28129 ZIP Code — Oakboro, NC

Stanly County, North Carolina

ZIP code 28129 is located in Oakboro, North Carolina, within Stanly County. It covers approximately 43.39 square miles and serves a population of 5,690 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28129

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $230,900. Owner-occupancy is high at 86%, well above the national average.

Median household income is $72,365. The poverty rate of 5% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 28129 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

5,690

population

43.39

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28129 ZIP code map

Cities in ZIP code 28129

Below are the cities the US Postal Service accepts for ZIP code 28129. Using any city not on this list may result in mail delivery delays.

City	Status
Oakboro	Acceptable
Oakboro	Preferred

Nearby ZIP codes

28163 Stanfield (5.9 mi) 28097 Locust (6.3 mi) 28128 Norwood (9.5 mi) 28001 Albemarle (10.2 mi) 28107 Midland (11.1 mi) 28124 Mount Pleasant (12.2 mi) 28025 Concord (15.2 mi) 28025 Concord (15.2 mi) 28103 Marshville (15.4 mi) 28110 Monroe (15.7 mi) 28135 Polkton (17.1 mi) 28127 New London (17.2 mi)

Demographics updated 05/2026

Population
Total population	5,690
Population density	131 / sq mi
State FIPS	37
County FIPS	167

Geography
Land area	43.39 sq mi
Water area	0.00 sq mi
Latitude	35.2268
Longitude	-80.3287
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.1%	45.7%	44.4%
$50k – $100k	44.5%	33.8%	30.6%
$100k – $200k	15.5%	17.1%	19.1%
Over $200k	1.9%	3.4%	6.0%

Demographics & statistics

5,690

Population

131

People per sq mi

42.9

Median age

$72,365

Median household income

$34,751

Per capita income

$230,900

Median home value

$793

Median monthly rent

85.7%

Home ownership

4.6%

Poverty rate

1.2%

Unemployment

2,222

Housing units

19.8%

Bachelor's or higher

Age distribution

Male Female

103

Under 5

110

114

5–9

122

177

10–14

190

165

15–19

176

201

20–24

215

321

25–34

344

476

35–44

510

256

45–54

273

216

55–59

230

174

60–64

187

372

65–74

398

139

75–84

149

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,043	18.3%
18 and over	4,647	81.7%
65 and over	1,130	19.9%
Median age	42.9 years

Race & ethnicity

White 86.5%

Black or African American 4.5%

Hispanic or Latino 3.2%

Other race 2.8%

Two or more races 2.5%

Native Hawaiian / Pacific Islander 0.2%

Asian 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	5,083	86.5%
Black or African American	265	4.5%
Hispanic or Latino	186	3.2%
Other race	166	2.8%
Two or more races	148	2.5%
Native Hawaiian / Pacific Islander	13	0.2%
Asian	10	0.2%
American Indian / Alaska Native	5	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.1%	45.7%	44.4%
$50k – $100k	44.5%	33.8%	30.6%
$100k – $200k	15.5%	17.1%	19.1%
Over $200k	1.9%	3.4%	6.0%

Under $10k 4.1%

$10k–$15k 0.7%

$15k–$25k 3.3%

$25k–$35k 8.8%

$35k–$50k 12.5%

$50k–$75k 22.2%

$75k–$100k 20.8%

$100k–$150k 15.2%

$150k–$200k 6.5%

$200k+ 5.9%

Range	% of households
Under $10k	4.1%
$10k–$15k	0.7%
$15k–$25k	3.3%
$25k–$35k	8.8%
$35k–$50k	12.5%
$50k–$75k	22.2%
$75k–$100k	20.8%
$100k–$150k	15.2%
$150k–$200k	6.5%
$200k+	5.9%
Median income	$72,365

Housing

Home values

Under $50k 3.9%

$50k–$100k 7.9%

$100k–$150k 15.2%

$150k–$200k 13.0%

$200k–$300k 34.3%

$300k–$500k 19.5%

$500k–$1M 6.1%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$230,900
Median rent / month	$793
Owner occupied	85.7%
Renter occupied	14.3%
Vacant	10.4%
Single-family detached	79.6%
Large apartment buildings	0.0%
Mobile homes	18.2%
Median rooms	5.9
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	1.3%
2010–2019	9.7%
2000–2009	14.9%
1990–1999	17.3%
1980–1989	7.7%
1970–1979	11.7%
1960–1969	6.2%
1950–1959	9.0%
1940–1949	12.6%
1939 or earlier	9.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.6%
2 bedrooms	21.9%
3 bedrooms	62.0%
4 bedrooms	11.9%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	3.9%
1 vehicle	16.3%
2 vehicles	31.6%
3 or more	48.2%

Heating fuel

Fuel type	%
Utility gas	3.1%
Electricity	77.8%
Propane / LP gas	10.2%
Fuel oil	7.2%
Wood	1.6%
Solar	0.1%

Households & families

Household type	Count	%
Married-couple family	1,296	56.7%
Cohabiting couple	117	5.1%
Male householder, no spouse	332	14.5%
Female householder, no spouse	539	23.6%
Households with children under 18	667	29.2%
Households with seniors (65+)	814	35.6%
Average household size	2.49

Marital status

Status	Male	Female
Never married	32.8%	22.0%
Married	51.9%	55.2%
Separated	1.5%	1.1%
Widowed	3.7%	5.6%
Divorced	10.1%	16.1%

Education

Less than 9th grade 2.7%

Some HS, no diploma 6.0%

HS graduate 39.3%

Some college, no degree 20.1%

Associate's degree 12.1%

Bachelor's degree 15.8%

Graduate / professional 4.1%

Metric	%
HS diploma or higher	91.3%
Bachelor's or higher	19.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	22	2.1%
Kindergarten	47	4.4%
Elementary school	486	45.8%
High school	198	18.7%
College / grad school	308	29.0%

Employment

Industry of employment

Education & healthcare 21.1%

Manufacturing 16.4%

Retail trade 11.7%

Construction 10.9%

Professional & management 8.0%

Arts, food & hospitality 7.5%

Other services 6.8%

Wholesale trade 5.8%

Public administration 4.8%

Transportation & utilities 2.8%

Finance & real estate 2.8%

Agriculture & mining 0.9%

Information 0.4%

Occupation

Category	%
Management, business & arts	26.3%
Service	16.0%
Sales & office	23.1%
Natural resources & construction	13.2%
Production & transportation	21.4%

Employment type

Type	%
Private sector	81.7%
Government	14.1%
Self-employed	4.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.3%
Carpool	6.8%
Public transit	0.0%
Walk	0.0%
Work from home	8.8%
Other means	0.0%
Avg commute (minutes)	31.6

Poverty

All people 4.6%

Under 18 years 1.6%

18 and over 5.3%

Married-couple families 0.4%

Female-led households 3.9%

Income support

Source	% of households
Social Security	36.2%
Retirement income	27.5%
Supplemental Security	4.9%
Cash public assistance	1.3%
Food stamps / SNAP	8.5%

Health indicators

Condition	%
Obesity	38.0%
High blood pressure	33.4%
High cholesterol	34.8%
Diabetes	10.3%
Heart disease	6.9%
Stroke	3.2%
Asthma	9.0%
Arthritis	26.3%
Kidney disease	3.0%
Pulmonary disease	7.3%
Cancer	7.0%

Behavior / access	%
Smoking	19.5%
Binge drinking	16.0%
No physical activity	23.3%
Less than 7 hrs sleep	32.0%
Depression	23.8%
Fair or poor health	13.9%
Poor mental health	14.5%
Poor physical health	10.8%
No health insurance	17.8%
Visited doctor (checkup)	77.4%
Visited dentist	66.0%
Cholesterol screening	89.4%
Teeth loss	14.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	380	8.2%

Disability	%
Any disability	18.1%
Under 18	1.7%
18–64 years	18.7%
65 and over	31.4%

Health insurance coverage

Type	%
Private insurance	71.3%
Public insurance	34.8%
No insurance	11.3%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,477	96.3%
Spanish	76	1.4%
Other Indo-European	76	1.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,597	98.4%
Born in same state	5,592	98.3%
Born in different state	4,622	81.2%
Foreign born	5	0.1%
Naturalized citizen	93	1.6%
Not a US citizen	12	12.9%

Ancestry

Ancestry	Count	%
Arab	818	14.4%
French	695	12.2%
Italian	291	5.1%
English	72	1.3%

Ancestry	Count	%
Polish	13	0.2%
Irish	7	0.1%
Norwegian	1	0%

Technology access

Metric	% of households
Computer access	40.1%
Internet access	94.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28129

What city is ZIP code 28129 in?

ZIP code 28129 is primarily assigned to Oakboro, North Carolina.

What county is ZIP code 28129 in?

ZIP code 28129 falls within Stanly County, North Carolina.

Is ZIP code 28129 mostly owner-occupied?

86% of occupied units in ZIP code 28129 are owner-occupied, well above the national average.

Does ZIP code 28129 have a large retiree population?

36% of households in ZIP code 28129 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 28129?

ZIP code 28129 has an estimated population of 5,690 residents, with a density of 131 people per square mile.

What is the typical home value in ZIP code 28129?

The median home value in ZIP code 28129 is $230,900.

What timezone is ZIP code 28129 in?

ZIP code 28129 observes the EST timezone.