10522 ZIP Code — Dobbs Ferry, NY

Westchester County, New York

ZIP code 10522 is located in Dobbs Ferry, New York, within Westchester County. It covers approximately 2.44 square miles and serves a population of 11,508 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 914.

About ZIP code 10522

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $714,500. Owner-occupancy sits near the national average at 62%.

The gap between median ($144,000) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

Educational attainment is high — 68% of residents hold a bachelor's degree or higher, well above the national average of 33%.

11,508

population

2.44

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

10522 ZIP code map

Cities in ZIP code 10522

Below are the cities the US Postal Service accepts for ZIP code 10522. Using any city not on this list may result in mail delivery delays.

City	Status
Dobbs Ferry	Preferred

Nearby ZIP codes

10706 Hastings On Hudson (1.5 mi) 10502 Ardsley (1.5 mi) 10533 Irvington (2.1 mi) 10976 Sparkill (2.3 mi) 10964 Palisades (2.7 mi) 10530 Hartsdale (3 mi) 10530 Hartsdale (3 mi) 10968 Piermont (3 mi) 10710 Yonkers (3.3 mi) 10607 White Plains (3.6 mi) 10703 Yonkers (3.7 mi) 07647 Northvale (4 mi)

Demographics updated 05/2026

Population
Total population	11,508
Population density	4,716 / sq mi
State FIPS	36
County FIPS	119

Geography
Land area	2.44 sq mi
Water area	0.00 sq mi
Latitude	41.0116
Longitude	-73.8693
Timezone	Eastern (ET)
Area code	914

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.8%	27.3%	37.0%
$50k – $100k	21.4%	23.0%	27.0%
$100k – $200k	31.9%	26.5%	24.4%
Over $200k	29.8%	23.2%	11.5%

Demographics & statistics

11,508

Population

4,716

People per sq mi

38.8

Median age

$144,000

Median household income

$69,222

Per capita income

$714,500

Median home value

$2,315

Median monthly rent

62.3%

Home ownership

5.6%

Poverty rate

5.8%

Unemployment

2,585

Housing units

67.7%

Bachelor's or higher

Age distribution

Male Female

300

Under 5

292

270

5–9

263

503

10–14

490

591

15–19

576

403

20–24

393

582

25–34

568

718

35–44

700

734

45–54

716

374

55–59

364

404

60–64

394

584

65–74

569

238

75–84

232

127

85+

123

← Male

Female →

Age summary

Group	Count	%
Under 18	2,781	24.2%
18 and over	8,727	75.8%
65 and over	1,873	16.3%
Median age	38.8 years

Race & ethnicity

White 64.6%

Asian 11%

Hispanic or Latino 9.3%

Two or more races 6.7%

Other race 6.1%

Black or African American 2.3%

Group	Count	%
White	8,197	64.6%
Asian	1,397	11%
Hispanic or Latino	1,177	9.3%
Two or more races	849	6.7%
Other race	777	6.1%
Black or African American	288	2.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.8%	27.3%	37.0%
$50k – $100k	21.4%	23.0%	27.0%
$100k – $200k	31.9%	26.5%	24.4%
Over $200k	29.8%	23.2%	11.5%

Under $10k 2.5%

$10k–$15k 0.9%

$15k–$25k 3.1%

$25k–$35k 3.0%

$35k–$50k 6.5%

$50k–$75k 11.5%

$75k–$100k 10.2%

$100k–$150k 12.5%

$150k–$200k 16.3%

$200k+ 33.6%

Range	% of households
Under $10k	2.5%
$10k–$15k	0.9%
$15k–$25k	3.1%
$25k–$35k	3.0%
$35k–$50k	6.5%
$50k–$75k	11.5%
$75k–$100k	10.2%
$100k–$150k	12.5%
$150k–$200k	16.3%
$200k+	33.6%
Median income	$144,000

Housing

Home values

Under $50k 3.3%

$50k–$100k 1.9%

$150k–$200k 0.4%

$200k–$300k 5.1%

$300k–$500k 13.6%

$500k–$1M 48.4%

$1M+ 27.3%

Housing overview

Metric	Value
Median home value	$714,500
Median rent / month	$2,315
Owner occupied	62.3%
Renter occupied	37.7%
Vacant	5.5%
Single-family detached	38.6%
Large apartment buildings	13.8%
Mobile homes	0.0%
Median rooms	5.4
Avg household size (owned)	2.98

Year built

Era	%
2020 or later	0.0%
2010–2019	3.8%
2000–2009	5.5%
1990–1999	3.6%
1980–1989	9.5%
1970–1979	6.1%
1960–1969	13.3%
1950–1959	18.1%
1940–1949	2.7%
1939 or earlier	37.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.8%
1 bedroom	20.2%
2 bedrooms	23.2%
3 bedrooms	31.2%
4 bedrooms	16.6%
5+ bedrooms	6.0%

Vehicles per household

Vehicles	% of households
No vehicle	6.3%
1 vehicle	35.7%
2 vehicles	45.5%
3 or more	12.5%

Heating fuel

Fuel type	%
Utility gas	68.8%
Electricity	7.4%
Propane / LP gas	2.2%
Fuel oil	20.3%
Solar	0.9%

Households & families

Household type	Count	%
Married-couple family	2,328	61.4%
Cohabiting couple	108	2.8%
Male householder, no spouse	379	10.0%
Female householder, no spouse	979	25.8%
Households with children under 18	1,613	42.5%
Households with seniors (65+)	1,223	32.2%
Average household size	2.76

Marital status

Status	Male	Female
Never married	36.1%	30.4%
Married	56.9%	53.2%
Separated	0.9%	2.3%
Widowed	2.2%	5.4%
Divorced	3.8%	8.7%

Education

Less than 9th grade 3.6%

Some HS, no diploma 1.5%

HS graduate 9.3%

Some college, no degree 13.6%

Associate's degree 4.2%

Bachelor's degree 25.5%

Graduate / professional 42.3%

Metric	%
HS diploma or higher	94.8%
Bachelor's or higher	67.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	193	5.4%
Kindergarten	143	4.0%
Elementary school	1,224	34.3%
High school	860	24.1%
College / grad school	1,145	32.1%

Employment

Industry of employment

Education & healthcare 30.7%

Professional & management 15.3%

Arts, food & hospitality 12.6%

Finance & real estate 10.8%

Information 9.5%

Retail trade 5.7%

Construction 4.8%

Other services 3.5%

Public administration 3.4%

Transportation & utilities 1.4%

Manufacturing 1.3%

Wholesale trade 0.9%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	61.6%
Service	14.8%
Sales & office	16.6%
Natural resources & construction	4.7%
Production & transportation	2.3%

Employment type

Type	%
Private sector	79.0%
Government	14.1%
Self-employed	6.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	46.9%
Carpool	6.1%
Public transit	19.4%
Walk	4.5%
Work from home	19.7%
Other means	3.4%
Avg commute (minutes)	35.9

Poverty

All people 5.6%

Under 18 years 2.5%

18 and over 6.6%

Married-couple families 1.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	26.6%
Retirement income	21.9%
Supplemental Security	1.6%
Cash public assistance	0.5%
Food stamps / SNAP	1.7%

Health indicators

Condition	%
Obesity	18.0%
High blood pressure	24.8%
High cholesterol	29.4%
Diabetes	7.1%
Heart disease	4.8%
Stroke	2.1%
Asthma	8.5%
Arthritis	18.5%
Kidney disease	2.4%
Pulmonary disease	4.2%
Cancer	7.3%

Behavior / access	%
Smoking	9.0%
Binge drinking	15.3%
No physical activity	16.7%
Less than 7 hrs sleep	29.5%
Depression	16.4%
Fair or poor health	7.8%
Poor mental health	11.1%
Poor physical health	7.0%
No health insurance	7.7%
Visited doctor (checkup)	77.6%
Visited dentist	77.6%
Cholesterol screening	93.6%
Teeth loss	7.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	171	2.0%

Disability	%
Any disability	7.3%
Under 18	1.4%
18–64 years	5.4%
65 and over	24.9%

Health insurance coverage

Type	%
Private insurance	82.8%
Public insurance	24.6%
No insurance	3.6%
Uninsured under 19	1.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,916	94.9%
Spanish	962	8.8%
Other Indo-European	208	1.9%
Asian & Pacific Islander	577	5.3%
Other languages	149	1.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,801	76.5%
Born in same state	8,490	73.8%
Born in different state	6,769	58.8%
Foreign born	311	2.7%
Naturalized citizen	2,707	23.5%
Not a US citizen	1,640	60.6%

Ancestry

Ancestry	Count	%
Italian	1,922	16.7%
Arab	912	7.9%
French	515	4.5%
English	81	0.7%
Polish	19	0.2%

Ancestry	Count	%
Dutch	14	0.1%
Norwegian	11	0.1%
German	7	0.1%
Irish	4	0%

Technology access

Metric	% of households
Computer access	33.0%
Internet access	97.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10522

What city is ZIP code 10522 in?

ZIP code 10522 is primarily assigned to Dobbs Ferry, New York.

What county is ZIP code 10522 in?

ZIP code 10522 falls within Westchester County, New York.

How educated is the population of ZIP code 10522?

68% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 10522?

The median household income in ZIP code 10522 is $144,000, above the national median of ~$75,000.

What is the typical home value in ZIP code 10522?

The median home value in ZIP code 10522 is $714,500.

What is the population of ZIP code 10522?

ZIP code 10522 has an estimated population of 11,508 residents, with a density of 4,709 people per square mile.

What timezone is ZIP code 10522 in?

ZIP code 10522 observes the EST timezone.