12409 ZIP Code — Bearsville, NY

Ulster County, New York

ZIP code 12409 is located in Bearsville, New York, within Ulster County. It covers approximately 17.67 square miles and serves a population of 958 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12409

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $494,500. Owner-occupancy is high at 76%, well above the national average.

The gap between median ($107,723) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average. Remote work is prevalent — 25% of workers work from home.

Educational attainment is high — 59% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 12409 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

958

population

17.67

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12409 ZIP code map

Cities in ZIP code 12409

Below are the cities the US Postal Service accepts for ZIP code 12409. Using any city not on this list may result in mail delivery delays.

City	Status
Bearsville	Acceptable
Bearsville	Preferred

Nearby ZIP codes

12448 Lake Hill (2.6 mi) 12498 Woodstock (3.1 mi) 12495 Willow (3.5 mi) 12433 Glenford (3.8 mi) 12457 Mount Tremper (3.8 mi) 12481 Shokan (5.4 mi) 12491 West Hurley (5.4 mi) 12416 Chichester (6.1 mi) 12412 Boiceville (6.9 mi) 12427 Elka Park (7 mi) 12494 West Shokan (8.2 mi) 12456 Mount Marion (8.6 mi)

Demographics updated 05/2026

Population
Total population	958
Population density	54 / sq mi
State FIPS	36
County FIPS	111

Geography
Land area	17.67 sq mi
Water area	0.44 sq mi
Latitude	42.0505
Longitude	-74.1658
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	14.1%	38.7%	37.0%
$50k – $100k	42.8%	29.7%	27.0%
$100k – $200k	30.5%	24.1%	24.4%
Over $200k	12.6%	7.5%	11.5%

Demographics & statistics

958

Population

People per sq mi

56.4

Median age

$107,723

Median household income

$60,585

Per capita income

$494,500

Median home value

$1,415

Median monthly rent

75.7%

Home ownership

6.8%

Poverty rate

8.7%

Unemployment

466

Housing units

59.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

35–44

45–54

55–59

60–64

124

65–74

135

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	146	15.2%
18 and over	812	84.8%
65 and over	301	31.4%
Median age	56.4 years

Race & ethnicity

White 88.6%

Asian 4.1%

Hispanic or Latino 3.6%

Two or more races 2.6%

Other race 1%

Group	Count	%
White	881	88.6%
Asian	41	4.1%
Hispanic or Latino	36	3.6%
Two or more races	26	2.6%
Other race	10	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	14.1%	38.7%	37.0%
$50k – $100k	42.8%	29.7%	27.0%
$100k – $200k	30.5%	24.1%	24.4%
Over $200k	12.6%	7.5%	11.5%

Under $10k 8.2%

$15k–$25k 2.7%

$25k–$35k 1.9%

$50k–$75k 21.2%

$75k–$100k 8.2%

$100k–$150k 29.4%

$150k–$200k 6.3%

$200k+ 22.2%

Range	% of households
Under $10k	8.2%
$15k–$25k	2.7%
$25k–$35k	1.9%
$50k–$75k	21.2%
$75k–$100k	8.2%
$100k–$150k	29.4%
$150k–$200k	6.3%
$200k+	22.2%
Median income	$107,723

Housing

Home values

Under $50k 6.7%

$50k–$100k 2.9%

$200k–$300k 4.5%

$300k–$500k 36.9%

$500k–$1M 27.1%

$1M+ 22.0%

Housing overview

Metric	Value
Median home value	$494,500
Median rent / month	$1,415
Owner occupied	75.7%
Renter occupied	24.3%
Vacant	26.8%
Single-family detached	98.4%
Large apartment buildings	1.6%
Mobile homes	0.0%
Median rooms	5.6
Avg household size (owned)	2.38

Year built

Era	%
2020 or later	0.0%
2010–2019	10.4%
2000–2009	10.1%
1990–1999	1.8%
1980–1989	18.2%
1970–1979	13.9%
1960–1969	1.6%
1950–1959	4.9%
1940–1949	9.5%
1939 or earlier	29.6%

Bedrooms

Size	% of units
No bedroom (studio)	4.9%
1 bedroom	10.9%
2 bedrooms	30.3%
3 bedrooms	26.6%
4 bedrooms	21.2%
5+ bedrooms	6.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	40.2%
2 vehicles	41.4%
3 or more	18.3%

Heating fuel

Fuel type	%
Utility gas	3.9%
Electricity	12.5%
Propane / LP gas	19.5%
Fuel oil	42.9%
Wood	21.2%

Households & families

Household type	Count	%
Married-couple family	213	51.3%
Cohabiting couple	72	17.3%
Male householder, no spouse	68	16.4%
Female householder, no spouse	62	14.9%
Households with children under 18	101	24.3%
Households with seniors (65+)	190	45.8%
Average household size	2.31

Marital status

Status	Male	Female
Never married	38.1%	25.3%
Married	53.5%	59.3%
Separated	0.0%	0.0%
Widowed	0.0%	1.9%
Divorced	8.3%	13.5%

Education

Less than 9th grade 1.1%

Some HS, no diploma 1.1%

HS graduate 10.2%

Some college, no degree 16.4%

Associate's degree 11.8%

Bachelor's degree 22.8%

Graduate / professional 36.6%

Metric	%
HS diploma or higher	97.8%
Bachelor's or higher	59.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	35	18.7%
Kindergarten	0	0.0%
Elementary school	69	36.9%
High school	9	4.8%
College / grad school	74	39.6%

Employment

Industry of employment

Education & healthcare 32.2%

Arts, food & hospitality 20.4%

Finance & real estate 10.8%

Professional & management 10.3%

Other services 5.4%

Manufacturing 5.2%

Construction 4.0%

Public administration 3.8%

Retail trade 3.3%

Information 2.8%

Transportation & utilities 1.7%

Occupation

Category	%
Management, business & arts	61.0%
Service	22.0%
Sales & office	10.1%
Natural resources & construction	5.7%
Production & transportation	1.2%

Employment type

Type	%
Private sector	55.1%
Government	11.0%
Self-employed	34.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	69.1%
Carpool	0.0%
Public transit	3.0%
Walk	3.0%
Work from home	25.0%
Other means	0.0%
Avg commute (minutes)	24.0

Poverty

All people 6.8%

Under 18 years 0.0%

18 and over 8.0%

Married-couple families 5.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	31.3%
Retirement income	19.5%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	2.7%

Health indicators

Condition	%
Obesity	26.5%
High blood pressure	35.4%
High cholesterol	38.5%
Diabetes	9.8%
Heart disease	6.9%
Stroke	3.0%
Asthma	9.8%
Arthritis	27.7%
Kidney disease	3.2%
Pulmonary disease	6.7%
Cancer	9.0%

Behavior / access	%
Smoking	12.2%
Binge drinking	14.3%
No physical activity	19.5%
Less than 7 hrs sleep	27.1%
Depression	18.6%
Fair or poor health	11.0%
Poor mental health	11.4%
Poor physical health	9.2%
No health insurance	6.8%
Visited doctor (checkup)	80.4%
Visited dentist	73.8%
Cholesterol screening	95.2%
Teeth loss	8.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	16	2.0%

Disability	%
Any disability	12.3%
Under 18	0.0%
18–64 years	15.3%
65 and over	13.3%

Health insurance coverage

Type	%
Private insurance	81.2%
Public insurance	39.0%
No insurance	2.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	902	94.2%
Spanish	18	2.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	18	2.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	894	93.3%
Born in same state	883	92.2%
Born in different state	617	64.4%
Foreign born	11	1.1%
Naturalized citizen	64	6.7%
Not a US citizen	45	70.3%

Ancestry

Ancestry	Count	%
Italian	145	15.1%
English	68	7.1%
French	64	6.7%

Ancestry	Count	%
Arab	48	5%
Polish	11	1.1%
Irish	7	0.7%

Technology access

Metric	% of households
Computer access	43.3%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12409

What city is ZIP code 12409 in?

ZIP code 12409 is primarily assigned to Bearsville, New York.

What county is ZIP code 12409 in?

ZIP code 12409 falls within Ulster County, New York.

Does ZIP code 12409 have an older population?

31% of residents in ZIP code 12409 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 12409?

59% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 12409?

The median home value in ZIP code 12409 is $494,500.

What is the median household income in ZIP code 12409?

The median household income in ZIP code 12409 is $107,723, above the national median of ~$75,000.

What timezone is ZIP code 12409 in?

ZIP code 12409 observes the EST timezone.