Locust ZIP Codes — Stanly County, NC

There is one unique ZIP code in Locust, North Carolina and it is 28097. Area code: 704/980.

ZIP codes

30.09

sq mi land

0.00

sq mi water

704/980

area code

Locust, NC ZIP code map

About Locust, NC

Locust is a charming city located in North Carolina, specifically within Stanly County. Known for its friendly community and small-town atmosphere, Locust offers a peaceful setting for residents and visitors alike. This city is rich in natural beauty, providing opportunities for outdoor activities and community engagement.

Location & geography

Locust is situated in the central part of North Carolina, making it conveniently located near several other cities. Notable nearby cities include Albemarle, which is about 14 miles to the southwest; Concord, approximately 18 miles to the northeast; and Kannapolis, roughly 20 miles away. The city encompasses a land area of 30.09 square miles and has no significant water area, making it primarily a land-based community.

Community & economy

The character of Locust is defined by its tight-knit community and a welcoming atmosphere. Many residents are engaged in various local industries, including retail, education, and agriculture. Daily life in Locust is complemented by a mix of recreational activities and local events, fostering a strong sense of community pride.

Transportation

Locust is accessible via major highways, particularly North Carolina Highway 24-27, which runs through the city and connects it to neighboring regions. For air travel, the nearest major airport is Charlotte Douglas International Airport, located approximately 40 miles away. Public transportation options are limited, making personal vehicles the primary mode of transit for residents.

History

Locust was founded in the early 1900s and has grown over the years while maintaining its small-town charm. Historical industries included agriculture and small manufacturing businesses that served the local population. Notable events in the city’s history have contributed to its development as a vibrant community in Stanly County.

Did you know?

One surprising fact about Locust is its commitment to preserving its rural charm while welcoming modern development. Additionally, the city has a strong tradition of annual community events that celebrate local culture and history.

ZIP codes for Locust, NC (1)

ZIP code	City	County	Map
28097	Locust	Stanly	View map

Demographics & statistics

7,162

Population

41.8

Median age

$56,000

Median household income

$32,574

Per capita income

$261,500

Median home value

$815

Median monthly rent

82.1%

Home ownership

11.3%

Poverty rate

1.9%

Unemployment

2,510

Housing units

18.3%

Bachelor's or higher

Age distribution

Male Female

234

Under 5

259

137

5–9

151

233

10–14

258

221

15–19

245

198

20–24

220

412

25–34

456

377

35–44

418

361

45–54

400

276

55–59

306

368

60–64

408

329

65–74

364

213

75–84

236

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,638	22.9%
18 and over	5,524	77.1%
65 and over	1,224	17.1%
Median age	41.8 years

Race & ethnicity

White 94.7%

Two or more races 2.5%

Hispanic or Latino 1.6%

Black or African American 1.2%

Group	Count	%
White	6,895	94.7%
Two or more races	181	2.5%
Hispanic or Latino	116	1.6%
Black or African American	86	1.2%

Household income

Under $10k 5.7%

$10k–$15k 1.7%

$15k–$25k 12.7%

$25k–$35k 8.7%

$35k–$50k 14.8%

$50k–$75k 12.7%

$75k–$100k 11.9%

$100k–$150k 19.6%

$150k–$200k 4.2%

$200k+ 8.0%

Range	% of households
Under $10k	5.7%
$10k–$15k	1.7%
$15k–$25k	12.7%
$25k–$35k	8.7%
$35k–$50k	14.8%
$50k–$75k	12.7%
$75k–$100k	11.9%
$100k–$150k	19.6%
$150k–$200k	4.2%
$200k+	8.0%
Median income	$56,000

Housing

Home values

Under $50k 4.6%

$50k–$100k 4.5%

$100k–$150k 8.8%

$150k–$200k 13.9%

$200k–$300k 32.6%

$300k–$500k 29.6%

$500k–$1M 4.3%

$1M+ 1.7%

Housing overview

Metric	Value
Median home value	$261,500
Median rent / month	$815
Owner occupied	82.1%
Renter occupied	17.9%
Vacant	7.4%
Single-family detached	81.9%
Large apartment buildings	1.6%
Mobile homes	13.0%
Median rooms	5.6
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	1.9%
2010–2019	24.4%
2000–2009	15.0%
1990–1999	16.2%
1980–1989	14.2%
1970–1979	5.9%
1960–1969	5.4%
1950–1959	11.1%
1940–1949	3.6%
1939 or earlier	2.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	1.0%
2 bedrooms	23.9%
3 bedrooms	57.3%
4 bedrooms	13.7%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	7.9%
1 vehicle	23.4%
2 vehicles	32.6%
3 or more	36.1%

Heating fuel

Fuel type	%
Utility gas	3.9%
Electricity	86.0%
Propane / LP gas	2.4%
Fuel oil	6.5%
Wood	0.7%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	1,494	53.7%
Cohabiting couple	292	10.5%
Male householder, no spouse	354	12.7%
Female householder, no spouse	644	23.1%
Households with children under 18	745	26.8%
Households with seniors (65+)	921	33.1%
Average household size	2.57

Marital status

Status	Male	Female
Never married	29.1%	28.0%
Married	56.6%	49.8%
Separated	1.3%	3.3%
Widowed	3.9%	13.2%
Divorced	9.1%	5.8%

Education

Less than 9th grade 3.8%

Some HS, no diploma 10.7%

HS graduate 36.5%

Some college, no degree 19.9%

Associate's degree 10.8%

Bachelor's degree 10.1%

Graduate / professional 8.1%

Metric	%
HS diploma or higher	85.5%
Bachelor's or higher	18.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	76	4.5%
Kindergarten	92	5.5%
Elementary school	554	32.9%
High school	583	34.6%
College / grad school	378	22.5%

Employment

Industry of employment

Education & healthcare 25.2%

Construction 15.2%

Retail trade 14.3%

Manufacturing 10.6%

Other services 8.3%

Professional & management 7.4%

Finance & real estate 5.5%

Transportation & utilities 3.3%

Public administration 3.3%

Arts, food & hospitality 3.0%

Wholesale trade 2.2%

Agriculture & mining 1.2%

Information 0.6%

Occupation

Category	%
Management, business & arts	38.4%
Service	12.9%
Sales & office	21.5%
Natural resources & construction	15.6%
Production & transportation	11.6%

Employment type

Type	%
Private sector	80.3%
Government	12.2%
Self-employed	7.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.4%
Carpool	11.4%
Public transit	0.0%
Walk	0.3%
Other means	0.0%
Avg commute (minutes)	29.5

Poverty

All people 11.3%

Under 18 years 11.4%

18 and over 11.3%

Married-couple families 3.8%

Female-led households 33.3%

Income support

Source	% of households
Social Security	44.3%
Retirement income	22.2%
Supplemental Security	5.5%
Cash public assistance	2.8%
Food stamps / SNAP	8.1%

Health indicators

Condition	%
High blood pressure	33.3%
High cholesterol	35.8%
Heart disease	7.0%
Stroke	3.2%
Asthma	9.1%
Arthritis	26.5%
Kidney disease	3.0%
Pulmonary disease	7.7%
Cancer	6.8%

Behavior / access	%
Binge drinking	16.3%
No physical activity	23.6%
Less than 7 hrs sleep	31.9%
Fair or poor health	14.3%
Poor mental health	14.8%
Poor physical health	11.1%
No health insurance	17.8%
Visited doctor (checkup)	77.1%
Visited dentist	65.2%
Cholesterol screening	89.3%
Teeth loss	14.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	227	4.1%

Disability	%
Any disability	17.6%
Under 18	2.4%
18–64 years	16.0%
65 and over	43.8%

Health insurance coverage

Type	%
Private insurance	64.4%
Public insurance	38.4%
Uninsured under 19	6.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,669	93.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,123	99.5%
Born in same state	6,978	97.4%
Born in different state	5,568	77.7%
Foreign born	145	2.0%
Naturalized citizen	39	0.5%
Not a US citizen	39	100.0%

Ancestry

Ancestry	Count	%
French	987	13.8%
Arab	655	9.1%
Italian	586	8.2%

Ancestry	Count	%
English	109	1.5%
Irish	33	0.5%

Technology access

Metric	% of households
Computer access	38.9%
Internet access	93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Locust, NC have?

Locust, NC has one ZIP code: 28097. Each ZIP code serves a distinct delivery area within the city and surrounding region.