13776 ZIP Code — Gilbertsville, NY

Otsego County, New York

ZIP code 13776 is located in Gilbertsville, New York, within Otsego County. It covers approximately 6.30 square miles and serves a population of 404 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 13776

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $147,000. Owner-occupancy is high at 77%, well above the national average.

Median household income is $87,500. The poverty rate of 4% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 13776 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

404

population

6.30

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13776 ZIP code map

Cities in ZIP code 13776

Below are the cities the US Postal Service accepts for ZIP code 13776. Using any city not on this list may result in mail delivery delays.

City	Status
Gilbertsville	Acceptable
Gilbertsville	Preferred

Nearby ZIP codes

13809 Mount Upton (4.3 mi) 13843 South New Berlin (4.5 mi) 13825 Otego (6.2 mi) 13808 Morris (6.5 mi) 13859 Wells Bridge (7.4 mi) 13780 Guilford (7.7 mi) 13861 West Oneonta (10 mi) 13849 Unadilla (10.7 mi) 13796 Laurens (11.2 mi) 13838 Sidney (11.7 mi) 13775 Franklin (12.4 mi) 13815 Norwich (13 mi)

Demographics updated 06/2026

Population
Total population	404
Population density	64 / sq mi
State FIPS	36
County FIPS	077

Geography
Land area	6.30 sq mi
Water area	0.00 sq mi
Latitude	42.4571
Longitude	-75.3384
Timezone	Eastern (ET)
Area code	607

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.2%	44.3%	37.0%
$50k – $100k	29.2%	33.2%	27.0%
$100k – $200k	22.9%	19.2%	24.4%
Over $200k	1.7%	3.3%	11.5%

Demographics & statistics

404

Population

People per sq mi

49.8

Median age

$87,500

Median household income

$54,979

Per capita income

$147,000

Median home value

$1,016

Median monthly rent

76.9%

Home ownership

4.2%

Poverty rate

5.9%

Unemployment

219

Housing units

40.7%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	42	10.4%
18 and over	362	89.6%
65 and over	94	23.3%
Median age	49.8 years

Race & ethnicity

White 92.9%

Two or more races 4.9%

Asian 1.2%

Hispanic or Latino 1%

Group	Count	%
White	379	92.9%
Two or more races	20	4.9%
Asian	5	1.2%
Hispanic or Latino	4	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.2%	44.3%	37.0%
$50k – $100k	29.2%	33.2%	27.0%
$100k – $200k	22.9%	19.2%	24.4%
Over $200k	1.7%	3.3%	11.5%

Under $10k 2.2%

$15k–$25k 9.3%

$25k–$35k 13.7%

$35k–$50k 4.9%

$50k–$75k 7.1%

$75k–$100k 24.7%

$100k–$150k 14.3%

$150k–$200k 14.3%

$200k+ 9.3%

Range	% of households
Under $10k	2.2%
$15k–$25k	9.3%
$25k–$35k	13.7%
$35k–$50k	4.9%
$50k–$75k	7.1%
$75k–$100k	24.7%
$100k–$150k	14.3%
$150k–$200k	14.3%
$200k+	9.3%
Median income	$87,500

Housing

Home values

Under $50k 4.3%

$50k–$100k 15.0%

$100k–$150k 32.9%

$150k–$200k 10.7%

$200k–$300k 21.4%

$300k–$500k 12.1%

$500k–$1M 1.4%

$1M+ 2.1%

Housing overview

Metric	Value
Median home value	$147,000
Median rent / month	$1,016
Owner occupied	76.9%
Renter occupied	23.1%
Vacant	30.3%
Single-family detached	87.4%
Large apartment buildings	0.0%
Mobile homes	1.9%
Median rooms	6.8
Avg household size (owned)	2.01

Year built

Era	%
2020 or later	0.0%
2010–2019	0.8%
2000–2009	0.0%
1990–1999	3.4%
1980–1989	4.6%
1970–1979	5.0%
1960–1969	3.8%
1950–1959	0.0%
1940–1949	1.9%
1939 or earlier	80.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	11.9%
2 bedrooms	17.2%
3 bedrooms	47.1%
4 bedrooms	13.8%
5+ bedrooms	8.4%

Vehicles per household

Vehicles	% of households
No vehicle	6.0%
1 vehicle	46.7%
2 vehicles	33.0%
3 or more	14.3%

Heating fuel

Fuel type	%
Utility gas	4.4%
Electricity	9.9%
Propane / LP gas	10.4%
Fuel oil	63.7%
Wood	11.5%

Households & families

Household type	Count	%
Married-couple family	78	42.9%
Cohabiting couple	16	8.8%
Male householder, no spouse	27	14.8%
Female householder, no spouse	61	33.5%
Households with children under 18	28	15.4%
Households with seniors (65+)	71	39.0%
Average household size	2.22

Marital status

Status	Male	Female
Never married	39.0%	32.5%
Married	47.2%	42.4%
Separated	0.0%	3.0%
Widowed	3.1%	8.4%
Divorced	10.7%	13.8%

Education

Less than 9th grade 0.7%

Some HS, no diploma 1.7%

HS graduate 33.9%

Some college, no degree 16.3%

Associate's degree 6.8%

Bachelor's degree 20.3%

Graduate / professional 20.3%

Metric	%
HS diploma or higher	97.6%
Bachelor's or higher	40.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	1	1.6%
Elementary school	41	65.1%
High school	0	0.0%
College / grad school	21	33.3%

Employment

Industry of employment

Education & healthcare 31.4%

Manufacturing 15.0%

Construction 11.1%

Retail trade 10.6%

Arts, food & hospitality 8.7%

Agriculture & mining 8.2%

Information 3.4%

Professional & management 3.4%

Wholesale trade 1.9%

Transportation & utilities 1.9%

Public administration 1.9%

Other services 1.4%

Finance & real estate 1.0%

Occupation

Category	%
Management, business & arts	53.1%
Service	15.5%
Sales & office	13.0%
Natural resources & construction	10.6%
Production & transportation	7.7%

Employment type

Type	%
Private sector	72.5%
Government	15.5%
Self-employed	12.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.8%
Carpool	7.6%
Public transit	0.5%
Walk	3.0%
Work from home	7.1%
Other means	0.0%
Avg commute (minutes)	30.7

Poverty

All people 4.2%

Under 18 years 4.8%

18 and over 4.1%

Married-couple families 2.6%

Female-led households 4.8%

Income support

Source	% of households
Social Security	37.9%
Retirement income	29.1%
Supplemental Security	2.7%
Cash public assistance	0.5%
Food stamps / SNAP	7.1%

Health indicators

Condition	%
Obesity	32.9%
High blood pressure	36.0%
High cholesterol	37.5%
Diabetes	12.5%
Heart disease	9.0%
Stroke	4.1%
Asthma	10.8%
Arthritis	29.9%
Kidney disease	4.0%
Pulmonary disease	9.5%
Cancer	9.7%

Behavior / access	%
Smoking	17.8%
Binge drinking	12.9%
No physical activity	23.6%
Less than 7 hrs sleep	32.2%
Depression	21.8%
Fair or poor health	14.7%
Poor mental health	13.1%
Poor physical health	11.9%
No health insurance	9.6%
Visited doctor (checkup)	82.5%
Visited dentist	62.7%
Cholesterol screening	93.5%
Teeth loss	14.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	41	11.3%

Disability	%
Any disability	15.8%
Under 18	7.1%
18–64 years	9.3%
65 and over	38.3%

Health insurance coverage

Type	%
Private insurance	63.9%
Public insurance	50.0%
No insurance	3.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	404	100.0%
Spanish	2	0.5%
Other Indo-European	0	0.0%
Asian & Pacific Islander	2	0.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	375	92.8%
Born in same state	375	92.8%
Born in different state	318	78.7%
Foreign born	0	0.0%
Naturalized citizen	29	7.2%
Not a US citizen	20	69.0%

Ancestry

Ancestry	Count	%
Italian	99	24.5%
French	95	23.5%
Arab	17	4.2%
Dutch	5	1.2%

Ancestry	Count	%
English	4	1%
German	2	0.5%
Polish	2	0.5%

Technology access

Metric	% of households
Computer access	45.0%
Internet access	91.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13776

What city is ZIP code 13776 in?

ZIP code 13776 is primarily assigned to Gilbertsville, New York.

What county is ZIP code 13776 in?

ZIP code 13776 falls within Otsego County, New York.

Does ZIP code 13776 have a large retiree population?

38% of households in ZIP code 13776 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 13776 have a large veteran population?

11% of civilians in ZIP code 13776 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 13776?

The median home value in ZIP code 13776 is $147,000.

What is the population of ZIP code 13776?

ZIP code 13776 has an estimated population of 404 residents, with a density of 64 people per square mile.

What timezone is ZIP code 13776 in?

ZIP code 13776 observes the EST timezone.