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Oklahoma ZIP Codes
Payne County
Ripley, OK
74062
74062 ZIP Code — Ripley, OK
Payne County, Oklahoma
ZIP code 74062 is located in
Ripley ,
Oklahoma ,
within Payne County .
It covers approximately 31.71 square miles and serves a population of
830 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 405/918 .
About ZIP code 74062
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $133,500. Owner-occupancy sits near the national average at 71%.
Median household income is $44,545. 41% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. The average commute of 35 minutes is near the national average.
College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 19% of residents lack health insurance, above the national average.
Overall, ZIP code 74062 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.
74062 ZIP code map
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Cities in ZIP code 74062
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
830
Population density
26 / sq mi
State FIPS
40
County FIPS
119
Geography
Land area
31.71 sq mi
Water area
0.95 sq mi
Latitude
35.9864
Longitude
-96.8837
Timezone
Central (CT)
Area code
405/918
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.5%
57.2%
46.5%
$50k – $100k
36.5%
23.9%
31.0%
$100k – $200k
10.7%
15.6%
18.1%
Over $200k
7.2%
3.2%
4.5%
Demographics & statistics
$44,545
Median household income
$133,500
Median home value
10.5%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 212 25.5%
18 and over 618 74.5%
65 and over 140 16.9%
Median age 40.3 years
Race & ethnicity
American Indian / Alaska Native
1.6%
Black or African American
0.5%
Group Count %
White 698 83.4%
Two or more races 109 13%
American Indian / Alaska Native 13 1.6%
Hispanic or Latino 7 0.8%
Asian 5 0.6%
Black or African American 4 0.5%
Other race 1 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.5%
57.2%
46.5%
$50k – $100k
36.5%
23.9%
31.0%
$100k – $200k
10.7%
15.6%
18.1%
Over $200k
7.2%
3.2%
4.5%
Range % of households
Under $10k 6.4%
$10k–$15k 3.4%
$15k–$25k 10.4%
$25k–$35k 11.3%
$35k–$50k 22.1%
$50k–$75k 23.3%
$75k–$100k 5.8%
$100k–$150k 10.7%
$150k–$200k 4.9%
$200k+ 1.5%
Median income $44,545
Housing
Housing overview
Metric Value
Median home value $133,500
Median rent / month $641
Owner occupied 70.9%
Renter occupied 29.1%
Vacant 18.1%
Single-family detached 57.3%
Large apartment buildings 0.0%
Mobile homes 36.4%
Median rooms 5.2
Avg household size (owned) 2.68
Year built
Era %
2020 or later 0.5%
2010–2019 4.5%
2000–2009 7.5%
1990–1999 15.8%
1980–1989 24.1%
1970–1979 21.9%
1960–1969 7.0%
1950–1959 3.5%
1940–1949 3.0%
1939 or earlier 12.1%
Bedrooms
Size % of units
No bedroom (studio) 10.3%
1 bedroom 4.3%
2 bedrooms 27.1%
3 bedrooms 45.0%
4 bedrooms 9.8%
5+ bedrooms 3.5%
Vehicles per household
Vehicles % of households
No vehicle 1.8%
1 vehicle 30.7%
2 vehicles 31.6%
3 or more 35.9%
Heating fuel
Fuel type %
Utility gas 35.0%
Electricity 42.3%
Propane / LP gas 19.9%
Fuel oil 1.2%
Wood 1.5%
Households & families
Household type Count %
Married-couple family 175 53.7%
Cohabiting couple 16 4.9%
Male householder, no spouse 81 24.8%
Female householder, no spouse 54 16.6%
Households with children under 18 93 28.5%
Households with seniors (65+) 105 32.2%
Average household size 2.55
Marital status
Status Male Female
Never married 30.5% 15.2%
Married 57.9% 63.9%
Separated 0.6% 3.0%
Widowed 1.9% 12.5%
Divorced 9.1% 5.4%
Education
Some college, no degree
21.8%
Graduate / professional
2.3%
Metric %
HS diploma or higher 90.3%
Bachelor's or higher 10.5%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 14 8.2%
Kindergarten 8 4.7%
Elementary school 88 51.5%
High school 44 25.7%
College / grad school 17 9.9%
Employment
Industry of employment
Education & healthcare
13.5%
Professional & management
11.0%
Arts, food & hospitality
6.1%
Agriculture & mining
5.8%
Transportation & utilities
4.6%
Public administration
4.3%
Finance & real estate
3.7%
Occupation
Category %
Management, business & arts 27.7%
Service 17.3%
Sales & office 15.6%
Natural resources & construction 29.4%
Production & transportation 10.1%
Employment type
Type %
Private sector 68.6%
Government 17.6%
Self-employed 13.8%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 82.7%
Carpool 7.8%
Public transit 0.0%
Walk 1.7%
Work from home 7.5%
Other means 0.3%
Avg commute (minutes) 34.5
Poverty
Married-couple families
9.1%
Female-led households
10.7%
Income support
Source % of households
Social Security 41.4%
Retirement income 21.5%
Supplemental Security 5.5%
Cash public assistance 2.1%
Food stamps / SNAP 5.8%
Health indicators
Condition %
Obesity 39.5%
High blood pressure 39.7%
High cholesterol 37.0%
Diabetes 12.5%
Heart disease 8.0%
Stroke 3.8%
Asthma 11.4%
Arthritis 27.4%
Kidney disease 3.3%
Pulmonary disease 10.2%
Cancer 6.6%
Behavior / access %
Smoking 25.2%
Binge drinking 13.3%
No physical activity 30.9%
Less than 7 hrs sleep 36.8%
Depression 26.2%
Fair or poor health 20.5%
Poor mental health 18.0%
Poor physical health 14.1%
No health insurance 18.6%
Visited doctor (checkup) 74.1%
Visited dentist 56.1%
Cholesterol screening 87.1%
Teeth loss 21.7%
Veterans & disability
Veterans Count %
Civilian veterans 48 7.8%
Disability %
Any disability 19.6%
Under 18 6.1%
18–64 years 12.6%
65 and over 64.3%
Health insurance coverage
Type %
Private insurance 59.3%
Public insurance 31.7%
No insurance 18.8%
Uninsured under 19 6.1%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 767 92.4%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 829 99.9%
Born in same state 829 99.9%
Born in different state 623 75.1%
Foreign born 0 0.0%
Naturalized citizen 1 0.1%
Not a US citizen 1 100.0%
Ancestry
Ancestry Count %
French 180 21.7%
Italian 102 12.3%
Arab 31 3.7%
Ancestry Count %
Polish 9 1.1%
English 1 0.1%
Technology access
Metric % of households
Computer access 39.3%
Internet access 90.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 74062
What city is ZIP code 74062 in?
ZIP code 74062 is primarily assigned to Ripley, Oklahoma.
What county is ZIP code 74062 in?
ZIP code 74062 falls within Payne County, Oklahoma.
How educated is the population of ZIP code 74062?
11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 74062 have a large retiree population?
41% of households in ZIP code 74062 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 74062?
The median home value in ZIP code 74062 is $133,500.
What is the median household income in ZIP code 74062?
The median household income in ZIP code 74062 is $44,545, below the national median of ~$75,000.
What timezone is ZIP code 74062 in?
ZIP code 74062 observes the CST timezone.
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