28124 ZIP Code — Mount Pleasant, NC

Cabarrus County, North Carolina

ZIP code 28124 is located in Mount Pleasant, North Carolina, within Cabarrus County. It covers approximately 58.10 square miles and serves a population of 6,362 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.

About ZIP code 28124

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $239,000. Owner-occupancy is high at 83%, well above the national average.

Median household income is $75,288. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Overall, ZIP code 28124 reflects a community defined by high homeownership and a significant Social Security-dependent population.

6,362

population

58.10

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28124 ZIP code map

Cities in ZIP code 28124

Below are the cities the US Postal Service accepts for ZIP code 28124. Using any city not on this list may result in mail delivery delays.

City	Status
Mount Pleasant	Acceptable
Mount Pleasant	Preferred

Nearby ZIP codes

28025 Concord (6.6 mi) 28025 Concord (6.6 mi) 28097 Locust (6.7 mi) 28138 Rockwell (9.3 mi) 28071 Gold Hill (9.6 mi) 28137 Richfield (11.3 mi) 28083 Kannapolis (11.7 mi) 28001 Albemarle (11.8 mi) 28107 Midland (11.9 mi) 28129 Oakboro (12.2 mi) 28163 Stanfield (12.4 mi) 28127 New London (12.4 mi)

Demographics updated 05/2026

Population
Total population	6,362
Population density	110 / sq mi
State FIPS	37
County FIPS	025

Geography
Land area	58.10 sq mi
Water area	0.03 sq mi
Latitude	35.3913
Longitude	-80.4091
Timezone	Eastern (ET)
Area code	704/980

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.3%	37.4%	44.4%
$50k – $100k	36.6%	32.7%	30.6%
$100k – $200k	25.3%	22.7%	19.1%
Over $200k	3.8%	7.2%	6.0%

Demographics & statistics

6,362

Population

110

People per sq mi

42.3

Median age

$75,288

Median household income

$33,042

Per capita income

$239,000

Median home value

$1,063

Median monthly rent

83.3%

Home ownership

11.1%

Poverty rate

4.6%

Unemployment

2,187

Housing units

23.8%

Bachelor's or higher

Age distribution

Male Female

142

Under 5

124

133

5–9

117

215

10–14

188

247

15–19

217

255

20–24

225

416

25–34

365

415

35–44

364

439

45–54

386

251

55–59

221

215

60–64

188

362

65–74

318

163

75–84

144

134

85+

118

← Male

Female →

Age summary

Group	Count	%
Under 18	1,273	20.0%
18 and over	5,089	80.0%
65 and over	1,239	19.5%
Median age	42.3 years

Race & ethnicity

White 79.3%

Black or African American 7.2%

Asian 5.8%

Two or more races 3.7%

Hispanic or Latino 2.4%

Other race 1.4%

American Indian / Alaska Native 0.2%

Group	Count	%
White	5,173	79.3%
Black or African American	471	7.2%
Asian	375	5.8%
Two or more races	240	3.7%
Hispanic or Latino	158	2.4%
Other race	89	1.4%
American Indian / Alaska Native	14	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.3%	37.4%	44.4%
$50k – $100k	36.6%	32.7%	30.6%
$100k – $200k	25.3%	22.7%	19.1%
Over $200k	3.8%	7.2%	6.0%

Under $10k 4.6%

$10k–$15k 4.2%

$15k–$25k 6.5%

$25k–$35k 6.8%

$35k–$50k 7.6%

$50k–$75k 19.9%

$75k–$100k 17.4%

$100k–$150k 18.4%

$150k–$200k 7.1%

$200k+ 7.4%

Range	% of households
Under $10k	4.6%
$10k–$15k	4.2%
$15k–$25k	6.5%
$25k–$35k	6.8%
$35k–$50k	7.6%
$50k–$75k	19.9%
$75k–$100k	17.4%
$100k–$150k	18.4%
$150k–$200k	7.1%
$200k+	7.4%
Median income	$75,288

Housing

Home values

Under $50k 2.4%

$50k–$100k 8.3%

$100k–$150k 10.9%

$150k–$200k 19.6%

$200k–$300k 26.0%

$300k–$500k 21.9%

$500k–$1M 7.7%

$1M+ 3.3%

Housing overview

Metric	Value
Median home value	$239,000
Median rent / month	$1,063
Owner occupied	83.3%
Renter occupied	16.7%
Vacant	14.8%
Single-family detached	81.4%
Large apartment buildings	0.1%
Mobile homes	8.7%
Median rooms	5.8
Avg household size (owned)	2.78

Year built

Era	%
2020 or later	0.0%
2010–2019	7.1%
2000–2009	14.2%
1990–1999	18.1%
1980–1989	16.0%
1970–1979	10.9%
1960–1969	12.8%
1950–1959	6.3%
1940–1949	6.7%
1939 or earlier	7.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	5.3%
2 bedrooms	16.7%
3 bedrooms	57.4%
4 bedrooms	17.3%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	19.6%
2 vehicles	38.6%
3 or more	39.5%

Heating fuel

Fuel type	%
Utility gas	1.4%
Electricity	78.5%
Propane / LP gas	8.3%
Fuel oil	3.3%
Wood	4.7%
Solar	0.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,259	57.9%
Cohabiting couple	160	7.4%
Male householder, no spouse	333	15.3%
Female householder, no spouse	421	19.4%
Households with children under 18	607	27.9%
Households with seniors (65+)	895	41.2%
Average household size	2.89

Marital status

Status	Male	Female
Never married	35.4%	21.4%
Married	55.7%	51.2%
Separated	0.5%	2.7%
Widowed	4.0%	8.7%
Divorced	4.4%	16.1%

Education

Less than 9th grade 3.3%

Some HS, no diploma 7.2%

HS graduate 32.3%

Some college, no degree 19.2%

Associate's degree 14.2%

Bachelor's degree 14.8%

Graduate / professional 9.0%

Metric	%
HS diploma or higher	89.5%
Bachelor's or higher	23.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	111	7.6%
Kindergarten	13	0.9%
Elementary school	583	39.8%
High school	355	24.2%
College / grad school	403	27.5%

Employment

Industry of employment

Education & healthcare 25.9%

Other services 11.9%

Retail trade 10.7%

Professional & management 8.9%

Public administration 8.4%

Manufacturing 7.7%

Construction 6.4%

Arts, food & hospitality 5.3%

Finance & real estate 5.0%

Transportation & utilities 4.9%

Information 1.9%

Wholesale trade 1.7%

Agriculture & mining 1.5%

Occupation

Category	%
Management, business & arts	37.6%
Service	11.6%
Sales & office	22.7%
Natural resources & construction	13.1%
Production & transportation	15.0%

Employment type

Type	%
Private sector	72.6%
Government	21.8%
Self-employed	5.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.5%
Carpool	7.9%
Public transit	0.0%
Walk	1.5%
Work from home	9.8%
Other means	2.4%
Avg commute (minutes)	32.0

Poverty

All people 11.1%

Under 18 years 21.3%

18 and over 8.6%

Married-couple families 0.4%

Female-led households 33.8%

Income support

Source	% of households
Social Security	41.7%
Retirement income	31.1%
Supplemental Security	4.0%
Cash public assistance	2.0%
Food stamps / SNAP	9.6%

Health indicators

Condition	%
Obesity	31.5%
High blood pressure	33.7%
High cholesterol	35.8%
Diabetes	9.6%
Heart disease	6.5%
Stroke	3.0%
Asthma	8.9%
Arthritis	25.2%
Kidney disease	2.8%
Pulmonary disease	6.7%
Cancer	6.9%

Behavior / access	%
Smoking	18.9%
Binge drinking	16.4%
No physical activity	21.8%
Less than 7 hrs sleep	32.8%
Depression	23.2%
Fair or poor health	12.4%
Poor mental health	13.9%
Poor physical health	10.1%
No health insurance	15.7%
Visited doctor (checkup)	78.0%
Visited dentist	66.7%
Cholesterol screening	90.6%
Teeth loss	12.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	294	5.8%

Disability	%
Any disability	16.0%
Under 18	7.2%
18–64 years	12.5%
65 and over	36.8%

Health insurance coverage

Type	%
Private insurance	68.8%
Public insurance	35.1%
No insurance	7.9%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,096	95.8%
Spanish	111	1.8%
Other Indo-European	60	1.0%
Asian & Pacific Islander	9	0.1%
Other languages	42	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,003	94.4%
Born in same state	5,976	93.9%
Born in different state	4,702	73.9%
Foreign born	27	0.4%
Naturalized citizen	359	5.6%
Not a US citizen	285	79.4%

Ancestry

Ancestry	Count	%
Arab	1,312	20.6%
Italian	483	7.6%
French	465	7.3%
German	69	1.1%

Ancestry	Count	%
Polish	18	0.3%
Irish	11	0.2%
English	6	0.1%

Technology access

Metric	% of households
Computer access	34.2%
Internet access	85.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28124

What city is ZIP code 28124 in?

ZIP code 28124 is primarily assigned to Mount Pleasant, North Carolina.

What county is ZIP code 28124 in?

ZIP code 28124 falls within Cabarrus County, North Carolina.

Is ZIP code 28124 mostly owner-occupied?

83% of occupied units in ZIP code 28124 are owner-occupied, well above the national average.

Does ZIP code 28124 have a large retiree population?

42% of households in ZIP code 28124 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 28124?

ZIP code 28124 has an estimated population of 6,362 residents, with a density of 110 people per square mile.

What is the typical home value in ZIP code 28124?

The median home value in ZIP code 28124 is $239,000.

What timezone is ZIP code 28124 in?

ZIP code 28124 observes the EST timezone.