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Oklahoma ZIP Codes
Payne County
Cushing, OK
74023
74023 ZIP Code — Cushing, OK
Payne County, Oklahoma
ZIP code 74023 is located in
Cushing ,
Oklahoma ,
within Payne County .
It covers approximately 173.06 square miles and serves a population of
12,214 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 918 .
About ZIP code 74023
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $126,800. Owner-occupancy sits near the national average at 62%.
Median household income is $51,848. Poverty affects 18% of residents, above the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.
College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (24%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.
Overall, ZIP code 74023 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.
74023 ZIP code map
View map of 74023
Cities in ZIP code 74023
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
12,214
Population density
71 / sq mi
State FIPS
40
County FIPS
119
Geography
Land area
173.06 sq mi
Water area
1.61 sq mi
Latitude
36.0174
Longitude
-96.7474
Timezone
Central (CT)
Area code
918
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
54.1%
57.2%
46.5%
$50k – $100k
26.8%
23.9%
31.0%
$100k – $200k
17.4%
15.6%
18.1%
Over $200k
1.7%
3.2%
4.5%
Demographics & statistics
$51,848
Median household income
$126,800
Median home value
17.2%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 2,625 21.5%
18 and over 9,589 78.5%
65 and over 2,151 17.6%
Median age 38.1 years
Race & ethnicity
American Indian / Alaska Native
6.8%
Black or African American
4.2%
Group Count %
White 9,553 74.7%
Two or more races 990 7.7%
American Indian / Alaska Native 870 6.8%
Hispanic or Latino 573 4.5%
Black or African American 542 4.2%
Other race 251 2%
Asian 8 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
54.1%
57.2%
46.5%
$50k – $100k
26.8%
23.9%
31.0%
$100k – $200k
17.4%
15.6%
18.1%
Over $200k
1.7%
3.2%
4.5%
Range % of households
Under $10k 6.9%
$10k–$15k 5.4%
$15k–$25k 9.5%
$25k–$35k 11.4%
$35k–$50k 15.0%
$50k–$75k 19.2%
$75k–$100k 9.1%
$100k–$150k 16.8%
$150k–$200k 3.7%
$200k+ 3.1%
Median income $51,848
Housing
Housing overview
Metric Value
Median home value $126,800
Median rent / month $740
Owner occupied 62.3%
Renter occupied 37.7%
Vacant 15.8%
Single-family detached 82.2%
Large apartment buildings 0.7%
Mobile homes 7.9%
Median rooms 5.4
Avg household size (owned) 2.45
Year built
Era %
2020 or later 0.4%
2010–2019 6.0%
2000–2009 6.7%
1990–1999 5.3%
1980–1989 13.3%
1970–1979 14.7%
1960–1969 8.0%
1950–1959 12.7%
1940–1949 10.1%
1939 or earlier 22.8%
Bedrooms
Size % of units
No bedroom (studio) 1.1%
1 bedroom 7.0%
2 bedrooms 35.3%
3 bedrooms 43.0%
4 bedrooms 12.2%
5+ bedrooms 1.4%
Vehicles per household
Vehicles % of households
No vehicle 5.3%
1 vehicle 31.9%
2 vehicles 37.9%
3 or more 25.0%
Heating fuel
Fuel type %
Utility gas 56.7%
Electricity 33.2%
Propane / LP gas 9.2%
Wood 0.9%
Households & families
Household type Count %
Married-couple family 2,305 49.3%
Cohabiting couple 343 7.3%
Male householder, no spouse 832 17.8%
Female householder, no spouse 1,191 25.5%
Households with children under 18 1,454 31.1%
Households with seniors (65+) 1,630 34.9%
Average household size 2.40
Marital status
Status Male Female
Never married 34.2% 19.4%
Married 47.1% 52.7%
Separated 1.8% 1.8%
Widowed 1.6% 12.5%
Divorced 15.3% 13.6%
Education
Some college, no degree
20.2%
Graduate / professional
5.6%
Metric %
HS diploma or higher 89.4%
Bachelor's or higher 17.2%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 301 12.2%
Kindergarten 161 6.5%
Elementary school 1,060 43.0%
High school 577 23.4%
College / grad school 366 14.8%
Employment
Industry of employment
Education & healthcare
29.2%
Arts, food & hospitality
8.6%
Agriculture & mining
8.0%
Professional & management
6.8%
Transportation & utilities
6.3%
Public administration
4.6%
Finance & real estate
2.1%
Occupation
Category %
Management, business & arts 28.8%
Service 19.4%
Sales & office 20.3%
Natural resources & construction 12.4%
Production & transportation 19.1%
Employment type
Type %
Private sector 74.7%
Government 19.3%
Self-employed 5.9%
Unpaid family workers 0.1%
Commute
Method %
Drive alone 80.7%
Carpool 12.1%
Public transit 0.3%
Walk 1.4%
Work from home 4.7%
Other means 0.8%
Avg commute (minutes) 20.5
Poverty
Married-couple families
9.5%
Female-led households
37.6%
Income support
Source % of households
Social Security 38.2%
Retirement income 16.8%
Supplemental Security 6.4%
Cash public assistance 4.1%
Food stamps / SNAP 16.3%
Health indicators
Condition %
Obesity 39.2%
High blood pressure 40.1%
High cholesterol 37.1%
Diabetes 12.5%
Heart disease 8.2%
Stroke 3.9%
Asthma 10.8%
Arthritis 27.5%
Kidney disease 3.4%
Pulmonary disease 9.7%
Cancer 6.9%
Behavior / access %
Smoking 23.8%
Binge drinking 13.3%
No physical activity 31.0%
Less than 7 hrs sleep 36.5%
Depression 24.7%
Fair or poor health 20.2%
Poor mental health 17.0%
Poor physical health 13.6%
No health insurance 19.4%
Visited doctor (checkup) 74.3%
Visited dentist 56.2%
Cholesterol screening 87.3%
Teeth loss 21.4%
Veterans & disability
Veterans Count %
Civilian veterans 1,028 10.7%
Disability %
Any disability 18.7%
Under 18 5.2%
18–64 years 14.5%
65 and over 48.8%
Health insurance coverage
Type %
Private insurance 61.4%
Public insurance 38.3%
No insurance 15.6%
Uninsured under 19 3.8%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 11,499 94.1%
Spanish 162 1.4%
Other Indo-European 134 1.2%
Asian & Pacific Islander 9 0.1%
Other languages 8 0.1%
Place of birth & citizenship
Origin Count %
Native born (US) 11,936 97.7%
Born in same state 11,873 97.2%
Born in different state 8,489 69.5%
Foreign born 63 0.5%
Naturalized citizen 278 2.3%
Not a US citizen 172 61.9%
Ancestry
Ancestry Count %
Italian 1,409 11.5%
French 1,265 10.4%
Arab 805 6.6%
English 104 0.9%
Ancestry Count %
Polish 44 0.4%
German 9 0.1%
Dutch 9 0.1%
Norwegian 8 0.1%
Technology access
Metric % of households
Computer access 38.2%
Internet access 90.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 74023
What city is ZIP code 74023 in?
ZIP code 74023 is primarily assigned to Cushing, Oklahoma.
What county is ZIP code 74023 in?
ZIP code 74023 falls within Payne County, Oklahoma.
What is the poverty rate in ZIP code 74023?
18% of residents in ZIP code 74023 live below the poverty line, above the national average.
Does ZIP code 74023 have a large retiree population?
38% of households in ZIP code 74023 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 74023 have a large veteran population?
11% of civilians in ZIP code 74023 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 74023?
The median home value in ZIP code 74023 is $126,800.
What timezone is ZIP code 74023 in?
ZIP code 74023 observes the CST timezone.
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