74075 ZIP Code — Stillwater, OK
Payne County, Oklahoma
ZIP code 74075 is located in Stillwater, Oklahoma, within Payne County. It covers approximately 94.84 square miles and serves a population of 25,930 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 405.
About ZIP code 74075
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $196,900. Renters make up the majority at 58%, typical of denser urban areas.
Median household income is $41,178. Poverty affects 28% of residents, above the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.
Educational attainment is high — 48% of residents hold a bachelor's degree or higher, well above the national average of 33%.
25,930
population
94.84
sq mi land
Standard
ZIP type
Central (CT)
timezone
74075 ZIP code map
Cities in ZIP code 74075
Below are the cities the US Postal Service accepts for ZIP code 74075. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Stillwater | Acceptable |
| Stillwater | Preferred |
Nearby ZIP codes
74078 Stillwater (4.4 mi)
74077 Stillwater (4.6 mi)
74074 Stillwater (7.5 mi)
73061 Morrison (9.1 mi)
74032 Glencoe (9.6 mi)
73077 Perry (14.5 mi)
74059 Perkins (14.5 mi)
74062 Ripley (17.1 mi)
74058 Pawnee (18.7 mi)
74085 Yale (19.3 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 25,930 |
| Population density | 273 / sq mi |
| State FIPS | 40 |
| County FIPS | 119 |
| Geography | |
|---|---|
| Land area | 94.84 sq mi |
| Water area | 4.36 sq mi |
| Latitude | 36.1884 |
| Longitude | -97.0599 |
| Timezone | Central (CT) |
| Area code | 405 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 62.6% | 57.2% | 46.5% |
| $50k – $100k | 22.7% | 23.9% | 31.0% |
| $100k – $200k | 12.8% | 15.6% | 18.1% |
| Over $200k | 1.9% | 3.2% | 4.5% |
Demographics & statistics
25,930
Population
273
People per sq mi
24.5
Median age
$41,178
Median household income
$26,106
Per capita income
$196,900
Median home value
$898
Median monthly rent
42.5%
Home ownership
27.9%
Poverty rate
6.5%
Unemployment
6,103
Housing units
47.5%
Bachelor's or higher
Age distribution
Male
Female
456
Under 5
413
771
5–9
697
752
10–14
681
1,617
15–19
1,463
3,519
20–24
3,184
1,876
25–34
1,698
1,506
35–44
1,362
722
45–54
653
465
55–59
421
494
60–64
447
727
65–74
658
639
75–84
578
69
85+
62
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4,391 | 16.9% |
| 18 and over | 21,539 | 83.1% |
| 65 and over | 2,733 | 10.5% |
| Median age | 24.5 years | |
Race & ethnicity
White
70.8%
Two or more races
11.4%
Asian
7.6%
Black or African American
3.9%
American Indian / Alaska Native
2.7%
Hispanic or Latino
2.6%
Other race
1%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 18,837 | 70.8% |
| Two or more races | 3,022 | 11.4% |
| Asian | 2,034 | 7.6% |
| Black or African American | 1,027 | 3.9% |
| American Indian / Alaska Native | 708 | 2.7% |
| Hispanic or Latino | 690 | 2.6% |
| Other race | 266 | 1% |
| Native Hawaiian / Pacific Islander | 36 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 62.6% | 57.2% | 46.5% |
| $50k – $100k | 22.7% | 23.9% | 31.0% |
| $100k – $200k | 12.8% | 15.6% | 18.1% |
| Over $200k | 1.9% | 3.2% | 4.5% |
Under $10k
12.3%
$10k–$15k
7.9%
$15k–$25k
11.3%
$25k–$35k
9.5%
$35k–$50k
16.6%
$50k–$75k
16.5%
$75k–$100k
10.2%
$100k–$150k
9.1%
$150k–$200k
3.7%
$200k+
2.8%
| Range | % of households |
|---|---|
| Under $10k | 12.3% |
| $10k–$15k | 7.9% |
| $15k–$25k | 11.3% |
| $25k–$35k | 9.5% |
| $35k–$50k | 16.6% |
| $50k–$75k | 16.5% |
| $75k–$100k | 10.2% |
| $100k–$150k | 9.1% |
| $150k–$200k | 3.7% |
| $200k+ | 2.8% |
| Median income | $41,178 |
Housing
Home values
Under $50k
6.8%
$50k–$100k
2.3%
$100k–$150k
12.6%
$150k–$200k
31.2%
$200k–$300k
25.7%
$300k–$500k
16.3%
$500k–$1M
3.9%
$1M+
1.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $196,900 |
| Median rent / month | $898 |
| Owner occupied | 42.5% |
| Renter occupied | 57.5% |
| Vacant | 13.3% |
| Single-family detached | 48.2% |
| Large apartment buildings | 14.2% |
| Mobile homes | 5.8% |
| Median rooms | 4.9 |
| Avg household size (owned) | 2.22 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 14.4% |
| 2000–2009 | 18.4% |
| 1990–1999 | 11.3% |
| 1980–1989 | 11.6% |
| 1970–1979 | 22.3% |
| 1960–1969 | 11.4% |
| 1950–1959 | 5.9% |
| 1940–1949 | 3.5% |
| 1939 or earlier | 1.3% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 5.0% |
| 1 bedroom | 11.1% |
| 2 bedrooms | 29.1% |
| 3 bedrooms | 42.6% |
| 4 bedrooms | 11.5% |
| 5+ bedrooms | 0.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.2% |
| 1 vehicle | 38.0% |
| 2 vehicles | 30.6% |
| 3 or more | 25.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 38.1% |
| Electricity | 51.8% |
| Propane / LP gas | 8.1% |
| Fuel oil | 0.9% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,510 | 33.3% |
| Cohabiting couple | 615 | 5.8% |
| Male householder, no spouse | 3,285 | 31.1% |
| Female householder, no spouse | 3,145 | 29.8% |
| Households with children under 18 | 2,155 | 20.4% |
| Households with seniors (65+) | 1,983 | 18.8% |
| Average household size | 2.16 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 60.6% | 50.3% |
| Married | 32.8% | 34.2% |
| Separated | 1.0% | 1.0% |
| Widowed | 1.9% | 7.2% |
| Divorced | 3.7% | 7.3% |
Education
Less than 9th grade
2.6%
Some HS, no diploma
3.7%
HS graduate
19.9%
Some college, no degree
18.8%
Associate's degree
7.4%
Bachelor's degree
24.9%
Graduate / professional
22.6%
| Metric | % |
|---|---|
| HS diploma or higher | 93.6% |
| Bachelor's or higher | 47.5% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 329 | 2.6% |
| Kindergarten | 459 | 3.6% |
| Elementary school | 2,020 | 16.0% |
| High school | 903 | 7.2% |
| College / grad school | 8,897 | 70.6% |
Employment
Industry of employment
Education & healthcare
37.8%
Arts, food & hospitality
14.3%
Retail trade
10.4%
Professional & management
6.7%
Manufacturing
6.6%
Other services
5.1%
Construction
4.9%
Finance & real estate
3.8%
Public administration
3.1%
Transportation & utilities
2.6%
Information
2.1%
Agriculture & mining
1.9%
Wholesale trade
0.6%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 45.9% |
| Service | 17.6% |
| Sales & office | 17.8% |
| Natural resources & construction | 6.4% |
| Production & transportation | 12.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 68.8% |
| Government | 26.1% |
| Self-employed | 5.0% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 72.2% |
| Carpool | 8.2% |
| Public transit | 1.1% |
| Walk | 6.5% |
| Work from home | 9.6% |
| Other means | 2.5% |
| Avg commute (minutes) | 17.9 |
Poverty
All people
27.9%
Under 18 years
22.6%
18 and over
29.1%
Married-couple families
4.9%
Female-led households
22.4%
Income support
| Source | % of households |
|---|---|
| Social Security | 21.8% |
| Retirement income | 18.5% |
| Supplemental Security | 1.8% |
| Cash public assistance | 2.6% |
| Food stamps / SNAP | 5.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 34.1% |
| High blood pressure | 28.0% |
| High cholesterol | 26.4% |
| Diabetes | 7.8% |
| Heart disease | 4.8% |
| Stroke | 2.4% |
| Asthma | 11.6% |
| Arthritis | 16.9% |
| Kidney disease | 2.3% |
| Pulmonary disease | 6.3% |
| Cancer | 4.0% |
| Behavior / access | % |
|---|---|
| Smoking | 18.7% |
| Binge drinking | 14.9% |
| No physical activity | 26.3% |
| Less than 7 hrs sleep | 35.3% |
| Depression | 26.0% |
| Fair or poor health | 15.9% |
| Poor mental health | 19.5% |
| Poor physical health | 10.5% |
| No health insurance | 17.3% |
| Visited doctor (checkup) | 71.7% |
| Visited dentist | 56.2% |
| Cholesterol screening | 78.9% |
| Teeth loss | 18.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 775 | 3.6% |
| Disability | % |
|---|---|
| Any disability | 13.2% |
| Under 18 | 5.0% |
| 18–64 years | 10.2% |
| 65 and over | 46.8% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 76.1% |
| Public insurance | 21.5% |
| No insurance | 13.0% |
| Uninsured under 19 | 14.6% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 25,061 | 96.6% |
| Spanish | 1,344 | 5.4% |
| Other Indo-European | 219 | 0.9% |
| Asian & Pacific Islander | 273 | 1.1% |
| Other languages | 707 | 2.8% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 22,903 | 88.3% |
| Born in same state | 22,584 | 87.1% |
| Born in different state | 14,549 | 56.1% |
| Foreign born | 319 | 1.2% |
| Naturalized citizen | 3,027 | 11.7% |
| Not a US citizen | 909 | 30.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 2,565 | 9.9% |
| Italian | 2,477 | 9.6% |
| Arab | 1,039 | 4% |
| English | 294 | 1.1% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 219 | 0.8% |
| Dutch | 17 | 0.1% |
| German | 16 | 0.1% |
| Norwegian | 14 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.7% |
| Internet access | 96.2% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 74075
What city is ZIP code 74075 in?
ZIP code 74075 is primarily assigned to Stillwater, Oklahoma.
What county is ZIP code 74075 in?
ZIP code 74075 falls within Payne County, Oklahoma.
What is the poverty rate in ZIP code 74075?
28% of residents in ZIP code 74075 live below the poverty line, above the national average.
Is ZIP code 74075 mostly rentals?
58% of occupied units in ZIP code 74075 are renter-occupied.
How educated is the population of ZIP code 74075?
48% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the median household income in ZIP code 74075?
The median household income in ZIP code 74075 is $41,178, below the national median of ~$75,000.
What timezone is ZIP code 74075 in?
ZIP code 74075 observes the CST timezone.