33765 ZIP Code — Clearwater, FL

Pinellas County, Florida

ZIP code 33765 is located in Clearwater, Florida, within Pinellas County. It covers approximately 4.18 square miles and serves a population of 14,578 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 727.

About ZIP code 33765

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $271,800. Owner-occupancy sits near the national average at 55%.

The gap between median ($59,965) and mean household income suggests income inequality — a small number of higher earners pull the average up. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks. 15% of residents lack health insurance, above the national average.

14,578

population

4.18

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

33765 ZIP code map

Cities in ZIP code 33765

Below are the cities the US Postal Service accepts for ZIP code 33765. Using any city not on this list may result in mail delivery delays.

City	Status
Clearwater	Preferred

Nearby ZIP codes

33755 Clearwater (2.2 mi) 33763 Clearwater (2.5 mi) 33759 Clearwater (3.5 mi) 33756 Clearwater (3.6 mi) 33764 Clearwater (3.9 mi) 33761 Clearwater (4 mi) 34695 Safety Harbor (4.2 mi) 33771 Largo (4.7 mi) 33767 Clearwater Beach (4.7 mi) 33769 Clearwater (4.8 mi) 34698 Dunedin (5.1 mi) 33770 Largo (5.4 mi)

Demographics updated 05/2026

Population
Total population	14,578
Population density	3,488 / sq mi
State FIPS	12
County FIPS	103

Geography
Land area	4.18 sq mi
Water area	0.07 sq mi
Latitude	27.9757
Longitude	-82.7465
Timezone	Eastern (ET)
Area code	727

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.0%	44.3%	43.4%
$50k – $100k	27.5%	30.2%	30.8%
$100k – $200k	15.4%	19.3%	19.3%
Over $200k	5.1%	6.2%	6.4%

Demographics & statistics

14,578

Population

3,488

People per sq mi

47.5

Median age

$59,965

Median household income

$39,589

Per capita income

$271,800

Median home value

$1,438

Median monthly rent

55.2%

Home ownership

15.9%

Poverty rate

7.1%

Unemployment

4,044

Housing units

30.6%

Bachelor's or higher

Age distribution

Male Female

246

Under 5

206

473

5–9

395

380

10–14

317

392

15–19

327

411

20–24

344

997

25–34

834

825

35–44

689

1,202

45–54

1,005

528

55–59

442

766

60–64

640

1,068

65–74

893

421

75–84

352

231

85+

194

← Male

Female →

Age summary

Group	Count	%
Under 18	2,418	16.6%
18 and over	12,160	83.4%
65 and over	3,159	21.7%
Median age	47.5 years

Race & ethnicity

White 70.4%

Black or African American 8%

Two or more races 7.4%

Asian 6%

Hispanic or Latino 5.7%

Other race 2.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	10,882	70.4%
Black or African American	1,244	8%
Two or more races	1,138	7.4%
Asian	932	6%
Hispanic or Latino	889	5.7%
Other race	359	2.3%
American Indian / Alaska Native	23	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.0%	44.3%	43.4%
$50k – $100k	27.5%	30.2%	30.8%
$100k – $200k	15.4%	19.3%	19.3%
Over $200k	5.1%	6.2%	6.4%

Under $10k 5.2%

$10k–$15k 4.6%

$15k–$25k 10.8%

$25k–$35k 8.3%

$35k–$50k 12.4%

$50k–$75k 18.3%

$75k–$100k 14.2%

$100k–$150k 9.5%

$150k–$200k 7.7%

$200k+ 9.0%

Range	% of households
Under $10k	5.2%
$10k–$15k	4.6%
$15k–$25k	10.8%
$25k–$35k	8.3%
$35k–$50k	12.4%
$50k–$75k	18.3%
$75k–$100k	14.2%
$100k–$150k	9.5%
$150k–$200k	7.7%
$200k+	9.0%
Median income	$59,965

Housing

Home values

Under $50k 13.5%

$50k–$100k 7.2%

$100k–$150k 3.9%

$150k–$200k 6.9%

$200k–$300k 28.6%

$300k–$500k 27.7%

$500k–$1M 10.3%

$1M+ 1.9%

Housing overview

Metric	Value
Median home value	$271,800
Median rent / month	$1,438
Owner occupied	55.2%
Renter occupied	44.8%
Vacant	8.7%
Single-family detached	40.0%
Large apartment buildings	10.9%
Mobile homes	11.5%
Median rooms	5.0
Avg household size (owned)	2.17

Year built

Era	%
2020 or later	0.0%
2010–2019	4.4%
2000–2009	10.8%
1990–1999	9.2%
1980–1989	17.4%
1970–1979	24.5%
1960–1969	15.9%
1950–1959	16.7%
1940–1949	0.5%
1939 or earlier	0.5%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	18.1%
2 bedrooms	42.1%
3 bedrooms	26.8%
4 bedrooms	10.2%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	43.8%
2 vehicles	40.6%
3 or more	9.2%

Heating fuel

Fuel type	%
Utility gas	3.0%
Electricity	93.3%
Wood	0.7%
Solar	0.5%
No fuel used	1.8%

Households & families

Household type	Count	%
Married-couple family	2,569	41.1%
Cohabiting couple	685	11.0%
Male householder, no spouse	1,668	26.7%
Female householder, no spouse	1,324	21.2%
Households with children under 18	1,327	21.2%
Households with seniors (65+)	2,183	35.0%
Average household size	2.30

Marital status

Status	Male	Female
Never married	35.0%	30.1%
Married	44.9%	44.0%
Separated	1.8%	1.7%
Widowed	5.5%	7.9%
Divorced	12.9%	16.4%

Education

Less than 9th grade 3.1%

Some HS, no diploma 9.4%

HS graduate 27.7%

Some college, no degree 19.0%

Associate's degree 10.2%

Bachelor's degree 19.9%

Graduate / professional 10.8%

Metric	%
HS diploma or higher	87.5%
Bachelor's or higher	30.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	316	11.5%
Kindergarten	86	3.1%
Elementary school	1,027	37.4%
High school	576	21.0%
College / grad school	740	27.0%

Employment

Industry of employment

Education & healthcare 19.1%

Retail trade 13.4%

Professional & management 12.9%

Finance & real estate 12.8%

Arts, food & hospitality 9.9%

Construction 8.1%

Manufacturing 6.3%

Other services 5.9%

Transportation & utilities 3.9%

Wholesale trade 2.8%

Public administration 2.7%

Information 1.6%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	39.4%
Service	17.7%
Sales & office	24.5%
Natural resources & construction	8.7%
Production & transportation	9.8%

Employment type

Type	%
Private sector	80.8%
Government	9.1%
Self-employed	10.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.7%
Carpool	8.7%
Public transit	0.2%
Walk	2.8%
Work from home	15.1%
Other means	1.5%
Avg commute (minutes)	21.2

Poverty

All people 15.9%

Under 18 years 20.1%

18 and over 15.0%

Married-couple families 10.1%

Female-led households 24.3%

Income support

Source	% of households
Social Security	34.6%
Retirement income	20.0%
Supplemental Security	7.8%
Cash public assistance	2.7%
Food stamps / SNAP	10.3%

Health indicators

Condition	%
Obesity	28.2%
High blood pressure	32.5%
High cholesterol	32.3%
Diabetes	10.1%
Heart disease	6.6%
Stroke	3.2%
Asthma	8.8%
Arthritis	23.8%
Kidney disease	3.0%
Pulmonary disease	8.1%
Cancer	6.4%

Behavior / access	%
Smoking	20.3%
Binge drinking	16.9%
No physical activity	25.5%
Less than 7 hrs sleep	33.2%
Depression	19.2%
Fair or poor health	16.3%
Poor mental health	16.2%
Poor physical health	11.7%
No health insurance	23.4%
Visited doctor (checkup)	71.3%
Visited dentist	53.5%
Cholesterol screening	89.3%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	959	7.9%

Disability	%
Any disability	15.7%
Under 18	7.7%
18–64 years	14.0%
65 and over	27.1%

Health insurance coverage

Type	%
Private insurance	59.4%
Public insurance	35.3%
No insurance	15.2%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,126	96.9%
Spanish	1,578	11.2%
Other Indo-European	1,076	7.6%
Asian & Pacific Islander	366	2.6%
Other languages	102	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,373	78.0%
Born in same state	10,988	75.4%
Born in different state	4,696	32.2%
Foreign born	385	2.6%
Naturalized citizen	3,205	22.0%
Not a US citizen	1,753	54.7%

Ancestry

Ancestry	Count	%
Italian	1,752	12%
Arab	942	6.5%
French	913	6.3%
English	154	1.1%
Polish	154	1.1%

Ancestry	Count	%
Irish	135	0.9%
Norwegian	70	0.5%
German	36	0.2%
Dutch	16	0.1%

Technology access

Metric	% of households
Computer access	42.8%
Internet access	95.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 33765

What city is ZIP code 33765 in?

ZIP code 33765 is primarily assigned to Clearwater, Florida.

What county is ZIP code 33765 in?

ZIP code 33765 falls within Pinellas County, Florida.

What is the poverty rate in ZIP code 33765?

16% of residents in ZIP code 33765 live below the poverty line, above the national average.

What is the population of ZIP code 33765?

ZIP code 33765 has an estimated population of 14,578 residents, with a density of 3,490 people per square mile.

What is the median household income in ZIP code 33765?

The median household income in ZIP code 33765 is $59,965, below the national median of ~$75,000.

What is the typical home value in ZIP code 33765?

The median home value in ZIP code 33765 is $271,800.

What timezone is ZIP code 33765 in?

ZIP code 33765 observes the EST timezone.