34698 ZIP Code — Dunedin, FL
Pinellas County, Florida
ZIP code 34698 is located in Dunedin, Florida, within Pinellas County. It covers approximately 11.18 square miles and serves a population of 37,838 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 727.
About ZIP code 34698
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $289,300. Owner-occupancy sits near the national average at 73%.
Median household income is $63,824. 52% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.
37,838
population
11.18
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
34698 ZIP code map
Cities in ZIP code 34698
Below are the cities the US Postal Service accepts for ZIP code 34698. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Dunedin | Preferred |
Nearby ZIP codes
33763 Clearwater (3.1 mi)
34683 Palm Harbor (3.5 mi)
33761 Clearwater (3.9 mi)
33755 Clearwater (4.3 mi)
33769 Clearwater (4.5 mi)
34684 Palm Harbor (5 mi)
33765 Clearwater (5.1 mi)
33767 Clearwater Beach (5.1 mi)
34695 Safety Harbor (6 mi)
34677 Oldsmar (6.5 mi)
33756 Clearwater (6.5 mi)
33759 Clearwater (7.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 37,838 |
| Population density | 3,384 / sq mi |
| State FIPS | 12 |
| County FIPS | 103 |
| Geography | |
|---|---|
| Land area | 11.18 sq mi |
| Water area | 10.03 sq mi |
| Latitude | 28.0405 |
| Longitude | -82.7865 |
| Timezone | Eastern (ET) |
| Area code | 727 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 48.2% | 44.3% | 43.4% |
| $50k – $100k | 29.0% | 30.2% | 30.8% |
| $100k – $200k | 18.7% | 19.3% | 19.3% |
| Over $200k | 4.1% | 6.2% | 6.4% |
Demographics & statistics
37,838
Population
3,384
People per sq mi
58.0
Median age
$63,824
Median household income
$43,197
Per capita income
$289,300
Median home value
$1,385
Median monthly rent
73.3%
Home ownership
8.5%
Poverty rate
4.9%
Unemployment
17,144
Housing units
34.6%
Bachelor's or higher
Age distribution
Male
Female
590
Under 5
666
572
5–9
646
568
10–14
641
427
15–19
481
859
20–24
969
1,376
25–34
1,553
1,737
35–44
1,961
1,943
45–54
2,194
1,690
55–59
1,908
1,710
60–64
1,931
3,608
65–74
4,072
1,803
75–84
2,034
892
85+
1,007
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4,286 | 11.3% |
| 18 and over | 33,552 | 88.7% |
| 65 and over | 13,416 | 35.5% |
| Median age | 58.0 years | |
Race & ethnicity
White
84.3%
Two or more races
5.5%
Black or African American
4%
Hispanic or Latino
3.5%
Asian
1.5%
Other race
0.9%
Native Hawaiian / Pacific Islander
0.1%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 33,081 | 84.3% |
| Two or more races | 2,168 | 5.5% |
| Black or African American | 1,550 | 4% |
| Hispanic or Latino | 1,381 | 3.5% |
| Asian | 606 | 1.5% |
| Other race | 366 | 0.9% |
| Native Hawaiian / Pacific Islander | 37 | 0.1% |
| American Indian / Alaska Native | 30 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 48.2% | 44.3% | 43.4% |
| $50k – $100k | 29.0% | 30.2% | 30.8% |
| $100k – $200k | 18.7% | 19.3% | 19.3% |
| Over $200k | 4.1% | 6.2% | 6.4% |
Under $10k
4.9%
$10k–$15k
4.2%
$15k–$25k
9.8%
$25k–$35k
9.6%
$35k–$50k
11.3%
$50k–$75k
17.6%
$75k–$100k
12.0%
$100k–$150k
15.8%
$150k–$200k
7.9%
$200k+
7.0%
| Range | % of households |
|---|---|
| Under $10k | 4.9% |
| $10k–$15k | 4.2% |
| $15k–$25k | 9.8% |
| $25k–$35k | 9.6% |
| $35k–$50k | 11.3% |
| $50k–$75k | 17.6% |
| $75k–$100k | 12.0% |
| $100k–$150k | 15.8% |
| $150k–$200k | 7.9% |
| $200k+ | 7.0% |
| Median income | $63,824 |
Housing
Home values
Under $50k
6.4%
$50k–$100k
7.8%
$100k–$150k
10.1%
$150k–$200k
7.8%
$200k–$300k
20.7%
$300k–$500k
30.4%
$500k–$1M
15.6%
$1M+
1.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $289,300 |
| Median rent / month | $1,385 |
| Owner occupied | 73.3% |
| Renter occupied | 26.7% |
| Vacant | 17.9% |
| Single-family detached | 47.7% |
| Large apartment buildings | 15.3% |
| Mobile homes | 12.8% |
| Median rooms | 4.8 |
| Avg household size (owned) | 2.10 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 3.2% |
| 2000–2009 | 6.3% |
| 1990–1999 | 6.2% |
| 1980–1989 | 20.5% |
| 1970–1979 | 32.0% |
| 1960–1969 | 15.5% |
| 1950–1959 | 12.6% |
| 1940–1949 | 2.4% |
| 1939 or earlier | 1.3% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.2% |
| 1 bedroom | 15.8% |
| 2 bedrooms | 43.5% |
| 3 bedrooms | 29.4% |
| 4 bedrooms | 8.2% |
| 5+ bedrooms | 0.8% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 7.4% |
| 1 vehicle | 47.1% |
| 2 vehicles | 34.9% |
| 3 or more | 10.5% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 3.9% |
| Electricity | 92.7% |
| Propane / LP gas | 0.5% |
| Fuel oil | 0.3% |
| Wood | 0.1% |
| Solar | 0.6% |
| No fuel used | 1.9% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 8,246 | 45.8% |
| Cohabiting couple | 1,290 | 7.2% |
| Male householder, no spouse | 2,897 | 16.1% |
| Female householder, no spouse | 5,578 | 31.0% |
| Households with children under 18 | 2,386 | 13.2% |
| Households with seniors (65+) | 9,381 | 52.1% |
| Average household size | 2.06 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 27.4% | 18.0% |
| Married | 54.1% | 46.2% |
| Separated | 0.9% | 1.7% |
| Widowed | 4.8% | 15.8% |
| Divorced | 12.7% | 18.4% |
Education
Less than 9th grade
1.3%
Some HS, no diploma
4.1%
HS graduate
27.4%
Some college, no degree
22.0%
Associate's degree
10.6%
Bachelor's degree
20.2%
Graduate / professional
14.4%
| Metric | % |
|---|---|
| HS diploma or higher | 94.6% |
| Bachelor's or higher | 34.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 340 | 7.3% |
| Kindergarten | 95 | 2.1% |
| Elementary school | 1,971 | 42.6% |
| High school | 953 | 20.6% |
| College / grad school | 1,268 | 27.4% |
Employment
Industry of employment
Education & healthcare
22.3%
Professional & management
16.3%
Arts, food & hospitality
12.8%
Retail trade
12.3%
Finance & real estate
9.2%
Manufacturing
6.6%
Construction
4.5%
Public administration
4.4%
Transportation & utilities
4.2%
Other services
4.2%
Wholesale trade
2.0%
Information
1.0%
Agriculture & mining
0.1%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 44.9% |
| Service | 17.1% |
| Sales & office | 24.3% |
| Natural resources & construction | 5.0% |
| Production & transportation | 8.7% |
Employment type
| Type | % |
|---|---|
| Private sector | 81.1% |
| Government | 11.0% |
| Self-employed | 7.7% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 74.0% |
| Carpool | 6.5% |
| Public transit | 0.7% |
| Walk | 0.8% |
| Work from home | 15.4% |
| Other means | 2.6% |
| Avg commute (minutes) | 24.6 |
Poverty
All people
8.5%
Under 18 years
5.7%
18 and over
8.9%
Married-couple families
4.1%
Female-led households
11.8%
Income support
| Source | % of households |
|---|---|
| Social Security | 52.2% |
| Retirement income | 37.6% |
| Supplemental Security | 3.3% |
| Cash public assistance | 0.9% |
| Food stamps / SNAP | 5.7% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 26.5% |
| High blood pressure | 39.5% |
| High cholesterol | 38.5% |
| Diabetes | 12.0% |
| Heart disease | 9.1% |
| Stroke | 4.2% |
| Asthma | 8.4% |
| Arthritis | 31.0% |
| Kidney disease | 3.8% |
| Pulmonary disease | 9.7% |
| Cancer | 9.6% |
| Behavior / access | % |
|---|---|
| Smoking | 17.4% |
| Binge drinking | 14.0% |
| No physical activity | 24.8% |
| Less than 7 hrs sleep | 30.6% |
| Depression | 18.0% |
| Fair or poor health | 16.3% |
| Poor mental health | 13.9% |
| Poor physical health | 12.3% |
| No health insurance | 17.2% |
| Visited doctor (checkup) | 76.2% |
| Visited dentist | 58.7% |
| Cholesterol screening | 93.3% |
| Teeth loss | 14.5% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 3,284 | 9.8% |
| Disability | % |
|---|---|
| Any disability | 17.8% |
| Under 18 | 3.4% |
| 18–64 years | 12.3% |
| 65 and over | 31.3% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 62.9% |
| Public insurance | 42.8% |
| No insurance | 10.2% |
| Uninsured under 19 | 10.7% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 36,582 | 96.7% |
| Spanish | 907 | 2.5% |
| Other Indo-European | 390 | 1.1% |
| Asian & Pacific Islander | 382 | 1.0% |
| Other languages | 108 | 0.3% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 34,395 | 90.9% |
| Born in same state | 33,609 | 88.8% |
| Born in different state | 9,027 | 23.9% |
| Foreign born | 786 | 2.1% |
| Naturalized citizen | 3,443 | 9.1% |
| Not a US citizen | 1,374 | 39.9% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 5,480 | 14.5% |
| French | 5,353 | 14.1% |
| Arab | 2,187 | 5.8% |
| Irish | 507 | 1.3% |
| German | 290 | 0.8% |
| Ancestry | Count | % |
|---|---|---|
| English | 271 | 0.7% |
| Dutch | 220 | 0.6% |
| Polish | 189 | 0.5% |
| Norwegian | 152 | 0.4% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 47.6% |
| Internet access | 93.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 34698
What city is ZIP code 34698 in?
ZIP code 34698 is primarily assigned to Dunedin, Florida.
What county is ZIP code 34698 in?
ZIP code 34698 falls within Pinellas County, Florida.
Does ZIP code 34698 have an older population?
36% of residents in ZIP code 34698 are 65 or older, above the national average of ~17%.
Does ZIP code 34698 have a large retiree population?
52% of households in ZIP code 34698 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 34698 have a large veteran population?
10% of civilians in ZIP code 34698 are veterans, above the national average of ~7%.
What is the population of ZIP code 34698?
ZIP code 34698 has an estimated population of 37,838 residents, with a density of 3,384 people per square mile.
What timezone is ZIP code 34698 in?
ZIP code 34698 observes the EST timezone.