12440 ZIP Code — High Falls, NY

Ulster County, New York

ZIP code 12440 is located in High Falls, New York, within Ulster County. It covers approximately 20.05 square miles and serves a population of 1,493 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12440

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $373,600. Owner-occupancy is high at 89%, well above the national average.

Median household income is $92,258. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is high — 50% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 12440 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

1,493

population

20.05

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12440 ZIP code map

Cities in ZIP code 12440

Below are the cities the US Postal Service accepts for ZIP code 12440. Using any city not on this list may result in mail delivery delays.

City	Status
High Falls	Preferred

Nearby ZIP codes

12561 New Paltz (4.1 mi) 12419 Cottekill (4.5 mi) 12484 Stone Ridge (5.1 mi) 12486 Tillson (5.2 mi) 12404 Accord (5.2 mi) 12472 Rosendale (5.5 mi) 12446 Kerhonkson (7.2 mi) 12525 Gardiner (7.5 mi) 12411 Bloomington (8.1 mi) 12528 Highland (8.9 mi) 12487 Ulster Park (9 mi) 12515 Clintondale (9.2 mi)

Demographics updated 05/2026

Population
Total population	1,493
Population density	74 / sq mi
State FIPS	36
County FIPS	111

Geography
Land area	20.05 sq mi
Water area	0.31 sq mi
Latitude	41.7983
Longitude	-74.1510
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.7%	38.7%	37.0%
$50k – $100k	26.2%	29.7%	27.0%
$100k – $200k	36.2%	24.1%	24.4%
Over $200k	10.9%	7.5%	11.5%

Demographics & statistics

1,493

Population

People per sq mi

57.0

Median age

$92,258

Median household income

$48,520

Per capita income

$373,600

Median home value

$732

Median monthly rent

88.9%

Home ownership

9.9%

Poverty rate

7.9%

Unemployment

756

Housing units

50.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

107

109

55–59

128

60–64

104

113

65–74

132

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	165	11.1%
18 and over	1,328	88.9%
65 and over	371	24.8%
Median age	57.0 years

Race & ethnicity

White 77.4%

Hispanic or Latino 10.3%

Other race 9.5%

Two or more races 1%

Asian 0.9%

Black or African American 0.8%

Group	Count	%
White	1,289	77.4%
Hispanic or Latino	172	10.3%
Other race	159	9.5%
Two or more races	16	1%
Asian	15	0.9%
Black or African American	14	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.7%	38.7%	37.0%
$50k – $100k	26.2%	29.7%	27.0%
$100k – $200k	36.2%	24.1%	24.4%
Over $200k	10.9%	7.5%	11.5%

Under $10k 5.3%

$10k–$15k 2.0%

$15k–$25k 4.4%

$25k–$35k 4.2%

$35k–$50k 10.6%

$50k–$75k 13.9%

$75k–$100k 14.2%

$100k–$150k 15.6%

$150k–$200k 18.0%

$200k+ 11.7%

Range	% of households
Under $10k	5.3%
$10k–$15k	2.0%
$15k–$25k	4.4%
$25k–$35k	4.2%
$35k–$50k	10.6%
$50k–$75k	13.9%
$75k–$100k	14.2%
$100k–$150k	15.6%
$150k–$200k	18.0%
$200k+	11.7%
Median income	$92,258

Housing

Home values

Under $50k 3.3%

$50k–$100k 3.0%

$100k–$150k 7.7%

$150k–$200k 8.8%

$200k–$300k 13.2%

$300k–$500k 36.0%

$500k–$1M 23.7%

$1M+ 4.2%

Housing overview

Metric	Value
Median home value	$373,600
Median rent / month	$732
Owner occupied	88.9%
Renter occupied	11.1%
Vacant	22.6%
Single-family detached	83.8%
Large apartment buildings	0.0%
Mobile homes	2.9%
Median rooms	6.3
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.0%
2010–2019	0.1%
2000–2009	7.5%
1990–1999	10.2%
1980–1989	7.7%
1970–1979	14.5%
1960–1969	7.6%
1950–1959	7.4%
1940–1949	10.5%
1939 or earlier	34.5%

Bedrooms

Size	% of units
No bedroom (studio)	4.1%
1 bedroom	10.3%
2 bedrooms	13.3%
3 bedrooms	53.3%
4 bedrooms	16.7%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	30.8%
2 vehicles	31.6%
3 or more	35.8%

Heating fuel

Fuel type	%
Utility gas	5.8%
Electricity	4.2%
Propane / LP gas	18.0%
Fuel oil	58.0%
Wood	14.1%

Households & families

Household type	Count	%
Married-couple family	317	49.5%
Cohabiting couple	60	9.4%
Male householder, no spouse	128	20.0%
Female householder, no spouse	135	21.1%
Households with children under 18	124	19.4%
Households with seniors (65+)	254	39.7%
Average household size	2.23

Marital status

Status	Male	Female
Never married	19.4%	24.3%
Married	63.6%	52.9%
Separated	1.8%	3.6%
Widowed	1.8%	9.5%
Divorced	13.4%	9.7%

Education

Less than 9th grade 1.4%

Some HS, no diploma 2.5%

HS graduate 24.7%

Some college, no degree 16.8%

Associate's degree 4.5%

Bachelor's degree 19.5%

Graduate / professional 30.6%

Metric	%
HS diploma or higher	96.1%
Bachelor's or higher	50.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	2.6%
Kindergarten	23	11.8%
Elementary school	96	49.2%
High school	34	17.4%
College / grad school	37	19.0%

Employment

Industry of employment

Education & healthcare 29.3%

Transportation & utilities 12.8%

Arts, food & hospitality 11.7%

Professional & management 9.9%

Other services 8.8%

Construction 6.3%

Manufacturing 6.1%

Public administration 5.4%

Finance & real estate 5.0%

Retail trade 1.7%

Wholesale trade 1.4%

Information 1.0%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	50.1%
Service	17.4%
Sales & office	12.5%
Natural resources & construction	6.3%
Production & transportation	13.8%

Employment type

Type	%
Private sector	66.0%
Government	15.6%
Self-employed	18.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.6%
Carpool	2.7%
Public transit	1.0%
Walk	4.7%
Work from home	19.6%
Other means	1.3%
Avg commute (minutes)	23.7

Poverty

All people 9.9%

Under 18 years 4.5%

18 and over 10.5%

Married-couple families 7.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	39.7%
Retirement income	37.0%
Supplemental Security	4.8%
Cash public assistance	0.8%
Food stamps / SNAP	4.2%

Health indicators

Condition	%
Obesity	27.4%
High blood pressure	32.3%
High cholesterol	34.8%
Diabetes	8.8%
Heart disease	6.2%
Stroke	2.8%
Asthma	10.0%
Arthritis	24.5%
Kidney disease	2.9%
Pulmonary disease	6.5%
Cancer	7.6%

Behavior / access	%
Smoking	14.9%
Binge drinking	17.1%
No physical activity	20.4%
Less than 7 hrs sleep	28.9%
Depression	19.7%
Fair or poor health	11.3%
Poor mental health	12.9%
Poor physical health	9.2%
No health insurance	8.4%
Visited doctor (checkup)	77.4%
Visited dentist	70.2%
Cholesterol screening	92.7%
Teeth loss	10.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	60	4.5%

Disability	%
Any disability	11.7%
Under 18	6.1%
18–64 years	11.2%
65 and over	15.4%

Health insurance coverage

Type	%
Private insurance	78.6%
Public insurance	41.7%
No insurance	0.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,455	97.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,453	97.3%
Born in same state	1,453	97.3%
Born in different state	1,025	68.7%
Foreign born	0	0.0%
Naturalized citizen	40	2.7%
Not a US citizen	26	65.0%

Ancestry

Ancestry	Count	%
Italian	300	20.1%
French	188	12.6%
Arab	132	8.8%
English	34	2.3%
Norwegian	31	2.1%

Ancestry	Count	%
Polish	17	1.1%
German	8	0.5%
Irish	8	0.5%
Dutch	6	0.4%

Technology access

Metric	% of households
Computer access	42.9%
Internet access	96.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12440

What city is ZIP code 12440 in?

ZIP code 12440 is primarily assigned to High Falls, New York.

What county is ZIP code 12440 in?

ZIP code 12440 falls within Ulster County, New York.

Is ZIP code 12440 mostly owner-occupied?

89% of occupied units in ZIP code 12440 are owner-occupied, well above the national average.

How educated is the population of ZIP code 12440?

50% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 12440 have a large retiree population?

40% of households in ZIP code 12440 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 12440?

The median home value in ZIP code 12440 is $373,600.

What timezone is ZIP code 12440 in?

ZIP code 12440 observes the EST timezone.