34683 ZIP Code — Palm Harbor, FL

Pinellas County, Florida

ZIP code 34683 is located in Palm Harbor, Florida, within Pinellas County. It covers approximately 10.29 square miles and serves a population of 34,031 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 727.

About ZIP code 34683

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $372,900. Owner-occupancy is high at 79%, well above the national average.

Median household income is $85,956. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.

Overall, ZIP code 34683 reflects a community defined by high homeownership and a significant Social Security-dependent population.

34,031

population

10.29

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34683 ZIP code map

Cities in ZIP code 34683

Below are the cities the US Postal Service accepts for ZIP code 34683. Using any city not on this list may result in mail delivery delays.

City	Status
Palm Harbor	Preferred

Nearby ZIP codes

34684 Palm Harbor (2.4 mi) 34698 Dunedin (3.5 mi) 34689 Tarpon Springs (4.2 mi) 33761 Clearwater (4.5 mi) 34685 Palm Harbor (4.6 mi) 33763 Clearwater (5.2 mi) 34677 Oldsmar (5.9 mi) 34688 Tarpon Springs (6 mi) 34695 Safety Harbor (6.6 mi) 33755 Clearwater (7.5 mi) 34690 Holiday (7.7 mi) 33765 Clearwater (7.7 mi)

Demographics updated 05/2026

Population
Total population	34,031
Population density	3,307 / sq mi
State FIPS	12
County FIPS	103

Geography
Land area	10.29 sq mi
Water area	1.45 sq mi
Latitude	28.0859
Longitude	-82.7624
Timezone	Eastern (ET)
Area code	727

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.0%	44.3%	43.4%
$50k – $100k	32.3%	30.2%	30.8%
$100k – $200k	26.1%	19.3%	19.3%
Over $200k	7.6%	6.2%	6.4%

Demographics & statistics

34,031

Population

3,307

People per sq mi

47.5

Median age

$85,956

Median household income

$44,323

Per capita income

$372,900

Median home value

$1,442

Median monthly rent

79.3%

Home ownership

9.5%

Poverty rate

2.3%

Unemployment

12,745

Housing units

39.8%

Bachelor's or higher

Age distribution

Male Female

647

Under 5

690

773

5–9

825

890

10–14

950

904

15–19

964

775

20–24

827

2,115

25–34

2,257

1,530

35–44

1,632

2,358

45–54

2,517

1,562

55–59

1,667

1,453

60–64

1,551

2,032

65–74

2,169

1,056

75–84

1,128

367

85+

392

← Male

Female →

Age summary

Group	Count	%
Under 18	6,199	18.2%
18 and over	27,832	81.8%
65 and over	7,144	21.0%
Median age	47.5 years

Race & ethnicity

White 83.5%

Two or more races 6.6%

Hispanic or Latino 6%

Asian 1.5%

Black or African American 1.1%

Other race 1%

American Indian / Alaska Native 0.4%

Group	Count	%
White	30,217	83.5%
Two or more races	2,379	6.6%
Hispanic or Latino	2,165	6%
Asian	538	1.5%
Black or African American	404	1.1%
Other race	364	1%
American Indian / Alaska Native	129	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.0%	44.3%	43.4%
$50k – $100k	32.3%	30.2%	30.8%
$100k – $200k	26.1%	19.3%	19.3%
Over $200k	7.6%	6.2%	6.4%

Under $10k 3.4%

$10k–$15k 2.4%

$15k–$25k 5.7%

$25k–$35k 8.3%

$35k–$50k 10.5%

$50k–$75k 14.6%

$75k–$100k 15.6%

$100k–$150k 17.3%

$150k–$200k 11.7%

$200k+ 10.5%

Range	% of households
Under $10k	3.4%
$10k–$15k	2.4%
$15k–$25k	5.7%
$25k–$35k	8.3%
$35k–$50k	10.5%
$50k–$75k	14.6%
$75k–$100k	15.6%
$100k–$150k	17.3%
$150k–$200k	11.7%
$200k+	10.5%
Median income	$85,956

Housing

Home values

Under $50k 2.6%

$50k–$100k 2.7%

$100k–$150k 4.0%

$150k–$200k 7.5%

$200k–$300k 17.4%

$300k–$500k 38.5%

$500k–$1M 23.3%

$1M+ 3.9%

Housing overview

Metric	Value
Median home value	$372,900
Median rent / month	$1,442
Owner occupied	79.3%
Renter occupied	20.7%
Vacant	11.6%
Single-family detached	63.2%
Large apartment buildings	5.2%
Mobile homes	3.0%
Median rooms	5.5
Avg household size (owned)	2.54

Year built

Era	%
2020 or later	0.3%
2010–2019	3.5%
2000–2009	7.7%
1990–1999	15.1%
1980–1989	43.6%
1970–1979	20.4%
1960–1969	4.4%
1950–1959	3.8%
1940–1949	0.1%
1939 or earlier	1.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	9.8%
2 bedrooms	28.0%
3 bedrooms	42.5%
4 bedrooms	16.8%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.9%
1 vehicle	35.1%
2 vehicles	42.9%
3 or more	18.2%

Heating fuel

Fuel type	%
Utility gas	1.8%
Electricity	97.5%
Propane / LP gas	0.2%
Solar	0.2%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	7,165	52.0%
Cohabiting couple	938	6.8%
Male householder, no spouse	2,059	14.9%
Female householder, no spouse	3,630	26.3%
Households with children under 18	3,382	24.5%
Households with seniors (65+)	5,136	37.2%
Average household size	2.46

Marital status

Status	Male	Female
Never married	30.8%	24.5%
Married	54.6%	48.3%
Separated	0.9%	1.4%
Widowed	2.6%	9.9%
Divorced	11.1%	15.8%

Education

Less than 9th grade 2.7%

Some HS, no diploma 3.2%

HS graduate 22.2%

Some college, no degree 18.7%

Associate's degree 13.4%

Bachelor's degree 26.1%

Graduate / professional 13.7%

Metric	%
HS diploma or higher	94.1%
Bachelor's or higher	39.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	488	7.2%
Kindergarten	288	4.3%
Elementary school	2,919	43.2%
High school	1,699	25.2%
College / grad school	1,358	20.1%

Employment

Industry of employment

Education & healthcare 21.9%

Professional & management 16.8%

Retail trade 12.5%

Arts, food & hospitality 10.3%

Construction 8.4%

Finance & real estate 7.9%

Manufacturing 6.0%

Other services 5.4%

Public administration 3.3%

Transportation & utilities 3.1%

Wholesale trade 2.7%

Information 1.5%

Occupation

Category	%
Management, business & arts	46.3%
Service	15.2%
Sales & office	24.0%
Natural resources & construction	5.1%
Production & transportation	9.3%

Employment type

Type	%
Private sector	82.7%
Government	11.3%
Self-employed	5.5%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	72.2%
Carpool	7.2%
Public transit	0.2%
Walk	0.6%
Work from home	18.2%
Other means	1.6%
Avg commute (minutes)	28.0

Poverty

All people 9.5%

Under 18 years 10.6%

18 and over 9.3%

Married-couple families 5.0%

Female-led households 15.8%

Income support

Source	% of households
Social Security	36.6%
Retirement income	25.6%
Supplemental Security	2.3%
Cash public assistance	1.4%
Food stamps / SNAP	7.6%

Health indicators

Condition	%
Obesity	26.5%
High blood pressure	33.4%
High cholesterol	35.1%
Diabetes	9.6%
Heart disease	6.6%
Stroke	3.0%
Asthma	8.5%
Arthritis	25.6%
Kidney disease	2.9%
Pulmonary disease	7.7%
Cancer	7.4%

Behavior / access	%
Smoking	17.5%
Binge drinking	16.6%
No physical activity	21.3%
Less than 7 hrs sleep	31.2%
Depression	18.8%
Fair or poor health	13.4%
Poor mental health	14.6%
Poor physical health	10.7%
No health insurance	15.7%
Visited doctor (checkup)	73.2%
Visited dentist	61.1%
Cholesterol screening	92.5%
Teeth loss	12.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,892	6.8%

Disability	%
Any disability	12.5%
Under 18	5.0%
18–64 years	8.0%
65 and over	32.2%

Health insurance coverage

Type	%
Private insurance	71.1%
Public insurance	31.4%
No insurance	8.1%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	32,694	96.1%
Spanish	1,869	5.7%
Other Indo-European	688	2.1%
Asian & Pacific Islander	662	2.0%
Other languages	106	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	29,761	87.5%
Born in same state	29,028	85.3%
Born in different state	10,803	31.7%
Foreign born	733	2.2%
Naturalized citizen	4,270	12.5%
Not a US citizen	3,222	75.5%

Ancestry

Ancestry	Count	%
Italian	5,446	16%
French	3,811	11.2%
Arab	2,014	5.9%
Polish	402	1.2%
Irish	377	1.1%

Ancestry	Count	%
German	365	1.1%
English	205	0.6%
Dutch	132	0.4%
Norwegian	93	0.3%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34683

What city is ZIP code 34683 in?

ZIP code 34683 is primarily assigned to Palm Harbor, Florida.

What county is ZIP code 34683 in?

ZIP code 34683 falls within Pinellas County, Florida.

Does ZIP code 34683 have a large retiree population?

37% of households in ZIP code 34683 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 34683?

The median home value in ZIP code 34683 is $372,900.

What is the population of ZIP code 34683?

ZIP code 34683 has an estimated population of 34,031 residents, with a density of 3,308 people per square mile.

What is the median household income in ZIP code 34683?

The median household income in ZIP code 34683 is $85,956, above the national median of ~$75,000.

What timezone is ZIP code 34683 in?

ZIP code 34683 observes the EST timezone.