13825 ZIP Code — Otego, NY

Otsego County, New York

ZIP code 13825 is located in Otego, New York, within Otsego County. It covers approximately 56.60 square miles and serves a population of 3,058 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 13825

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $169,000. Owner-occupancy sits near the national average at 74%.

Median household income is $66,250. SNAP benefit usage at 17% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Overall, ZIP code 13825 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

3,058

population

56.60

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13825 ZIP code map

Cities in ZIP code 13825

Below are the cities the US Postal Service accepts for ZIP code 13825. Using any city not on this list may result in mail delivery delays.

City	Status
Otego	Acceptable
Otego	Preferred

Nearby ZIP codes

13861 West Oneonta (4.9 mi) 13859 Wells Bridge (5.1 mi) 13776 Gilbertsville (6.2 mi) 13808 Morris (6.4 mi) 13775 Franklin (7.4 mi) 13796 Laurens (8.1 mi) 13809 Mount Upton (9.2 mi) 13843 South New Berlin (9.5 mi) 13846 Treadwell (9.9 mi) 13820 Oneonta (10.2 mi) 13849 Unadilla (10.4 mi) 13806 Meridale (12.8 mi)

Demographics updated 06/2026

Population
Total population	3,058
Population density	54 / sq mi
State FIPS	36
County FIPS	077

Geography
Land area	56.60 sq mi
Water area	0.16 sq mi
Latitude	42.4399
Longitude	-75.2191
Timezone	Eastern (ET)
Area code	607

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.1%	44.3%	37.0%
$50k – $100k	34.9%	33.2%	27.0%
$100k – $200k	19.4%	19.2%	24.4%
Over $200k	1.6%	3.3%	11.5%

Demographics & statistics

3,058

Population

People per sq mi

46.1

Median age

$66,250

Median household income

$33,804

Per capita income

$169,000

Median home value

$824

Median monthly rent

74.0%

Home ownership

7.8%

Poverty rate

4.0%

Unemployment

1,210

Housing units

26.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

166

20–24

134

198

25–34

160

115

35–44

315

45–54

253

55–59

119

60–64

224

65–74

181

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	433	14.2%
18 and over	2,625	85.8%
65 and over	714	23.3%
Median age	46.1 years

Race & ethnicity

White 87.8%

Two or more races 5.5%

Asian 3.8%

Hispanic or Latino 2.1%

Black or African American 0.5%

Other race 0.2%

Group	Count	%
White	2,743	87.8%
Two or more races	173	5.5%
Asian	120	3.8%
Hispanic or Latino	66	2.1%
Black or African American	15	0.5%
Other race	7	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.1%	44.3%	37.0%
$50k – $100k	34.9%	33.2%	27.0%
$100k – $200k	19.4%	19.2%	24.4%
Over $200k	1.6%	3.3%	11.5%

Under $10k 2.2%

$10k–$15k 5.2%

$15k–$25k 12.5%

$25k–$35k 7.6%

$35k–$50k 12.9%

$50k–$75k 17.8%

$75k–$100k 10.5%

$100k–$150k 19.5%

$150k–$200k 6.7%

$200k+ 5.1%

Range	% of households
Under $10k	2.2%
$10k–$15k	5.2%
$15k–$25k	12.5%
$25k–$35k	7.6%
$35k–$50k	12.9%
$50k–$75k	17.8%
$75k–$100k	10.5%
$100k–$150k	19.5%
$150k–$200k	6.7%
$200k+	5.1%
Median income	$66,250

Housing

Home values

Under $50k 9.3%

$50k–$100k 19.1%

$100k–$150k 12.8%

$150k–$200k 19.0%

$200k–$300k 26.7%

$300k–$500k 13.0%

Housing overview

Metric	Value
Median home value	$169,000
Median rent / month	$824
Owner occupied	74.0%
Renter occupied	26.0%
Vacant	18.9%
Single-family detached	62.2%
Large apartment buildings	0.0%
Mobile homes	22.2%
Median rooms	5.9
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	0.0%
2010–2019	5.7%
2000–2009	11.8%
1990–1999	11.7%
1980–1989	10.0%
1970–1979	11.9%
1960–1969	11.6%
1950–1959	9.5%
1940–1949	4.4%
1939 or earlier	23.4%

Bedrooms

Size	% of units
No bedroom (studio)	4.3%
1 bedroom	8.5%
2 bedrooms	28.0%
3 bedrooms	42.9%
4 bedrooms	10.6%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	42.0%
2 vehicles	40.0%
3 or more	16.6%

Heating fuel

Fuel type	%
Utility gas	9.8%
Electricity	9.2%
Propane / LP gas	26.9%
Fuel oil	30.9%
Wood	16.8%
Solar	0.3%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	683	54.9%
Cohabiting couple	89	7.2%
Male householder, no spouse	248	19.9%
Female householder, no spouse	224	18.0%
Households with children under 18	226	18.2%
Households with seniors (65+)	445	35.8%
Average household size	2.43

Marital status

Status	Male	Female
Never married	42.6%	25.6%
Married	46.0%	57.8%
Separated	1.7%	0.7%
Widowed	2.3%	9.0%
Divorced	7.5%	6.7%

Education

Less than 9th grade 1.6%

Some HS, no diploma 7.1%

HS graduate 39.3%

Some college, no degree 15.0%

Associate's degree 10.9%

Bachelor's degree 10.9%

Graduate / professional 15.1%

Metric	%
HS diploma or higher	91.2%
Bachelor's or higher	26.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	1.3%
Kindergarten	42	11.2%
Elementary school	194	51.7%
High school	47	12.5%
College / grad school	87	23.2%

Employment

Industry of employment

Education & healthcare 39.4%

Arts, food & hospitality 13.9%

Finance & real estate 8.4%

Construction 7.7%

Retail trade 6.6%

Information 6.2%

Manufacturing 5.5%

Professional & management 4.5%

Transportation & utilities 2.3%

Other services 1.8%

Wholesale trade 1.4%

Public administration 1.4%

Agriculture & mining 1.0%

Occupation

Category	%
Management, business & arts	37.6%
Service	19.0%
Sales & office	20.3%
Natural resources & construction	11.6%
Production & transportation	11.4%

Employment type

Type	%
Private sector	77.0%
Government	17.9%
Self-employed	5.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	89.1%
Carpool	6.2%
Public transit	0.2%
Walk	0.2%
Work from home	4.3%
Other means	0.0%
Avg commute (minutes)	22.3

Poverty

All people 7.8%

Under 18 years 3.7%

18 and over 8.5%

Married-couple families 1.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	41.2%
Retirement income	35.8%
Supplemental Security	1.8%
Cash public assistance	1.6%
Food stamps / SNAP	17.2%

Health indicators

Condition	%
Obesity	32.6%
High blood pressure	30.2%
High cholesterol	34.0%
Diabetes	10.1%
Heart disease	6.9%
Stroke	3.1%
Asthma	10.8%
Arthritis	24.0%
Kidney disease	3.1%
Pulmonary disease	7.6%
Cancer	7.4%

Behavior / access	%
Smoking	18.6%
Binge drinking	15.4%
No physical activity	21.4%
Less than 7 hrs sleep	33.2%
Depression	22.4%
Fair or poor health	12.7%
Poor mental health	14.1%
Poor physical health	10.4%
No health insurance	10.2%
Visited doctor (checkup)	79.5%
Visited dentist	62.9%
Cholesterol screening	91.4%
Teeth loss	14.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	245	9.3%

Disability	%
Any disability	14.3%
Under 18	3.7%
18–64 years	9.4%
65 and over	33.6%

Health insurance coverage

Type	%
Private insurance	58.6%
Public insurance	55.8%
No insurance	1.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,913	95.3%
Spanish	21	0.7%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,876	94.0%
Born in same state	2,874	94.0%
Born in different state	2,470	80.8%
Foreign born	2	0.1%
Naturalized citizen	182	6.0%
Not a US citizen	158	86.8%

Ancestry

Ancestry	Count	%
Italian	430	14.1%
French	367	12%
English	216	7.1%
Arab	190	6.2%

Ancestry	Count	%
Polish	35	1.1%
Dutch	19	0.6%
German	8	0.3%
Irish	4	0.1%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	93.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13825

What city is ZIP code 13825 in?

ZIP code 13825 is primarily assigned to Otego, New York.

What county is ZIP code 13825 in?

ZIP code 13825 falls within Otsego County, New York.

Does ZIP code 13825 have a large retiree population?

41% of households in ZIP code 13825 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 13825 have a large veteran population?

9% of civilians in ZIP code 13825 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 13825?

The median home value in ZIP code 13825 is $169,000.

What is the population of ZIP code 13825?

ZIP code 13825 has an estimated population of 3,058 residents, with a density of 54 people per square mile.

What timezone is ZIP code 13825 in?

ZIP code 13825 observes the EST timezone.