10705 ZIP Code — Yonkers, NY

Westchester County, New York

ZIP code 10705 is located in Yonkers, New York, within Westchester County. It covers approximately 2.22 square miles and serves a population of 38,861 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 914.

About ZIP code 10705

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $447,700. Renters make up the majority at 64%, typical of denser urban areas.

The gap between median ($64,387) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 18% of residents, above the national average. SNAP benefit usage at 27% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Notable community characteristics include Spanish spoken in 26% of households.

Overall, ZIP code 10705 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

38,861

population

2.22

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10705 ZIP code map

Cities in ZIP code 10705

Below are the cities the US Postal Service accepts for ZIP code 10705. Using any city not on this list may result in mail delivery delays.

City	Status
Yonkers	Preferred

Nearby ZIP codes

10471 Bronx (1.3 mi) 10704 Yonkers (1.7 mi) 10470 Bronx (2 mi) 10701 Yonkers (2.5 mi) 10463 Bronx (2.8 mi) 10703 Yonkers (3 mi) 07670 Tenafly (3 mi) 10467 Bronx (3.1 mi) 10466 Bronx (3.1 mi) 10550 Mount Vernon (3.2 mi) 10468 Bronx (3.3 mi) 07626 Cresskill (3.6 mi)

Demographics updated 05/2026

Population
Total population	38,861
Population density	17,505 / sq mi
State FIPS	36
County FIPS	119

Geography
Land area	2.22 sq mi
Water area	0.02 sq mi
Latitude	40.9177
Longitude	-73.8947
Timezone	Eastern (ET)
Area code	914

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.5%	27.3%	37.0%
$50k – $100k	27.8%	23.0%	27.0%
$100k – $200k	20.1%	26.5%	24.4%
Over $200k	8.6%	23.2%	11.5%

Demographics & statistics

38,861

Population

17,505

People per sq mi

38.2

Median age

$64,387

Median household income

$36,133

Per capita income

$447,700

Median home value

$1,589

Median monthly rent

36.4%

Home ownership

18.3%

Poverty rate

6.6%

Unemployment

6,105

Housing units

29.4%

Bachelor's or higher

Age distribution

Male Female

996

Under 5

963

1,278

5–9

1,234

1,261

10–14

1,219

1,288

15–19

1,245

1,383

20–24

1,336

2,832

25–34

2,737

2,380

35–44

2,299

2,681

45–54

2,590

1,555

55–59

1,503

1,094

60–64

1,057

1,847

65–74

1,785

755

75–84

730

413

85+

400

← Male

Female →

Age summary

Group	Count	%
Under 18	8,500	21.9%
18 and over	30,361	78.1%
65 and over	5,930	15.3%
Median age	38.2 years

Race & ethnicity

Hispanic or Latino 28.9%

Other race 21.5%

White 21.4%

Black or African American 15.2%

Two or more races 9.1%

Asian 3.3%

American Indian / Alaska Native 0.6%

Group	Count	%
Hispanic or Latino	15,796	28.9%
Other race	11,755	21.5%
White	11,679	21.4%
Black or African American	8,289	15.2%
Two or more races	4,979	9.1%
Asian	1,813	3.3%
American Indian / Alaska Native	346	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.5%	27.3%	37.0%
$50k – $100k	27.8%	23.0%	27.0%
$100k – $200k	20.1%	26.5%	24.4%
Over $200k	8.6%	23.2%	11.5%

Under $10k 9.6%

$10k–$15k 5.0%

$15k–$25k 9.3%

$25k–$35k 6.6%

$35k–$50k 11.4%

$50k–$75k 12.9%

$75k–$100k 10.4%

$100k–$150k 17.2%

$150k–$200k 6.4%

$200k+ 11.2%

Range	% of households
Under $10k	9.6%
$10k–$15k	5.0%
$15k–$25k	9.3%
$25k–$35k	6.6%
$35k–$50k	11.4%
$50k–$75k	12.9%
$75k–$100k	10.4%
$100k–$150k	17.2%
$150k–$200k	6.4%
$200k+	11.2%
Median income	$64,387

Housing

Home values

Under $50k 2.5%

$50k–$100k 2.8%

$100k–$150k 13.5%

$150k–$200k 9.8%

$200k–$300k 9.6%

$300k–$500k 16.9%

$500k–$1M 42.5%

$1M+ 2.3%

Housing overview

Metric	Value
Median home value	$447,700
Median rent / month	$1,589
Owner occupied	36.4%
Renter occupied	63.6%
Vacant	3.9%
Single-family detached	19.6%
Large apartment buildings	43.0%
Mobile homes	0.0%
Median rooms	4.2
Avg household size (owned)	2.38

Year built

Era	%
2020 or later	0.1%
2010–2019	2.1%
2000–2009	3.7%
1990–1999	4.1%
1980–1989	4.6%
1970–1979	10.9%
1960–1969	10.0%
1950–1959	16.8%
1940–1949	10.7%
1939 or earlier	37.1%

Bedrooms

Size	% of units
No bedroom (studio)	10.0%
1 bedroom	25.9%
2 bedrooms	30.6%
3 bedrooms	18.0%
4 bedrooms	10.4%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	35.4%
1 vehicle	39.5%
2 vehicles	16.6%
3 or more	8.6%

Heating fuel

Fuel type	%
Utility gas	47.0%
Electricity	9.9%
Propane / LP gas	3.0%
Fuel oil	35.0%
Wood	0.2%
No fuel used	2.0%

Households & families

Household type	Count	%
Married-couple family	5,480	36.3%
Cohabiting couple	896	5.9%
Male householder, no spouse	3,363	22.3%
Female householder, no spouse	5,346	35.4%
Households with children under 18	4,750	31.5%
Households with seniors (65+)	4,732	31.4%
Average household size	2.56

Marital status

Status	Male	Female
Never married	40.3%	34.5%
Married	41.8%	37.8%
Separated	2.5%	6.5%
Widowed	3.3%	7.6%
Divorced	12.0%	13.6%

Education

Less than 9th grade 12.3%

Some HS, no diploma 9.8%

HS graduate 25.6%

Some college, no degree 15.2%

Associate's degree 7.6%

Bachelor's degree 15.9%

Graduate / professional 13.5%

Metric	%
HS diploma or higher	77.9%
Bachelor's or higher	29.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	559	5.7%
Kindergarten	664	6.8%
Elementary school	3,901	39.9%
High school	2,194	22.5%
College / grad school	2,454	25.1%

Employment

Industry of employment

Education & healthcare 30.8%

Arts, food & hospitality 10.1%

Construction 9.3%

Retail trade 9.2%

Transportation & utilities 8.2%

Professional & management 7.9%

Public administration 6.8%

Manufacturing 6.3%

Finance & real estate 5.5%

Other services 2.8%

Wholesale trade 2.3%

Information 0.6%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	32.0%
Service	22.2%
Sales & office	19.2%
Natural resources & construction	10.6%
Production & transportation	16.0%

Employment type

Type	%
Private sector	77.8%
Government	16.0%
Self-employed	5.7%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	47.9%
Carpool	10.5%
Public transit	28.6%
Walk	4.1%
Work from home	6.9%
Other means	2.0%
Avg commute (minutes)	39.0

Poverty

All people 18.3%

Under 18 years 25.5%

18 and over 16.3%

Married-couple families 12.5%

Female-led households 21.3%

Income support

Source	% of households
Social Security	28.2%
Retirement income	21.4%
Supplemental Security	9.4%
Cash public assistance	6.5%
Food stamps / SNAP	26.8%

Health indicators

Condition	%
Obesity	25.3%
High blood pressure	27.3%
High cholesterol	27.8%
Diabetes	10.9%
Heart disease	5.4%
Stroke	2.9%
Asthma	9.9%
Arthritis	18.1%
Kidney disease	3.0%
Pulmonary disease	5.6%
Cancer	5.1%

Behavior / access	%
Smoking	15.1%
Binge drinking	14.2%
No physical activity	30.0%
Less than 7 hrs sleep	35.5%
Depression	17.4%
Fair or poor health	16.7%
Poor mental health	14.5%
Poor physical health	10.8%
No health insurance	22.0%
Visited doctor (checkup)	75.8%
Visited dentist	59.2%
Cholesterol screening	88.8%
Teeth loss	15.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,042	3.4%

Disability	%
Any disability	16.9%
Under 18	6.4%
18–64 years	15.5%
65 and over	37.6%

Health insurance coverage

Type	%
Private insurance	53.3%
Public insurance	52.7%
No insurance	8.0%
Uninsured under 19	3.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	36,902	95.0%
Spanish	9,398	25.5%
Other Indo-European	8,284	22.4%
Asian & Pacific Islander	376	1.0%
Other languages	478	1.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	23,676	60.9%
Born in same state	21,876	56.3%
Born in different state	19,773	50.9%
Foreign born	1,800	4.6%
Naturalized citizen	15,185	39.1%
Not a US citizen	8,843	58.2%

Ancestry

Ancestry	Count	%
Italian	1,482	3.8%
Arab	934	2.4%
French	403	1%
English	34	0.1%
Irish	30	0.1%

Ancestry	Count	%
Polish	20	0.1%
Norwegian	19	0%
German	14	0%
Dutch	13	0%

Technology access

Metric	% of households
Computer access	38.8%
Internet access	89.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10705

What city is ZIP code 10705 in?

ZIP code 10705 is primarily assigned to Yonkers, New York.

What county is ZIP code 10705 in?

ZIP code 10705 falls within Westchester County, New York.

Is ZIP code 10705 mostly rentals?

64% of occupied units in ZIP code 10705 are renter-occupied.

Is Spanish widely spoken in ZIP code 10705?

Approximately 26% of households in ZIP code 10705 speak Spanish as a primary language.

What is the poverty rate in ZIP code 10705?

18% of residents in ZIP code 10705 live below the poverty line, above the national average.

What is the typical home value in ZIP code 10705?

The median home value in ZIP code 10705 is $447,700.

What timezone is ZIP code 10705 in?

ZIP code 10705 observes the EST timezone.