12491 ZIP Code — West Hurley, NY

Ulster County, New York

ZIP code 12491 is located in West Hurley, New York, within Ulster County. It covers approximately 9.91 square miles and serves a population of 2,059 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12491

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $314,000. Owner-occupancy is high at 93%, well above the national average.

The gap between median ($79,861) and mean household income suggests income inequality — a small number of higher earners pull the average up. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is high — 48% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 12491 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,059

population

9.91

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12491 ZIP code map

Cities in ZIP code 12491

Below are the cities the US Postal Service accepts for ZIP code 12491. Using any city not on this list may result in mail delivery delays.

City	Status
West Hurley	Acceptable
West Hurley	Preferred

Nearby ZIP codes

12433 Glenford (1.7 mi) 12443 Hurley (3.9 mi) 12481 Shokan (3.9 mi) 12401 Kingston (4.8 mi) 12409 Bearsville (5.4 mi) 12498 Woodstock (5.4 mi) 12494 West Shokan (7.2 mi) 12484 Stone Ridge (7.3 mi) 12412 Boiceville (7.3 mi) 12457 Mount Tremper (7.3 mi) 12448 Lake Hill (7.6 mi) 12449 Lake Katrine (7.7 mi)

Demographics updated 05/2026

Population
Total population	2,059
Population density	208 / sq mi
State FIPS	36
County FIPS	111

Geography
Land area	9.91 sq mi
Water area	0.00 sq mi
Latitude	41.9748
Longitude	-74.1389
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.7%	38.7%	37.0%
$50k – $100k	18.5%	29.7%	27.0%
$100k – $200k	41.3%	24.1%	24.4%
Over $200k	11.6%	7.5%	11.5%

Demographics & statistics

2,059

Population

208

People per sq mi

40.6

Median age

$79,861

Median household income

$44,734

Per capita income

$314,000

Median home value

Median monthly rent

93.1%

Home ownership

17.0%

Poverty rate

1.0%

Unemployment

854

Housing units

48.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

124

25–34

120

114

35–44

110

45–54

55–59

60–64

135

65–74

129

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	479	23.3%
18 and over	1,580	76.7%
65 and over	414	20.1%
Median age	40.6 years

Race & ethnicity

White 64.6%

Hispanic or Latino 17.6%

Two or more races 14.2%

Other race 3.4%

American Indian / Alaska Native 0.2%

Group	Count	%
White	1,614	64.6%
Hispanic or Latino	440	17.6%
Two or more races	356	14.2%
Other race	84	3.4%
American Indian / Alaska Native	5	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.7%	38.7%	37.0%
$50k – $100k	18.5%	29.7%	27.0%
$100k – $200k	41.3%	24.1%	24.4%
Over $200k	11.6%	7.5%	11.5%

Under $10k 4.8%

$10k–$15k 5.3%

$15k–$25k 3.4%

$25k–$35k 4.8%

$35k–$50k 5.8%

$50k–$75k 23.9%

$75k–$100k 7.9%

$100k–$150k 24.5%

$150k–$200k 8.4%

$200k+ 11.2%

Range	% of households
Under $10k	4.8%
$10k–$15k	5.3%
$15k–$25k	3.4%
$25k–$35k	4.8%
$35k–$50k	5.8%
$50k–$75k	23.9%
$75k–$100k	7.9%
$100k–$150k	24.5%
$150k–$200k	8.4%
$200k+	11.2%
Median income	$79,861

Housing

Home values

Under $50k 2.8%

$50k–$100k 3.5%

$150k–$200k 9.8%

$200k–$300k 29.9%

$300k–$500k 49.2%

$500k–$1M 4.8%

Housing overview

Metric	Value
Median home value	$314,000
Median rent / month	$0
Owner occupied	93.1%
Renter occupied	6.9%
Vacant	8.7%
Single-family detached	95.1%
Large apartment buildings	0.0%
Mobile homes	4.5%
Median rooms	7.0
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.0%
2010–2019	2.3%
2000–2009	5.7%
1990–1999	4.4%
1980–1989	13.5%
1970–1979	16.5%
1960–1969	28.0%
1950–1959	21.4%
1940–1949	1.4%
1939 or earlier	6.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.1%
2 bedrooms	27.4%
3 bedrooms	47.1%
4 bedrooms	19.1%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	22.6%
2 vehicles	48.6%
3 or more	28.8%

Heating fuel

Fuel type	%
Utility gas	1.6%
Electricity	2.8%
Propane / LP gas	15.0%
Fuel oil	77.6%
Wood	3.0%

Households & families

Household type	Count	%
Married-couple family	347	41.7%
Cohabiting couple	97	11.7%
Male householder, no spouse	173	20.8%
Female householder, no spouse	215	25.8%
Households with children under 18	229	27.5%
Households with seniors (65+)	300	36.1%
Average household size	2.46

Marital status

Status	Male	Female
Never married	49.6%	30.1%
Married	39.9%	41.6%
Separated	1.3%	0.0%
Widowed	0.0%	15.2%
Divorced	9.2%	13.1%

Education

Less than 9th grade 0.0%

Some HS, no diploma 1.0%

HS graduate 19.7%

Some college, no degree 22.6%

Associate's degree 8.3%

Bachelor's degree 24.2%

Graduate / professional 24.1%

Metric	%
HS diploma or higher	99.0%
Bachelor's or higher	48.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	33	7.3%
Kindergarten	50	11.0%
Elementary school	164	36.0%
High school	137	30.1%
College / grad school	71	15.6%

Employment

Industry of employment

Education & healthcare 36.9%

Construction 18.7%

Arts, food & hospitality 7.6%

Professional & management 7.1%

Finance & real estate 6.9%

Manufacturing 5.0%

Public administration 4.6%

Other services 4.3%

Retail trade 3.9%

Transportation & utilities 2.6%

Wholesale trade 2.3%

Occupation

Category	%
Management, business & arts	55.0%
Service	9.3%
Sales & office	11.3%
Natural resources & construction	19.6%
Production & transportation	4.9%

Employment type

Type	%
Private sector	84.1%
Government	7.8%
Self-employed	8.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.8%
Carpool	0.0%
Public transit	1.0%
Walk	1.6%
Work from home	7.1%
Other means	1.4%
Avg commute (minutes)	26.7

Poverty

All people 17.0%

Under 18 years 26.7%

18 and over 14.0%

Married-couple families 21.9%

Female-led households 2.6%

Income support

Source	% of households
Social Security	35.3%
Retirement income	28.8%
Supplemental Security	3.7%
Cash public assistance	1.3%
Food stamps / SNAP	7.8%

Health indicators

Condition	%
Obesity	27.1%
High blood pressure	34.4%
High cholesterol	37.0%
Diabetes	9.6%
Heart disease	6.9%
Stroke	3.0%
Asthma	9.9%
Arthritis	26.3%
Kidney disease	3.1%
Pulmonary disease	6.8%
Cancer	8.3%

Behavior / access	%
Smoking	13.8%
Binge drinking	15.9%
No physical activity	20.5%
Less than 7 hrs sleep	28.1%
Depression	19.1%
Fair or poor health	11.4%
Poor mental health	12.3%
Poor physical health	9.4%
No health insurance	7.9%
Visited doctor (checkup)	78.9%
Visited dentist	71.3%
Cholesterol screening	93.6%
Teeth loss	10.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	58	3.7%

Disability	%
Any disability	11.7%
Under 18	12.5%
18–64 years	8.2%
65 and over	20.9%

Health insurance coverage

Type	%
Private insurance	58.8%
Public insurance	57.9%
No insurance	1.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,931	93.8%
Spanish	12	0.6%
Other Indo-European	12	0.6%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,014	97.8%
Born in same state	1,967	95.5%
Born in different state	1,532	74.4%
Foreign born	47	2.3%
Naturalized citizen	45	2.2%
Not a US citizen	21	46.7%

Ancestry

Ancestry	Count	%
Italian	354	17.2%
French	123	6%
English	64	3.1%
Arab	19	0.9%

Ancestry	Count	%
Irish	15	0.7%
Dutch	14	0.7%
Polish	13	0.6%

Technology access

Metric	% of households
Computer access	40.4%
Internet access	95.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12491

What city is ZIP code 12491 in?

ZIP code 12491 is primarily assigned to West Hurley, New York.

What county is ZIP code 12491 in?

ZIP code 12491 falls within Ulster County, New York.

Is ZIP code 12491 mostly owner-occupied?

93% of occupied units in ZIP code 12491 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 12491?

17% of residents in ZIP code 12491 live below the poverty line, above the national average.

How educated is the population of ZIP code 12491?

48% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 12491 have a large retiree population?

35% of households in ZIP code 12491 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 12491 in?

ZIP code 12491 observes the EST timezone.