28001 ZIP Code — Albemarle, NC

Stanly County, North Carolina

ZIP code 28001 is located in Albemarle, North Carolina, within Stanly County. It covers approximately 131.38 square miles and serves a population of 25,949 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28001

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $165,200. Owner-occupancy sits near the national average at 67%.

Median household income is $54,284. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 28001 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

25,949

population

131.38

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28001 ZIP code map

Cities in ZIP code 28001

Below are the cities the US Postal Service accepts for ZIP code 28001. Using any city not on this list may result in mail delivery delays.

City	Status
Albemarle	Acceptable
Albemarle	Preferred

Nearby ZIP codes

28127 New London (8 mi) 28128 Norwood (8.7 mi) 28129 Oakboro (10.2 mi) 28097 Locust (11.3 mi) 28137 Richfield (11.8 mi) 28124 Mount Pleasant (11.8 mi) 28071 Gold Hill (13.4 mi) 28163 Stanfield (15.3 mi) 27306 Mount Gilead (15.6 mi) 27371 Troy (15.8 mi) 28025 Concord (17.9 mi) 28025 Concord (17.9 mi)

Demographics updated 05/2026

Population
Total population	25,949
Population density	198 / sq mi
State FIPS	37
County FIPS	167

Geography
Land area	131.38 sq mi
Water area	1.74 sq mi
Latitude	35.3385
Longitude	-80.2100
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.1%	45.7%	44.4%
$50k – $100k	32.5%	33.8%	30.6%
$100k – $200k	15.8%	17.1%	19.1%
Over $200k	2.5%	3.4%	6.0%

Demographics & statistics

25,949

Population

198

People per sq mi

41.6

Median age

$54,284

Median household income

$28,719

Per capita income

$165,200

Median home value

$838

Median monthly rent

67.3%

Home ownership

16.9%

Poverty rate

5.0%

Unemployment

9,153

Housing units

19.3%

Bachelor's or higher

Age distribution

Male Female

708

Under 5

720

759

5–9

773

703

10–14

716

846

15–19

860

680

20–24

692

1,770

25–34

1,801

1,270

35–44

1,292

1,702

45–54

1,731

773

55–59

787

791

60–64

804

1,583

65–74

1,611

830

75–84

845

447

85+

455

← Male

Female →

Age summary

Group	Count	%
Under 18	5,375	20.7%
18 and over	20,574	79.3%
65 and over	5,771	22.2%
Median age	41.6 years

Race & ethnicity

White 74.5%

Black or African American 15.6%

Two or more races 2.9%

Hispanic or Latino 2.5%

Asian 2.3%

Other race 1.7%

American Indian / Alaska Native 0.5%

Group	Count	%
White	19,819	74.5%
Black or African American	4,148	15.6%
Two or more races	764	2.9%
Hispanic or Latino	663	2.5%
Asian	624	2.3%
Other race	449	1.7%
American Indian / Alaska Native	145	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.1%	45.7%	44.4%
$50k – $100k	32.5%	33.8%	30.6%
$100k – $200k	15.8%	17.1%	19.1%
Over $200k	2.5%	3.4%	6.0%

Under $10k 7.7%

$10k–$15k 5.5%

$15k–$25k 9.6%

$25k–$35k 10.1%

$35k–$50k 13.2%

$50k–$75k 18.1%

$75k–$100k 13.4%

$100k–$150k 14.7%

$150k–$200k 5.2%

$200k+ 2.6%

Range	% of households
Under $10k	7.7%
$10k–$15k	5.5%
$15k–$25k	9.6%
$25k–$35k	10.1%
$35k–$50k	13.2%
$50k–$75k	18.1%
$75k–$100k	13.4%
$100k–$150k	14.7%
$150k–$200k	5.2%
$200k+	2.6%
Median income	$54,284

Housing

Home values

Under $50k 4.3%

$50k–$100k 17.8%

$100k–$150k 20.5%

$150k–$200k 20.6%

$200k–$300k 19.8%

$300k–$500k 12.9%

$500k–$1M 3.7%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$165,200
Median rent / month	$838
Owner occupied	67.3%
Renter occupied	32.7%
Vacant	16.4%
Single-family detached	82.1%
Large apartment buildings	0.5%
Mobile homes	6.0%
Median rooms	5.3
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	0.2%
2010–2019	4.8%
2000–2009	6.2%
1990–1999	11.2%
1980–1989	11.7%
1970–1979	13.9%
1960–1969	14.5%
1950–1959	13.7%
1940–1949	7.5%
1939 or earlier	16.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	7.9%
2 bedrooms	28.3%
3 bedrooms	49.3%
4 bedrooms	11.2%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	7.2%
1 vehicle	27.9%
2 vehicles	34.1%
3 or more	30.7%

Heating fuel

Fuel type	%
Utility gas	17.5%
Electricity	64.8%
Propane / LP gas	8.7%
Fuel oil	6.4%
Wood	1.8%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	4,642	44.0%
Cohabiting couple	766	7.3%
Male householder, no spouse	2,081	19.7%
Female householder, no spouse	3,053	29.0%
Households with children under 18	3,062	29.0%
Households with seniors (65+)	3,912	37.1%
Average household size	2.38

Marital status

Status	Male	Female
Never married	31.8%	28.2%
Married	49.0%	44.1%
Separated	1.3%	2.6%
Widowed	3.6%	12.8%
Divorced	14.3%	12.3%

Education

Less than 9th grade 4.4%

Some HS, no diploma 9.6%

HS graduate 31.0%

Some college, no degree 23.6%

Associate's degree 11.9%

Bachelor's degree 14.0%

Graduate / professional 5.4%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	19.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	719	13.4%
Kindergarten	221	4.1%
Elementary school	2,147	40.1%
High school	1,178	22.0%
College / grad school	1,083	20.3%

Employment

Industry of employment

Education & healthcare 22.2%

Manufacturing 16.6%

Retail trade 12.7%

Construction 9.3%

Professional & management 6.5%

Arts, food & hospitality 6.5%

Other services 6.5%

Finance & real estate 6.1%

Agriculture & mining 4.1%

Public administration 4.1%

Transportation & utilities 3.5%

Wholesale trade 1.4%

Information 0.4%

Occupation

Category	%
Management, business & arts	28.3%
Service	17.3%
Sales & office	18.2%
Natural resources & construction	13.7%
Production & transportation	22.5%

Employment type

Type	%
Private sector	83.8%
Government	11.6%
Self-employed	4.2%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	82.3%
Carpool	10.4%
Public transit	0.1%
Walk	1.4%
Work from home	5.4%
Other means	0.4%
Avg commute (minutes)	26.8

Poverty

All people 16.9%

Under 18 years 24.7%

18 and over 14.8%

Married-couple families 2.1%

Female-led households 43.3%

Income support

Source	% of households
Social Security	39.3%
Retirement income	26.5%
Supplemental Security	4.7%
Cash public assistance	1.4%
Food stamps / SNAP	16.5%

Health indicators

Condition	%
Obesity	39.8%
High blood pressure	36.4%
High cholesterol	36.2%
Diabetes	12.0%
Heart disease	7.9%
Stroke	3.9%
Asthma	9.6%
Arthritis	28.5%
Kidney disease	3.5%
Pulmonary disease	8.6%
Cancer	7.2%

Behavior / access	%
Smoking	20.8%
Binge drinking	14.5%
No physical activity	26.2%
Less than 7 hrs sleep	33.2%
Depression	23.9%
Fair or poor health	16.7%
Poor mental health	15.1%
Poor physical health	12.2%
No health insurance	18.8%
Visited doctor (checkup)	78.9%
Visited dentist	62.1%
Cholesterol screening	89.2%
Teeth loss	17.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,511	7.3%

Disability	%
Any disability	20.0%
Under 18	5.3%
18–64 years	16.5%
65 and over	44.1%

Health insurance coverage

Type	%
Private insurance	62.4%
Public insurance	42.9%
No insurance	11.5%
Uninsured under 19	8.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	24,521	94.5%
Spanish	595	2.4%
Other Indo-European	375	1.5%
Asian & Pacific Islander	32	0.1%
Other languages	188	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,978	96.3%
Born in same state	24,923	96.0%
Born in different state	19,920	76.8%
Foreign born	55	0.2%
Naturalized citizen	971	3.7%
Not a US citizen	574	59.1%

Ancestry

Ancestry	Count	%
Arab	3,033	11.7%
French	1,948	7.5%
Italian	1,063	4.1%
German	74	0.3%
English	61	0.2%

Ancestry	Count	%
Norwegian	36	0.1%
Irish	34	0.1%
Polish	32	0.1%
Dutch	16	0.1%

Technology access

Metric	% of households
Computer access	40.6%
Internet access	88.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28001

What city is ZIP code 28001 in?

ZIP code 28001 is primarily assigned to Albemarle, North Carolina.

What county is ZIP code 28001 in?

ZIP code 28001 falls within Stanly County, North Carolina.

What is the poverty rate in ZIP code 28001?

17% of residents in ZIP code 28001 live below the poverty line, above the national average.

Does ZIP code 28001 have a large retiree population?

39% of households in ZIP code 28001 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 28001?

The median home value in ZIP code 28001 is $165,200.

What is the population of ZIP code 28001?

ZIP code 28001 has an estimated population of 25,949 residents, with a density of 198 people per square mile.

What timezone is ZIP code 28001 in?

ZIP code 28001 observes the EST timezone.