Monroe ZIP Code List — Union County, NC

There are 3 unique ZIP codes in Monroe, North Carolina. Area code: 704/980.

ZIP codes

259.50

sq mi land

3.17

sq mi water

704/980

area code

Monroe, NC ZIP code map

About Monroe, NC

Monroe, North Carolina, is a vibrant city located in Union County. Known for its rich history and welcoming community, Monroe offers a blend of urban and suburban living. Residents enjoy a variety of amenities, making it an attractive place to live and work.

Location & geography

Monroe is situated approximately 20 miles southeast of Charlotte, making it a convenient location for those who commute to the larger city. Other neighboring towns include Wingate to the northwest, Marshville to the east, and Indian Trail to the west. The city spans a total land area of 259.50 square miles, with a water area covering 3.17 square miles, providing a balanced landscape of both land and water.

Community & economy

The character of Monroe is defined by a friendly and diverse population, which contributes to its strong sense of community. Key industries in the area include manufacturing, retail, and healthcare, providing a variety of employment opportunities for residents. Daily life in Monroe is enriched by local festivals, parks, and recreational activities that bring people together.

Transportation

Monroe is well-connected by several major highways, including U.S. Route 74, which offers easy access to Charlotte and other surrounding areas. The nearest major airport is Charlotte Douglas International Airport, located about 25 miles to the northwest. Public transportation options are limited, so most residents rely on personal vehicles for their daily commute.

History

Monroe was founded in the early 1800s and named after President James Monroe, reflecting its historical significance. Over the years, it has developed a diverse economy, with agriculture and textile manufacturing being some of the key industries. Notable events include the establishment of the Union County Fair, which has been a local tradition for many years.

Did you know?

A little-known fact about Monroe is that it hosts the annual 'Monroe BBQ Festival,' which attracts visitors from across the region. Additionally, the city is home to the historic Old Courthouse, which stands as a testament to its rich heritage.

ZIP codes for Monroe, NC (3)

ZIP code	City	County	Map
28110	Monroe	Union	View map
28111	Monroe	Union	View map
28112	Monroe	Union	View map

Demographics & statistics

82,422

Population

37.9

Median age

$75,916

Median household income

$32,239

Per capita income

$250,000

Median home value

$1,096

Median monthly rent

73.9%

Home ownership

10.5%

Poverty rate

5.0%

Unemployment

23,134

Housing units

21.0%

Bachelor's or higher

Age distribution

Male Female

2,390

Under 5

2,329

2,525

5–9

2,461

3,240

10–14

3,158

3,215

15–19

3,133

3,056

20–24

2,979

4,864

25–34

4,740

5,452

35–44

5,313

5,530

45–54

5,389

2,917

55–59

2,843

2,418

60–64

2,356

3,732

65–74

3,638

1,701

75–84

1,657

702

85+

684

← Male

Female →

Age summary

Group	Count	%
Under 18	20,034	24.2%
18 and over	62,388	75.8%
65 and over	12,114	15.1%
Median age	37.9 years

Race & ethnicity

White 62.9%

Black or African American 11.6%

Hispanic or Latino 10.9%

Other race 7.9%

Two or more races 5.5%

Asian 0.6%

American Indian / Alaska Native 0.5%

Group	Count	%
White	58,181	62.9%
Black or African American	10,772	11.6%
Hispanic or Latino	10,132	10.9%
Other race	7,312	7.9%
Two or more races	5,099	5.5%
Asian	598	0.6%
American Indian / Alaska Native	453	0.5%

Household income

Under $10k 4.1%

$10k–$15k 2.4%

$15k–$25k 6.1%

$25k–$35k 7.9%

$35k–$50k 14.9%

$50k–$75k 15.3%

$75k–$100k 15.0%

$100k–$150k 20.6%

$150k–$200k 7.3%

$200k+ 6.5%

Range	% of households
Under $10k	4.1%
$10k–$15k	2.4%
$15k–$25k	6.1%
$25k–$35k	7.9%
$35k–$50k	14.9%
$50k–$75k	15.3%
$75k–$100k	15.0%
$100k–$150k	20.6%
$150k–$200k	7.3%
$200k+	6.5%
Median income	$75,916

Housing

Home values

Under $50k 4.4%

$50k–$100k 4.5%

$100k–$150k 10.0%

$150k–$200k 14.6%

$200k–$300k 30.8%

$300k–$500k 27.7%

$500k–$1M 6.0%

$1M+ 2.1%

Housing overview

Metric	Value
Median home value	$250,000
Median rent / month	$1,096
Owner occupied	73.9%
Renter occupied	26.2%
Vacant	6.3%
Single-family detached	79.7%
Large apartment buildings	1.0%
Mobile homes	7.5%
Median rooms	6.0
Avg household size (owned)	2.86

Year built

Era	%
2020 or later	1.0%
2010–2019	6.4%
2000–2009	21.7%
1990–1999	23.5%
1980–1989	16.5%
1970–1979	9.6%
1960–1969	8.2%
1950–1959	6.5%
1940–1949	2.0%
1939 or earlier	4.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	2.7%
2 bedrooms	18.3%
3 bedrooms	54.8%
4 bedrooms	18.7%
5+ bedrooms	4.2%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	21.2%
2 vehicles	39.7%
3 or more	33.9%

Heating fuel

Fuel type	%
Utility gas	30.6%
Electricity	57.0%
Propane / LP gas	9.6%
Fuel oil	0.8%
Wood	0.9%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	16,536	57.4%
Cohabiting couple	1,717	6.3%
Male householder, no spouse	4,008	14.4%
Female householder, no spouse	6,120	22.1%
Households with children under 18	10,052	34.2%
Households with seniors (65+)	8,112	29.2%
Average household size	2.84

Marital status

Status	Male	Female
Never married	32.3%	25.1%
Married	54.8%	53.4%
Separated	2.5%	3.4%
Widowed	1.9%	9.2%
Divorced	8.6%	8.9%

Education

Less than 9th grade 6.6%

Some HS, no diploma 8.8%

HS graduate 30.6%

Some college, no degree 23.2%

Associate's degree 10.1%

Bachelor's degree 15.0%

Graduate / professional 6.0%

Metric	%
HS diploma or higher	84.8%
Bachelor's or higher	21.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	961	5.6%
Kindergarten	939	4.9%
Elementary school	9,373	47.2%
High school	5,468	25.2%
College / grad school	3,954	17.3%

Employment

Industry of employment

Education & healthcare 18.9%

Manufacturing 14.7%

Construction 12.4%

Retail trade 12.0%

Professional & management 9.7%

Arts, food & hospitality 7.1%

Other services 6.3%

Finance & real estate 5.2%

Transportation & utilities 4.8%

Wholesale trade 3.2%

Public administration 3.0%

Agriculture & mining 1.9%

Information 1.2%

Occupation

Category	%
Management, business & arts	31.6%
Service	15.1%
Sales & office	20.8%
Natural resources & construction	14.7%
Production & transportation	17.9%

Employment type

Type	%
Private sector	82.4%
Government	11.7%
Self-employed	5.4%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	77.9%
Carpool	12.8%
Public transit	0.2%
Walk	0.7%
Other means	1.1%
Avg commute (minutes)	30.3

Poverty

All people 10.5%

Under 18 years 14.8%

18 and over 9.1%

Married-couple families 3.3%

Female-led households 27.3%

Income support

Source	% of households
Social Security	31.8%
Retirement income	22.7%
Supplemental Security	4.5%
Cash public assistance	2.2%
Food stamps / SNAP	12.1%

Health indicators

Condition	%
High blood pressure	33.0%
High cholesterol	32.5%
Heart disease	6.3%
Stroke	3.2%
Asthma	9.3%
Arthritis	24.6%
Kidney disease	3.0%
Pulmonary disease	6.9%
Cancer	5.9%

Behavior / access	%
Binge drinking	16.8%
No physical activity	24.7%
Less than 7 hrs sleep	32.9%
Fair or poor health	15.4%
Poor mental health	15.1%
Poor physical health	11.0%
No health insurance	21.9%
Visited doctor (checkup)	77.2%
Visited dentist	59.4%
Cholesterol screening	88.5%
Teeth loss	16.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	4,297	7.2%

Disability	%
Any disability	11.5%
Under 18	4.5%
18–64 years	8.6%
65 and over	35.6%

Health insurance coverage

Type	%
Private insurance	63.0%
Public insurance	33.8%
Uninsured under 19	9.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	77,703	94.0%
Spanish	6,960	9.4%
Other Indo-European	6,173	8.5%
Asian & Pacific Islander	437	0.5%
Other languages	266	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	72,863	88.2%
Born in same state	72,069	87.1%
Born in different state	44,129	54.5%
Foreign born	794	1.0%
Naturalized citizen	9,559	11.9%
Not a US citizen	2,481	26.7%

Ancestry

Ancestry	Count	%
French	7,194	8.7%
Arab	7,116	8.6%
Italian	5,790	7%
English	522	0.6%
German	311	0.4%

Ancestry	Count	%
Polish	280	0.3%
Irish	220	0.3%
Norwegian	149	0.2%
Dutch	43	0.1%

Technology access

Metric	% of households
Computer access	34.8%
Internet access	92.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Monroe, NC have?

Monroe, NC has 2 ZIP codes: 28110, 28112. Each ZIP code serves a distinct delivery area within the city and surrounding region.

What is the main ZIP code for Monroe, NC?

The primary ZIP code for Monroe, NC is 28110. The city uses area code 704 or 980 for phone service.

What county is Monroe, NC in?

Monroe is located in Union County, North Carolina.

How many ZIP codes are in Monroe, NC?

Monroe, NC has 2 ZIP codes.

What ZIP code covers downtown Monroe and the historic courthouse area?

Downtown Monroe, including the Union County Courthouse area, is located in ZIP code 28110, which serves as the primary commercial and civic center of the city.

Which ZIP code should I use for addresses in the Monroe residential areas near Main Street?

Residential areas near Main Street in Monroe typically fall within ZIP code 28110, though some neighborhoods extending toward the eastern parts of the city may use 28112.