34689 ZIP Code — Tarpon Springs, FL

Pinellas County, Florida

ZIP code 34689 is located in Tarpon Springs, Florida, within Pinellas County. It covers approximately 10.55 square miles and serves a population of 27,076 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 727.

About ZIP code 34689

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $284,300. Owner-occupancy is high at 80%, well above the national average.

The gap between median ($62,669) and mean household income suggests income inequality — a small number of higher earners pull the average up. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 34689 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

27,076

population

10.55

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34689 ZIP code map

Cities in ZIP code 34689

Below are the cities the US Postal Service accepts for ZIP code 34689. Using any city not on this list may result in mail delivery delays.

City	Status
Tarpon Springs	Acceptable
Tarpon Springs	Preferred

Nearby ZIP codes

34691 Holiday (3.7 mi) 34690 Holiday (3.8 mi) 34683 Palm Harbor (4.2 mi) 34688 Tarpon Springs (4.3 mi) 34684 Palm Harbor (4.8 mi) 34685 Palm Harbor (5.6 mi) 34652 New Port Richey (6.5 mi) 34698 Dunedin (7.5 mi) 34655 New Port Richey (7.8 mi) 34653 New Port Richey (8 mi) 33761 Clearwater (8.4 mi) 34677 Oldsmar (8.8 mi)

Demographics updated 05/2026

Population
Total population	27,076
Population density	2,566 / sq mi
State FIPS	12
County FIPS	103

Geography
Land area	10.55 sq mi
Water area	4.15 sq mi
Latitude	28.1469
Longitude	-82.7619
Timezone	Eastern (ET)
Area code	727

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.7%	44.3%	43.4%
$50k – $100k	29.0%	30.2%	30.8%
$100k – $200k	14.3%	19.3%	19.3%
Over $200k	8.1%	6.2%	6.4%

Demographics & statistics

27,076

Population

2,566

People per sq mi

53.8

Median age

$62,669

Median household income

$48,390

Per capita income

$284,300

Median home value

$1,048

Median monthly rent

79.7%

Home ownership

11.1%

Poverty rate

5.5%

Unemployment

11,595

Housing units

32.2%

Bachelor's or higher

Age distribution

Male Female

463

Under 5

502

408

5–9

443

490

10–14

532

634

15–19

689

518

20–24

563

1,113

25–34

1,208

1,201

35–44

1,305

1,834

45–54

1,991

1,224

55–59

1,328

1,005

60–64

1,091

2,135

65–74

2,319

1,441

75–84

1,565

515

85+

559

← Male

Female →

Age summary

Group	Count	%
Under 18	3,651	13.5%
18 and over	23,425	86.5%
65 and over	8,534	31.5%
Median age	53.8 years

Race & ethnicity

White 78.9%

Two or more races 6.9%

Black or African American 5.7%

Hispanic or Latino 5.6%

Other race 2.4%

Asian 0.5%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	22,617	78.9%
Two or more races	1,981	6.9%
Black or African American	1,637	5.7%
Hispanic or Latino	1,607	5.6%
Other race	680	2.4%
Asian	140	0.5%
Native Hawaiian / Pacific Islander	21	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.7%	44.3%	43.4%
$50k – $100k	29.0%	30.2%	30.8%
$100k – $200k	14.3%	19.3%	19.3%
Over $200k	8.1%	6.2%	6.4%

Under $10k 5.2%

$10k–$15k 6.4%

$15k–$25k 8.5%

$25k–$35k 8.4%

$35k–$50k 12.0%

$50k–$75k 16.3%

$75k–$100k 12.4%

$100k–$150k 15.1%

$150k–$200k 5.4%

$200k+ 10.4%

Range	% of households
Under $10k	5.2%
$10k–$15k	6.4%
$15k–$25k	8.5%
$25k–$35k	8.4%
$35k–$50k	12.0%
$50k–$75k	16.3%
$75k–$100k	12.4%
$100k–$150k	15.1%
$150k–$200k	5.4%
$200k+	10.4%
Median income	$62,669

Housing

Home values

Under $50k 8.4%

$50k–$100k 8.0%

$100k–$150k 4.6%

$150k–$200k 7.5%

$200k–$300k 26.2%

$300k–$500k 32.0%

$500k–$1M 9.4%

$1M+ 3.9%

Housing overview

Metric	Value
Median home value	$284,300
Median rent / month	$1,048
Owner occupied	79.7%
Renter occupied	20.3%
Vacant	13.9%
Single-family detached	56.2%
Large apartment buildings	8.6%
Mobile homes	11.5%
Median rooms	5.1
Avg household size (owned)	2.25

Year built

Era	%
2020 or later	0.2%
2010–2019	4.5%
2000–2009	10.1%
1990–1999	18.1%
1980–1989	28.2%
1970–1979	23.4%
1960–1969	5.9%
1950–1959	4.2%
1940–1949	1.3%
1939 or earlier	4.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	8.5%
2 bedrooms	36.8%
3 bedrooms	38.0%
4 bedrooms	11.9%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	8.3%
1 vehicle	43.1%
2 vehicles	33.3%
3 or more	15.3%

Heating fuel

Fuel type	%
Utility gas	3.3%
Electricity	92.8%
Propane / LP gas	1.9%
Fuel oil	0.1%
Solar	0.7%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	5,311	43.9%
Cohabiting couple	744	6.1%
Male householder, no spouse	2,317	19.2%
Female householder, no spouse	3,727	30.8%
Households with children under 18	2,112	17.5%
Households with seniors (65+)	6,156	50.9%
Average household size	2.19

Marital status

Status	Male	Female
Never married	31.6%	22.5%
Married	51.0%	45.1%
Separated	2.7%	0.9%
Widowed	3.8%	16.5%
Divorced	10.8%	14.9%

Education

Less than 9th grade 2.2%

Some HS, no diploma 4.7%

HS graduate 30.0%

Some college, no degree 20.4%

Associate's degree 10.6%

Bachelor's degree 21.5%

Graduate / professional 10.6%

Metric	%
HS diploma or higher	93.2%
Bachelor's or higher	32.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	189	4.3%
Kindergarten	211	4.8%
Elementary school	1,420	32.2%
High school	1,069	24.3%
College / grad school	1,519	34.5%

Employment

Industry of employment

Education & healthcare 25.8%

Professional & management 13.1%

Retail trade 12.6%

Finance & real estate 10.0%

Arts, food & hospitality 10.0%

Manufacturing 7.7%

Construction 7.0%

Transportation & utilities 5.2%

Other services 3.5%

Wholesale trade 2.1%

Public administration 1.7%

Information 1.4%

Occupation

Category	%
Management, business & arts	42.1%
Service	18.6%
Sales & office	24.1%
Natural resources & construction	6.2%
Production & transportation	8.9%

Employment type

Type	%
Private sector	84.5%
Government	10.5%
Self-employed	4.7%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	71.6%
Carpool	7.6%
Public transit	0.2%
Walk	1.0%
Work from home	17.2%
Other means	2.5%
Avg commute (minutes)	31.8

Poverty

All people 11.1%

Under 18 years 14.6%

18 and over 10.5%

Married-couple families 3.0%

Female-led households 17.6%

Income support

Source	% of households
Social Security	49.8%
Retirement income	31.3%
Supplemental Security	5.1%
Cash public assistance	2.4%
Food stamps / SNAP	10.8%

Health indicators

Condition	%
Obesity	28.0%
High blood pressure	39.1%
High cholesterol	37.4%
Diabetes	12.3%
Heart disease	8.8%
Stroke	4.2%
Asthma	8.8%
Arthritis	30.1%
Kidney disease	3.8%
Pulmonary disease	10.0%
Cancer	8.7%

Behavior / access	%
Smoking	19.7%
Binge drinking	14.6%
No physical activity	26.2%
Less than 7 hrs sleep	32.1%
Depression	18.7%
Fair or poor health	17.5%
Poor mental health	14.9%
Poor physical health	12.9%
No health insurance	19.1%
Visited doctor (checkup)	75.2%
Visited dentist	55.4%
Cholesterol screening	92.3%
Teeth loss	15.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,682	11.5%

Disability	%
Any disability	21.3%
Under 18	8.7%
18–64 years	13.1%
65 and over	41.4%

Health insurance coverage

Type	%
Private insurance	63.3%
Public insurance	44.2%
No insurance	10.6%
Uninsured under 19	4.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	26,111	96.4%
Spanish	1,413	5.4%
Other Indo-European	798	3.1%
Asian & Pacific Islander	555	2.1%
Other languages	39	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,103	89.0%
Born in same state	23,096	85.3%
Born in different state	7,872	29.1%
Foreign born	1,007	3.7%
Naturalized citizen	2,973	11.0%
Not a US citizen	2,324	78.2%

Ancestry

Ancestry	Count	%
Italian	3,283	12.1%
Arab	3,207	11.8%
French	2,989	11%
English	359	1.3%
German	304	1.1%

Ancestry	Count	%
Polish	234	0.9%
Irish	118	0.4%
Dutch	95	0.4%
Norwegian	73	0.3%

Technology access

Metric	% of households
Computer access	44.7%
Internet access	93.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34689

What city is ZIP code 34689 in?

ZIP code 34689 is primarily assigned to Tarpon Springs, Florida.

What county is ZIP code 34689 in?

ZIP code 34689 falls within Pinellas County, Florida.

Does ZIP code 34689 have an older population?

32% of residents in ZIP code 34689 are 65 or older, above the national average of ~17%.

Does ZIP code 34689 have a large retiree population?

50% of households in ZIP code 34689 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 34689 have a large veteran population?

12% of civilians in ZIP code 34689 are veterans, above the national average of ~7%.

What is the population of ZIP code 34689?

ZIP code 34689 has an estimated population of 27,076 residents, with a density of 2,567 people per square mile.

What timezone is ZIP code 34689 in?

ZIP code 34689 observes the EST timezone.