74074 ZIP Code — Stillwater, OK
Payne County, Oklahoma
ZIP code 74074 is located in Stillwater, Oklahoma, within Payne County. It covers approximately 127.36 square miles and serves a population of 32,069 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 405.
About ZIP code 74074
The housing stock consists of a mix of housing types. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $231,300. Owner-occupancy sits near the national average at 48%.
Median household income is $50,429. Poverty affects 26% of residents, above the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 16 minutes is near the national average.
Educational attainment is high — 50% of residents hold a bachelor's degree or higher, well above the national average of 33%.
32,069
population
127.36
sq mi land
Standard
ZIP type
Central (CT)
timezone
74074 ZIP code map
Cities in ZIP code 74074
Below are the cities the US Postal Service accepts for ZIP code 74074. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Stillwater | Acceptable |
| Stillwater | Preferred |
Nearby ZIP codes
74077 Stillwater (3 mi)
74078 Stillwater (3.2 mi)
74059 Perkins (7.1 mi)
74075 Stillwater (7.5 mi)
74062 Ripley (12.2 mi)
74032 Glencoe (13.4 mi)
74875 Tryon (16.1 mi)
73061 Morrison (16.6 mi)
73027 Coyle (16.6 mi)
74824 Agra (17.8 mi)
74023 Cushing (18.5 mi)
74832 Carney (18.7 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 32,069 |
| Population density | 252 / sq mi |
| State FIPS | 40 |
| County FIPS | 119 |
| Geography | |
|---|---|
| Land area | 127.36 sq mi |
| Water area | 1.07 sq mi |
| Latitude | 36.0800 |
| Longitude | -97.0694 |
| Timezone | Central (CT) |
| Area code | 405 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 54.7% | 57.2% | 46.5% |
| $50k – $100k | 22.5% | 23.9% | 31.0% |
| $100k – $200k | 17.8% | 15.6% | 18.1% |
| Over $200k | 5.0% | 3.2% | 4.5% |
Demographics & statistics
32,069
Population
252
People per sq mi
26.0
Median age
$50,429
Median household income
$29,209
Per capita income
$231,300
Median home value
$961
Median monthly rent
47.7%
Home ownership
26.1%
Poverty rate
3.2%
Unemployment
7,737
Housing units
49.7%
Bachelor's or higher
Age distribution
Male
Female
790
Under 5
785
903
5–9
897
609
10–14
605
1,607
15–19
1,598
3,769
20–24
3,747
2,081
25–34
2,069
1,638
35–44
1,628
1,491
45–54
1,482
581
55–59
577
688
60–64
683
1,168
65–74
1,162
521
75–84
518
237
85+
235
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,632 | 17.6% |
| 18 and over | 26,437 | 82.4% |
| 65 and over | 3,841 | 12.0% |
| Median age | 26.0 years | |
Race & ethnicity
White
77.4%
Two or more races
7.2%
American Indian / Alaska Native
4.3%
Black or African American
3.9%
Asian
3.8%
Hispanic or Latino
2.7%
Other race
0.8%
| Group | Count | % |
|---|---|---|
| White | 25,496 | 77.4% |
| Two or more races | 2,363 | 7.2% |
| American Indian / Alaska Native | 1,407 | 4.3% |
| Black or African American | 1,280 | 3.9% |
| Asian | 1,248 | 3.8% |
| Hispanic or Latino | 885 | 2.7% |
| Other race | 270 | 0.8% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 54.7% | 57.2% | 46.5% |
| $50k – $100k | 22.5% | 23.9% | 31.0% |
| $100k – $200k | 17.8% | 15.6% | 18.1% |
| Over $200k | 5.0% | 3.2% | 4.5% |
Under $10k
14.9%
$10k–$15k
4.6%
$15k–$25k
12.2%
$25k–$35k
6.6%
$35k–$50k
11.4%
$50k–$75k
14.8%
$75k–$100k
11.2%
$100k–$150k
12.9%
$150k–$200k
4.8%
$200k+
6.6%
| Range | % of households |
|---|---|
| Under $10k | 14.9% |
| $10k–$15k | 4.6% |
| $15k–$25k | 12.2% |
| $25k–$35k | 6.6% |
| $35k–$50k | 11.4% |
| $50k–$75k | 14.8% |
| $75k–$100k | 11.2% |
| $100k–$150k | 12.9% |
| $150k–$200k | 4.8% |
| $200k+ | 6.6% |
| Median income | $50,429 |
Housing
Home values
Under $50k
5.7%
$50k–$100k
5.5%
$100k–$150k
8.5%
$150k–$200k
16.4%
$200k–$300k
32.4%
$300k–$500k
20.9%
$500k–$1M
8.4%
$1M+
2.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $231,300 |
| Median rent / month | $961 |
| Owner occupied | 47.7% |
| Renter occupied | 52.3% |
| Vacant | 12.1% |
| Single-family detached | 58.8% |
| Large apartment buildings | 7.7% |
| Mobile homes | 9.7% |
| Median rooms | 5.2 |
| Avg household size (owned) | 2.54 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.9% |
| 2010–2019 | 19.1% |
| 2000–2009 | 13.0% |
| 1990–1999 | 11.0% |
| 1980–1989 | 10.0% |
| 1970–1979 | 16.3% |
| 1960–1969 | 11.7% |
| 1950–1959 | 7.5% |
| 1940–1949 | 5.3% |
| 1939 or earlier | 5.2% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.8% |
| 1 bedroom | 14.1% |
| 2 bedrooms | 23.2% |
| 3 bedrooms | 40.1% |
| 4 bedrooms | 14.8% |
| 5+ bedrooms | 5.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 5.6% |
| 1 vehicle | 36.6% |
| 2 vehicles | 37.2% |
| 3 or more | 20.6% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 49.2% |
| Electricity | 45.8% |
| Propane / LP gas | 3.9% |
| Wood | 0.8% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,822 | 38.3% |
| Cohabiting couple | 651 | 5.2% |
| Male householder, no spouse | 2,952 | 23.5% |
| Female householder, no spouse | 4,161 | 33.1% |
| Households with children under 18 | 2,896 | 23.0% |
| Households with seniors (65+) | 2,628 | 20.9% |
| Average household size | 2.29 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 53.5% | 45.3% |
| Married | 38.5% | 37.0% |
| Separated | 0.2% | 1.1% |
| Widowed | 1.6% | 6.8% |
| Divorced | 6.2% | 9.9% |
Education
Less than 9th grade
1.4%
Some HS, no diploma
3.0%
HS graduate
18.6%
Some college, no degree
19.9%
Associate's degree
7.4%
Bachelor's degree
25.3%
Graduate / professional
24.4%
| Metric | % |
|---|---|
| HS diploma or higher | 95.6% |
| Bachelor's or higher | 49.7% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 660 | 4.6% |
| Kindergarten | 286 | 2.0% |
| Elementary school | 2,452 | 17.3% |
| High school | 1,184 | 8.3% |
| College / grad school | 9,618 | 67.7% |
Employment
Industry of employment
Education & healthcare
41.1%
Arts, food & hospitality
13.3%
Retail trade
8.0%
Professional & management
6.7%
Manufacturing
6.3%
Other services
5.0%
Finance & real estate
4.3%
Public administration
4.1%
Construction
4.0%
Agriculture & mining
3.0%
Transportation & utilities
1.9%
Wholesale trade
1.3%
Information
1.1%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 48.5% |
| Service | 17.7% |
| Sales & office | 18.5% |
| Natural resources & construction | 6.9% |
| Production & transportation | 8.5% |
Employment type
| Type | % |
|---|---|
| Private sector | 63.8% |
| Government | 32.6% |
| Self-employed | 3.4% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 75.8% |
| Carpool | 8.5% |
| Public transit | 0.2% |
| Walk | 6.1% |
| Work from home | 7.2% |
| Other means | 2.2% |
| Avg commute (minutes) | 16.2 |
Poverty
All people
26.1%
Under 18 years
17.1%
18 and over
28.3%
Married-couple families
5.4%
Female-led households
27.2%
Income support
| Source | % of households |
|---|---|
| Social Security | 23.7% |
| Retirement income | 17.1% |
| Supplemental Security | 2.5% |
| Cash public assistance | 0.8% |
| Food stamps / SNAP | 9.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 34.1% |
| High blood pressure | 28.7% |
| High cholesterol | 28.4% |
| Diabetes | 7.9% |
| Heart disease | 5.0% |
| Stroke | 2.4% |
| Asthma | 11.6% |
| Arthritis | 18.0% |
| Kidney disease | 2.4% |
| Pulmonary disease | 6.4% |
| Cancer | 4.5% |
| Behavior / access | % |
|---|---|
| Smoking | 17.9% |
| Binge drinking | 15.0% |
| No physical activity | 24.8% |
| Less than 7 hrs sleep | 34.2% |
| Depression | 26.4% |
| Fair or poor health | 15.4% |
| Poor mental health | 19.2% |
| Poor physical health | 10.5% |
| No health insurance | 16.0% |
| Visited doctor (checkup) | 72.4% |
| Visited dentist | 59.2% |
| Cholesterol screening | 80.3% |
| Teeth loss | 16.5% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,334 | 5.1% |
| Disability | % |
|---|---|
| Any disability | 11.0% |
| Under 18 | 3.3% |
| 18–64 years | 9.8% |
| 65 and over | 29.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 78.7% |
| Public insurance | 23.2% |
| No insurance | 8.6% |
| Uninsured under 19 | 5.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 30,494 | 95.1% |
| Spanish | 496 | 1.6% |
| Other Indo-European | 155 | 0.5% |
| Asian & Pacific Islander | 110 | 0.4% |
| Other languages | 218 | 0.7% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 29,869 | 93.1% |
| Born in same state | 29,522 | 92.1% |
| Born in different state | 17,399 | 54.3% |
| Foreign born | 347 | 1.1% |
| Naturalized citizen | 2,200 | 6.9% |
| Not a US citizen | 815 | 37.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,815 | 11.9% |
| French | 3,001 | 9.4% |
| Arab | 1,699 | 5.3% |
| English | 424 | 1.3% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 109 | 0.3% |
| Dutch | 103 | 0.3% |
| German | 88 | 0.3% |
| Norwegian | 21 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 39.2% |
| Internet access | 96.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 74074
What city is ZIP code 74074 in?
ZIP code 74074 is primarily assigned to Stillwater, Oklahoma.
What county is ZIP code 74074 in?
ZIP code 74074 falls within Payne County, Oklahoma.
What is the poverty rate in ZIP code 74074?
26% of residents in ZIP code 74074 live below the poverty line, above the national average.
How educated is the population of ZIP code 74074?
50% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the population of ZIP code 74074?
ZIP code 74074 has an estimated population of 32,069 residents, with a density of 252 people per square mile.
What is the median household income in ZIP code 74074?
The median household income in ZIP code 74074 is $50,429, below the national median of ~$75,000.
What timezone is ZIP code 74074 in?
ZIP code 74074 observes the CST timezone.