13861 ZIP Code — West Oneonta, NY

Otsego County, New York

ZIP code 13861 is located in West Oneonta, New York, within Otsego County. It covers approximately 3.79 square miles and serves a population of 454 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 13861

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $180,900. Owner-occupancy sits near the national average at 56%.

Median household income is $54,695. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is high — 60% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 13861 reflects a community defined by a highly educated population and a significant Social Security-dependent population.

454

population

3.79

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13861 ZIP code map

Cities in ZIP code 13861

Below are the cities the US Postal Service accepts for ZIP code 13861. Using any city not on this list may result in mail delivery delays.

City	Status
West Oneonta	Preferred

Nearby ZIP codes

13796 Laurens (4.2 mi) 13825 Otego (4.9 mi) 13820 Oneonta (5.9 mi) 13808 Morris (6.3 mi) 13834 Portlandville (8.5 mi) 13810 Mount Vision (8.7 mi) 13859 Wells Bridge (9.6 mi) 13775 Franklin (9.7 mi) 13846 Treadwell (9.7 mi) 13776 Gilbertsville (10 mi) 13807 Milford (10.8 mi) 13806 Meridale (11.1 mi)

Demographics updated 05/2026

Population
Total population	454
Population density	120 / sq mi
State FIPS	36
County FIPS	077

Geography
Land area	3.79 sq mi
Water area	0.02 sq mi
Latitude	42.4861
Longitude	-75.1460
Timezone	Eastern (ET)
Area code	607

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.4%	44.3%	37.0%
$50k – $100k	30.0%	33.2%	27.0%
$100k – $200k	11.7%	19.2%	24.4%
Over $200k	0.0%	3.3%	11.5%

Demographics & statistics

454

Population

120

People per sq mi

45.9

Median age

$54,695

Median household income

$45,685

Per capita income

$180,900

Median home value

Median monthly rent

55.8%

Home ownership

0.4%

Poverty rate

1.1%

Unemployment

150

Housing units

59.9%

Bachelor's or higher

Age distribution

Male Female

10–14

20–24

35–44

45–54

55–59

60–64

65–74

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	58	12.8%
18 and over	396	87.2%
65 and over	138	30.4%
Median age	45.9 years

Race & ethnicity

White 89.6%

American Indian / Alaska Native 8.8%

Two or more races 1.5%

Group	Count	%
White	407	89.6%
American Indian / Alaska Native	40	8.8%
Two or more races	7	1.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.4%	44.3%	37.0%
$50k – $100k	30.0%	33.2%	27.0%
$100k – $200k	11.7%	19.2%	24.4%
Over $200k	0.0%	3.3%	11.5%

$15k–$25k 2.6%

$25k–$35k 1.9%

$35k–$50k 4.8%

$50k–$75k 69.1%

$75k–$100k 9.3%

$100k–$150k 6.7%

$200k+ 5.6%

Range	% of households
$15k–$25k	2.6%
$25k–$35k	1.9%
$35k–$50k	4.8%
$50k–$75k	69.1%
$75k–$100k	9.3%
$100k–$150k	6.7%
$200k+	5.6%
Median income	$54,695

Housing

Home values

Under $50k 3.3%

$50k–$100k 2.7%

$100k–$150k 32.7%

$150k–$200k 37.3%

$200k–$300k 20.0%

$1M+ 4.0%

Housing overview

Metric	Value
Median home value	$180,900
Median rent / month	$0
Owner occupied	55.8%
Renter occupied	44.2%
Vacant	0.0%
Single-family detached	53.2%
Large apartment buildings	0.0%
Mobile homes	3.0%
Median rooms	4.9
Avg household size (owned)	2.17

Year built

Era	%
2020 or later	7.1%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	3.0%
1980–1989	14.9%
1970–1979	20.8%
1960–1969	3.7%
1950–1959	41.6%
1940–1949	2.6%
1939 or earlier	6.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	43.5%
2 bedrooms	13.8%
3 bedrooms	24.2%
4 bedrooms	16.4%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	56.5%
2 vehicles	27.5%
3 or more	13.8%

Heating fuel

Fuel type	%
Utility gas	21.6%
Electricity	42.8%
Propane / LP gas	13.8%
Fuel oil	14.1%
Wood	4.5%

Households & families

Household type	Count	%
Married-couple family	121	45.0%
Cohabiting couple	3	1.1%
Male householder, no spouse	131	48.7%
Female householder, no spouse	14	5.2%
Households with children under 18	22	8.2%
Households with seniors (65+)	109	40.5%
Average household size	1.69

Marital status

Status	Male	Female
Never married	47.3%	15.5%
Married	44.8%	78.1%
Separated	0.0%	0.0%
Widowed	0.0%	6.5%
Divorced	7.9%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 11.1%

HS graduate 13.5%

Some college, no degree 7.1%

Associate's degree 8.4%

Bachelor's degree 38.8%

Graduate / professional 21.1%

Metric	%
HS diploma or higher	88.9%
Bachelor's or higher	59.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	39	67.2%
High school	19	32.8%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 75.2%

Retail trade 15.5%

Arts, food & hospitality 6.6%

Other services 2.7%

Occupation

Category	%
Management, business & arts	11.6%
Service	69.4%
Sales & office	7.8%
Natural resources & construction	2.7%
Production & transportation	8.5%

Employment type

Type	%
Private sector	95.3%
Government	4.7%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	95.3%
Carpool	4.7%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	20.8

Poverty

All people 0.4%

Under 18 years 0.0%

18 and over 0.5%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	36.8%
Retirement income	25.3%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	3.3%

Health indicators

Condition	%
Obesity	32.5%
High blood pressure	30.7%
High cholesterol	34.0%
Diabetes	10.2%
Heart disease	7.3%
Stroke	3.3%
Asthma	10.8%
Arthritis	24.4%
Kidney disease	3.2%
Pulmonary disease	7.7%
Cancer	7.7%

Behavior / access	%
Smoking	18.0%
Binge drinking	15.1%
No physical activity	21.1%
Less than 7 hrs sleep	32.9%
Depression	22.2%
Fair or poor health	12.7%
Poor mental health	13.8%
Poor physical health	10.5%
No health insurance	10.0%
Visited doctor (checkup)	79.9%
Visited dentist	63.3%
Cholesterol screening	92.0%
Teeth loss	14.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	22	5.6%

Disability	%
Any disability	6.4%
Under 18	0.0%
18–64 years	0.0%
65 and over	21.0%

Health insurance coverage

Type	%
Private insurance	68.5%
Public insurance	47.8%
No insurance	0.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	454	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	433	95.4%
Born in same state	433	95.4%
Born in different state	414	91.2%
Foreign born	0	0.0%
Naturalized citizen	21	4.6%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	51	11.2%
French	29	6.4%
English	17	3.7%
Polish	15	3.3%

Ancestry	Count	%
Arab	9	2%
German	5	1.1%
Irish	3	0.7%

Technology access

Metric	% of households
Computer access	59.3%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13861

What city is ZIP code 13861 in?

ZIP code 13861 is primarily assigned to West Oneonta, New York.

What county is ZIP code 13861 in?

ZIP code 13861 falls within Otsego County, New York.

Does ZIP code 13861 have an older population?

30% of residents in ZIP code 13861 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 13861?

60% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 13861 have a large retiree population?

37% of households in ZIP code 13861 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 13861?

The median home value in ZIP code 13861 is $180,900.

What timezone is ZIP code 13861 in?

ZIP code 13861 observes the EST timezone.