13849 ZIP Code — Unadilla, NY

Otsego County, New York

ZIP code 13849 is located in Unadilla, New York, within Otsego County. It covers approximately 72.04 square miles and serves a population of 4,424 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 13849

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $112,700. Owner-occupancy is high at 83%, well above the national average.

Median household income is $55,795. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 13849 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,424

population

72.04

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13849 ZIP code map

Cities in ZIP code 13849

Below are the cities the US Postal Service accepts for ZIP code 13849. Using any city not on this list may result in mail delivery delays.

City	Status
Unadilla	Acceptable
Unadilla	Preferred

Nearby ZIP codes

13838 Sidney (4.4 mi) 13839 Sidney Center (4.9 mi) 13859 Wells Bridge (5.4 mi) 13804 Masonville (8.1 mi) 13775 Franklin (8.5 mi) 13809 Mount Upton (8.8 mi) 13825 Otego (10.4 mi) 13733 Bainbridge (10.6 mi) 13776 Gilbertsville (10.7 mi) 13780 Guilford (11.7 mi) 13856 Walton (11.8 mi) 13730 Afton (12.8 mi)

Demographics updated 05/2026

Population
Total population	4,424
Population density	61 / sq mi
State FIPS	36
County FIPS	077

Geography
Land area	72.04 sq mi
Water area	0.65 sq mi
Latitude	42.3041
Longitude	-75.3060
Timezone	Eastern (ET)
Area code	607

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.6%	44.3%	37.0%
$50k – $100k	29.6%	33.2%	27.0%
$100k – $200k	15.0%	19.2%	24.4%
Over $200k	1.8%	3.3%	11.5%

Demographics & statistics

4,424

Population

People per sq mi

46.4

Median age

$55,795

Median household income

$32,781

Per capita income

$112,700

Median home value

$759

Median monthly rent

82.9%

Home ownership

13.9%

Poverty rate

6.8%

Unemployment

2,170

Housing units

22.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

123

5–9

10–14

147

15–19

185

20–24

121

226

25–34

286

266

35–44

336

165

45–54

207

168

55–59

212

134

60–64

170

288

65–74

364

153

75–84

193

85+

107

← Male

Female →

Age summary

Group	Count	%
Under 18	669	15.1%
18 and over	3,755	84.9%
65 and over	1,190	26.9%
Median age	46.4 years

Race & ethnicity

White 94.6%

Two or more races 2.7%

Asian 1.5%

Black or African American 0.6%

Hispanic or Latino 0.5%

Group	Count	%
White	4,210	94.6%
Two or more races	120	2.7%
Asian	65	1.5%
Black or African American	27	0.6%
Hispanic or Latino	24	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.6%	44.3%	37.0%
$50k – $100k	29.6%	33.2%	27.0%
$100k – $200k	15.0%	19.2%	24.4%
Over $200k	1.8%	3.3%	11.5%

Under $10k 5.1%

$10k–$15k 3.5%

$15k–$25k 10.1%

$25k–$35k 8.3%

$35k–$50k 16.3%

$50k–$75k 19.1%

$75k–$100k 16.7%

$100k–$150k 13.6%

$150k–$200k 5.2%

$200k+ 2.1%

Range	% of households
Under $10k	5.1%
$10k–$15k	3.5%
$15k–$25k	10.1%
$25k–$35k	8.3%
$35k–$50k	16.3%
$50k–$75k	19.1%
$75k–$100k	16.7%
$100k–$150k	13.6%
$150k–$200k	5.2%
$200k+	2.1%
Median income	$55,795

Housing

Home values

Under $50k 14.8%

$50k–$100k 26.2%

$100k–$150k 23.7%

$150k–$200k 14.4%

$200k–$300k 10.4%

$300k–$500k 7.3%

$500k–$1M 2.3%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$112,700
Median rent / month	$759
Owner occupied	82.9%
Renter occupied	17.1%
Vacant	24.7%
Single-family detached	70.6%
Large apartment buildings	1.2%
Mobile homes	23.4%
Median rooms	6.1
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	0.0%
2010–2019	4.9%
2000–2009	7.6%
1990–1999	11.8%
1980–1989	16.2%
1970–1979	7.7%
1960–1969	4.9%
1950–1959	10.8%
1940–1949	1.3%
1939 or earlier	34.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	7.9%
2 bedrooms	18.2%
3 bedrooms	49.8%
4 bedrooms	16.1%
5+ bedrooms	7.1%

Vehicles per household

Vehicles	% of households
No vehicle	7.0%
1 vehicle	44.6%
2 vehicles	35.5%
3 or more	12.8%

Heating fuel

Fuel type	%
Utility gas	2.5%
Electricity	12.0%
Propane / LP gas	26.0%
Fuel oil	39.9%
Wood	14.4%
Solar	0.2%

Households & families

Household type	Count	%
Married-couple family	851	45.4%
Cohabiting couple	207	11.0%
Male householder, no spouse	218	11.6%
Female householder, no spouse	598	31.9%
Households with children under 18	392	20.9%
Households with seniors (65+)	840	44.8%
Average household size	2.35

Marital status

Status	Male	Female
Never married	29.6%	32.5%
Married	57.0%	41.7%
Separated	1.8%	2.8%
Widowed	5.0%	14.3%
Divorced	6.6%	8.8%

Education

Less than 9th grade 2.1%

Some HS, no diploma 8.0%

HS graduate 41.0%

Some college, no degree 13.1%

Associate's degree 13.6%

Bachelor's degree 12.3%

Graduate / professional 9.9%

Metric	%
HS diploma or higher	89.9%
Bachelor's or higher	22.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	28	3.4%
Kindergarten	16	1.9%
Elementary school	256	31.0%
High school	216	26.1%
College / grad school	311	37.6%

Employment

Industry of employment

Education & healthcare 35.3%

Retail trade 16.1%

Manufacturing 15.8%

Construction 8.1%

Public administration 6.4%

Professional & management 5.4%

Arts, food & hospitality 4.8%

Agriculture & mining 2.3%

Other services 2.0%

Information 1.3%

Wholesale trade 1.1%

Finance & real estate 1.0%

Transportation & utilities 0.5%

Occupation

Category	%
Management, business & arts	36.3%
Service	15.6%
Sales & office	19.6%
Natural resources & construction	10.5%
Production & transportation	18.0%

Employment type

Type	%
Private sector	72.1%
Government	23.3%
Self-employed	4.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.8%
Carpool	4.6%
Public transit	0.3%
Walk	4.5%
Work from home	8.6%
Other means	0.2%
Avg commute (minutes)	27.1

Poverty

All people 13.9%

Under 18 years 18.5%

18 and over 13.1%

Married-couple families 6.7%

Female-led households 15.2%

Income support

Source	% of households
Social Security	45.4%
Retirement income	38.9%
Supplemental Security	3.3%
Cash public assistance	3.4%
Food stamps / SNAP	12.5%

Health indicators

Condition	%
Obesity	33.9%
High blood pressure	33.8%
High cholesterol	35.6%
Diabetes	11.6%
Heart disease	8.3%
Stroke	3.9%
Asthma	11.0%
Arthritis	27.2%
Kidney disease	3.6%
Pulmonary disease	9.4%
Cancer	7.9%

Behavior / access	%
Smoking	21.1%
Binge drinking	15.1%
No physical activity	25.0%
Less than 7 hrs sleep	34.0%
Depression	22.6%
Fair or poor health	15.5%
Poor mental health	14.7%
Poor physical health	12.1%
No health insurance	11.5%
Visited doctor (checkup)	79.8%
Visited dentist	59.2%
Cholesterol screening	90.8%
Teeth loss	17.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	341	9.1%

Disability	%
Any disability	16.9%
Under 18	2.5%
18–64 years	12.1%
65 and over	35.3%

Health insurance coverage

Type	%
Private insurance	67.5%
Public insurance	48.2%
No insurance	5.3%
Uninsured under 19	7.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,204	95.0%
Spanish	108	2.6%
Other Indo-European	25	0.6%
Asian & Pacific Islander	83	2.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,254	96.2%
Born in same state	4,245	96.0%
Born in different state	3,589	81.1%
Foreign born	9	0.2%
Naturalized citizen	170	3.8%
Not a US citizen	80	47.1%

Ancestry

Ancestry	Count	%
French	865	19.6%
Italian	645	14.6%
Arab	264	6%
English	88	2%

Ancestry	Count	%
German	82	1.9%
Polish	31	0.7%
Irish	14	0.3%
Dutch	8	0.2%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	86.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13849

What city is ZIP code 13849 in?

ZIP code 13849 is primarily assigned to Unadilla, New York.

What county is ZIP code 13849 in?

ZIP code 13849 falls within Otsego County, New York.

Does ZIP code 13849 have an older population?

27% of residents in ZIP code 13849 are 65 or older, above the national average of ~17%.

Does ZIP code 13849 have a large retiree population?

45% of households in ZIP code 13849 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 13849 mostly owner-occupied?

83% of occupied units in ZIP code 13849 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 13849?

The median home value in ZIP code 13849 is $112,700.

What timezone is ZIP code 13849 in?

ZIP code 13849 observes the EST timezone.