Stillwater ZIP Codes — Payne County, OK

There are 5 unique ZIP codes in Stillwater, Oklahoma. Area code: 405.

ZIP codes

222.61

sq mi land

5.43

sq mi water

405

area code

Stillwater, OK ZIP code map

About Stillwater, OK

Stillwater, Oklahoma, is a vibrant city known for its rich educational and cultural offerings, primarily due to Oklahoma State University located within its borders. This city serves as a significant center for agriculture and industry, showcasing a blend of modern development and historical charm. With a welcoming atmosphere and diverse community, Stillwater is both a college town and a bustling urban area.

Location & geography

Geographically, Stillwater is located in Payne County, nestled in the central part of Oklahoma. It is approximately 62 miles from Oklahoma City and around 47 miles from Tulsa, making it accessible to these larger urban centers. The city spans a total land area of 222.61 square miles, with an additional 5.43 square miles of water, creating a mix of expansive terrains and scenic water bodies.

Community & economy

The character of Stillwater is lively and dynamic, greatly influenced by the presence of a large student population. The economy thrives on education, agriculture, and retail, providing a range of job opportunities for residents. Daily life here is enriched by events, local restaurants, and recreational activities, creating a close-knit yet diverse community.

Transportation

Transportation in Stillwater is supported by major highways such as U.S. Highway 177 and State Highway 51, facilitating easy travel in and out of the city. The nearest commercial airport is Stillwater Regional Airport, which provides convenient air travel options, while public transportation services assist residents and visitors in navigating the area.

History

Stillwater was founded in the late 19th century and has deep historical roots linked to the Land Run of 1889 in Oklahoma. Key industries in the area have historically included agriculture, education, and manufacturing, contributing to its development over the years. Notable events, such as hosting significant agricultural and cultural festivals, reflect its community spirit and pride.

Did you know?

A surprising fact about Stillwater is that it is home to one of the largest college rodeos in the United States, attracting cowboys and cowgirls from across the nation. Additionally, the city was the first in Oklahoma to be established by a land run, marking a significant point in Oklahoma's settlement history.

ZIP codes for Stillwater, OK (5)

ZIP code	City	County	Map
74074	Stillwater	Payne	View map
74075	Stillwater	Payne	View map
74076	Stillwater	Payne	View map
74077	Stillwater	Payne	View map
74078	Stillwater	Payne	View map

Demographics & statistics

57,999

Population

25.3

Median age

$46,293

Median household income

$27,822

Per capita income

$214,100

Median home value

$930

Median monthly rent

45.1%

Home ownership

27.0%

Poverty rate

4.9%

Unemployment

13,840

Housing units

48.6%

Bachelor's or higher

Age distribution

Male Female

1,255

Under 5

1,189

1,678

5–9

1,590

1,359

10–14

1,288

3,227

15–19

3,058

7,301

20–24

6,918

3,966

25–34

3,758

3,150

35–44

2,984

2,233

45–54

2,115

1,050

55–59

994

1,187

60–64

1,125

1,908

65–74

1,807

1,158

75–84

1,098

310

85+

293

← Male

Female →

Age summary

Group	Count	%
Under 18	10,023	17.3%
18 and over	47,976	82.8%
65 and over	6,574	11.3%
Median age	25.3 years

Race & ethnicity

White 74.4%

Two or more races 9%

Asian 5.5%

Black or African American 3.9%

American Indian / Alaska Native 3.6%

Hispanic or Latino 2.6%

Other race 0.9%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	44,333	74.4%
Two or more races	5,385	9%
Asian	3,282	5.5%
Black or African American	2,307	3.9%
American Indian / Alaska Native	2,115	3.6%
Hispanic or Latino	1,575	2.6%
Other race	536	0.9%
Native Hawaiian / Pacific Islander	41	0.1%

Household income

Under $10k 13.6%

$10k–$15k 6.3%

$15k–$25k 11.8%

$25k–$35k 8.1%

$35k–$50k 14.0%

$50k–$75k 15.7%

$75k–$100k 10.7%

$100k–$150k 11.0%

$150k–$200k 4.3%

$200k+ 4.7%

Range	% of households
Under $10k	13.6%
$10k–$15k	6.3%
$15k–$25k	11.8%
$25k–$35k	8.1%
$35k–$50k	14.0%
$50k–$75k	15.7%
$75k–$100k	10.7%
$100k–$150k	11.0%
$150k–$200k	4.3%
$200k+	4.7%
Median income	$46,293

Housing

Home values

Under $50k 6.3%

$50k–$100k 3.9%

$100k–$150k 10.6%

$150k–$200k 23.8%

$200k–$300k 29.1%

$300k–$500k 18.6%

$500k–$1M 6.2%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$214,100
Median rent / month	$930
Owner occupied	45.1%
Renter occupied	54.9%
Vacant	12.7%
Single-family detached	53.5%
Large apartment buildings	11.0%
Mobile homes	7.8%
Median rooms	5.1
Avg household size (owned)	2.38

Year built

Era	%
2020 or later	0.5%
2010–2019	16.8%
2000–2009	15.7%
1990–1999	11.2%
1980–1989	10.8%
1970–1979	19.3%
1960–1969	11.6%
1950–1959	6.7%
1940–1949	4.4%
1939 or earlier	3.3%

Bedrooms

Size	% of units
No bedroom (studio)	3.9%
1 bedroom	12.6%
2 bedrooms	26.2%
3 bedrooms	41.4%
4 bedrooms	13.2%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.9%
1 vehicle	37.3%
2 vehicles	33.9%
3 or more	22.9%

Heating fuel

Fuel type	%
Utility gas	43.7%
Electricity	48.8%
Propane / LP gas	6.0%
Fuel oil	0.5%
Wood	0.4%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	8,332	35.8%
Cohabiting couple	1,266	5.5%
Male householder, no spouse	6,237	27.3%
Female householder, no spouse	7,306	31.5%
Households with children under 18	5,051	21.7%
Households with seniors (65+)	4,611	19.9%
Average household size	2.23

Marital status

Status	Male	Female
Never married	57.1%	47.8%
Married	35.7%	35.6%
Separated	0.6%	1.1%
Widowed	1.8%	7.0%
Divorced	5.0%	8.6%

Education

Less than 9th grade 2.0%

Some HS, no diploma 3.4%

HS graduate 19.3%

Some college, no degree 19.4%

Associate's degree 7.4%

Bachelor's degree 25.1%

Graduate / professional 23.5%

Metric	%
HS diploma or higher	94.6%
Bachelor's or higher	48.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	989	3.6%
Kindergarten	745	2.8%
Elementary school	4,472	16.7%
High school	2,087	7.8%
College / grad school	18,515	69.2%

Employment

Industry of employment

Education & healthcare 39.5%

Arts, food & hospitality 13.8%

Retail trade 9.2%

Professional & management 6.7%

Manufacturing 6.5%

Other services 5.1%

Construction 4.5%

Finance & real estate 4.1%

Public administration 3.6%

Agriculture & mining 2.5%

Transportation & utilities 2.3%

Information 1.6%

Wholesale trade 1.0%

Occupation

Category	%
Management, business & arts	47.2%
Service	17.7%
Sales & office	18.2%
Natural resources & construction	6.7%
Production & transportation	10.4%

Employment type

Type	%
Private sector	66.3%
Government	29.4%
Self-employed	4.2%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	74.0%
Carpool	8.4%
Public transit	0.7%
Walk	6.3%
Other means	2.4%
Avg commute (minutes)	17.1

Poverty

All people 27.0%

Under 18 years 19.9%

18 and over 28.7%

Married-couple families 5.2%

Female-led households 24.8%

Income support

Source	% of households
Social Security	22.8%
Retirement income	17.8%
Supplemental Security	2.2%
Cash public assistance	1.7%
Food stamps / SNAP	7.0%

Health indicators

Condition	%
High blood pressure	28.4%
High cholesterol	27.4%
Heart disease	4.9%
Stroke	2.4%
Asthma	11.6%
Arthritis	17.5%
Kidney disease	2.4%
Pulmonary disease	6.4%
Cancer	4.3%

Behavior / access	%
Binge drinking	15.0%
No physical activity	25.6%
Less than 7 hrs sleep	34.8%
Fair or poor health	15.7%
Poor mental health	19.4%
Poor physical health	10.5%
No health insurance	16.7%
Visited doctor (checkup)	72.1%
Visited dentist	57.7%
Cholesterol screening	79.6%
Teeth loss	17.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,109	4.4%

Disability	%
Any disability	12.1%
Under 18	4.2%
18–64 years	10.0%
65 and over	38.3%

Health insurance coverage

Type	%
Private insurance	77.4%
Public insurance	22.4%
Uninsured under 19	9.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	55,555	95.9%
Spanish	1,840	3.5%
Other Indo-European	374	0.7%
Asian & Pacific Islander	383	0.8%
Other languages	925	1.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	52,772	90.7%
Born in same state	52,106	89.6%
Born in different state	31,948	55.2%
Foreign born	666	1.2%
Naturalized citizen	5,227	9.3%
Not a US citizen	1,724	33.5%

Ancestry

Ancestry	Count	%
Italian	6,292	10.8%
French	5,566	9.6%
Arab	2,738	4.7%
English	718	1.2%

Ancestry	Count	%
Polish	328	0.6%
Dutch	120	0.2%
German	104	0.2%
Norwegian	35	0.1%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Stillwater, OK have?

Stillwater, OK has 4 ZIP codes: 74074, 74075, 74077, and 74078. Each ZIP code serves a distinct delivery area within the city and surrounding region.