10704 ZIP Code — Yonkers, NY
Westchester County, New York
ZIP code 10704 is located in Yonkers, New York, within Westchester County. It covers approximately 2.67 square miles and serves a population of 32,438 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 914.
About ZIP code 10704
The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $479,000. Owner-occupancy sits near the national average at 63%.
Median household income is $98,936. 36% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.
Educational attainment is near the national average, with 37% of residents holding a bachelor's degree or higher.
32,438
population
2.67
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
10704 ZIP code map
Cities in ZIP code 10704
Below are the cities the US Postal Service accepts for ZIP code 10704. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Yonkers | Preferred |
Nearby ZIP codes
10470 Bronx (1.4 mi)
10705 Yonkers (1.7 mi)
10550 Mount Vernon (1.9 mi)
10552 Mount Vernon (2 mi)
10708 Bronxville (2.1 mi)
10701 Yonkers (2.3 mi)
10466 Bronx (2.4 mi)
10553 Mount Vernon (2.4 mi)
10471 Bronx (2.6 mi)
10703 Yonkers (2.7 mi)
10710 Yonkers (3.2 mi)
10467 Bronx (3.2 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 32,438 |
| Population density | 12,149 / sq mi |
| State FIPS | 36 |
| County FIPS | 119 |
| Geography | |
|---|---|
| Land area | 2.67 sq mi |
| Water area | 0.14 sq mi |
| Latitude | 40.9230 |
| Longitude | -73.8634 |
| Timezone | Eastern (ET) |
| Area code | 914 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 31.5% | 27.3% | 37.0% |
| $50k – $100k | 25.9% | 23.0% | 27.0% |
| $100k – $200k | 33.0% | 26.5% | 24.4% |
| Over $200k | 9.6% | 23.2% | 11.5% |
Demographics & statistics
32,438
Population
12,149
People per sq mi
40.7
Median age
$98,936
Median household income
$43,807
Per capita income
$479,000
Median home value
$1,812
Median monthly rent
63.3%
Home ownership
11.2%
Poverty rate
6.8%
Unemployment
8,400
Housing units
37.3%
Bachelor's or higher
Age distribution
Male
Female
910
Under 5
965
816
5–9
865
702
10–14
744
1,166
15–19
1,236
988
20–24
1,047
2,154
25–34
2,281
2,088
35–44
2,212
2,057
45–54
2,180
1,152
55–59
1,221
752
60–64
796
1,491
65–74
1,579
1,005
75–84
1,064
470
85+
497
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 6,305 | 19.4% |
| 18 and over | 26,133 | 80.6% |
| 65 and over | 6,106 | 18.8% |
| Median age | 40.7 years | |
Race & ethnicity
White
48.7%
Hispanic or Latino
18.2%
Other race
10.3%
Two or more races
9.4%
Black or African American
7.5%
Asian
5.9%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 19,298 | 48.7% |
| Hispanic or Latino | 7,221 | 18.2% |
| Other race | 4,095 | 10.3% |
| Two or more races | 3,719 | 9.4% |
| Black or African American | 2,972 | 7.5% |
| Asian | 2,323 | 5.9% |
| American Indian / Alaska Native | 31 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 31.5% | 27.3% | 37.0% |
| $50k – $100k | 25.9% | 23.0% | 27.0% |
| $100k – $200k | 33.0% | 26.5% | 24.4% |
| Over $200k | 9.6% | 23.2% | 11.5% |
Under $10k
6.6%
$10k–$15k
1.7%
$15k–$25k
6.3%
$25k–$35k
4.7%
$35k–$50k
7.5%
$50k–$75k
14.2%
$75k–$100k
9.4%
$100k–$150k
20.7%
$150k–$200k
14.6%
$200k+
14.2%
| Range | % of households |
|---|---|
| Under $10k | 6.6% |
| $10k–$15k | 1.7% |
| $15k–$25k | 6.3% |
| $25k–$35k | 4.7% |
| $35k–$50k | 7.5% |
| $50k–$75k | 14.2% |
| $75k–$100k | 9.4% |
| $100k–$150k | 20.7% |
| $150k–$200k | 14.6% |
| $200k+ | 14.2% |
| Median income | $98,936 |
Housing
Home values
Under $50k
0.6%
$50k–$100k
3.5%
$100k–$150k
9.5%
$150k–$200k
7.7%
$200k–$300k
11.0%
$300k–$500k
20.5%
$500k–$1M
44.8%
$1M+
2.4%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $479,000 |
| Median rent / month | $1,812 |
| Owner occupied | 63.3% |
| Renter occupied | 36.7% |
| Vacant | 5.0% |
| Single-family detached | 34.6% |
| Large apartment buildings | 27.1% |
| Mobile homes | 0.5% |
| Median rooms | 4.9 |
| Avg household size (owned) | 2.79 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 1.3% |
| 2000–2009 | 1.5% |
| 1990–1999 | 2.1% |
| 1980–1989 | 4.6% |
| 1970–1979 | 9.3% |
| 1960–1969 | 16.8% |
| 1950–1959 | 24.6% |
| 1940–1949 | 12.5% |
| 1939 or earlier | 27.3% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.9% |
| 1 bedroom | 21.4% |
| 2 bedrooms | 29.5% |
| 3 bedrooms | 32.9% |
| 4 bedrooms | 9.6% |
| 5+ bedrooms | 3.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 13.0% |
| 1 vehicle | 42.7% |
| 2 vehicles | 32.4% |
| 3 or more | 12.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 64.4% |
| Electricity | 5.1% |
| Propane / LP gas | 1.7% |
| Fuel oil | 25.3% |
| No fuel used | 1.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,734 | 46.8% |
| Cohabiting couple | 458 | 3.7% |
| Male householder, no spouse | 2,380 | 19.4% |
| Female householder, no spouse | 3,683 | 30.1% |
| Households with children under 18 | 3,528 | 28.8% |
| Households with seniors (65+) | 4,373 | 35.7% |
| Average household size | 2.64 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 39.9% | 36.0% |
| Married | 49.7% | 42.9% |
| Separated | 1.5% | 1.0% |
| Widowed | 3.5% | 12.1% |
| Divorced | 5.4% | 7.9% |
Education
Less than 9th grade
5.9%
Some HS, no diploma
7.1%
HS graduate
28.1%
Some college, no degree
15.8%
Associate's degree
5.8%
Bachelor's degree
20.2%
Graduate / professional
17.1%
| Metric | % |
|---|---|
| HS diploma or higher | 87.0% |
| Bachelor's or higher | 37.3% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 758 | 10.5% |
| Kindergarten | 125 | 1.7% |
| Elementary school | 2,539 | 35.0% |
| High school | 1,678 | 23.1% |
| College / grad school | 2,150 | 29.7% |
Employment
Industry of employment
Education & healthcare
32.9%
Retail trade
10.2%
Construction
9.7%
Professional & management
8.6%
Transportation & utilities
8.2%
Finance & real estate
8.0%
Arts, food & hospitality
7.0%
Other services
4.9%
Public administration
4.2%
Wholesale trade
2.4%
Manufacturing
2.3%
Information
1.5%
Agriculture & mining
0.1%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 41.2% |
| Service | 17.1% |
| Sales & office | 21.3% |
| Natural resources & construction | 10.9% |
| Production & transportation | 9.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 75.6% |
| Government | 20.0% |
| Self-employed | 4.2% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 58.2% |
| Carpool | 8.0% |
| Public transit | 21.2% |
| Walk | 2.4% |
| Work from home | 7.8% |
| Other means | 2.5% |
| Avg commute (minutes) | 34.2 |
Poverty
All people
11.2%
Under 18 years
10.3%
18 and over
11.4%
Married-couple families
5.2%
Female-led households
14.6%
Income support
| Source | % of households |
|---|---|
| Social Security | 36.1% |
| Retirement income | 25.2% |
| Supplemental Security | 5.3% |
| Cash public assistance | 3.2% |
| Food stamps / SNAP | 5.4% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 21.0% |
| High blood pressure | 27.0% |
| High cholesterol | 29.5% |
| Diabetes | 8.6% |
| Heart disease | 5.7% |
| Stroke | 2.6% |
| Asthma | 9.1% |
| Arthritis | 19.9% |
| Kidney disease | 2.7% |
| Pulmonary disease | 5.6% |
| Cancer | 6.9% |
| Behavior / access | % |
|---|---|
| Smoking | 12.9% |
| Binge drinking | 15.3% |
| No physical activity | 22.1% |
| Less than 7 hrs sleep | 32.3% |
| Depression | 17.7% |
| Fair or poor health | 11.2% |
| Poor mental health | 12.8% |
| Poor physical health | 8.9% |
| No health insurance | 12.5% |
| Visited doctor (checkup) | 76.6% |
| Visited dentist | 69.8% |
| Cholesterol screening | 91.7% |
| Teeth loss | 11.4% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 749 | 2.9% |
| Disability | % |
|---|---|
| Any disability | 12.3% |
| Under 18 | 3.7% |
| 18–64 years | 8.6% |
| 65 and over | 33.4% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 77.7% |
| Public insurance | 32.4% |
| No insurance | 5.2% |
| Uninsured under 19 | 2.4% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 30,563 | 94.2% |
| Spanish | 4,242 | 13.9% |
| Other Indo-European | 2,059 | 6.7% |
| Asian & Pacific Islander | 1,452 | 4.8% |
| Other languages | 651 | 2.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 22,568 | 69.6% |
| Born in same state | 21,466 | 66.2% |
| Born in different state | 18,643 | 57.5% |
| Foreign born | 1,102 | 3.4% |
| Naturalized citizen | 9,870 | 30.4% |
| Not a US citizen | 7,443 | 75.4% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 5,922 | 18.3% |
| Arab | 1,639 | 5.1% |
| French | 496 | 1.5% |
| Polish | 87 | 0.3% |
| Ancestry | Count | % |
|---|---|---|
| English | 47 | 0.1% |
| Irish | 22 | 0.1% |
| Norwegian | 21 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 37.8% |
| Internet access | 95.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 10704
What city is ZIP code 10704 in?
ZIP code 10704 is primarily assigned to Yonkers, New York.
What county is ZIP code 10704 in?
ZIP code 10704 falls within Westchester County, New York.
Does ZIP code 10704 have a large retiree population?
36% of households in ZIP code 10704 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 10704?
The median home value in ZIP code 10704 is $479,000.
What is the population of ZIP code 10704?
ZIP code 10704 has an estimated population of 32,438 residents, with a density of 12,154 people per square mile.
What is the median household income in ZIP code 10704?
The median household income in ZIP code 10704 is $98,936, above the national median of ~$75,000.
What timezone is ZIP code 10704 in?
ZIP code 10704 observes the EST timezone.