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New York ZIP Codes
Otsego County
Laurens, NY
13796
13796 ZIP Code — Laurens, NY
Otsego County, New York
ZIP code 13796 is located in
Laurens ,
New York ,
within Otsego County .
It covers approximately 24.43 square miles and serves a population of
996 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 607 .
About ZIP code 13796
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $160,900. Owner-occupancy sits near the national average at 70%.
The gap between median ($53,466) and mean household income suggests income inequality — a small number of higher earners pull the average up. 44% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.
Overall, ZIP code 13796 reflects a community defined by a strong veteran community and a significant Social Security-dependent population.
13796 ZIP code map
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Cities in ZIP code 13796
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
996
Population density
41 / sq mi
State FIPS
36
County FIPS
077
Geography
Land area
24.43 sq mi
Water area
0.15 sq mi
Latitude
42.5461
Longitude
-75.1536
Timezone
Eastern (ET)
Area code
607
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
56.4%
44.3%
37.0%
$50k – $100k
27.7%
33.2%
27.0%
$100k – $200k
14.7%
19.2%
24.4%
Over $200k
1.2%
3.3%
11.5%
Demographics & statistics
$53,466
Median household income
$160,900
Median home value
28.6%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 150 15.1%
18 and over 846 84.9%
65 and over 259 26.0%
Median age 56.3 years
Race & ethnicity
Black or African American
2.3%
Native Hawaiian / Pacific Islander
1%
American Indian / Alaska Native
0.1%
Group Count %
White 907 88.1%
Two or more races 34 3.3%
Hispanic or Latino 33 3.2%
Black or African American 24 2.3%
Other race 20 1.9%
Native Hawaiian / Pacific Islander 10 1%
American Indian / Alaska Native 1 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
56.4%
44.3%
37.0%
$50k – $100k
27.7%
33.2%
27.0%
$100k – $200k
14.7%
19.2%
24.4%
Over $200k
1.2%
3.3%
11.5%
Range % of households
Under $10k 1.3%
$10k–$15k 2.4%
$15k–$25k 12.3%
$25k–$35k 7.1%
$35k–$50k 16.1%
$50k–$75k 21.1%
$75k–$100k 8.2%
$100k–$150k 17.2%
$150k–$200k 8.0%
$200k+ 6.5%
Median income $53,466
Housing
Housing overview
Metric Value
Median home value $160,900
Median rent / month $950
Owner occupied 69.5%
Renter occupied 30.5%
Vacant 31.2%
Single-family detached 68.3%
Large apartment buildings 0.0%
Mobile homes 15.4%
Median rooms 5.9
Avg household size (owned) 2.49
Year built
Era %
2020 or later 0.0%
2010–2019 1.9%
2000–2009 10.1%
1990–1999 11.4%
1980–1989 18.3%
1970–1979 7.8%
1960–1969 5.0%
1950–1959 3.4%
1940–1949 1.2%
1939 or earlier 40.8%
Bedrooms
Size % of units
No bedroom (studio) 4.1%
1 bedroom 5.2%
2 bedrooms 29.4%
3 bedrooms 47.2%
4 bedrooms 13.6%
5+ bedrooms 0.4%
Vehicles per household
Vehicles % of households
No vehicle 8.0%
1 vehicle 38.1%
2 vehicles 35.5%
3 or more 18.5%
Heating fuel
Fuel type %
Utility gas 1.7%
Electricity 16.8%
Propane / LP gas 27.3%
Fuel oil 33.5%
Wood 19.1%
Households & families
Household type Count %
Married-couple family 244 52.5%
Cohabiting couple 15 3.2%
Male householder, no spouse 75 16.1%
Female householder, no spouse 131 28.2%
Households with children under 18 58 12.5%
Households with seniors (65+) 201 43.2%
Average household size 2.14
Marital status
Status Male Female
Never married 25.3% 15.7%
Married 64.3% 55.2%
Separated 1.4% 2.5%
Widowed 2.9% 11.4%
Divorced 6.0% 15.2%
Education
Some college, no degree
21.2%
Graduate / professional
11.8%
Metric %
HS diploma or higher 93.0%
Bachelor's or higher 28.6%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 10 7.9%
Kindergarten 0 0.0%
Elementary school 68 54.0%
High school 21 16.7%
College / grad school 27 21.4%
Employment
Industry of employment
Education & healthcare
51.8%
Public administration
5.2%
Finance & real estate
3.3%
Professional & management
3.3%
Transportation & utilities
3.1%
Arts, food & hospitality
1.4%
Occupation
Category %
Management, business & arts 46.0%
Service 15.9%
Sales & office 23.6%
Natural resources & construction 5.4%
Production & transportation 9.1%
Employment type
Type %
Private sector 77.4%
Government 12.6%
Self-employed 9.9%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 87.2%
Carpool 3.7%
Public transit 0.0%
Walk 0.0%
Work from home 9.1%
Other means 0.0%
Avg commute (minutes) 28.4
Poverty
Married-couple families
2.5%
Female-led households
14.3%
Income support
Source % of households
Social Security 44.3%
Retirement income 30.8%
Supplemental Security 2.2%
Cash public assistance 1.9%
Food stamps / SNAP 15.9%
Health indicators
Condition %
Obesity 32.7%
High blood pressure 30.2%
High cholesterol 34.4%
Diabetes 10.1%
Heart disease 6.9%
Stroke 3.1%
Asthma 10.8%
Arthritis 24.0%
Kidney disease 3.0%
Pulmonary disease 7.7%
Cancer 7.3%
Behavior / access %
Smoking 18.6%
Binge drinking 15.4%
No physical activity 21.2%
Less than 7 hrs sleep 33.2%
Depression 22.6%
Fair or poor health 12.7%
Poor mental health 14.1%
Poor physical health 10.5%
No health insurance 10.0%
Visited doctor (checkup) 79.6%
Visited dentist 63.0%
Cholesterol screening 91.4%
Teeth loss 14.0%
Veterans & disability
Veterans Count %
Civilian veterans 110 13.0%
Disability %
Any disability 17.3%
Under 18 0.0%
18–64 years 14.5%
65 and over 33.6%
Health insurance coverage
Type %
Private insurance 65.6%
Public insurance 51.7%
No insurance 2.2%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 932 93.6%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 996 100.0%
Born in same state 986 99.0%
Born in different state 803 80.6%
Foreign born 10 1.0%
Naturalized citizen 0 0.0%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
Italian 213 21.4%
French 197 19.8%
English 43 4.3%
Arab 34 3.4%
Ancestry Count %
Irish 19 1.9%
Polish 17 1.7%
German 15 1.5%
Technology access
Metric % of households
Computer access 46.7%
Internet access 85.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 13796
What city is ZIP code 13796 in?
ZIP code 13796 is primarily assigned to Laurens, New York.
What county is ZIP code 13796 in?
ZIP code 13796 falls within Otsego County, New York.
Does ZIP code 13796 have an older population?
26% of residents in ZIP code 13796 are 65 or older, above the national average of ~17%.
Does ZIP code 13796 have a large retiree population?
44% of households in ZIP code 13796 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 13796 have a large veteran population?
13% of civilians in ZIP code 13796 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 13796?
The median home value in ZIP code 13796 is $160,900.
What timezone is ZIP code 13796 in?
ZIP code 13796 observes the EST timezone.
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