28110 ZIP Code — Monroe, NC
Union County, North Carolina
ZIP code 28110 is located in Monroe, North Carolina, within Union County. It covers approximately 127.37 square miles and serves a population of 54,577 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.
About ZIP code 28110
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $265,100. Owner-occupancy is high at 76%, well above the national average.
Median household income is $81,495.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.
Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.
54,577
population
127.37
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
28110 ZIP code map
Cities in ZIP code 28110
Below are the cities the US Postal Service accepts for ZIP code 28110. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Monroe | Acceptable |
| Monroe | Preferred |
Nearby ZIP codes
28079 Indian Trail (5.4 mi)
28104 Matthews (8.9 mi)
28174 Wingate (9.1 mi)
28227 Charlotte (10.4 mi)
28105 Matthews (10.5 mi)
28103 Marshville (10.7 mi)
28163 Stanfield (11.3 mi)
28112 Monroe (11.7 mi)
28107 Midland (12.1 mi)
28263 Charlotte (13.2 mi)
28270 Charlotte (13.5 mi)
28212 Charlotte (14.5 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 54,577 |
| Population density | 428 / sq mi |
| State FIPS | 37 |
| County FIPS | 179 |
| Geography | |
|---|---|
| Land area | 127.37 sq mi |
| Water area | 1.64 sq mi |
| Latitude | 35.0703 |
| Longitude | -80.5295 |
| Timezone | Eastern (ET) |
| Area code | 704/980 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 37.4% | 28.8% | 44.4% |
| $50k – $100k | 33.1% | 30.6% | 30.6% |
| $100k – $200k | 24.2% | 27.9% | 19.1% |
| Over $200k | 5.2% | 12.6% | 6.0% |
Demographics & statistics
54,577
Population
428
People per sq mi
37.1
Median age
$81,495
Median household income
$32,592
Per capita income
$265,100
Median home value
$1,207
Median monthly rent
76.1%
Home ownership
8.9%
Poverty rate
4.5%
Unemployment
15,391
Housing units
21.9%
Bachelor's or higher
Age distribution
Male
Female
1,370
Under 5
1,360
1,643
5–9
1,631
2,207
10–14
2,192
2,438
15–19
2,422
2,149
20–24
2,135
3,140
25–34
3,118
3,673
35–44
3,648
3,901
45–54
3,873
1,781
55–59
1,768
1,301
60–64
1,292
2,366
65–74
2,350
965
75–84
959
449
85+
446
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 13,417 | 24.6% |
| 18 and over | 41,160 | 75.4% |
| 65 and over | 7,535 | 13.8% |
| Median age | 37.1 years | |
Race & ethnicity
White
64.3%
Hispanic or Latino
11.1%
Black or African American
10.5%
Other race
7.5%
Two or more races
5.5%
Asian
0.7%
American Indian / Alaska Native
0.5%
| Group | Count | % |
|---|---|---|
| White | 39,444 | 64.3% |
| Hispanic or Latino | 6,790 | 11.1% |
| Black or African American | 6,427 | 10.5% |
| Other race | 4,580 | 7.5% |
| Two or more races | 3,345 | 5.5% |
| Asian | 454 | 0.7% |
| American Indian / Alaska Native | 320 | 0.5% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 37.4% | 28.8% | 44.4% |
| $50k – $100k | 33.1% | 30.6% | 30.6% |
| $100k – $200k | 24.2% | 27.9% | 19.1% |
| Over $200k | 5.2% | 12.6% | 6.0% |
Under $10k
3.4%
$10k–$15k
1.1%
$15k–$25k
5.4%
$25k–$35k
5.7%
$35k–$50k
15.6%
$50k–$75k
14.9%
$75k–$100k
16.5%
$100k–$150k
20.9%
$150k–$200k
8.4%
$200k+
8.1%
| Range | % of households |
|---|---|
| Under $10k | 3.4% |
| $10k–$15k | 1.1% |
| $15k–$25k | 5.4% |
| $25k–$35k | 5.7% |
| $35k–$50k | 15.6% |
| $50k–$75k | 14.9% |
| $75k–$100k | 16.5% |
| $100k–$150k | 20.9% |
| $150k–$200k | 8.4% |
| $200k+ | 8.1% |
| Median income | $81,495 |
Housing
Home values
Under $50k
5.6%
$50k–$100k
3.3%
$100k–$150k
6.4%
$150k–$200k
13.2%
$200k–$300k
31.3%
$300k–$500k
30.6%
$500k–$1M
8.1%
$1M+
1.5%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $265,100 |
| Median rent / month | $1,207 |
| Owner occupied | 76.1% |
| Renter occupied | 23.9% |
| Vacant | 7.3% |
| Single-family detached | 79.0% |
| Large apartment buildings | 0.7% |
| Mobile homes | 8.7% |
| Median rooms | 6.0 |
| Avg household size (owned) | 2.97 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.4% |
| 2010–2019 | 7.5% |
| 2000–2009 | 27.5% |
| 1990–1999 | 27.0% |
| 1980–1989 | 14.5% |
| 1970–1979 | 8.8% |
| 1960–1969 | 6.4% |
| 1950–1959 | 4.5% |
| 1940–1949 | 1.6% |
| 1939 or earlier | 1.7% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.4% |
| 1 bedroom | 3.0% |
| 2 bedrooms | 14.5% |
| 3 bedrooms | 55.7% |
| 4 bedrooms | 19.7% |
| 5+ bedrooms | 5.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.2% |
| 1 vehicle | 20.7% |
| 2 vehicles | 40.0% |
| 3 or more | 35.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 37.4% |
| Electricity | 54.5% |
| Propane / LP gas | 6.1% |
| Fuel oil | 0.5% |
| Wood | 0.8% |
| No fuel used | 0.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 11,082 | 60.4% |
| Cohabiting couple | 1,014 | 5.5% |
| Male householder, no spouse | 2,495 | 13.6% |
| Female householder, no spouse | 3,756 | 20.5% |
| Households with children under 18 | 7,052 | 38.4% |
| Households with seniors (65+) | 4,995 | 27.2% |
| Average household size | 2.96 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 33.0% | 26.8% |
| Married | 56.1% | 53.6% |
| Separated | 1.8% | 3.4% |
| Widowed | 1.5% | 7.1% |
| Divorced | 7.6% | 9.1% |
Education
Less than 9th grade
6.0%
Some HS, no diploma
7.2%
HS graduate
31.3%
Some college, no degree
24.3%
Associate's degree
9.3%
Bachelor's degree
16.3%
Graduate / professional
5.6%
| Metric | % |
|---|---|
| HS diploma or higher | 86.8% |
| Bachelor's or higher | 21.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 484 | 3.3% |
| Kindergarten | 597 | 4.1% |
| Elementary school | 6,244 | 42.7% |
| High school | 4,129 | 28.2% |
| College / grad school | 3,173 | 21.7% |
Employment
Industry of employment
Education & healthcare
18.8%
Construction
13.5%
Manufacturing
13.1%
Retail trade
12.1%
Professional & management
9.4%
Arts, food & hospitality
7.5%
Other services
6.1%
Finance & real estate
5.7%
Transportation & utilities
5.4%
Wholesale trade
3.7%
Public administration
2.3%
Information
1.5%
Agriculture & mining
1.1%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 32.9% |
| Service | 14.0% |
| Sales & office | 22.3% |
| Natural resources & construction | 14.2% |
| Production & transportation | 16.6% |
Employment type
| Type | % |
|---|---|
| Private sector | 83.4% |
| Government | 11.0% |
| Self-employed | 5.5% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 78.1% |
| Carpool | 12.5% |
| Public transit | 0.1% |
| Walk | 0.5% |
| Work from home | 7.8% |
| Other means | 1.0% |
| Avg commute (minutes) | 31.1 |
Poverty
All people
8.9%
Under 18 years
13.4%
18 and over
7.4%
Married-couple families
3.4%
Female-led households
24.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 29.0% |
| Retirement income | 21.1% |
| Supplemental Security | 3.9% |
| Cash public assistance | 1.6% |
| Food stamps / SNAP | 11.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 34.3% |
| High blood pressure | 30.8% |
| High cholesterol | 31.1% |
| Diabetes | 9.5% |
| Heart disease | 5.5% |
| Stroke | 2.8% |
| Asthma | 9.1% |
| Arthritis | 22.7% |
| Kidney disease | 2.7% |
| Pulmonary disease | 6.1% |
| Cancer | 5.4% |
| Behavior / access | % |
|---|---|
| Smoking | 20.0% |
| Binge drinking | 17.4% |
| No physical activity | 23.3% |
| Less than 7 hrs sleep | 32.7% |
| Depression | 23.3% |
| Fair or poor health | 14.0% |
| Poor mental health | 15.0% |
| Poor physical health | 10.2% |
| No health insurance | 21.4% |
| Visited doctor (checkup) | 76.5% |
| Visited dentist | 60.8% |
| Cholesterol screening | 88.3% |
| Teeth loss | 14.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,566 | 6.2% |
| Disability | % |
|---|---|
| Any disability | 11.0% |
| Under 18 | 4.5% |
| 18–64 years | 8.0% |
| 65 and over | 36.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 68.6% |
| Public insurance | 30.1% |
| No insurance | 12.5% |
| Uninsured under 19 | 6.6% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 51,847 | 95.0% |
| Spanish | 4,256 | 8.2% |
| Other Indo-European | 3,592 | 6.9% |
| Asian & Pacific Islander | 385 | 0.7% |
| Other languages | 251 | 0.5% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 48,564 | 89.0% |
| Born in same state | 48,103 | 88.1% |
| Born in different state | 28,209 | 51.7% |
| Foreign born | 461 | 0.8% |
| Naturalized citizen | 6,013 | 11.0% |
| Not a US citizen | 1,435 | 23.9% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 4,797 | 8.8% |
| Arab | 4,797 | 8.8% |
| Italian | 4,295 | 7.9% |
| English | 380 | 0.7% |
| German | 244 | 0.4% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 181 | 0.3% |
| Irish | 136 | 0.2% |
| Norwegian | 94 | 0.2% |
| Dutch | 10 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 33.6% |
| Internet access | 94.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28110
What part of Monroe is ZIP code 28110?
ZIP code 28110 covers a portion of Monroe, North Carolina, within Union County.
What county is ZIP code 28110 in?
ZIP code 28110 falls within Union County, North Carolina.
What is the population of ZIP code 28110?
ZIP code 28110 has an estimated population of 54,577 residents, with a density of 428 people per square mile.
What is the typical home value in ZIP code 28110?
The median home value in ZIP code 28110 is $265,100.
What is the median household income in ZIP code 28110?
The median household income in ZIP code 28110 is $81,495, above the national median of ~$75,000.
What timezone is ZIP code 28110 in?
ZIP code 28110 observes the EST timezone.