74038 ZIP Code — Jennings, OK

Pawnee County, Oklahoma

ZIP code 74038 is located in Jennings, Oklahoma, within Pawnee County. It covers approximately 103.38 square miles and serves a population of 2,146 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 918/539.

About ZIP code 74038

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $148,700. Owner-occupancy is high at 87%, well above the national average.

Median household income is $60,500. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 74038 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,146

population

103.38

sq mi land

Standard

ZIP type

Central (CT)

timezone

74038 ZIP code map

Cities in ZIP code 74038

Below are the cities the US Postal Service accepts for ZIP code 74038. Using any city not on this list may result in mail delivery delays.

City	Status
Jennings	Acceptable
Jennings	Preferred

Nearby ZIP codes

74081 Terlton (5.5 mi) 74045 Maramec (5.6 mi) 74020 Cleveland (8.4 mi) 74085 Yale (10.6 mi) 74054 Osage (13 mi) 74044 Mannford (13.2 mi) 74058 Pawnee (14.6 mi) 74023 Cushing (15.3 mi) 74030 Drumright (15.8 mi) 74035 Hominy (17.3 mi) 74032 Glencoe (17.4 mi)

Demographics updated 05/2026

Population
Total population	2,146
Population density	21 / sq mi
State FIPS	40
County FIPS	117

Geography
Land area	103.38 sq mi
Water area	0.42 sq mi
Latitude	36.1925
Longitude	-96.5798
Timezone	Central (CT)
Area code	918/539

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.0%	49.2%	46.5%
$50k – $100k	39.8%	34.2%	31.0%
$100k – $200k	12.1%	14.0%	18.1%
Over $200k	2.0%	2.6%	4.5%

Demographics & statistics

2,146

Population

People per sq mi

42.6

Median age

$60,500

Median household income

$27,470

Per capita income

$148,700

Median home value

$850

Median monthly rent

86.5%

Home ownership

16.9%

Poverty rate

2.5%

Unemployment

852

Housing units

13.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

109

10–14

15–19

20–24

130

25–34

105

103

35–44

166

45–54

133

55–59

60–64

165

65–74

132

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	539	25.1%
18 and over	1,607	74.9%
65 and over	468	21.8%
Median age	42.6 years

Race & ethnicity

White 78.8%

Two or more races 10.9%

American Indian / Alaska Native 8.3%

Hispanic or Latino 1.6%

Other race 0.5%

Group	Count	%
White	1,718	78.8%
Two or more races	237	10.9%
American Indian / Alaska Native	181	8.3%
Hispanic or Latino	34	1.6%
Other race	10	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.0%	49.2%	46.5%
$50k – $100k	39.8%	34.2%	31.0%
$100k – $200k	12.1%	14.0%	18.1%
Over $200k	2.0%	2.6%	4.5%

Under $10k 4.3%

$10k–$15k 6.8%

$15k–$25k 9.4%

$25k–$35k 11.9%

$35k–$50k 12.0%

$50k–$75k 12.4%

$75k–$100k 21.9%

$100k–$150k 14.4%

$150k–$200k 4.0%

$200k+ 2.9%

Range	% of households
Under $10k	4.3%
$10k–$15k	6.8%
$15k–$25k	9.4%
$25k–$35k	11.9%
$35k–$50k	12.0%
$50k–$75k	12.4%
$75k–$100k	21.9%
$100k–$150k	14.4%
$150k–$200k	4.0%
$200k+	2.9%
Median income	$60,500

Housing

Home values

Under $50k 16.9%

$50k–$100k 21.9%

$100k–$150k 11.5%

$150k–$200k 22.8%

$200k–$300k 12.9%

$300k–$500k 11.1%

$500k–$1M 2.8%

Housing overview

Metric	Value
Median home value	$148,700
Median rent / month	$850
Owner occupied	86.5%
Renter occupied	13.5%
Vacant	14.6%
Single-family detached	58.6%
Large apartment buildings	0.0%
Mobile homes	38.5%
Median rooms	5.6
Avg household size (owned)	2.62

Year built

Era	%
2020 or later	0.0%
2010–2019	7.6%
2000–2009	11.8%
1990–1999	15.2%
1980–1989	21.1%
1970–1979	14.5%
1960–1969	14.8%
1950–1959	6.3%
1940–1949	3.7%
1939 or earlier	4.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	5.7%
2 bedrooms	20.6%
3 bedrooms	58.2%
4 bedrooms	12.0%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.9%
1 vehicle	25.2%
2 vehicles	37.3%
3 or more	33.6%

Heating fuel

Fuel type	%
Utility gas	8.0%
Electricity	51.0%
Propane / LP gas	30.5%
Wood	8.4%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	441	53.6%
Cohabiting couple	32	3.9%
Male householder, no spouse	227	27.6%
Female householder, no spouse	122	14.8%
Households with children under 18	218	26.5%
Households with seniors (65+)	351	42.7%
Average household size	2.61

Marital status

Status	Male	Female
Never married	25.2%	18.5%
Married	53.5%	59.0%
Separated	1.8%	3.3%
Widowed	6.2%	9.1%
Divorced	13.2%	10.1%

Education

Less than 9th grade 3.2%

Some HS, no diploma 11.7%

HS graduate 44.1%

Some college, no degree 21.1%

Associate's degree 6.4%

Bachelor's degree 9.2%

Graduate / professional 4.4%

Metric	%
HS diploma or higher	85.1%
Bachelor's or higher	13.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	22	4.9%
Kindergarten	34	7.5%
Elementary school	261	57.6%
High school	83	18.3%
College / grad school	53	11.7%

Employment

Industry of employment

Education & healthcare 18.4%

Manufacturing 17.3%

Construction 14.5%

Retail trade 11.8%

Agriculture & mining 8.4%

Professional & management 6.1%

Transportation & utilities 5.8%

Arts, food & hospitality 5.4%

Other services 5.0%

Finance & real estate 3.8%

Public administration 1.4%

Wholesale trade 1.2%

Information 1.0%

Occupation

Category	%
Management, business & arts	24.8%
Service	15.5%
Sales & office	20.6%
Natural resources & construction	19.4%
Production & transportation	19.7%

Employment type

Type	%
Private sector	84.4%
Government	7.3%
Self-employed	8.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.2%
Carpool	6.8%
Public transit	0.5%
Walk	0.5%
Work from home	12.9%
Other means	0.0%
Avg commute (minutes)	35.6

Poverty

All people 16.9%

Under 18 years 18.3%

18 and over 16.4%

Married-couple families 4.8%

Female-led households 44.4%

Income support

Source	% of households
Social Security	48.7%
Retirement income	21.7%
Supplemental Security	5.2%
Cash public assistance	4.7%
Food stamps / SNAP	9.9%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	42.6%
High cholesterol	37.3%
Diabetes	13.6%
Heart disease	9.0%
Stroke	4.3%
Asthma	11.5%
Arthritis	30.5%
Kidney disease	3.6%
Pulmonary disease	11.2%
Cancer	7.1%

Behavior / access	%
Smoking	25.5%
Binge drinking	12.9%
No physical activity	33.4%
Less than 7 hrs sleep	33.5%
Depression	26.0%
Fair or poor health	22.0%
Poor mental health	17.6%
Poor physical health	15.2%
No health insurance	18.5%
Visited doctor (checkup)	75.9%
Visited dentist	52.5%
Cholesterol screening	87.7%
Teeth loss	22.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	200	12.4%

Disability	%
Any disability	15.8%
Under 18	8.9%
18–64 years	10.8%
65 and over	36.1%

Health insurance coverage

Type	%
Private insurance	54.3%
Public insurance	46.0%
No insurance	14.4%
Uninsured under 19	12.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,975	92.0%
Spanish	5	0.3%
Other Indo-European	5	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,133	99.4%
Born in same state	2,133	99.4%
Born in different state	1,635	76.2%
Foreign born	0	0.0%
Naturalized citizen	13	0.6%
Not a US citizen	5	38.5%

Ancestry

Ancestry	Count	%
Italian	293	13.7%
French	209	9.7%
Arab	153	7.1%

Ancestry	Count	%
English	25	1.2%
Dutch	7	0.3%
Polish	6	0.3%

Technology access

Metric	% of households
Computer access	38.3%
Internet access	86.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 74038

What city is ZIP code 74038 in?

ZIP code 74038 is primarily assigned to Jennings, Oklahoma.

What county is ZIP code 74038 in?

ZIP code 74038 falls within Pawnee County, Oklahoma.

Does ZIP code 74038 have a large retiree population?

49% of households in ZIP code 74038 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 74038 mostly owner-occupied?

87% of occupied units in ZIP code 74038 are owner-occupied, well above the national average.

How educated is the population of ZIP code 74038?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 74038?

17% of residents in ZIP code 74038 live below the poverty line, above the national average.

What timezone is ZIP code 74038 in?

ZIP code 74038 observes the CST timezone.