10964 ZIP Code — Palisades, NY

Rockland County, New York

ZIP code 10964 is located in Palisades, New York, within Rockland County. It covers approximately 2.44 square miles and serves a population of 1,525 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 10964

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $713,900. Owner-occupancy is high at 94%, well above the national average.

The gap between median ($180,273) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is high — 68% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 10964 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

1,525
population
2.44
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
10964 ZIP code map
Cities in ZIP code 10964

Below are the cities the US Postal Service accepts for ZIP code 10964. Using any city not on this list may result in mail delivery delays.

City Status
Palisades Preferred
Nearby ZIP codes
10976 Sparkill (0.8 mi) 07647 Northvale (1.3 mi) 10983 Tappan (1.8 mi) 07648 Norwood (1.9 mi) 10968 Piermont (2.1 mi) 10522 Dobbs Ferry (2.7 mi) 10706 Hastings On Hudson (3 mi) 07640 Harrington Park (3.5 mi) 10962 Orangeburg (3.6 mi) 10533 Irvington (3.8 mi) 07624 Closter (3.8 mi) 10703 Yonkers (4.2 mi)
Demographics updated 06/2026
Population
Total population 1,525
Population density 625 / sq mi
State FIPS 36
County FIPS 087
Geography
Land area 2.44 sq mi
Water area 0.00 sq mi
Latitude 41.0118
Longitude -73.9205
Timezone Eastern (ET)
Area code 845
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 22.2% 28.2% 37.0%
$50k – $100k 20.4% 24.1% 27.0%
$100k – $200k 16.9% 29.3% 24.4%
Over $200k 40.5% 18.4% 11.5%

Demographics & statistics

1,525
Population
625
People per sq mi
49.6
Median age
$180,273
Median household income
$91,306
Per capita income
$713,900
Median home value
$0
Median monthly rent
94.4%
Home ownership
3.7%
Poverty rate
9.1%
Unemployment
576
Housing units
67.9%
Bachelor's or higher

Age distribution

Male Female
9
Under 5
12
28
5–9
36
31
10–14
41
31
15–19
40
65
20–24
86
76
25–34
99
56
35–44
73
111
45–54
146
43
55–59
57
35
60–64
46
60
65–74
80
48
75–84
62
67
85+
87
← Male
Female →

Age summary

GroupCount%
Under 1822214.6%
18 and over1,30385.4%
65 and over40426.5%
Median age49.6 years

Race & ethnicity

White 76%
Asian 12.8%
Black or African American 5.7%
Hispanic or Latino 2.6%
Other race 1.9%
Two or more races 0.6%
American Indian / Alaska Native 0.3%
GroupCount%
White1,19076%
Asian20112.8%
Black or African American895.7%
Hispanic or Latino402.6%
Other race301.9%
Two or more races100.6%
American Indian / Alaska Native50.3%

Household income

Income range This ZIP County avg State avg
Under $50k 22.2% 28.2% 37.0%
$50k – $100k 20.4% 24.1% 27.0%
$100k – $200k 16.9% 29.3% 24.4%
Over $200k 40.5% 18.4% 11.5%
Under $10k 5.8%
$15k–$25k 7.1%
$35k–$50k 4.8%
$50k–$75k 12.5%
$75k–$100k 2.3%
$100k–$150k 16.9%
$150k–$200k 9.7%
$200k+ 40.9%
Range% of households
Under $10k5.8%
$15k–$25k7.1%
$35k–$50k4.8%
$50k–$75k12.5%
$75k–$100k2.3%
$100k–$150k16.9%
$150k–$200k9.7%
$200k+40.9%
Median income$180,273

Housing

Home values

$150k–$200k 3.7%
$300k–$500k 9.2%
$500k–$1M 61.3%
$1M+ 25.8%

Housing overview

MetricValue
Median home value$713,900
Median rent / month$0
Owner occupied94.4%
Renter occupied5.6%
Vacant6.7%
Single-family detached91.4%
Large apartment buildings8.6%
Mobile homes0.0%
Median rooms7.8
Avg household size (owned)2.70

Year built

Era%
2020 or later0.0%
2010–20195.6%
2000–20090.0%
1990–19993.9%
1980–198915.3%
1970–19796.6%
1960–196915.8%
1950–195930.9%
1940–19497.6%
1939 or earlier14.3%

Bedrooms

Size% of units
No bedroom (studio)4.9%
1 bedroom6.4%
2 bedrooms7.4%
3 bedrooms29.4%
4 bedrooms38.7%
5+ bedrooms13.2%

Vehicles per household

Vehicles% of households
No vehicle14.8%
1 vehicle28.7%
2 vehicles30.9%
3 or more25.6%

Heating fuel

Fuel type%
Utility gas80.1%
Electricity10.6%
Fuel oil3.5%
Wood5.8%

Households & families

Household typeCount%
Married-couple family32156.6%
Cohabiting couple00.0%
Male householder, no spouse284.9%
Female householder, no spouse21838.4%
Households with children under 1815627.5%
Households with seniors (65+)30754.1%
Average household size2.60

Marital status

StatusMaleFemale
Never married44.7%24.4%
Married50.8%44.0%
Separated0.0%4.1%
Widowed2.1%22.3%
Divorced2.4%5.2%

Education

Less than 9th grade 3.1%
Some HS, no diploma 0.4%
HS graduate 11.4%
Some college, no degree 11.7%
Associate's degree 5.5%
Bachelor's degree 34.3%
Graduate / professional 33.6%
Metric%
HS diploma or higher96.5%
Bachelor's or higher67.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten216.0%
Elementary school7621.7%
High school9527.1%
College / grad school15845.1%

Employment

Industry of employment

Education & healthcare 41.6%
Arts, food & hospitality 13.1%
Finance & real estate 10.8%
Professional & management 9.8%
Wholesale trade 7.7%
Public administration 4.8%
Manufacturing 3.7%
Transportation & utilities 2.9%
Information 2.5%
Construction 2.3%
Retail trade 0.8%

Occupation

Category%
Management, business & arts53.1%
Service14.3%
Sales & office26.9%
Natural resources & construction2.3%
Production & transportation3.5%

Employment type

Type%
Private sector72.3%
Government18.1%
Self-employed9.6%
Unpaid family workers0.0%

Commute

Method%
Drive alone80.7%
Carpool5.2%
Public transit3.4%
Walk1.1%
Work from home9.7%
Other means0.0%
Avg commute (minutes)25.7

Poverty

All people 3.7%
Under 18 years 0.0%
18 and over 4.4%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security47.6%
Retirement income34.2%
Supplemental Security2.5%
Cash public assistance2.8%
Food stamps / SNAP5.3%

Health indicators

Condition%
Obesity22.1%
High blood pressure31.1%
High cholesterol35.5%
Diabetes9.2%
Heart disease6.6%
Stroke2.8%
Asthma8.3%
Arthritis23.8%
Kidney disease2.9%
Pulmonary disease5.2%
Cancer9.1%
Behavior / access%
Smoking9.4%
Binge drinking13.2%
No physical activity18.2%
Less than 7 hrs sleep25.9%
Depression14.5%
Fair or poor health9.2%
Poor mental health9.7%
Poor physical health7.6%
No health insurance8.0%
Visited doctor (checkup)81.6%
Visited dentist76.4%
Cholesterol screening94.8%
Teeth loss8.4%

Veterans & disability

VeteransCount%
Civilian veterans362.8%
Disability%
Any disability18.0%
Under 185.4%
18–64 years7.2%
65 and over48.8%

Health insurance coverage

Type%
Private insurance85.0%
Public insurance29.8%
No insurance2.2%
Uninsured under 192.2%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,50498.6%
Spanish1268.4%
Other Indo-European432.9%
Asian & Pacific Islander362.4%
Other languages473.1%

Place of birth & citizenship

OriginCount%
Native born (US)1,29885.1%
Born in same state1,27883.8%
Born in different state86056.4%
Foreign born201.3%
Naturalized citizen22714.9%
Not a US citizen19083.7%

Ancestry

AncestryCount%
Italian20513.4%
Arab1358.9%
French654.3%
AncestryCount%
Irish140.9%
Dutch140.9%
Polish50.3%

Technology access

Metric% of households
Computer access37.2%
Internet access94.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 10964

What city is ZIP code 10964 in?

ZIP code 10964 is primarily assigned to Palisades, New York.

What county is ZIP code 10964 in?

ZIP code 10964 falls within Rockland County, New York.

How educated is the population of ZIP code 10964?

68% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 10964 mostly owner-occupied?

94% of occupied units in ZIP code 10964 are owner-occupied, well above the national average.

Does ZIP code 10964 have an older population?

27% of residents in ZIP code 10964 are 65 or older, above the national average of ~17%.

Does ZIP code 10964 have a large retiree population?

48% of households in ZIP code 10964 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 10964 in?

ZIP code 10964 observes the EST timezone.

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