Larchmont ZIP Codes — Westchester County, NY

There is one unique ZIP code in Larchmont, New York and it is 10538. Area code: 914.

ZIP codes

3.51

sq mi land

0.02

sq mi water

914

area code

Larchmont, NY ZIP code map

About Larchmont, NY

Larchmont, NY, is a charming village situated in Westchester County, known for its picturesque landscapes and lovely residential areas. With a strong sense of community and a quaint downtown, Larchmont offers a suburban feel that is highly sought after by families and professionals alike. The village is located along the beautiful shores of Long Island Sound, providing residents with stunning views and recreational opportunities.

Location & geography

Larchmont is strategically located in southeastern New York, approximately 2 miles northeast of New Rochelle and about 5 miles southwest of White Plains. The village spans a total land area of 3.51 square miles, complemented by a water area of 0.02 square miles, making it a small yet vibrant community. The terrain of Larchmont is characterized by scenic waterfront views and well-maintained residential neighborhoods.

Community & economy

Larchmont exhibits a unique blend of suburban tranquility and urban accessibility, attracting a diverse population and fostering a tight-knit community. The local economy thrives on a mix of retail, dining, and service industries, which cater to the needs of residents and visitors. Daily life in Larchmont is enriched by community events, parks, and a vibrant downtown area, providing a high quality of life.

Transportation

Transportation options in Larchmont are robust, with easy access to major highways such as Interstate 95 and the Bronx River Parkway, allowing for convenient commutes to New York City and beyond. The nearest airport is Westchester County Airport, located approximately 12 miles north, offering both domestic and limited international flights. Public transit is accessible via the Metro-North Railroad, which provides regular service to Grand Central Terminal in Manhattan.

History

Larchmont was founded in the late 19th century and quickly developed into a desirable residential community, owing much of its growth to the arrival of the railroad. The village has historically been known for its affluent residents, and its real estate market reflects this legacy. Notable events in Larchmont's history include the establishment of the local yacht club, which has contributed to the area's maritime culture.

Did you know?

One surprising fact about Larchmont is that despite its small size, it has a rich cultural scene with various art galleries and theaters. Additionally, the village's scenic harbor is a popular destination for sailing enthusiasts.

ZIP codes for Larchmont, NY (1)

ZIP code	City	County	Map
10538	Larchmont	Westchester	View map

Demographics & statistics

17,605

Population

39.4

Median age

$222,589

Median household income

$127,875

Per capita income

$1,124,600

Median home value

$2,151

Median monthly rent

81.1%

Home ownership

2.3%

Poverty rate

5.1%

Unemployment

5,371

Housing units

81.1%

Bachelor's or higher

Age distribution

Male Female

599

Under 5

614

784

5–9

802

836

10–14

855

546

15–19

559

179

20–24

183

755

25–34

773

1,427

35–44

1,461

1,281

45–54

1,311

578

55–59

591

605

60–64

619

667

65–74

683

330

75–84

337

114

85+

116

← Male

Female →

Age summary

Group	Count	%
Under 18	5,230	29.7%
18 and over	12,375	70.3%
65 and over	2,247	12.8%
Median age	39.4 years

Race & ethnicity

White 74.9%

Hispanic or Latino 7.7%

Two or more races 7.4%

Asian 4.5%

Black or African American 3.4%

Other race 1.7%

American Indian / Alaska Native 0.3%

Group	Count	%
White	14,284	74.9%
Hispanic or Latino	1,464	7.7%
Two or more races	1,414	7.4%
Asian	855	4.5%
Black or African American	654	3.4%
Other race	333	1.7%
American Indian / Alaska Native	65	0.3%

Household income

Under $10k 4.4%

$15k–$25k 1.0%

$25k–$35k 3.9%

$35k–$50k 5.8%

$50k–$75k 5.1%

$75k–$100k 8.2%

$100k–$150k 10.8%

$150k–$200k 7.4%

$200k+ 53.6%

Range	% of households
Under $10k	4.4%
$15k–$25k	1.0%
$25k–$35k	3.9%
$35k–$50k	5.8%
$50k–$75k	5.1%
$75k–$100k	8.2%
$100k–$150k	10.8%
$150k–$200k	7.4%
$200k+	53.6%
Median income	$222,589

Housing

Home values

Under $50k 0.5%

$50k–$100k 0.2%

$100k–$150k 0.4%

$150k–$200k 2.2%

$200k–$300k 2.5%

$300k–$500k 8.9%

$500k–$1M 28.8%

$1M+ 56.6%

Housing overview

Metric	Value
Median home value	$1,124,600
Median rent / month	$2,151
Owner occupied	81.1%
Renter occupied	18.9%
Vacant	4.8%
Single-family detached	63.3%
Large apartment buildings	25.7%
Mobile homes	0.0%
Median rooms	6.9
Avg household size (owned)	2.97

Year built

Era	%
2020 or later	0.0%
2010–2019	4.7%
2000–2009	2.1%
1990–1999	1.0%
1980–1989	3.1%
1970–1979	3.9%
1960–1969	6.0%
1950–1959	13.0%
1940–1949	8.8%
1939 or earlier	57.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	18.1%
2 bedrooms	17.3%
3 bedrooms	25.9%
4 bedrooms	18.3%
5+ bedrooms	19.1%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	35.4%
2 vehicles	45.8%
3 or more	12.3%

Heating fuel

Fuel type	%
Utility gas	65.5%
Electricity	6.2%
Propane / LP gas	1.8%
Fuel oil	26.3%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	4,317	69.2%
Cohabiting couple	181	2.9%
Male householder, no spouse	665	10.7%
Female householder, no spouse	1,074	17.2%
Households with children under 18	2,836	45.5%
Households with seniors (65+)	1,763	28.3%
Average household size	2.81

Marital status

Status	Male	Female
Never married	23.4%	22.5%
Married	70.9%	62.1%
Separated	0.7%	5.2%
Widowed	2.4%	5.8%
Divorced	2.6%	4.3%

Education

Less than 9th grade 1.3%

Some HS, no diploma 0.5%

HS graduate 7.3%

Some college, no degree 5.8%

Associate's degree 4.0%

Bachelor's degree 35.8%

Graduate / professional 45.3%

Metric	%
HS diploma or higher	98.2%
Bachelor's or higher	81.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	467	9.3%
Kindergarten	305	6.0%
Elementary school	2,565	50.8%
High school	1,210	24.0%
College / grad school	499	9.9%

Employment

Industry of employment

Education & healthcare 29.9%

Professional & management 20.7%

Finance & real estate 18.9%

Retail trade 7.1%

Information 4.3%

Manufacturing 3.6%

Other services 3.5%

Arts, food & hospitality 3.0%

Construction 2.8%

Public administration 2.6%

Transportation & utilities 2.3%

Wholesale trade 1.4%

Occupation

Category	%
Management, business & arts	75.5%
Service	6.9%
Sales & office	12.4%
Natural resources & construction	3.4%
Production & transportation	1.7%

Employment type

Type	%
Private sector	81.0%
Government	10.9%
Self-employed	7.7%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	37.3%
Carpool	5.5%
Public transit	28.9%
Walk	3.1%
Other means	1.2%
Avg commute (minutes)	39.5

Poverty

All people 2.3%

Under 18 years 0.8%

18 and over 2.9%

Married-couple families 0.0%

Female-led households 3.7%

Income support

Source	% of households
Social Security	19.3%
Retirement income	16.3%
Supplemental Security	3.8%
Cash public assistance	1.1%
Food stamps / SNAP	0.6%

Health indicators

Condition	%
High blood pressure	24.0%
High cholesterol	30.9%
Heart disease	4.4%
Stroke	1.9%
Asthma	8.2%
Arthritis	18.1%
Kidney disease	2.2%
Pulmonary disease	3.6%
Cancer	7.6%

Behavior / access	%
Binge drinking	15.8%
No physical activity	13.7%
Less than 7 hrs sleep	27.9%
Fair or poor health	6.4%
Poor mental health	10.1%
Poor physical health	6.2%
No health insurance	5.9%
Visited doctor (checkup)	77.7%
Visited dentist	81.3%
Cholesterol screening	95.1%
Teeth loss	5.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	296	2.4%

Disability	%
Any disability	4.9%
Under 18	1.5%
18–64 years	4.4%
65 and over	15.5%

Health insurance coverage

Type	%
Private insurance	88.5%
Public insurance	17.5%
Uninsured under 19	2.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	16,392	93.1%
Spanish	584	3.6%
Other Indo-European	237	1.4%
Asian & Pacific Islander	261	1.6%
Other languages	86	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,604	83.0%
Born in same state	14,480	82.2%
Born in different state	9,838	55.9%
Foreign born	124	0.7%
Naturalized citizen	3,001	17.0%
Not a US citizen	1,948	64.9%

Ancestry

Ancestry	Count	%
Italian	3,285	18.7%
French	1,160	6.6%
Arab	836	4.7%
Polish	184	1%
Irish	128	0.7%

Ancestry	Count	%
Norwegian	89	0.5%
Dutch	61	0.3%
English	38	0.2%
German	17	0.1%

Technology access

Metric	% of households
Computer access	35.4%
Internet access	99.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Larchmont, NY have?

Larchmont, NY has one ZIP code: 10538. Each ZIP code serves a distinct delivery area within the city and surrounding region.