34677 ZIP Code — Oldsmar, FL

Pinellas County, Florida

ZIP code 34677 is located in Oldsmar, Florida, within Pinellas County. It covers approximately 12.63 square miles and serves a population of 22,634 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 727.

About ZIP code 34677

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $327,100. Owner-occupancy is high at 77%, well above the national average.

The gap between median ($83,034) and mean household income suggests income inequality — a small number of higher earners pull the average up. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.

Overall, ZIP code 34677 reflects a community defined by high homeownership and a significant Social Security-dependent population.

22,634

population

12.63

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34677 ZIP code map

Cities in ZIP code 34677

Below are the cities the US Postal Service accepts for ZIP code 34677. Using any city not on this list may result in mail delivery delays.

City	Status
Oldsmar	Preferred

Nearby ZIP codes

34695 Safety Harbor (2.2 mi) 33761 Clearwater (2.8 mi) 34685 Palm Harbor (3.8 mi) 34684 Palm Harbor (4 mi) 33759 Clearwater (4.2 mi) 33626 Tampa (4.4 mi) 33635 Tampa (4.5 mi) 33763 Clearwater (4.6 mi) 34683 Palm Harbor (5.9 mi) 33615 Tampa (6 mi) 33765 Clearwater (6.2 mi) 34698 Dunedin (6.5 mi)

Demographics updated 05/2026

Population
Total population	22,634
Population density	1,792 / sq mi
State FIPS	12
County FIPS	103

Geography
Land area	12.63 sq mi
Water area	4.10 sq mi
Latitude	28.0428
Longitude	-82.6795
Timezone	Eastern (ET)
Area code	727

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.1%	44.3%	43.4%
$50k – $100k	28.4%	30.2%	30.8%
$100k – $200k	26.2%	19.3%	19.3%
Over $200k	9.2%	6.2%	6.4%

Demographics & statistics

22,634

Population

1,792

People per sq mi

46.8

Median age

$83,034

Median household income

$44,622

Per capita income

$327,100

Median home value

$1,348

Median monthly rent

77.4%

Home ownership

12.7%

Poverty rate

6.2%

Unemployment

7,953

Housing units

39.5%

Bachelor's or higher

Age distribution

Male Female

498

Under 5

546

474

5–9

520

694

10–14

762

477

15–19

524

570

20–24

624

1,281

25–34

1,404

1,200

35–44

1,315

1,514

45–54

1,660

964

55–59

1,056

887

60–64

972

1,352

65–74

1,482

615

75–84

674

271

85+

298

← Male

Female →

Age summary

Group	Count	%
Under 18	4,170	18.4%
18 and over	18,464	81.6%
65 and over	4,692	20.7%
Median age	46.8 years

Race & ethnicity

White 72.1%

Two or more races 8.9%

Hispanic or Latino 7.5%

Black or African American 4.7%

Asian 3.9%

Other race 2%

American Indian / Alaska Native 0.6%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	17,661	72.1%
Two or more races	2,171	8.9%
Hispanic or Latino	1,846	7.5%
Black or African American	1,153	4.7%
Asian	958	3.9%
Other race	488	2%
American Indian / Alaska Native	142	0.6%
Native Hawaiian / Pacific Islander	61	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.1%	44.3%	43.4%
$50k – $100k	28.4%	30.2%	30.8%
$100k – $200k	26.2%	19.3%	19.3%
Over $200k	9.2%	6.2%	6.4%

Under $10k 3.9%

$10k–$15k 1.4%

$15k–$25k 7.3%

$25k–$35k 7.2%

$35k–$50k 12.2%

$50k–$75k 15.4%

$75k–$100k 12.1%

$100k–$150k 18.0%

$150k–$200k 9.3%

$200k+ 13.2%

Range	% of households
Under $10k	3.9%
$10k–$15k	1.4%
$15k–$25k	7.3%
$25k–$35k	7.2%
$35k–$50k	12.2%
$50k–$75k	15.4%
$75k–$100k	12.1%
$100k–$150k	18.0%
$150k–$200k	9.3%
$200k+	13.2%
Median income	$83,034

Housing

Home values

Under $50k 1.3%

$50k–$100k 2.4%

$100k–$150k 8.0%

$150k–$200k 10.4%

$200k–$300k 23.5%

$300k–$500k 32.1%

$500k–$1M 20.0%

$1M+ 2.4%

Housing overview

Metric	Value
Median home value	$327,100
Median rent / month	$1,348
Owner occupied	77.4%
Renter occupied	22.6%
Vacant	11.6%
Single-family detached	51.3%
Large apartment buildings	7.4%
Mobile homes	3.8%
Median rooms	5.2
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.0%
2010–2019	2.7%
2000–2009	10.7%
1990–1999	24.3%
1980–1989	38.9%
1970–1979	14.5%
1960–1969	3.5%
1950–1959	3.7%
1940–1949	0.4%
1939 or earlier	1.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	1.8%
2 bedrooms	44.7%
3 bedrooms	32.5%
4 bedrooms	16.8%
5+ bedrooms	3.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.5%
1 vehicle	40.7%
2 vehicles	41.7%
3 or more	15.1%

Heating fuel

Fuel type	%
Utility gas	1.7%
Electricity	95.8%
Propane / LP gas	0.5%
Wood	0.4%
Solar	0.4%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	4,361	49.6%
Cohabiting couple	664	7.6%
Male householder, no spouse	1,343	15.3%
Female householder, no spouse	2,421	27.5%
Households with children under 18	2,370	27.0%
Households with seniors (65+)	3,158	35.9%
Average household size	2.56

Marital status

Status	Male	Female
Never married	33.0%	25.6%
Married	52.9%	45.1%
Separated	2.2%	1.7%
Widowed	2.5%	11.0%
Divorced	9.4%	16.7%

Education

Less than 9th grade 1.6%

Some HS, no diploma 3.6%

HS graduate 26.2%

Some college, no degree 16.9%

Associate's degree 12.1%

Bachelor's degree 24.1%

Graduate / professional 15.3%

Metric	%
HS diploma or higher	94.7%
Bachelor's or higher	39.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	295	6.6%
Kindergarten	147	3.3%
Elementary school	1,966	44.1%
High school	785	17.6%
College / grad school	1,261	28.3%

Employment

Industry of employment

Professional & management 18.4%

Education & healthcare 18.3%

Retail trade 14.0%

Finance & real estate 11.0%

Arts, food & hospitality 9.0%

Manufacturing 8.6%

Transportation & utilities 5.9%

Construction 5.0%

Other services 3.3%

Public administration 2.2%

Wholesale trade 2.1%

Information 2.0%

Occupation

Category	%
Management, business & arts	44.4%
Service	14.9%
Sales & office	28.2%
Natural resources & construction	4.3%
Production & transportation	8.2%

Employment type

Type	%
Private sector	84.3%
Government	9.6%
Self-employed	6.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.5%
Carpool	4.5%
Public transit	0.3%
Walk	1.4%
Work from home	16.8%
Other means	1.5%
Avg commute (minutes)	25.9

Poverty

All people 12.7%

Under 18 years 17.5%

18 and over 11.6%

Married-couple families 8.0%

Female-led households 5.8%

Income support

Source	% of households
Social Security	36.0%
Retirement income	27.7%
Supplemental Security	4.0%
Cash public assistance	1.7%
Food stamps / SNAP	8.2%

Health indicators

Condition	%
Obesity	25.9%
High blood pressure	32.9%
High cholesterol	34.3%
Diabetes	9.5%
Heart disease	6.4%
Stroke	3.0%
Asthma	8.3%
Arthritis	24.6%
Kidney disease	2.9%
Pulmonary disease	7.1%
Cancer	7.3%

Behavior / access	%
Smoking	16.9%
Binge drinking	16.2%
No physical activity	21.8%
Less than 7 hrs sleep	31.3%
Depression	18.1%
Fair or poor health	13.2%
Poor mental health	14.3%
Poor physical health	10.2%
No health insurance	17.3%
Visited doctor (checkup)	73.1%
Visited dentist	60.6%
Cholesterol screening	92.1%
Teeth loss	11.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,371	7.4%

Disability	%
Any disability	11.4%
Under 18	3.9%
18–64 years	8.5%
65 and over	27.0%

Health insurance coverage

Type	%
Private insurance	69.9%
Public insurance	30.4%
No insurance	12.1%
Uninsured under 19	7.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,590	95.4%
Spanish	1,330	6.2%
Other Indo-European	696	3.2%
Asian & Pacific Islander	189	0.9%
Other languages	369	1.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	19,810	87.5%
Born in same state	19,453	85.9%
Born in different state	7,114	31.4%
Foreign born	357	1.6%
Naturalized citizen	2,824	12.5%
Not a US citizen	1,978	70.0%

Ancestry

Ancestry	Count	%
Italian	2,969	13.1%
French	2,526	11.2%
Arab	1,802	8%
German	166	0.7%
English	165	0.7%

Ancestry	Count	%
Polish	155	0.7%
Irish	153	0.7%
Dutch	121	0.5%
Norwegian	53	0.2%

Technology access

Metric	% of households
Computer access	38.8%
Internet access	96.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34677

What city is ZIP code 34677 in?

ZIP code 34677 is primarily assigned to Oldsmar, Florida.

What county is ZIP code 34677 in?

ZIP code 34677 falls within Pinellas County, Florida.

Does ZIP code 34677 have a large retiree population?

36% of households in ZIP code 34677 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 34677?

The median home value in ZIP code 34677 is $327,100.

What is the population of ZIP code 34677?

ZIP code 34677 has an estimated population of 22,634 residents, with a density of 1,792 people per square mile.

What is the median household income in ZIP code 34677?

The median household income in ZIP code 34677 is $83,034, above the national median of ~$75,000.

What timezone is ZIP code 34677 in?

ZIP code 34677 observes the EST timezone.