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New York ZIP Codes
Ulster County
Stone Ridge, NY
12484
12484 ZIP Code — Stone Ridge, NY
Ulster County, New York
ZIP code 12484 is located in
Stone Ridge ,
New York ,
within Ulster County .
It covers approximately 23.73 square miles and serves a population of
3,373 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 845 .
About ZIP code 12484
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $400,300. Owner-occupancy is high at 95%, well above the national average.
The gap between median ($87,321) and mean household income suggests income inequality — a small number of higher earners pull the average up. SNAP benefit usage at 20% of households reflects economic stress in the area. 45% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 45 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 53% of workers work from home.
Educational attainment is high — 70% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 12484 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, a significant Social Security-dependent population, and elevated reliance on food assistance.
12484 ZIP code map
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Cities in ZIP code 12484
Below are the cities the US Postal Service accepts for ZIP code 12484. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
3,373
Population density
142 / sq mi
State FIPS
36
County FIPS
111
Geography
Land area
23.73 sq mi
Water area
0.06 sq mi
Latitude
41.8713
Longitude
-74.1637
Timezone
Eastern (ET)
Area code
845
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.0%
38.7%
37.0%
$50k – $100k
20.2%
29.7%
27.0%
$100k – $200k
30.7%
24.1%
24.4%
Over $200k
4.0%
7.5%
11.5%
Demographics & statistics
$87,321
Median household income
$400,300
Median home value
70.2%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 593 17.6% 18 and over 2,780 82.4% 65 and over 974 28.9% Median age 46.9 years
Race & ethnicity
Black or African American
7.1%
Group Count % White 2,587 74.1% Two or more races 300 8.6% Black or African American 249 7.1% Asian 237 6.8% Hispanic or Latino 120 3.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
45.0%
38.7%
37.0%
$50k – $100k
20.2%
29.7%
27.0%
$100k – $200k
30.7%
24.1%
24.4%
Over $200k
4.0%
7.5%
11.5%
Range % of households Under $10k 1.3% $10k–$15k 12.3% $15k–$25k 1.0% $25k–$35k 1.8% $35k–$50k 11.7% $50k–$75k 17.8% $75k–$100k 9.3% $100k–$150k 17.7% $150k–$200k 9.4% $200k+ 17.8% Median income $87,321
Housing
Housing overview
Metric Value Median home value $400,300 Median rent / month $0 Owner occupied 94.6% Renter occupied 5.4% Vacant 5.3% Single-family detached 84.7% Large apartment buildings 0.0% Mobile homes 10.6% Median rooms 6.6 Avg household size (owned) 2.33
Year built
Era % 2020 or later 0.0% 2010–2019 5.5% 2000–2009 6.3% 1990–1999 9.6% 1980–1989 27.8% 1970–1979 5.3% 1960–1969 9.2% 1950–1959 5.0% 1940–1949 1.3% 1939 or earlier 30.1%
Bedrooms
Size % of units No bedroom (studio) 5.8% 1 bedroom 3.8% 2 bedrooms 24.7% 3 bedrooms 40.6% 4 bedrooms 21.9% 5+ bedrooms 3.1%
Vehicles per household
Vehicles % of households No vehicle 9.8% 1 vehicle 19.1% 2 vehicles 42.8% 3 or more 28.3%
Heating fuel
Fuel type % Utility gas 16.3% Electricity 3.7% Propane / LP gas 11.7% Fuel oil 58.7% Wood 6.6% Solar 1.2%
Households & families
Household type Count % Married-couple family 741 51.7% Cohabiting couple 54 3.8% Male householder, no spouse 149 10.4% Female householder, no spouse 489 34.1% Households with children under 18 317 22.1% Households with seniors (65+) 688 48.0% Average household size 2.34
Marital status
Status Male Female Never married 34.1% 25.6% Married 49.8% 51.0% Separated 1.0% 4.0% Widowed 6.1% 6.9% Divorced 9.0% 12.4%
Education
Some college, no degree
8.4%
Graduate / professional
32.2%
Metric % HS diploma or higher 98.2% Bachelor's or higher 70.2%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 55 7.5% Kindergarten 96 13.2% Elementary school 310 42.5% High school 72 9.9% College / grad school 197 27.0%
Employment
Industry of employment
Education & healthcare
34.7%
Arts, food & hospitality
15.6%
Professional & management
14.2%
Transportation & utilities
6.0%
Public administration
4.8%
Agriculture & mining
1.9%
Finance & real estate
1.9%
Occupation
Category % Management, business & arts 54.6% Service 16.1% Sales & office 12.6% Natural resources & construction 3.2% Production & transportation 13.5%
Employment type
Type % Private sector 58.8% Government 21.4% Self-employed 18.6% Unpaid family workers 1.2%
Commute
Method % Drive alone 40.2% Carpool 3.8% Public transit 0.6% Walk 2.1% Work from home 53.3% Other means 0.0% Avg commute (minutes) 44.5
Poverty
Married-couple families
0.0%
Female-led households
24.7%
Income support
Source % of households Social Security 44.9% Retirement income 33.2% Supplemental Security 0.0% Cash public assistance 2.4% Food stamps / SNAP 19.5%
Health indicators
Condition % Obesity 27.0% High blood pressure 32.5% High cholesterol 35.5% Diabetes 8.8% Heart disease 6.3% Stroke 2.8% Asthma 9.9% Arthritis 24.8% Kidney disease 2.9% Pulmonary disease 6.4% Cancer 7.7%
Behavior / access % Smoking 14.1% Binge drinking 16.5% No physical activity 20.1% Less than 7 hrs sleep 28.5% Depression 19.4% Fair or poor health 11.1% Poor mental health 12.7% Poor physical health 9.0% No health insurance 8.0% Visited doctor (checkup) 78.0% Visited dentist 71.1% Cholesterol screening 93.2% Teeth loss 10.4%
Veterans & disability
Veterans Count % Civilian veterans 152 5.5%
Disability % Any disability 12.1% Under 18 6.9% 18–64 years 5.6% 65 and over 27.4%
Health insurance coverage
Type % Private insurance 67.7% Public insurance 48.0% No insurance 0.6% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 3,246 96.2% Spanish 89 2.7% Other Indo-European 16 0.5% Asian & Pacific Islander 73 2.2% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 3,011 89.3% Born in same state 2,989 88.6% Born in different state 2,447 72.5% Foreign born 22 0.7% Naturalized citizen 362 10.7% Not a US citizen 244 67.4%
Ancestry
Ancestry Count % Italian 500 14.8% French 290 8.6% Arab 258 7.6% English 59 1.7%
Ancestry Count % Polish 41 1.2% Irish 15 0.4% German 12 0.4%
Technology access
Metric % of households Computer access 42.5% Internet access 93.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12484
What city is ZIP code 12484 in?
ZIP code 12484 is primarily assigned to Stone Ridge, New York.
What county is ZIP code 12484 in?
ZIP code 12484 falls within Ulster County, New York.
How educated is the population of ZIP code 12484?
70% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Is ZIP code 12484 mostly owner-occupied?
95% of occupied units in ZIP code 12484 are owner-occupied, well above the national average.
Does ZIP code 12484 have an older population?
29% of residents in ZIP code 12484 are 65 or older, above the national average of ~17%.
Does ZIP code 12484 have a large retiree population?
45% of households in ZIP code 12484 receive Social Security income, suggesting a significant retiree or disability population.
What timezone is ZIP code 12484 in?
ZIP code 12484 observes the EST timezone.
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