12498 ZIP Code — Woodstock, NY

Ulster County, New York

ZIP code 12498 is located in Woodstock, New York, within Ulster County. It covers approximately 22.16 square miles and serves a population of 4,580 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12498

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $503,000. Owner-occupancy sits near the national average at 72%.

The gap between median ($68,438) and mean household income suggests income inequality — a small number of higher earners pull the average up. 58% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average. Remote work is prevalent — 35% of workers work from home.

Educational attainment is high — 61% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 12498 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.

4,580

population

22.16

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12498 ZIP code map

Cities in ZIP code 12498

Below are the cities the US Postal Service accepts for ZIP code 12498. Using any city not on this list may result in mail delivery delays.

City	Status
Woodstock	Preferred

Nearby ZIP codes

12409 Bearsville (3.1 mi) 12433 Glenford (4.4 mi) 12491 West Hurley (5.4 mi) 12456 Mount Marion (5.5 mi) 12448 Lake Hill (5.5 mi) 12477 Saugerties (5.9 mi) 12495 Willow (6.3 mi) 12449 Lake Katrine (6.8 mi) 12427 Elka Park (6.8 mi) 12457 Mount Tremper (6.9 mi) 12481 Shokan (7.3 mi) 12443 Hurley (8 mi)

Demographics updated 05/2026

Population
Total population	4,580
Population density	207 / sq mi
State FIPS	36
County FIPS	111

Geography
Land area	22.16 sq mi
Water area	0.04 sq mi
Latitude	42.0494
Longitude	-74.1047
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.6%	38.7%	37.0%
$50k – $100k	27.0%	29.7%	27.0%
$100k – $200k	15.9%	24.1%	24.4%
Over $200k	8.4%	7.5%	11.5%

Demographics & statistics

4,580

Population

207

People per sq mi

61.9

Median age

$68,438

Median household income

$66,165

Per capita income

$503,000

Median home value

$1,547

Median monthly rent

72.1%

Home ownership

14.7%

Poverty rate

7.1%

Unemployment

2,426

Housing units

60.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

113

25–34

116

149

35–44

152

285

45–54

290

221

55–59

225

209

60–64

213

632

65–74

645

259

75–84

264

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	490	10.7%
18 and over	4,090	89.3%
65 and over	1,961	42.8%
Median age	61.9 years

Race & ethnicity

White 82.1%

Two or more races 6.7%

Hispanic or Latino 4.4%

Asian 3.1%

Other race 2.5%

Black or African American 1.1%

Group	Count	%
White	3,934	82.1%
Two or more races	320	6.7%
Hispanic or Latino	212	4.4%
Asian	149	3.1%
Other race	122	2.5%
Black or African American	55	1.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.6%	38.7%	37.0%
$50k – $100k	27.0%	29.7%	27.0%
$100k – $200k	15.9%	24.1%	24.4%
Over $200k	8.4%	7.5%	11.5%

Under $10k 3.3%

$10k–$15k 10.8%

$15k–$25k 8.2%

$25k–$35k 7.8%

$35k–$50k 13.2%

$50k–$75k 9.7%

$75k–$100k 13.5%

$100k–$150k 12.2%

$150k–$200k 6.9%

$200k+ 14.4%

Range	% of households
Under $10k	3.3%
$10k–$15k	10.8%
$15k–$25k	8.2%
$25k–$35k	7.8%
$35k–$50k	13.2%
$50k–$75k	9.7%
$75k–$100k	13.5%
$100k–$150k	12.2%
$150k–$200k	6.9%
$200k+	14.4%
Median income	$68,438

Housing

Home values

Under $50k 0.9%

$50k–$100k 2.0%

$100k–$150k 2.0%

$150k–$200k 1.8%

$200k–$300k 16.8%

$300k–$500k 26.2%

$500k–$1M 41.0%

$1M+ 9.3%

Housing overview

Metric	Value
Median home value	$503,000
Median rent / month	$1,547
Owner occupied	72.1%
Renter occupied	27.9%
Vacant	22.1%
Single-family detached	82.3%
Large apartment buildings	0.5%
Mobile homes	1.2%
Median rooms	5.8
Avg household size (owned)	1.88

Year built

Era	%
2020 or later	0.0%
2010–2019	9.1%
2000–2009	3.0%
1990–1999	5.3%
1980–1989	10.4%
1970–1979	10.6%
1960–1969	19.6%
1950–1959	15.8%
1940–1949	5.6%
1939 or earlier	20.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.3%
1 bedroom	17.8%
2 bedrooms	19.4%
3 bedrooms	34.1%
4 bedrooms	23.5%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	5.0%
1 vehicle	55.2%
2 vehicles	33.1%
3 or more	6.7%

Heating fuel

Fuel type	%
Utility gas	3.0%
Electricity	17.2%
Propane / LP gas	26.2%
Fuel oil	48.0%
Wood	3.7%
Solar	0.4%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	922	38.2%
Cohabiting couple	265	11.0%
Male householder, no spouse	439	18.2%
Female householder, no spouse	789	32.7%
Households with children under 18	239	9.9%
Households with seniors (65+)	1,454	60.2%
Average household size	1.86

Marital status

Status	Male	Female
Never married	28.1%	24.8%
Married	47.3%	43.7%
Separated	1.3%	1.6%
Widowed	5.9%	11.1%
Divorced	17.4%	18.9%

Education

Less than 9th grade 1.4%

Some HS, no diploma 2.4%

HS graduate 14.1%

Some college, no degree 15.4%

Associate's degree 6.0%

Bachelor's degree 31.6%

Graduate / professional 29.0%

Metric	%
HS diploma or higher	96.2%
Bachelor's or higher	60.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	17	3.1%
Kindergarten	28	5.1%
Elementary school	303	54.9%
High school	93	16.8%
College / grad school	111	20.1%

Employment

Industry of employment

Education & healthcare 24.6%

Professional & management 21.7%

Arts, food & hospitality 11.9%

Retail trade 10.3%

Other services 7.5%

Construction 5.7%

Manufacturing 4.9%

Finance & real estate 4.8%

Information 4.4%

Public administration 2.1%

Wholesale trade 1.5%

Transportation & utilities 0.5%

Occupation

Category	%
Management, business & arts	59.9%
Service	13.7%
Sales & office	13.5%
Natural resources & construction	7.4%
Production & transportation	5.5%

Employment type

Type	%
Private sector	63.2%
Government	9.6%
Self-employed	26.6%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	51.0%
Carpool	2.4%
Public transit	7.9%
Walk	2.1%
Work from home	34.9%
Other means	1.6%
Avg commute (minutes)	26.7

Poverty

All people 14.7%

Under 18 years 18.3%

18 and over 14.2%

Married-couple families 4.4%

Female-led households 21.0%

Income support

Source	% of households
Social Security	57.5%
Retirement income	31.7%
Supplemental Security	6.3%
Cash public assistance	1.2%
Food stamps / SNAP	15.0%

Health indicators

Condition	%
Obesity	27.5%
High blood pressure	37.0%
High cholesterol	38.5%
Diabetes	10.5%
Heart disease	7.6%
Stroke	3.4%
Asthma	10.0%
Arthritis	28.7%
Kidney disease	3.4%
Pulmonary disease	7.3%
Cancer	9.2%

Behavior / access	%
Smoking	13.1%
Binge drinking	14.0%
No physical activity	21.2%
Less than 7 hrs sleep	27.7%
Depression	18.7%
Fair or poor health	12.2%
Poor mental health	11.8%
Poor physical health	9.9%
No health insurance	7.6%
Visited doctor (checkup)	80.5%
Visited dentist	71.2%
Cholesterol screening	94.7%
Teeth loss	10.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	131	3.2%

Disability	%
Any disability	14.8%
Under 18	6.5%
18–64 years	7.0%
65 and over	25.3%

Health insurance coverage

Type	%
Private insurance	64.7%
Public insurance	59.1%
No insurance	2.5%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,514	98.6%
Spanish	112	2.5%
Other Indo-European	37	0.8%
Asian & Pacific Islander	14	0.3%
Other languages	61	1.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,054	88.5%
Born in same state	4,019	87.8%
Born in different state	2,678	58.5%
Foreign born	35	0.8%
Naturalized citizen	526	11.5%
Not a US citizen	347	66.0%

Ancestry

Ancestry	Count	%
Italian	525	11.5%
French	477	10.4%
Arab	318	6.9%
English	87	1.9%

Ancestry	Count	%
Irish	56	1.2%
German	53	1.2%
Dutch	41	0.9%
Norwegian	39	0.9%

Technology access

Metric	% of households
Computer access	52.7%
Internet access	94.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12498

What city is ZIP code 12498 in?

ZIP code 12498 is primarily assigned to Woodstock, New York.

What county is ZIP code 12498 in?

ZIP code 12498 falls within Ulster County, New York.

Does ZIP code 12498 have an older population?

43% of residents in ZIP code 12498 are 65 or older, above the national average of ~17%.

Does ZIP code 12498 have a large retiree population?

58% of households in ZIP code 12498 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 12498?

61% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 12498?

The median home value in ZIP code 12498 is $503,000.

What timezone is ZIP code 12498 in?

ZIP code 12498 observes the EST timezone.