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New York ZIP Codes
Ulster County
Lake Katrine, NY
12449
12449 ZIP Code — Lake Katrine, NY
Ulster County, New York
ZIP code 12449 is located in
Lake Katrine ,
New York ,
within Ulster County .
It covers approximately 3.72 square miles and serves a population of
3,193 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 845/914 .
About ZIP code 12449
The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $221,500. Owner-occupancy sits near the national average at 58%.
Median household income is $82,112. 40% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.
Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.
12449 ZIP code map
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Cities in ZIP code 12449
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
3,193
Population density
858 / sq mi
State FIPS
36
County FIPS
111
Geography
Land area
3.72 sq mi
Water area
0.15 sq mi
Latitude
41.9974
Longitude
-73.9928
Timezone
Eastern (ET)
Area code
845/914
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
50.5%
38.7%
37.0%
$50k – $100k
28.3%
29.7%
27.0%
$100k – $200k
17.0%
24.1%
24.4%
Over $200k
4.2%
7.5%
11.5%
Demographics & statistics
$82,112
Median household income
$221,500
Median home value
$1,434
Median monthly rent
28.1%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 507 15.9%
18 and over 2,686 84.1%
65 and over 755 23.6%
Median age 48.1 years
Race & ethnicity
Black or African American
6.2%
American Indian / Alaska Native
0.3%
Group Count %
White 2,337 64.2%
Hispanic or Latino 447 12.3%
Other race 339 9.3%
Two or more races 241 6.6%
Black or African American 224 6.2%
Asian 41 1.1%
American Indian / Alaska Native 11 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
50.5%
38.7%
37.0%
$50k – $100k
28.3%
29.7%
27.0%
$100k – $200k
17.0%
24.1%
24.4%
Over $200k
4.2%
7.5%
11.5%
Range % of households
Under $10k 2.0%
$10k–$15k 6.5%
$15k–$25k 1.6%
$25k–$35k 9.1%
$35k–$50k 14.6%
$50k–$75k 14.2%
$75k–$100k 11.8%
$100k–$150k 23.4%
$150k–$200k 6.8%
$200k+ 10.0%
Median income $82,112
Housing
Housing overview
Metric Value
Median home value $221,500
Median rent / month $1,434
Owner occupied 57.7%
Renter occupied 42.3%
Vacant 3.9%
Single-family detached 52.8%
Large apartment buildings 4.8%
Mobile homes 12.8%
Median rooms 5.6
Avg household size (owned) 2.58
Year built
Era %
2020 or later 4.8%
2010–2019 0.7%
2000–2009 1.3%
1990–1999 10.7%
1980–1989 15.4%
1970–1979 14.8%
1960–1969 17.7%
1950–1959 27.8%
1940–1949 3.5%
1939 or earlier 3.4%
Bedrooms
Size % of units
No bedroom (studio) 6.2%
1 bedroom 6.1%
2 bedrooms 28.0%
3 bedrooms 43.3%
4 bedrooms 15.4%
5+ bedrooms 1.1%
Vehicles per household
Vehicles % of households
No vehicle 6.2%
1 vehicle 43.5%
2 vehicles 37.4%
3 or more 12.9%
Heating fuel
Fuel type %
Utility gas 32.5%
Electricity 5.1%
Propane / LP gas 13.7%
Fuel oil 46.7%
Wood 0.7%
Households & families
Household type Count %
Married-couple family 485 41.3%
Cohabiting couple 143 12.2%
Male householder, no spouse 208 17.7%
Female householder, no spouse 339 28.9%
Households with children under 18 307 26.1%
Households with seniors (65+) 385 32.8%
Average household size 2.30
Marital status
Status Male Female
Never married 42.1% 36.3%
Married 41.4% 32.5%
Separated 3.2% 3.5%
Widowed 7.1% 13.4%
Divorced 6.3% 14.4%
Education
Some college, no degree
16.7%
Graduate / professional
8.0%
Metric %
HS diploma or higher 87.7%
Bachelor's or higher 28.1%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 19 3.5%
Kindergarten 0 0.0%
Elementary school 140 25.6%
High school 274 50.1%
College / grad school 114 20.8%
Employment
Industry of employment
Education & healthcare
36.8%
Arts, food & hospitality
11.7%
Public administration
7.4%
Professional & management
6.6%
Transportation & utilities
4.0%
Finance & real estate
2.7%
Occupation
Category %
Management, business & arts 44.0%
Service 20.0%
Sales & office 17.7%
Natural resources & construction 9.5%
Production & transportation 8.8%
Employment type
Type %
Private sector 65.2%
Government 25.9%
Self-employed 9.0%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 78.5%
Carpool 6.1%
Public transit 1.4%
Walk 4.2%
Work from home 8.6%
Other means 1.2%
Avg commute (minutes) 17.5
Poverty
Married-couple families
2.3%
Female-led households
5.0%
Income support
Source % of households
Social Security 40.3%
Retirement income 30.6%
Supplemental Security 6.5%
Cash public assistance 2.6%
Food stamps / SNAP 5.5%
Health indicators
Condition %
Obesity 26.9%
High blood pressure 34.8%
High cholesterol 35.7%
Diabetes 9.7%
Heart disease 7.4%
Stroke 3.5%
Asthma 10.1%
Arthritis 27.0%
Kidney disease 3.3%
Pulmonary disease 7.7%
Cancer 8.6%
Behavior / access %
Smoking 16.3%
Binge drinking 16.0%
No physical activity 24.3%
Less than 7 hrs sleep 29.5%
Depression 19.6%
Fair or poor health 13.4%
Poor mental health 13.4%
Poor physical health 10.3%
No health insurance 10.7%
Visited doctor (checkup) 78.0%
Visited dentist 66.9%
Cholesterol screening 91.9%
Teeth loss 14.3%
Veterans & disability
Veterans Count %
Civilian veterans 135 5.0%
Disability %
Any disability 17.4%
Under 18 0.0%
18–64 years 18.2%
65 and over 31.9%
Health insurance coverage
Type %
Private insurance 69.8%
Public insurance 36.0%
No insurance 8.8%
Uninsured under 19 11.7%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 3,093 96.9%
Spanish 91 2.9%
Other Indo-European 76 2.5%
Asian & Pacific Islander 6 0.2%
Other languages 9 0.3%
Place of birth & citizenship
Origin Count %
Native born (US) 2,991 93.7%
Born in same state 2,929 91.7%
Born in different state 2,697 84.5%
Foreign born 62 1.9%
Naturalized citizen 202 6.3%
Not a US citizen 165 81.7%
Ancestry
Ancestry Count %
Italian 793 24.8%
French 274 8.6%
Arab 233 7.3%
English 226 7.1%
Ancestry Count %
Polish 40 1.3%
German 12 0.4%
Dutch 9 0.3%
Technology access
Metric % of households
Computer access 36.8%
Internet access 91.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12449
What city is ZIP code 12449 in?
ZIP code 12449 is primarily assigned to Lake Katrine, New York.
What county is ZIP code 12449 in?
ZIP code 12449 falls within Ulster County, New York.
Does ZIP code 12449 have a large retiree population?
40% of households in ZIP code 12449 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 12449?
ZIP code 12449 has an estimated population of 3,193 residents, with a density of 858 people per square mile.
What is the typical home value in ZIP code 12449?
The median home value in ZIP code 12449 is $221,500.
What is the median household income in ZIP code 12449?
The median household income in ZIP code 12449 is $82,112, above the national median of ~$75,000.
What timezone is ZIP code 12449 in?
ZIP code 12449 observes the EST timezone.
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