Oneonta ZIP Code List — Otsego County, NY

There is one unique ZIP code in Oneonta, New York and it is 13820. Area code: 607.

ZIP codes

107.34

sq mi land

0.63

sq mi water

607

area code

Oneonta, NY ZIP code map

About Oneonta, NY

Oneonta, NY, is a charming city nestled in the heart of Otsego County. Known for its vibrant community and beautiful surroundings, Oneonta offers a unique blend of small-town charm and access to outdoor activities. It serves as a hub for education, culture, and recreation in upstate New York.

Location & geography

Oneonta is located in central New York, approximately 12 miles southeast of Cooperstown and 18 miles northwest of the city of Norwich. The city spans a land area of 107.34 square miles, complemented by a small water area of 0.63 square miles, which enhances its picturesque landscape. The terrain around Oneonta features rolling hills and valleys, creating a scenic environment for residents and visitors alike.

Community & economy

The character of Oneonta, NY, is defined by its friendly residents and strong sense of community. The economy thrives on education, healthcare, and retail industries, with local institutions like the State University of New York at Oneonta playing a pivotal role. Daily life in Oneonta is characterized by a variety of local events, outdoor activities, and a rich cultural scene, making it a desirable place to live and visit.

Transportation

Oneonta is conveniently served by State Route 28 and Interstate 88, providing easy access to nearby towns and cities. The nearest major airport is Greater Binghamton Airport, located about 50 miles southwest, making travel straightforward for residents. Public transportation options are available, enhancing connectivity within the region.

History

Oneonta was established in the early 19th century and has historically been an important center for commerce and education in Otsego County. The city played a significant role in the regional economy with industries such as manufacturing and retail that shaped its development over the years. Notable events include the founding of the State University of New York at Oneonta, which greatly influenced the community's growth and cultural landscape.

Did you know?

One fascinating fact about Oneonta is that it boasts the title of the 'City of the Hills' due to its hilly terrain and beautiful landscapes. Additionally, it is known for its vibrant arts scene, hosting numerous events and festivals that celebrate local culture.

ZIP codes for Oneonta, NY (1)

ZIP code	City	County	Map
13820	Oneonta	Otsego	View map

Demographics & statistics

22,500

Population

31.7

Median age

$65,483

Median household income

$31,069

Per capita income

$166,600

Median home value

$985

Median monthly rent

63.0%

Home ownership

16.1%

Poverty rate

4.6%

Unemployment

6,719

Housing units

39.5%

Bachelor's or higher

Age distribution

Male Female

272

Under 5

292

256

5–9

276

498

10–14

536

1,619

15–19

1,741

1,920

20–24

2,064

1,239

25–34

1,332

950

35–44

1,022

958

45–54

1,031

549

55–59

591

592

60–64

637

1,135

65–74

1,221

596

75–84

641

256

85+

276

← Male

Female →

Age summary

Group	Count	%
Under 18	2,628	11.7%
18 and over	19,872	88.3%
65 and over	4,125	18.3%
Median age	31.7 years

Race & ethnicity

White 82.7%

Black or African American 4.4%

Two or more races 4.3%

Hispanic or Latino 4.3%

Asian 2.1%

Other race 1.7%

Native Hawaiian / Pacific Islander 0.3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	19,428	82.7%
Black or African American	1,026	4.4%
Two or more races	1,016	4.3%
Hispanic or Latino	1,006	4.3%
Asian	494	2.1%
Other race	409	1.7%
Native Hawaiian / Pacific Islander	73	0.3%
American Indian / Alaska Native	54	0.2%

Household income

Under $10k 4.8%

$10k–$15k 5.8%

$15k–$25k 9.7%

$25k–$35k 9.3%

$35k–$50k 8.3%

$50k–$75k 20.4%

$75k–$100k 14.9%

$100k–$150k 17.4%

$150k–$200k 4.7%

$200k+ 4.9%

Range	% of households
Under $10k	4.8%
$10k–$15k	5.8%
$15k–$25k	9.7%
$25k–$35k	9.3%
$35k–$50k	8.3%
$50k–$75k	20.4%
$75k–$100k	14.9%
$100k–$150k	17.4%
$150k–$200k	4.7%
$200k+	4.9%
Median income	$65,483

Housing

Home values

Under $50k 5.3%

$50k–$100k 6.7%

$100k–$150k 25.8%

$150k–$200k 27.0%

$200k–$300k 22.0%

$300k–$500k 9.1%

$500k–$1M 3.9%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$166,600
Median rent / month	$985
Owner occupied	63.0%
Renter occupied	37.0%
Vacant	18.3%
Single-family detached	53.4%
Large apartment buildings	4.0%
Mobile homes	7.5%
Median rooms	5.6
Avg household size (owned)	2.25

Year built

Era	%
2020 or later	0.5%
2010–2019	2.6%
2000–2009	4.0%
1990–1999	6.0%
1980–1989	8.5%
1970–1979	11.4%
1960–1969	6.2%
1950–1959	8.2%
1940–1949	8.7%
1939 or earlier	43.8%

Bedrooms

Size	% of units
No bedroom (studio)	4.7%
1 bedroom	12.7%
2 bedrooms	23.3%
3 bedrooms	38.0%
4 bedrooms	16.8%
5+ bedrooms	4.5%

Vehicles per household

Vehicles	% of households
No vehicle	10.1%
1 vehicle	40.4%
2 vehicles	37.7%
3 or more	11.8%

Heating fuel

Fuel type	%
Utility gas	51.0%
Electricity	17.7%
Propane / LP gas	7.4%
Fuel oil	17.1%
Wood	5.4%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,021	38.4%
Cohabiting couple	811	10.3%
Male householder, no spouse	1,886	24.0%
Female householder, no spouse	2,149	27.3%
Households with children under 18	1,646	20.9%
Households with seniors (65+)	2,795	35.5%
Average household size	2.21

Marital status

Status	Male	Female
Never married	54.9%	50.9%
Married	31.9%	30.0%
Separated	1.1%	0.3%
Widowed	2.4%	9.7%
Divorced	9.7%	9.0%

Education

Less than 9th grade 1.1%

Some HS, no diploma 5.7%

HS graduate 26.7%

Some college, no degree 17.8%

Associate's degree 9.1%

Bachelor's degree 21.5%

Graduate / professional 18.0%

Metric	%
HS diploma or higher	93.2%
Bachelor's or higher	39.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	189	2.3%
Kindergarten	71	0.9%
Elementary school	1,365	16.7%
High school	712	8.7%
College / grad school	5,819	71.3%

Employment

Industry of employment

Education & healthcare 35.5%

Retail trade 15.1%

Arts, food & hospitality 15.1%

Finance & real estate 5.6%

Public administration 5.2%

Other services 4.8%

Professional & management 4.1%

Manufacturing 3.9%

Construction 3.6%

Transportation & utilities 3.1%

Agriculture & mining 2.9%

Wholesale trade 0.9%

Information 0.1%

Occupation

Category	%
Management, business & arts	34.8%
Service	23.5%
Sales & office	27.3%
Natural resources & construction	7.7%
Production & transportation	6.8%

Employment type

Type	%
Private sector	71.6%
Government	23.3%
Self-employed	5.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	68.8%
Carpool	7.9%
Public transit	0.7%
Walk	14.2%
Other means	1.3%
Avg commute (minutes)	17.6

Poverty

All people 16.1%

Under 18 years 14.6%

18 and over 16.3%

Married-couple families 2.5%

Female-led households 37.0%

Income support

Source	% of households
Social Security	37.6%
Retirement income	26.0%
Supplemental Security	6.8%
Cash public assistance	3.0%
Food stamps / SNAP	11.8%

Health indicators

Condition	%
High blood pressure	23.1%
High cholesterol	26.8%
Heart disease	5.3%
Stroke	2.5%
Asthma	11.1%
Arthritis	17.9%
Kidney disease	2.5%
Pulmonary disease	5.9%
Cancer	5.6%

Behavior / access	%
Binge drinking	17.7%
No physical activity	18.9%
Less than 7 hrs sleep	31.5%
Fair or poor health	10.6%
Poor mental health	15.9%
Poor physical health	8.5%
No health insurance	10.6%
Visited doctor (checkup)	77.6%
Visited dentist	64.8%
Cholesterol screening	85.8%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,040	5.3%

Disability	%
Any disability	14.6%
Under 18	10.9%
18–64 years	10.6%
65 and over	33.0%

Health insurance coverage

Type	%
Private insurance	74.7%
Public insurance	35.7%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,936	97.5%
Spanish	471	2.1%
Other Indo-European	91	0.4%
Asian & Pacific Islander	129	0.6%
Other languages	217	1.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,482	95.5%
Born in same state	21,200	94.2%
Born in different state	17,065	75.8%
Foreign born	282	1.3%
Naturalized citizen	1,018	4.5%
Not a US citizen	592	58.2%

Ancestry

Ancestry	Count	%
Italian	3,945	17.5%
French	2,938	13.1%
Arab	900	4%
English	598	2.7%
Polish	323	1.4%

Ancestry	Count	%
German	127	0.6%
Irish	94	0.4%
Dutch	71	0.3%
Norwegian	26	0.1%

Technology access

Metric	% of households
Computer access	35.0%
Internet access	92.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Oneonta, NY?

Oneonta, NY has one ZIP code: 13820.

What is the main ZIP code for Oneonta, NY?

The primary ZIP code for Oneonta, NY is 13820. The city uses area code 607 for phone service.

What county is Oneonta, NY in?

Oneonta is located in Otsego County, New York.

How many ZIP codes are in Oneonta, NY?

Oneonta, NY has 1 ZIP code.

What ZIP code covers the SUNY Oneonta campus and the surrounding academic area?

SUNY Oneonta's campus is located in ZIP code 13820, which encompasses the main college facilities and the surrounding academic district in Oneonta.

What is the ZIP code for downtown Oneonta's Main Street business district?

Downtown Oneonta's Main Street and central business district are all served by ZIP code 13820, the city's primary ZIP code.