34688 ZIP Code — Tarpon Springs, FL

Pinellas County, Florida

ZIP code 34688 is located in Tarpon Springs, Florida, within Pinellas County. It covers approximately 15.84 square miles and serves a population of 9,074 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 727.

About ZIP code 34688

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $461,000. Owner-occupancy is high at 91%, well above the national average.

The gap between median ($110,893) and mean household income suggests income inequality — a small number of higher earners pull the average up. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is high — 49% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 34688 reflects a community defined by high homeownership and a significant Social Security-dependent population.

9,074

population

15.84

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34688 ZIP code map

Cities in ZIP code 34688

Below are the cities the US Postal Service accepts for ZIP code 34688. Using any city not on this list may result in mail delivery delays.

City	Status
Tarpon Springs	Acceptable
Tarpon Springs	Preferred

Nearby ZIP codes

34685 Palm Harbor (3.3 mi) 34690 Holiday (3.8 mi) 34689 Tarpon Springs (4.3 mi) 34684 Palm Harbor (4.5 mi) 34655 New Port Richey (5.2 mi) 34683 Palm Harbor (6 mi) 33556 Odessa (6 mi) 34691 Holiday (6.1 mi) 34653 New Port Richey (6.9 mi) 34677 Oldsmar (7.1 mi) 34652 New Port Richey (7.2 mi) 33626 Tampa (7.2 mi)

Demographics updated 05/2026

Population
Total population	9,074
Population density	573 / sq mi
State FIPS	12
County FIPS	103

Geography
Land area	15.84 sq mi
Water area	1.67 sq mi
Latitude	28.1452
Longitude	-82.6913
Timezone	Eastern (ET)
Area code	727

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.8%	44.3%	43.4%
$50k – $100k	16.8%	30.2%	30.8%
$100k – $200k	28.3%	19.3%	19.3%
Over $200k	17.2%	6.2%	6.4%

Demographics & statistics

9,074

Population

573

People per sq mi

49.2

Median age

$110,893

Median household income

$60,913

Per capita income

$461,000

Median home value

$1,408

Median monthly rent

91.4%

Home ownership

9.2%

Poverty rate

8.1%

Unemployment

3,322

Housing units

49.0%

Bachelor's or higher

Age distribution

Male Female

142

Under 5

149

199

5–9

210

287

10–14

301

291

15–19

305

200

20–24

210

287

25–34

301

555

35–44

582

672

45–54

706

306

55–59

322

392

60–64

412

598

65–74

629

374

75–84

392

123

85+

129

← Male

Female →

Age summary

Group	Count	%
Under 18	1,594	17.6%
18 and over	7,480	82.4%
65 and over	2,245	24.7%
Median age	49.2 years

Race & ethnicity

White 84.1%

Two or more races 5.5%

Hispanic or Latino 4.6%

Asian 3.4%

Black or African American 1.6%

Other race 0.7%

Group	Count	%
White	8,002	84.1%
Two or more races	527	5.5%
Hispanic or Latino	437	4.6%
Asian	328	3.4%
Black or African American	150	1.6%
Other race	67	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.8%	44.3%	43.4%
$50k – $100k	16.8%	30.2%	30.8%
$100k – $200k	28.3%	19.3%	19.3%
Over $200k	17.2%	6.2%	6.4%

Under $10k 1.5%

$10k–$15k 3.9%

$15k–$25k 6.1%

$25k–$35k 7.0%

$35k–$50k 8.6%

$50k–$75k 12.9%

$75k–$100k 6.5%

$100k–$150k 18.9%

$150k–$200k 13.8%

$200k+ 20.9%

Range	% of households
Under $10k	1.5%
$10k–$15k	3.9%
$15k–$25k	6.1%
$25k–$35k	7.0%
$35k–$50k	8.6%
$50k–$75k	12.9%
$75k–$100k	6.5%
$100k–$150k	18.9%
$150k–$200k	13.8%
$200k+	20.9%
Median income	$110,893

Housing

Home values

Under $50k 1.1%

$50k–$100k 6.0%

$100k–$150k 4.6%

$150k–$200k 9.2%

$200k–$300k 6.2%

$300k–$500k 30.0%

$500k–$1M 34.2%

$1M+ 8.8%

Housing overview

Metric	Value
Median home value	$461,000
Median rent / month	$1,408
Owner occupied	91.4%
Renter occupied	8.6%
Vacant	5.7%
Single-family detached	66.3%
Large apartment buildings	5.1%
Mobile homes	0.1%
Median rooms	6.8
Avg household size (owned)	2.68

Year built

Era	%
2020 or later	0.5%
2010–2019	2.0%
2000–2009	16.0%
1990–1999	33.7%
1980–1989	38.0%
1970–1979	5.1%
1960–1969	1.2%
1950–1959	2.3%
1940–1949	0.0%
1939 or earlier	1.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.2%
2 bedrooms	30.4%
3 bedrooms	27.9%
4 bedrooms	32.6%
5+ bedrooms	8.9%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	35.7%
2 vehicles	35.6%
3 or more	25.9%

Heating fuel

Fuel type	%
Utility gas	7.0%
Electricity	90.7%
Propane / LP gas	0.2%
Wood	0.4%
Solar	0.2%
No fuel used	1.5%

Households & families

Household type	Count	%
Married-couple family	2,025	59.4%
Cohabiting couple	128	3.8%
Male householder, no spouse	375	11.0%
Female householder, no spouse	880	25.8%
Households with children under 18	910	26.7%
Households with seniors (65+)	1,450	42.5%
Average household size	2.65

Marital status

Status	Male	Female
Never married	28.1%	24.4%
Married	56.8%	52.3%
Separated	2.3%	1.0%
Widowed	4.4%	9.6%
Divorced	8.4%	12.7%

Education

Less than 9th grade 0.7%

Some HS, no diploma 2.5%

HS graduate 20.0%

Some college, no degree 18.3%

Associate's degree 9.3%

Bachelor's degree 30.4%

Graduate / professional 18.7%

Metric	%
HS diploma or higher	96.7%
Bachelor's or higher	49.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	141	6.6%
Kindergarten	33	1.5%
Elementary school	854	39.7%
High school	466	21.7%
College / grad school	655	30.5%

Employment

Industry of employment

Education & healthcare 21.7%

Professional & management 16.0%

Finance & real estate 13.7%

Arts, food & hospitality 12.6%

Retail trade 10.8%

Other services 5.1%

Manufacturing 4.8%

Information 4.1%

Construction 2.8%

Transportation & utilities 2.8%

Wholesale trade 2.7%

Public administration 2.6%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	53.3%
Service	14.3%
Sales & office	25.9%
Natural resources & construction	2.3%
Production & transportation	4.1%

Employment type

Type	%
Private sector	90.6%
Government	6.2%
Self-employed	3.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.7%
Carpool	7.2%
Public transit	0.0%
Walk	0.2%
Work from home	17.8%
Other means	2.1%
Avg commute (minutes)	32.3

Poverty

All people 9.2%

Under 18 years 11.2%

18 and over 8.8%

Married-couple families 3.8%

Female-led households 11.7%

Income support

Source	% of households
Social Security	41.8%
Retirement income	29.0%
Supplemental Security	3.7%
Cash public assistance	3.8%
Food stamps / SNAP	4.3%

Health indicators

Condition	%
Obesity	25.4%
High blood pressure	35.5%
High cholesterol	37.3%
Diabetes	10.2%
Heart disease	7.3%
Stroke	3.2%
Asthma	8.1%
Arthritis	27.3%
Kidney disease	3.1%
Pulmonary disease	7.6%
Cancer	8.5%

Behavior / access	%
Smoking	15.4%
Binge drinking	15.3%
No physical activity	20.8%
Less than 7 hrs sleep	29.9%
Depression	17.5%
Fair or poor health	12.9%
Poor mental health	13.2%
Poor physical health	10.5%
No health insurance	14.1%
Visited doctor (checkup)	75.0%
Visited dentist	63.6%
Cholesterol screening	93.9%
Teeth loss	11.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	675	9.0%

Disability	%
Any disability	12.8%
Under 18	1.4%
18–64 years	10.4%
65 and over	26.8%

Health insurance coverage

Type	%
Private insurance	76.6%
Public insurance	33.5%
No insurance	7.2%
Uninsured under 19	4.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,783	96.8%
Spanish	207	2.4%
Other Indo-European	63	0.7%
Asian & Pacific Islander	124	1.4%
Other languages	3	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,816	86.1%
Born in same state	7,592	83.7%
Born in different state	2,706	29.8%
Foreign born	224	2.5%
Naturalized citizen	1,258	13.9%
Not a US citizen	1,000	79.5%

Ancestry

Ancestry	Count	%
Italian	1,334	14.7%
French	1,143	12.6%
Arab	1,066	11.7%
Polish	138	1.5%
English	91	1%

Ancestry	Count	%
German	87	1%
Dutch	48	0.5%
Irish	47	0.5%
Norwegian	22	0.2%

Technology access

Metric	% of households
Computer access	37.6%
Internet access	98.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34688

What city is ZIP code 34688 in?

ZIP code 34688 is primarily assigned to Tarpon Springs, Florida.

What county is ZIP code 34688 in?

ZIP code 34688 falls within Pinellas County, Florida.

Is ZIP code 34688 mostly owner-occupied?

91% of occupied units in ZIP code 34688 are owner-occupied, well above the national average.

Does ZIP code 34688 have a large retiree population?

42% of households in ZIP code 34688 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 34688?

49% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 34688?

The median home value in ZIP code 34688 is $461,000.

What timezone is ZIP code 34688 in?

ZIP code 34688 observes the EST timezone.