12477 ZIP Code — Saugerties, NY

Ulster County, New York

ZIP code 12477 is located in Saugerties, New York, within Ulster County. It covers approximately 66.70 square miles and serves a population of 18,557 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12477

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $279,800. Owner-occupancy sits near the national average at 68%.

The gap between median ($71,094) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

18,557

population

66.70

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12477 ZIP code map

Cities in ZIP code 12477

Below are the cities the US Postal Service accepts for ZIP code 12477. Using any city not on this list may result in mail delivery delays.

City	Status
Saugerties	Acceptable
Saugerties	Preferred

Nearby ZIP codes

12456 Mount Marion (3.5 mi) 12498 Woodstock (5.9 mi) 12583 Tivoli (6 mi) 12449 Lake Katrine (6 mi) 12507 Barrytown (7 mi) 12526 Germantown (7.6 mi) 12427 Elka Park (7.6 mi) 12463 Palenville (7.8 mi) 12409 Bearsville (8.8 mi) 12433 Glenford (9.9 mi) 12491 West Hurley (10.4 mi) 12485 Tannersville (10.5 mi)

Demographics updated 05/2026

Population
Total population	18,557
Population density	278 / sq mi
State FIPS	36
County FIPS	111

Geography
Land area	66.70 sq mi
Water area	0.54 sq mi
Latitude	42.0841
Longitude	-73.9996
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.1%	38.7%	37.0%
$50k – $100k	27.5%	29.7%	27.0%
$100k – $200k	23.9%	24.1%	24.4%
Over $200k	8.5%	7.5%	11.5%

Demographics & statistics

18,557

Population

278

People per sq mi

47.6

Median age

$71,094

Median household income

$47,425

Per capita income

$279,800

Median home value

$1,218

Median monthly rent

68.3%

Home ownership

7.0%

Poverty rate

3.6%

Unemployment

6,646

Housing units

32.6%

Bachelor's or higher

Age distribution

Male Female

349

Under 5

346

458

5–9

454

497

10–14

492

598

15–19

593

401

20–24

398

1,102

25–34

1,093

1,000

35–44

992

1,411

45–54

1,399

827

55–59

819

742

60–64

735

997

65–74

989

679

75–84

672

258

85+

256

← Male

Female →

Age summary

Group	Count	%
Under 18	3,273	17.6%
18 and over	15,284	82.4%
65 and over	3,851	20.8%
Median age	47.6 years

Race & ethnicity

White 80.2%

Two or more races 8.8%

Hispanic or Latino 7.1%

Other race 1.6%

Black or African American 1.4%

Asian 0.5%

American Indian / Alaska Native 0.3%

Group	Count	%
White	16,018	80.2%
Two or more races	1,763	8.8%
Hispanic or Latino	1,426	7.1%
Other race	329	1.6%
Black or African American	282	1.4%
Asian	98	0.5%
American Indian / Alaska Native	67	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.1%	38.7%	37.0%
$50k – $100k	27.5%	29.7%	27.0%
$100k – $200k	23.9%	24.1%	24.4%
Over $200k	8.5%	7.5%	11.5%

Under $10k 3.3%

$10k–$15k 5.6%

$15k–$25k 6.8%

$25k–$35k 8.0%

$35k–$50k 10.8%

$50k–$75k 17.7%

$75k–$100k 11.3%

$100k–$150k 15.3%

$150k–$200k 8.5%

$200k+ 12.7%

Range	% of households
Under $10k	3.3%
$10k–$15k	5.6%
$15k–$25k	6.8%
$25k–$35k	8.0%
$35k–$50k	10.8%
$50k–$75k	17.7%
$75k–$100k	11.3%
$100k–$150k	15.3%
$150k–$200k	8.5%
$200k+	12.7%
Median income	$71,094

Housing

Home values

Under $50k 2.8%

$50k–$100k 3.0%

$100k–$150k 4.8%

$150k–$200k 12.0%

$200k–$300k 34.5%

$300k–$500k 30.4%

$500k–$1M 9.5%

$1M+ 3.0%

Housing overview

Metric	Value
Median home value	$279,800
Median rent / month	$1,218
Owner occupied	68.3%
Renter occupied	31.7%
Vacant	12.2%
Single-family detached	67.4%
Large apartment buildings	5.2%
Mobile homes	2.9%
Median rooms	5.7
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	0.1%
2010–2019	4.7%
2000–2009	11.9%
1990–1999	7.0%
1980–1989	10.3%
1970–1979	11.8%
1960–1969	8.6%
1950–1959	15.1%
1940–1949	5.2%
1939 or earlier	25.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	17.0%
2 bedrooms	23.5%
3 bedrooms	38.0%
4 bedrooms	13.7%
5+ bedrooms	5.6%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	34.7%
2 vehicles	34.3%
3 or more	24.6%

Heating fuel

Fuel type	%
Utility gas	32.6%
Electricity	11.7%
Propane / LP gas	11.7%
Fuel oil	38.1%
Wood	4.4%
Solar	0.1%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	3,485	43.1%
Cohabiting couple	589	7.3%
Male householder, no spouse	1,664	20.6%
Female householder, no spouse	2,340	29.0%
Households with children under 18	1,726	21.4%
Households with seniors (65+)	3,012	37.3%
Average household size	2.28

Marital status

Status	Male	Female
Never married	38.9%	26.7%
Married	45.9%	46.4%
Separated	1.6%	1.5%
Widowed	4.4%	9.2%
Divorced	9.3%	16.2%

Education

Less than 9th grade 3.0%

Some HS, no diploma 5.3%

HS graduate 26.1%

Some college, no degree 16.4%

Associate's degree 16.6%

Bachelor's degree 18.2%

Graduate / professional 14.4%

Metric	%
HS diploma or higher	91.7%
Bachelor's or higher	32.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	117	3.2%
Kindergarten	218	6.0%
Elementary school	1,414	38.7%
High school	1,028	28.1%
College / grad school	878	24.0%

Employment

Industry of employment

Education & healthcare 25.3%

Retail trade 11.8%

Arts, food & hospitality 10.4%

Finance & real estate 9.9%

Professional & management 8.4%

Construction 6.9%

Other services 6.5%

Transportation & utilities 6.3%

Manufacturing 5.8%

Public administration 5.0%

Information 2.1%

Wholesale trade 1.0%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	41.4%
Service	19.6%
Sales & office	21.8%
Natural resources & construction	10.0%
Production & transportation	7.2%

Employment type

Type	%
Private sector	76.2%
Government	14.7%
Self-employed	9.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.5%
Carpool	5.5%
Public transit	2.2%
Walk	2.5%
Work from home	13.0%
Other means	1.3%
Avg commute (minutes)	25.6

Poverty

All people 7.0%

Under 18 years 2.5%

18 and over 7.9%

Married-couple families 0.6%

Female-led households 4.5%

Income support

Source	% of households
Social Security	40.7%
Retirement income	30.3%
Supplemental Security	4.3%
Cash public assistance	2.9%
Food stamps / SNAP	10.4%

Health indicators

Condition	%
Obesity	28.2%
High blood pressure	32.2%
High cholesterol	34.9%
Diabetes	9.0%
Heart disease	6.4%
Stroke	3.0%
Asthma	10.3%
Arthritis	24.4%
Kidney disease	2.9%
Pulmonary disease	7.0%
Cancer	7.2%

Behavior / access	%
Smoking	16.9%
Binge drinking	17.3%
No physical activity	22.5%
Less than 7 hrs sleep	30.1%
Depression	20.5%
Fair or poor health	12.4%
Poor mental health	14.0%
Poor physical health	9.8%
No health insurance	10.2%
Visited doctor (checkup)	76.7%
Visited dentist	67.1%
Cholesterol screening	91.4%
Teeth loss	12.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	927	6.1%

Disability	%
Any disability	14.3%
Under 18	4.3%
18–64 years	10.5%
65 and over	34.0%

Health insurance coverage

Type	%
Private insurance	69.7%
Public insurance	43.3%
No insurance	3.8%
Uninsured under 19	1.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,862	96.3%
Spanish	250	1.4%
Other Indo-European	145	0.8%
Asian & Pacific Islander	77	0.4%
Other languages	10	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,884	96.4%
Born in same state	17,687	95.3%
Born in different state	14,352	77.3%
Foreign born	197	1.1%
Naturalized citizen	673	3.6%
Not a US citizen	469	69.7%

Ancestry

Ancestry	Count	%
Italian	4,409	23.8%
French	1,916	10.3%
English	786	4.2%
Arab	521	2.8%
Irish	142	0.8%

Ancestry	Count	%
Polish	122	0.7%
Dutch	70	0.4%
German	64	0.3%
Norwegian	29	0.2%

Technology access

Metric	% of households
Computer access	43.5%
Internet access	92.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12477

What city is ZIP code 12477 in?

ZIP code 12477 is primarily assigned to Saugerties, New York.

What county is ZIP code 12477 in?

ZIP code 12477 falls within Ulster County, New York.

Does ZIP code 12477 have a large retiree population?

41% of households in ZIP code 12477 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 12477?

ZIP code 12477 has an estimated population of 18,557 residents, with a density of 278 people per square mile.

What is the typical home value in ZIP code 12477?

The median home value in ZIP code 12477 is $279,800.

What is the median household income in ZIP code 12477?

The median household income in ZIP code 12477 is $71,094, below the national median of ~$75,000.

What timezone is ZIP code 12477 in?

ZIP code 12477 observes the EST timezone.