74832 ZIP Code — Carney, OK

Lincoln County, Oklahoma

ZIP code 74832 is located in Carney, Oklahoma, within Lincoln County. It covers approximately 30.24 square miles and serves a population of 855 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 405.

About ZIP code 74832

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $101,300. Owner-occupancy is high at 82%, well above the national average.

Median household income is $53,750.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (44%), smoking (25%) compared to national benchmarks.

Overall, ZIP code 74832 reflects a community defined by a trades-oriented workforce and high homeownership.

855

population

30.24

sq mi land

Standard

ZIP type

Central (CT)

timezone

74832 ZIP code map

Cities in ZIP code 74832

Below are the cities the US Postal Service accepts for ZIP code 74832. Using any city not on this list may result in mail delivery delays.

City	Status
Carney	Preferred

Nearby ZIP codes

74875 Tryon (2.8 mi) 74824 Agra (8.8 mi) 74881 Wellston (9.6 mi) 74059 Perkins (12.6 mi) 73027 Coyle (13 mi) 73058 Meridian (13.1 mi) 74834 Chandler (13.5 mi) 73054 Luther (13.9 mi) 74062 Ripley (14.4 mi) 74079 Stroud (16.9 mi) 74869 Sparks (18.3 mi) 74074 Stillwater (18.7 mi)

Demographics updated 05/2026

Population
Total population	855
Population density	28 / sq mi
State FIPS	40
County FIPS	081

Geography
Land area	30.24 sq mi
Water area	0.15 sq mi
Latitude	35.8115
Longitude	-97.0230
Timezone	Central (CT)
Area code	405

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.7%	50.0%	46.5%
$50k – $100k	34.8%	31.4%	31.0%
$100k – $200k	8.6%	15.9%	18.1%
Over $200k	1.9%	2.7%	4.5%

Demographics & statistics

855

Population

People per sq mi

33.9

Median age

$53,750

Median household income

$26,179

Per capita income

$101,300

Median home value

$839

Median monthly rent

82.1%

Home ownership

15.0%

Poverty rate

0.8%

Unemployment

301

Housing units

11.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	242	28.3%
18 and over	613	71.7%
65 and over	97	11.3%
Median age	33.9 years

Race & ethnicity

White 82.9%

Two or more races 9.2%

American Indian / Alaska Native 4.7%

Hispanic or Latino 1.7%

Other race 1.3%

Black or African American 0.2%

Group	Count	%
White	721	82.9%
Two or more races	80	9.2%
American Indian / Alaska Native	41	4.7%
Hispanic or Latino	15	1.7%
Other race	11	1.3%
Black or African American	2	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.7%	50.0%	46.5%
$50k – $100k	34.8%	31.4%	31.0%
$100k – $200k	8.6%	15.9%	18.1%
Over $200k	1.9%	2.7%	4.5%

Under $10k 9.1%

$10k–$15k 7.5%

$15k–$25k 5.9%

$25k–$35k 10.4%

$35k–$50k 13.4%

$50k–$75k 21.2%

$75k–$100k 11.4%

$100k–$150k 11.1%

$150k–$200k 4.6%

$200k+ 5.5%

Range	% of households
Under $10k	9.1%
$10k–$15k	7.5%
$15k–$25k	5.9%
$25k–$35k	10.4%
$35k–$50k	13.4%
$50k–$75k	21.2%
$75k–$100k	11.4%
$100k–$150k	11.1%
$150k–$200k	4.6%
$200k+	5.5%
Median income	$53,750

Housing

Home values

Under $50k 22.2%

$50k–$100k 27.4%

$100k–$150k 15.1%

$150k–$200k 10.3%

$200k–$300k 16.3%

$300k–$500k 7.5%

$500k–$1M 0.8%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$101,300
Median rent / month	$839
Owner occupied	82.1%
Renter occupied	17.9%
Vacant	13.8%
Single-family detached	68.5%
Large apartment buildings	0.0%
Mobile homes	28.7%
Median rooms	5.2
Avg household size (owned)	2.73

Year built

Era	%
2020 or later	0.0%
2010–2019	15.2%
2000–2009	12.9%
1990–1999	16.9%
1980–1989	17.7%
1970–1979	20.5%
1960–1969	7.9%
1950–1959	3.7%
1940–1949	2.5%
1939 or earlier	2.8%

Bedrooms

Size	% of units
No bedroom (studio)	3.1%
1 bedroom	4.2%
2 bedrooms	29.5%
3 bedrooms	48.9%
4 bedrooms	12.4%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.7%
1 vehicle	19.2%
2 vehicles	50.5%
3 or more	29.6%

Heating fuel

Fuel type	%
Utility gas	20.2%
Electricity	56.4%
Propane / LP gas	18.9%
Wood	4.6%

Households & families

Household type	Count	%
Married-couple family	145	47.2%
Cohabiting couple	25	8.1%
Male householder, no spouse	50	16.3%
Female householder, no spouse	87	28.3%
Households with children under 18	114	37.1%
Households with seniors (65+)	71	23.1%
Average household size	2.79

Marital status

Status	Male	Female
Never married	29.9%	21.6%
Married	49.8%	48.2%
Separated	1.3%	4.2%
Widowed	6.8%	12.0%
Divorced	12.2%	14.1%

Education

Less than 9th grade 1.5%

Some HS, no diploma 4.8%

HS graduate 51.7%

Some college, no degree 23.6%

Associate's degree 7.3%

Bachelor's degree 6.9%

Graduate / professional 4.2%

Metric	%
HS diploma or higher	93.8%
Bachelor's or higher	11.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	28	14.1%
Kindergarten	7	3.5%
Elementary school	101	50.8%
High school	45	22.6%
College / grad school	18	9.0%

Employment

Industry of employment

Education & healthcare 22.2%

Construction 13.6%

Manufacturing 12.8%

Arts, food & hospitality 10.3%

Other services 9.8%

Public administration 9.1%

Retail trade 8.1%

Transportation & utilities 5.5%

Agriculture & mining 3.0%

Finance & real estate 2.8%

Professional & management 2.8%

Occupation

Category	%
Management, business & arts	26.7%
Service	15.1%
Sales & office	19.6%
Natural resources & construction	22.4%
Production & transportation	16.1%

Employment type

Type	%
Private sector	72.8%
Government	20.4%
Self-employed	6.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.2%
Carpool	6.1%
Public transit	0.0%
Walk	0.8%
Work from home	7.9%
Other means	0.0%
Avg commute (minutes)	32.4

Poverty

All people 15.0%

Under 18 years 15.3%

18 and over 14.8%

Married-couple families 6.2%

Female-led households 38.1%

Income support

Source	% of households
Social Security	29.6%
Retirement income	16.6%
Supplemental Security	1.0%
Cash public assistance	0.7%
Food stamps / SNAP	15.0%

Health indicators

Condition	%
Obesity	44.2%
High blood pressure	42.1%
High cholesterol	38.7%
Diabetes	13.2%
Heart disease	8.7%
Stroke	4.1%
Asthma	11.4%
Arthritis	31.2%
Kidney disease	3.5%
Pulmonary disease	10.8%
Cancer	7.1%

Behavior / access	%
Smoking	24.5%
Binge drinking	12.5%
No physical activity	32.6%
Less than 7 hrs sleep	35.8%
Depression	26.4%
Fair or poor health	21.1%
Poor mental health	17.8%
Poor physical health	14.7%
No health insurance	18.5%
Visited doctor (checkup)	74.7%
Visited dentist	50.8%
Cholesterol screening	87.5%
Teeth loss	20.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	31	5.1%

Disability	%
Any disability	14.9%
Under 18	8.3%
18–64 years	14.1%
65 and over	35.1%

Health insurance coverage

Type	%
Private insurance	59.9%
Public insurance	38.9%
No insurance	13.5%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	769	89.9%
Spanish	2	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	2	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	844	98.7%
Born in same state	835	97.7%
Born in different state	636	74.4%
Foreign born	9	1.1%
Naturalized citizen	11	1.3%
Not a US citizen	2	18.2%

Ancestry

Ancestry	Count	%
Italian	107	12.5%
French	105	12.3%
Arab	33	3.9%

Ancestry	Count	%
German	15	1.8%
English	6	0.7%

Technology access

Metric	% of households
Computer access	35.9%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 74832

What city is ZIP code 74832 in?

ZIP code 74832 is primarily assigned to Carney, Oklahoma.

What county is ZIP code 74832 in?

ZIP code 74832 falls within Lincoln County, Oklahoma.

How educated is the population of ZIP code 74832?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 74832 mostly owner-occupied?

82% of occupied units in ZIP code 74832 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 74832?

The median home value in ZIP code 74832 is $101,300.

What are the health statistics for ZIP code 74832?

Health data for ZIP code 74832 shows elevated rates of obesity (44%) and smoking (25%) compared to national benchmarks.

What timezone is ZIP code 74832 in?

ZIP code 74832 observes the CST timezone.