Milford ZIP Code List — Otsego County, NY

There is one unique ZIP code in Milford, New York and it is 13807. Area code: 607.

ZIP codes

21.47

sq mi land

0.27

sq mi water

607

area code

Milford, NY ZIP code map

About Milford, NY

Milford, NY, is a charming town located in Otsego County, New York. This picturesque community features a blend of rural beauty and suburban convenience, making it an ideal place for residents and visitors alike. With its welcoming atmosphere, Milford serves as a hub for local activities and a gateway to exploring the scenic beauty of upstate New York.

Location & geography

Milford is situated in the heart of Otsego County, offering a serene landscape characterized by rolling hills and expansive farmlands. It is approximately 10 miles from the city of Cooperstown, known for its rich baseball history, and around 30 miles from Oneonta, another nearby urban area. The town covers a total land area of 21.47 square miles, with a small water area of 0.27 square miles, creating a diverse environment for both agriculture and outdoor recreation.

Community & economy

The character of Milford is shaped by its tight-knit community, where residents often engage in local events and support one another. The town's economy is primarily based on agriculture, small businesses, and tourism influenced by the nearby attractions of Cooperstown, such as the National Baseball Hall of Fame. Daily life in Milford is marked by a slower pace, where families enjoy the outdoors, participate in town gatherings, and embrace a close community ethos.

Transportation

Milford is accessible via New York State Route 28, which runs north-south and connects to other major highways. The nearest major airport is the Greater Binghamton Airport, approximately 50 miles to the southwest, offering regional flights. Public transit options are limited, so personal vehicles are the most common means of transportation for residents and visitors.

History

Milford was established in the late 18th century and has a rich historical backdrop related to the development of agriculture and local industries. Throughout the years, Milford played a role in the growth of nearby Cooperstown and has witnessed various historical events that shaped the region. The town continues to honor its history through community initiatives and local heritage celebrations.

Did you know?

One surprising fact about Milford is its proximity to the famed Cooperstown, which draws tourists from all over the nation. Additionally, Milford is home to beautiful natural landscapes, providing excellent opportunities for hiking, fishing, and other outdoor activities.

ZIP codes for Milford, NY (1)

ZIP code	City	County	Map
13807	Milford	Otsego	View map

Demographics & statistics

1,296

Population

46.8

Median age

$71,500

Median household income

$37,523

Per capita income

$145,200

Median home value

$747

Median monthly rent

79.8%

Home ownership

11.0%

Poverty rate

10.2%

Unemployment

626

Housing units

29.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

110

35–44

116

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	215	16.6%
18 and over	1,081	83.4%
65 and over	237	18.3%
Median age	46.8 years

Race & ethnicity

White 94.4%

Two or more races 2.4%

Hispanic or Latino 1.5%

Asian 0.9%

Black or African American 0.8%

Group	Count	%
White	1,242	94.4%
Two or more races	31	2.4%
Hispanic or Latino	20	1.5%
Asian	12	0.9%
Black or African American	11	0.8%

Household income

Under $10k 4.3%

$10k–$15k 5.1%

$15k–$25k 6.9%

$25k–$35k 4.5%

$35k–$50k 11.6%

$50k–$75k 18.4%

$75k–$100k 21.2%

$100k–$150k 11.4%

$150k–$200k 12.2%

$200k+ 4.3%

Range	% of households
Under $10k	4.3%
$10k–$15k	5.1%
$15k–$25k	6.9%
$25k–$35k	4.5%
$35k–$50k	11.6%
$50k–$75k	18.4%
$75k–$100k	21.2%
$100k–$150k	11.4%
$150k–$200k	12.2%
$200k+	4.3%
Median income	$71,500

Housing

Home values

Under $50k 14.8%

$50k–$100k 13.6%

$100k–$150k 24.3%

$150k–$200k 22.0%

$200k–$300k 10.7%

$300k–$500k 9.5%

$500k–$1M 2.8%

$1M+ 2.3%

Housing overview

Metric	Value
Median home value	$145,200
Median rent / month	$747
Owner occupied	79.8%
Renter occupied	20.2%
Vacant	32.4%
Single-family detached	67.0%
Large apartment buildings	4.3%
Mobile homes	19.6%
Median rooms	6.4
Avg household size (owned)	2.73

Year built

Era	%
2020 or later	0.0%
2010–2019	6.8%
2000–2009	4.6%
1990–1999	14.3%
1980–1989	19.4%
1970–1979	3.9%
1960–1969	7.9%
1950–1959	1.5%
1940–1949	2.8%
1939 or earlier	38.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	7.6%
2 bedrooms	21.1%
3 bedrooms	47.7%
4 bedrooms	20.6%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	6.1%
1 vehicle	35.1%
2 vehicles	48.6%
3 or more	10.2%

Heating fuel

Fuel type	%
Utility gas	4.3%
Electricity	16.3%
Propane / LP gas	18.4%
Fuel oil	52.0%
Wood	7.1%

Households & families

Household type	Count	%
Married-couple family	299	61.0%
Cohabiting couple	49	10.0%
Male householder, no spouse	57	11.6%
Female householder, no spouse	85	17.3%
Households with children under 18	111	22.7%
Households with seniors (65+)	157	32.0%
Average household size	2.63

Marital status

Status	Male	Female
Never married	31.2%	27.8%
Married	55.3%	55.3%
Separated	1.1%	1.7%
Widowed	5.2%	8.7%
Divorced	7.3%	6.5%

Education

Less than 9th grade 1.2%

Some HS, no diploma 8.1%

HS graduate 39.0%

Some college, no degree 6.8%

Associate's degree 15.2%

Bachelor's degree 17.4%

Graduate / professional 12.3%

Metric	%
HS diploma or higher	90.7%
Bachelor's or higher	29.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	4.6%
Kindergarten	2	0.8%
Elementary school	149	57.1%
High school	27	10.3%
College / grad school	71	27.2%

Employment

Industry of employment

Education & healthcare 37.3%

Construction 16.8%

Arts, food & hospitality 13.5%

Retail trade 6.1%

Public administration 5.3%

Transportation & utilities 3.9%

Other services 3.6%

Agriculture & mining 3.4%

Wholesale trade 3.4%

Professional & management 2.6%

Manufacturing 2.2%

Finance & real estate 1.9%

Information 0.2%

Occupation

Category	%
Management, business & arts	33.1%
Service	28.0%
Sales & office	12.6%
Natural resources & construction	17.7%
Production & transportation	8.7%

Employment type

Type	%
Private sector	66.9%
Government	22.0%
Self-employed	10.7%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	78.1%
Carpool	5.7%
Public transit	0.0%
Walk	3.7%
Other means	2.6%
Avg commute (minutes)	18.1

Poverty

All people 11.0%

Under 18 years 6.0%

18 and over 11.9%

Married-couple families 5.4%

Female-led households 2.3%

Income support

Source	% of households
Social Security	41.4%
Retirement income	39.8%
Supplemental Security	5.3%
Cash public assistance	0.4%
Food stamps / SNAP	5.5%

Health indicators

Condition	%
High blood pressure	31.0%
High cholesterol	33.9%
Heart disease	7.3%
Stroke	3.3%
Asthma	11.0%
Arthritis	24.8%
Kidney disease	3.2%
Pulmonary disease	8.2%
Cancer	7.5%

Behavior / access	%
Binge drinking	15.1%
No physical activity	22.2%
Less than 7 hrs sleep	33.3%
Fair or poor health	13.5%
Poor mental health	14.3%
Poor physical health	11.0%
No health insurance	10.2%
Visited doctor (checkup)	79.8%
Visited dentist	61.7%
Cholesterol screening	91.0%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	80	7.4%

Disability	%
Any disability	15.4%
Under 18	1.9%
18–64 years	15.0%
65 and over	29.1%

Health insurance coverage

Type	%
Private insurance	74.2%
Public insurance	36.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,264	97.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,257	97.0%
Born in same state	1,255	96.8%
Born in different state	1,121	86.5%
Foreign born	2	0.2%
Naturalized citizen	39	3.0%
Not a US citizen	21	53.8%

Ancestry

Ancestry	Count	%
French	322	24.8%
Italian	185	14.3%
Arab	127	9.8%
English	63	4.9%

Ancestry	Count	%
Polish	6	0.5%
Dutch	6	0.5%
German	5	0.4%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	90.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Milford, NY?

Milford, NY has one ZIP code: 13807.

What is the main ZIP code for Milford, NY?

The primary ZIP code for Milford, NY is 13807. The city uses area code 607 for phone service.

What county is Milford, NY in?

Milford is located in Otsego County, New York.

How many ZIP codes are in Milford, NY?

Milford, NY has 1 ZIP code.

What is the ZIP code for downtown Milford in Otsego County?

Downtown Milford, located in Otsego County, uses the ZIP code 13807.

What ZIP code should I use for mailing addresses in Milford, New York?

All mailing addresses in Milford, New York are served by the single ZIP code 13807.