Germantown ZIP Code List — Columbia County, NY

There is one unique ZIP code in Germantown, New York and it is 12526. Area code: 838/518.

ZIP codes

32.40

sq mi land

1.62

sq mi water

838/518

area code

Germantown, NY ZIP code map

About Germantown, NY

Germantown is a charming town located in New York state, nestled in Columbia County. It boasts a rich cultural heritage and picturesque landscapes, making it a delightful spot for both residents and visitors. The area is known for its historic buildings, vibrant community events, and serene views of the Hudson River.

Location & geography

Germantown is situated in the Hudson Valley region of New York and covers a total land area of 32.40 square miles. It is bordered by the beautiful Hudson River to the east, with neighboring municipalities such as Red Hook located approximately 7 miles to the south, and Tivoli around 6 miles in the same direction. Additionally, the town features a water area of 1.62 square miles, contributing to its scenic terrain.

Community & economy

The character of Germantown is defined by its close-knit community that values history, agriculture, and the arts. The local economy thrives on small businesses, farming, and seasonal tourism driven by its natural beauty and cultural events. Daily life here embraces a tranquil pace, where residents enjoy local markets, seasonal festivals, and outdoor recreational activities.

Transportation

Germantown is conveniently accessible via State Route 9G, which runs north and south through the town. The nearest major airport is Hudson Valley Regional Airport, located approximately 15 miles away in Wappingers Falls. Public transportation options may include bus services provided by regional transit authorities.

History

Germantown was founded in the 18th century and has since developed a strong agricultural heritage, particularly noted for fruit farming. The town has witnessed a number of significant events that have shaped its identity, including the establishment of local cultural institutions. A notable aspect of its history is the preservation of historic architecture, which attracts tourism and offers a glimpse into its past.

Did you know?

One little-known fact about Germantown is that it hosts annual festivals that celebrate its rich heritage, drawing visitors from neighboring communities. Additionally, the town's scenic landscapes make it a popular spot for artists and photographers seeking inspiration from its natural beauty.

ZIP codes for Germantown, NY (1)

ZIP code	City	County	Map
12526	Germantown	Columbia	View map

Demographics & statistics

3,519

Population

53.9

Median age

$88,938

Median household income

$50,167

Per capita income

$338,300

Median home value

$965

Median monthly rent

81.9%

Home ownership

8.1%

Poverty rate

5.9%

Unemployment

1,605

Housing units

43.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

110

20–24

120

233

25–34

253

179

35–44

194

180

45–54

196

161

55–59

175

159

60–64

172

259

65–74

282

181

75–84

196

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	336	9.5%
18 and over	3,183	90.5%
65 and over	1,003	28.5%
Median age	53.9 years

Race & ethnicity

White 89%

Two or more races 3.8%

Black or African American 3%

Hispanic or Latino 2.8%

Asian 1%

Other race 0.4%

Group	Count	%
White	3,222	89%
Two or more races	139	3.8%
Black or African American	108	3%
Hispanic or Latino	102	2.8%
Asian	35	1%
Other race	15	0.4%

Household income

Under $10k 2.6%

$10k–$15k 2.3%

$15k–$25k 4.8%

$25k–$35k 5.6%

$35k–$50k 6.9%

$50k–$75k 18.0%

$75k–$100k 18.6%

$100k–$150k 20.0%

$150k–$200k 9.8%

$200k+ 11.3%

Range	% of households
Under $10k	2.6%
$10k–$15k	2.3%
$15k–$25k	4.8%
$25k–$35k	5.6%
$35k–$50k	6.9%
$50k–$75k	18.0%
$75k–$100k	18.6%
$100k–$150k	20.0%
$150k–$200k	9.8%
$200k+	11.3%
Median income	$88,938

Housing

Home values

$50k–$100k 4.9%

$100k–$150k 6.9%

$150k–$200k 6.4%

$200k–$300k 27.4%

$300k–$500k 21.5%

$500k–$1M 27.8%

$1M+ 5.2%

Housing overview

Metric	Value
Median home value	$338,300
Median rent / month	$965
Owner occupied	81.9%
Renter occupied	18.1%
Vacant	19.3%
Single-family detached	82.0%
Large apartment buildings	4.6%
Mobile homes	4.2%
Median rooms	5.9
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	0.0%
2010–2019	1.2%
2000–2009	10.4%
1990–1999	8.7%
1980–1989	10.1%
1970–1979	8.8%
1960–1969	10.4%
1950–1959	7.0%
1940–1949	6.5%
1939 or earlier	36.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	12.7%
2 bedrooms	18.6%
3 bedrooms	43.9%
4 bedrooms	18.1%
5+ bedrooms	5.5%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	27.3%
2 vehicles	42.9%
3 or more	25.7%

Heating fuel

Fuel type	%
Utility gas	2.7%
Electricity	9.9%
Propane / LP gas	17.3%
Fuel oil	59.7%
Wood	6.1%
Solar	2.9%

Households & families

Household type	Count	%
Married-couple family	838	55.2%
Cohabiting couple	150	9.9%
Male householder, no spouse	210	13.8%
Female householder, no spouse	320	21.1%
Households with children under 18	211	13.9%
Households with seniors (65+)	708	46.6%
Average household size	2.21

Marital status

Status	Male	Female
Never married	27.8%	29.5%
Married	60.8%	48.6%
Separated	1.2%	1.5%
Widowed	3.7%	12.8%
Divorced	6.5%	7.6%

Education

Less than 9th grade 2.0%

Some HS, no diploma 4.1%

HS graduate 23.9%

Some college, no degree 15.0%

Associate's degree 11.7%

Bachelor's degree 20.7%

Graduate / professional 22.6%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	43.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	6.2%
Kindergarten	11	2.7%
Elementary school	178	44.0%
High school	67	16.5%
College / grad school	124	30.6%

Employment

Industry of employment

Education & healthcare 22.4%

Retail trade 13.4%

Professional & management 13.4%

Arts, food & hospitality 7.9%

Other services 6.6%

Construction 6.5%

Manufacturing 6.2%

Agriculture & mining 5.7%

Finance & real estate 5.5%

Public administration 5.1%

Transportation & utilities 4.0%

Wholesale trade 1.7%

Information 1.6%

Occupation

Category	%
Management, business & arts	41.9%
Service	19.9%
Sales & office	20.5%
Natural resources & construction	10.8%
Production & transportation	6.9%

Employment type

Type	%
Private sector	77.2%
Government	11.5%
Self-employed	10.6%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	56.2%
Carpool	16.0%
Public transit	4.4%
Walk	7.6%
Other means	0.5%
Avg commute (minutes)	26.0

Poverty

All people 8.1%

Under 18 years 0.9%

18 and over 8.9%

Married-couple families 3.6%

Female-led households 3.0%

Income support

Source	% of households
Social Security	44.5%
Retirement income	38.1%
Supplemental Security	1.8%
Cash public assistance	2.1%
Food stamps / SNAP	2.4%

Health indicators

Condition	%
High blood pressure	29.9%
High cholesterol	32.7%
Heart disease	6.4%
Stroke	2.8%
Asthma	9.7%
Arthritis	23.7%
Kidney disease	2.8%
Pulmonary disease	6.4%
Cancer	7.7%

Behavior / access	%
Binge drinking	16.9%
No physical activity	19.8%
Less than 7 hrs sleep	30.9%
Fair or poor health	10.6%
Poor mental health	13.3%
Poor physical health	9.0%
No health insurance	9.1%
Visited doctor (checkup)	77.9%
Visited dentist	68.6%
Cholesterol screening	92.1%
Teeth loss	11.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	156	4.9%

Disability	%
Any disability	11.8%
Under 18	3.0%
18–64 years	7.5%
65 and over	24.1%

Health insurance coverage

Type	%
Private insurance	73.3%
Public insurance	40.6%
Uninsured under 19	7.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,436	97.6%
Spanish	57	1.7%
Other Indo-European	26	0.8%
Asian & Pacific Islander	31	0.9%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,265	92.8%
Born in same state	3,215	91.4%
Born in different state	2,537	72.1%
Foreign born	50	1.4%
Naturalized citizen	254	7.2%
Not a US citizen	157	61.8%

Ancestry

Ancestry	Count	%
Italian	742	21.1%
French	434	12.3%
Irish	120	3.4%
Arab	108	3.1%
English	88	2.5%

Ancestry	Count	%
Polish	77	2.2%
German	16	0.5%
Norwegian	8	0.2%
Dutch	4	0.1%

Technology access

Metric	% of households
Computer access	43.1%
Internet access	93.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Germantown, NY?

Germantown, NY has one ZIP code: 12526.

What is the main ZIP code for Germantown, NY?

The primary ZIP code for Germantown, NY is 12526. The city uses area code 838 or 518 for phone service.

What county is Germantown, NY in?

Germantown is located in Columbia County, New York.

How many ZIP codes are in Germantown, NY?

Germantown, NY has 1 ZIP code.

What is the ZIP code for the Germantown waterfront area along the Hudson River?

The Germantown waterfront area, including properties along the Hudson River in this Columbia County community, uses the ZIP code 12526.

What ZIP code should I use for mailing addresses in downtown Germantown, NY?

All mailing addresses in Germantown, NY, including the downtown area, use the ZIP code 12526.