Arab	1,364	9.1%
French	743	4.9%
Irish	113	0.8%

Ancestry	Count	%
Norwegian	37	0.2%
English	36	0.2%
Polish	11	0.1%
Dutch	9	0.1%

Technology access

Metric	% of households
Computer access	33.8%
Internet access	96.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10804

What city is ZIP code 10804 in?

ZIP code 10804 is primarily assigned to New Rochelle, New York.

What county is ZIP code 10804 in?

ZIP code 10804 falls within Westchester County, New York.

How educated is the population of ZIP code 10804?

78% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 10804 mostly owner-occupied?

95% of occupied units in ZIP code 10804 are owner-occupied, well above the national average.

Does ZIP code 10804 have a large retiree population?

36% of households in ZIP code 10804 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 10804?

The median household income in ZIP code 10804 is $225,517, above the national median of ~$75,000.

What timezone is ZIP code 10804 in?

ZIP code 10804 observes the EST timezone.