28173 ZIP Code — Waxhaw, NC

Union County, North Carolina

ZIP code 28173 is located in Waxhaw, North Carolina, within Union County. It covers approximately 106.33 square miles and serves a population of 62,501 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28173

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $501,200. Owner-occupancy is high at 89%, well above the national average.

The gap between median ($144,544) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average. Remote work is prevalent — 25% of workers work from home.

Educational attainment is high — 57% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 28173 reflects a community defined by a highly educated population, high homeownership, and a high rate of remote workers.

62,501

population

106.33

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28173 ZIP code map

Cities in ZIP code 28173

Below are the cities the US Postal Service accepts for ZIP code 28173. Using any city not on this list may result in mail delivery delays.

City	Status
Waxhaw	Acceptable
Waxhaw	Preferred

Nearby ZIP codes

29707 Fort Mill (8 mi) 28277 Charlotte (9.9 mi) 28104 Matthews (10.6 mi) 29720 Lancaster (11.2 mi) 28112 Monroe (11.3 mi) 29715 Fort Mill (12.7 mi) 28105 Matthews (12.8 mi) 29704 Catawba (12.9 mi) 28270 Charlotte (13 mi) 28226 Charlotte (13.6 mi) 28134 Pineville (13.7 mi) 29722 Lancaster (14.3 mi)

Demographics updated 05/2026

Population
Total population	62,501
Population density	588 / sq mi
State FIPS	37
County FIPS	179

Geography
Land area	106.33 sq mi
Water area	1.36 sq mi
Latitude	34.9259
Longitude	-80.7347
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	14.4%	28.8%	44.4%
$50k – $100k	23.7%	30.6%	30.6%
$100k – $200k	34.0%	27.9%	19.1%
Over $200k	27.9%	12.6%	6.0%

Demographics & statistics

62,501

Population

588

People per sq mi

40.4

Median age

$144,544

Median household income

$58,556

Per capita income

$501,200

Median home value

$1,562

Median monthly rent

89.0%

Home ownership

4.4%

Poverty rate

3.3%

Unemployment

18,290

Housing units

57.0%

Bachelor's or higher

Age distribution

Male Female

1,443

Under 5

1,403

2,406

5–9

2,341

3,176

10–14

3,089

3,310

15–19

3,219

1,444

20–24

1,405

2,284

25–34

2,221

4,288

35–44

4,172

6,453

45–54

6,277

1,935

55–59

1,883

1,668

60–64

1,623

2,147

65–74

2,089

872

75–84

848

256

85+

249

← Male

Female →

Age summary

Group	Count	%
Under 18	18,558	29.7%
18 and over	43,943	70.3%
65 and over	6,461	10.3%
Median age	40.4 years

Race & ethnicity

White 72.1%

Black or African American 8.7%

Asian 7.6%

Two or more races 5.3%

Hispanic or Latino 4.4%

Other race 1.7%

American Indian / Alaska Native 0.2%

Group	Count	%
White	47,122	72.1%
Black or African American	5,719	8.7%
Asian	4,968	7.6%
Two or more races	3,441	5.3%
Hispanic or Latino	2,893	4.4%
Other race	1,124	1.7%
American Indian / Alaska Native	122	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	14.4%	28.8%	44.4%
$50k – $100k	23.7%	30.6%	30.6%
$100k – $200k	34.0%	27.9%	19.1%
Over $200k	27.9%	12.6%	6.0%

Under $10k 2.1%

$10k–$15k 0.8%

$15k–$25k 1.9%

$25k–$35k 3.1%

$35k–$50k 4.1%

$50k–$75k 11.5%

$75k–$100k 11.5%

$100k–$150k 16.7%

$150k–$200k 14.6%

$200k+ 33.7%

Range	% of households
Under $10k	2.1%
$10k–$15k	0.8%
$15k–$25k	1.9%
$25k–$35k	3.1%
$35k–$50k	4.1%
$50k–$75k	11.5%
$75k–$100k	11.5%
$100k–$150k	16.7%
$150k–$200k	14.6%
$200k+	33.7%
Median income	$144,544

Housing

Home values

Under $50k 1.6%

$50k–$100k 1.4%

$100k–$150k 2.7%

$150k–$200k 3.3%

$200k–$300k 9.6%

$300k–$500k 31.2%

$500k–$1M 41.9%

$1M+ 8.3%

Housing overview

Metric	Value
Median home value	$501,200
Median rent / month	$1,562
Owner occupied	89.0%
Renter occupied	11.0%
Vacant	4.0%
Single-family detached	91.0%
Large apartment buildings	0.6%
Mobile homes	3.4%
Median rooms	10.0
Avg household size (owned)	3.23

Year built

Era	%
2020 or later	2.3%
2010–2019	27.8%
2000–2009	38.5%
1990–1999	16.8%
1980–1989	7.9%
1970–1979	4.1%
1960–1969	1.1%
1950–1959	0.9%
1940–1949	0.3%
1939 or earlier	0.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	0.5%
2 bedrooms	7.2%
3 bedrooms	25.5%
4 bedrooms	33.4%
5+ bedrooms	32.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	15.6%
2 vehicles	46.2%
3 or more	37.2%

Heating fuel

Fuel type	%
Utility gas	58.6%
Electricity	35.5%
Propane / LP gas	4.3%
Fuel oil	0.1%
Wood	0.9%
Solar	0.4%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	15,066	76.8%
Cohabiting couple	829	4.2%
Male householder, no spouse	1,111	5.7%
Female householder, no spouse	2,620	13.3%
Households with children under 18	10,604	54.0%
Households with seniors (65+)	4,268	21.7%
Average household size	3.18

Marital status

Status	Male	Female
Never married	28.9%	22.1%
Married	64.9%	63.6%
Separated	0.7%	1.4%
Widowed	1.3%	5.3%
Divorced	4.2%	7.6%

Education

Less than 9th grade 2.0%

Some HS, no diploma 2.9%

HS graduate 15.1%

Some college, no degree 14.8%

Associate's degree 8.2%

Bachelor's degree 36.6%

Graduate / professional 20.5%

Metric	%
HS diploma or higher	95.2%
Bachelor's or higher	57.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	680	3.5%
Kindergarten	1,000	5.1%
Elementary school	9,224	46.9%
High school	6,087	30.9%
College / grad school	2,681	13.6%

Employment

Industry of employment

Finance & real estate 18.7%

Education & healthcare 16.7%

Professional & management 15.8%

Retail trade 11.3%

Manufacturing 9.6%

Arts, food & hospitality 7.8%

Construction 5.9%

Other services 4.5%

Transportation & utilities 3.1%

Wholesale trade 2.4%

Information 2.2%

Public administration 1.7%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	58.9%
Service	9.9%
Sales & office	19.5%
Natural resources & construction	5.4%
Production & transportation	6.3%

Employment type

Type	%
Private sector	85.6%
Government	8.8%
Self-employed	5.3%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	67.2%
Carpool	6.4%
Public transit	0.7%
Walk	0.4%
Work from home	24.6%
Other means	0.7%
Avg commute (minutes)	31.1

Poverty

All people 4.4%

Under 18 years 5.9%

18 and over 3.8%

Married-couple families 2.2%

Female-led households 16.8%

Income support

Source	% of households
Social Security	23.2%
Retirement income	19.0%
Supplemental Security	2.2%
Cash public assistance	0.9%
Food stamps / SNAP	3.4%

Health indicators

Condition	%
Obesity	29.7%
High blood pressure	27.0%
High cholesterol	31.0%
Diabetes	7.2%
Heart disease	4.3%
Stroke	2.0%
Asthma	8.1%
Arthritis	20.3%
Kidney disease	2.1%
Pulmonary disease	4.2%
Cancer	5.6%

Behavior / access	%
Smoking	13.9%
Binge drinking	18.4%
No physical activity	15.6%
Less than 7 hrs sleep	29.2%
Depression	21.5%
Fair or poor health	8.5%
Poor mental health	12.3%
Poor physical health	7.4%
No health insurance	12.0%
Visited doctor (checkup)	76.9%
Visited dentist	73.3%
Cholesterol screening	92.4%
Teeth loss	8.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,590	5.9%

Disability	%
Any disability	6.8%
Under 18	2.5%
18–64 years	5.7%
65 and over	25.5%

Health insurance coverage

Type	%
Private insurance	86.3%
Public insurance	18.4%
No insurance	4.6%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	59,655	95.4%
Spanish	1,369	2.3%
Other Indo-European	464	0.8%
Asian & Pacific Islander	520	0.9%
Other languages	326	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	55,728	89.2%
Born in same state	54,831	87.7%
Born in different state	19,344	30.9%
Foreign born	897	1.4%
Naturalized citizen	6,773	10.8%
Not a US citizen	4,670	69.0%

Ancestry

Ancestry	Count	%
French	8,276	13.2%
Italian	8,035	12.9%
Arab	2,697	4.3%
Irish	757	1.2%
English	631	1%

Ancestry	Count	%
Polish	459	0.7%
German	168	0.3%
Norwegian	121	0.2%
Dutch	38	0.1%

Technology access

Metric	% of households
Computer access	31.4%
Internet access	98.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28173

What part of Waxhaw is ZIP code 28173?

ZIP code 28173 covers a portion of Waxhaw, North Carolina, within Union County.

What county is ZIP code 28173 in?

ZIP code 28173 falls within Union County, North Carolina.

How educated is the population of ZIP code 28173?

57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 28173 mostly owner-occupied?

89% of occupied units in ZIP code 28173 are owner-occupied, well above the national average.

What is the median household income in ZIP code 28173?

The median household income in ZIP code 28173 is $144,544, above the national median of ~$75,000.

What is the typical home value in ZIP code 28173?

The median home value in ZIP code 28173 is $501,200.

What timezone is ZIP code 28173 in?

ZIP code 28173 observes the EST timezone.